Nisus Corporation

In its 1/30/letter, HSBC denied my application for the modification of a loan ( [redacted] )After inquiring, HSBC admitted that it had made arithmetic errors in adding income/expenses It promised to correct it Instead it did nothing until I contacted it againOnce again HSBC asked me for updated financialI provided thatHSBC letter of 3/20/informed me that it rejected my application I asked HSBC for two items: (1) the income / expense numbers it used for me to assess my application, and (2) the criteria for loan modification the absence of which makes the process arbitrary and discriminatory In fact, HSBC rep read some of the numbers to me on a recorded phone call and promised to have them emailed to me Since then I have contacted HSBC by phone and email requesting these numbers and they are refusing to provide them saying they are reviewing itSending me the numbers HSBC used to deny my application three months ago requires no review, HSBC has it, but refuse

I sent $to Household Finamce as mortgage payment but found out mortgage was changed to [redacted] HomesI want payment sent to [redacted] Loans On December I sent a payment by western Union to my then mortgage company - beneficial financeI was then told that my mortgage was transferred to [redacted] homesI sent a request to western Union to have my payment rerouted to [redacted] homes but as of this time , have been unsuccessfulBeneficial finance will not talk to me and [redacted] homes wants their paymentI have contacted western union over times and each time they have "escalated the complaint" but to no availThe tracking number (I have the receipt) is ###-###-####The western junior number is ###-###-#### I don't know what else to doAll I want is the $I sent to beneficial finance sent to [redacted] homes who is my new mortgage companyThat's it Please help me with this as my home may go into foreclosure because of this problem Thanks for your time in advance

Dear Sir/Madam: I came home today (January 12, 2018) to receive my new credit card since my existing card expires 2/2018. I received two cards, one in my name: MARVIN A [redacted] and another for someone named DOMINGO W [redacted] ***. This was problematic to me because I do not know this person. I have had this card for eleven years so I was really troubled. I spoke to 4 agents. All of them told me that only the card user can add an authorized user. Moreover, there was a second authorized and they claimed that I called to remove them. The security issues here are daunting me. I have set up notifications when my card received charges above a certain amount and such, why would not I receive a letter that an authorized user was being added to my account. Moreover, if this authorized user card is being sent to my home address now, would not their card be sent here upon being added to the account? I have used my card heavily since 2016 when this person was added to my account. There have never bee

I setup automatic payment with my service person [redacted] and my payment was to be taken out on June 8, The payment was not taken out of my account as of today June 16, so I called Beneficial to question why the funds had not been taken from my accountI spoke with a representative who advised me that there was an attempt to obtain the money from my account but it was returned insufficient funds from my bankI advised the representative that the information was wrong and we made a conference call to my bankMy bank confirmed that there is and has been more than enough funds to cover the draft and that no attempt was made by Beneficial to obtain the money The bank verified the account number with Beneficial and it was the correct numberI am not able to make a payment online, Beneficial refuses to withdraw the money from my account, and I was informed that there is no local location where I can make a paymentI am disabled and it is a burden for me to get certified

hen I open the account with the promo card with me, the teller told me I will be receiving cash reward of $350 as long as I kept at least $10K in the bank for 90 days. I let the days go by and after more than 90 days the Cash Rewards was not awarded to me. They told me that I was not qualified because of the equity line of credit that I am not aware of. I did not even apply for this line of credit and even that I did not receive any letter that I was not qualified.

My account shows an "Outstanding Lender Advanced Balance" of $that has actually already been paid in full I paid the taxes to my taxing authority in and so did HFC However, HFC has already received back the taxes they paid from my taxing authorityAccording to their own tax department, they received back their funds on 4/24/ But they have failed to credit this back to my account, so my account still shows an open"Outstanding Lender Account Balance" of $ I have contacted HFC customer service department regarding this on 10/28/2015, 1/5/2016, 2/18/and again on 2/22/I am always informed that HFC confirms they have received back the funds from my taxing authority and they will get this Open "Outstanding Lender Account Balance" removed from my account But each time they fall short of actually getting this removed or resolved

