Paramount Real Estate

the contents of the letter from the bank is not accurate,,this bond was not initialed by the bank teller , I asked for something in writing and she refused,,
and I showed two ids one that was current and one that was expired , and the bond only asks for verification of signature which is on file at the bank where I have my account which was that one ,, after taking the stamped bond to another bank they would not cash it because mt bank had already stamped it as paid,,this bank owes me dollars I have reviewed the response made by the business in reference to complaint ID ***, and have determined that this does not resolve my complaint. For your reference, details of the offer I reviewed appear below. Regards, *** ***

M&T
Bank has responded to the complaintHowever, it has requested that the
Revdex.com not publish the response due to privacy concern

I have reviewed the response made by the business in reference to complaint ID ***, and have determined that this does not resolve my
complaint. For your reference, details of the offer I reviewed appears below: At best, M&T is suggesting that I opened and online account with them in order to faciliate automatic additional paymentWhy can't this be done via my regualr checking account which is NOT with M&T ? Even though making additional payments in person at the local branch, or by mail are vaild suggestions, I feel they shld not have unilaterally changed what I had set up with Hudson City Bank prior to the acquistionRegards, *** ***

I have reviewed the response made by the business in reference to complaint ID ***, and have determined that this does not resolve my complaintI have
included screenshots of account showing balance was not negative when *** or *** *** charges went through as bank claimsSecondly if I deposited a check on the day of wells Fargo charge it would have cleared the following day first thing in morng at the latest like they always haveThen the *** charge was the following day so there is absolutely no way that should have been missedNot to mention that is why II went in bank and asked teller to cash check and deposit so it was available immediately! Regards, *** ***

I have