To whom it may concernI am trying to contact HSBC regarding a release of Lien and/or copy of my motorcycle titleI have called several times and the representatives are not working with meI mailed a request for my title to Capital one by certified mail and Capital one stated that I have to call HSBC title's deptI called and the representative of HSBC looked up my information by my VIN number [redacted] because I do not have an account numberThe representative told me that my loan was forgiven and request that HSBC mail me my titleI was not given a time frame and I would like a time frame of when my title would be sent to me by mailThanks in advance

HSBC BANK NEVADA N.ASOLD MY ACCOUNT TO [redacted] ASSOCIATES [redacted] IN APRIL OF I HAVE SATISFIED THE DEBT WITH [redacted] , BUT HSBC IS STILL REPORTING THE DEBT THE CREDT BUREAU AS A CURRENT DEBT IT IS SHOWING ON MY CREDIT REPORT AS A MAXED OUT CREDIT CARDTHIS IS AFFECTING MY ABILITY TO OBTAIN CREDIT WHEN THIS SHE HAVE BEEN RESOLVEDHSBC ACCT # [redacted] *

Predatory practices Have been trying to resolve an interest rate that is extremely high from 2006 at 9.59% I have called the company and was literally laughed at by an employee as I was trying to get help concerning loan modification or other possible changes in interest rates. This complaint is not directed at any one of the HFC but at HFC practices. My loan is pending sale and no one has information regarding the details of when this transaction occurred. The company that this is being sold to Select Portfolio Servicing. I had shared that I was seeking legal consultation in regard to this. I was doing research and found that there was a a suit against HFC in 20126 that pain a huge settlement for predatory practices. My home loan at that time was over inflated. I will take responsibility for taking the mortgage. The unethical business practices that occurred at this time came to light during investigations when the housing market took a significant reduction in property value

Dear Sir/Madam: I came home today (January 12, 2018) to receive my new credit card since my existing card expires 2/I received two cards, one in my name: MARVIN A [redacted] and another for someone named DOMINGO W [redacted] ***This was problematic to me because I do not know this personI have had this card for eleven years so I was really troubledI spoke to agentsAll of them told me that only the card user can add an authorized userMoreover, there was a second authorized and they claimed that I called to remove themThe security issues here are daunting meI have set up notifications when my card received charges above a certain amount and such, why would not I receive a letter that an authorized user was being added to my accountMoreover, if this authorized user card is being sent to my home address now, would not their card be sent here upon being added to the account? I have used my card heavily since when this person was added to my accountThere have never bee

A mailing was received, and application was submitted for a credit card offer of receiving $cash back upon spending $with the submission and approval for a HSBC MasterCard in the first months of approval (Offer expiring on 11/30/2018) I submitted this application on 11/06/2018, and was approved for this offer Upon receiving and reviewing the welcome packet on 11/14/2018, and getting ready to activate this new credit card, I noticed that the offer in the Welcome Packet was differentThe new offer was to receive $cash back after spending $2,in the first 3-months upon approval I called HSBC questioning change in the offer thinking this was an errorAfter taking to people I was told that this was not an error, that had I gone on HSBC's website that this offer was changed on 10/21/ I would not go on this bank's website for fun, and if this offer had changed I would expect a message telling me this promotion that was mailed to me would no longer b

Avoiding foreclosure; it appears HSBC is not following the guideline outlined in the Settlement agreement with the Attorney General They have not discussed any type of loan modification with me, although I've repeatedly asked The Loss Mitigation offer they've provided is "a short sale or Deed in lieu of foreclosure" neither of these is acceptable, I want to keep my home I fell behind because I had a heart attack and was out of work I'd like to work something out that's acceptable to both parties

I have one HSBC credit card account I received a cash advance check offer form HSBC in the mail a few months ago On 1/30, I deposited one of these checks offered from HSBC in the amount of $to my personal checking account My banking is not with HSBC On 1/31/2018, my personal checking account online information indicated the check deposited was available for use, the full amount of $ On 2/1/2018, my HSBC credit card account online information indicated the check posted to my HSBC credit card account in the amount of $ On 2/1/2018, Based on the information from the issuing bank, HSBC and my personal checking account, the fund was used to make a payment of $to my HSBC credit card to pay off the balance This payment was made online, via HSBC website by logging into my HSBC credit card account On 2/2/2018, HSBC cancelled the check and withdraw the fund, $ On 2/2/2018, HSBC presented the $to my bank for payment On 2/2/2018,

I applied for and received a credit card from HSBC [redacted] I has $in bonus rewards Tried more than times to reach them, but was either disconnected or left on hold Now they want me to email my identification to [redacted] @us.hsbc.com When I asked to mail it to them, they said they don't have a mailing department and I have to email them The whole thing sounds like a scam I went to their list on your website and every phone number goes to Verizon and not them Their number is ###-###-#### listed on your list

I am requesting all the following items be provided to me I would like written proof that the debt is owed, not an invoice or a letter but proof, CONTRACT AND FULL BILLING AND PAYMENT HISTORYI want written proof the collection agency has the right to collect on this debtProof they bought the debt or the contract with the original creditorProof that a verification letter was mailedI am asking for their Surety Bond Number and they can collect in the State of California I want the ORIGINAL signed agreement with the ORIGINAL creditor, complete transaction between me, insurance, all fees, charges, interest, phone and computer records on disputes and verbal agreements with original creditor I also told them to cease and desist ALL collection contact and harassmentThis includes deletion of the account from their system and credit reportersFDCPA considers this a continued attempt to collect a debt and that is illegal

My Indiana Property tax was due on May 10, for Spring I paid the correct amount and my check for $was cancelled by my *** *** account on the exact due date of May 10, My property parcel number is ***For some unknown reason, my mortgage company, Beneficial sent an inquiry about my spring property tax payment on April 13, and was told that it had not been paid.It was not due until May 10, but they went ahead and paid it early and charged me a late feeIt was not late and I have never had an escrow account for my property taxes with BeneficialI have always paid my property taxes.This error resulted in an overage of payment in my property taxes account I cannot determine who made the mistake but I am being charged a $16+ late fee and the amount Beneficial erroneously paid $has now been added to my mortgage account.I have asked Beneficial to back this overage out of my mortgage account by phone and in writing but they continue to refuse

I am in a financial situation I have filled out every form they have given me and sent them every piece of paper that they have asked for They are refusing to work with me They will not report our payments to the credit bureau and they will not give us a modification for our mortgage I am at my wits end I have been told they have shady dealings and our percentage rate being 9.75%, they are just trying to keep our mortgage at that rate

The location of loan origination is *** ** office is closedThis mortgage loan was paid/settled 1/11/During this time a Release of Mortgage was never filed by HSBC to date and they are refusing to do a Release of MortgageThey are also refusing communicationMy husband *** *** is deceased and they are saying I am not on the loan and they had me sign papers for the loanThey are running my bank and I in circles requiring endless documentation only by postal serviceWe were not made aware that they had placed a lien on our property

My home was severely damaged by Hurricane Irene in and then again Hurricane Sandy in making the property uninhabitable
We suffered over one hundred thousand dollars in damage and the area declared a National Disaster Declared Area by FEMA
I continue making payments, which was held by the bank but I receive re-imbursement from the bank three years laterThe account does have an escrow so any unapplied funds could have easily applied to escrow
I was not delinquent in my mortgage payments
I wrote to both banks, each said that my mortgage account was sold to a new company and should contact them
I eventually received my money from HSBCThe same amount of the payments I madeMy money was sent to the new York State Comptroller Lost Property but I was able to claim my money funds from New York State
Yet HSBC continues to report negative information on my credit report
Thank you
Mavis ***

I filrd my taxes in February of this yearLast week, I receive a "corrected" showingv a differentamount for my mortgage interestthat in itself would not be a problemBut after the trouble I had with them in 2015, I am concernedIn 2015, I had missed some payments and knew the would be for a lower amount than usual (probably around or thousand dollars) I received my and it showed an amount of less than $I had to call them practically every day from February through April last year about thisIt was always the same, "FAX in a request and we will research it"I would submit a FAX, they would claim to not receive itThis went on a few timesThen when they said they had it, it was always that it had nit been looked atv yetThen I was promised a corrected by April 1, then April, 10, then guaranteed by April 15, but I received nothingWell after April 15, I received a "corrected" The amount was changed downward to reflect a mortgage interest amou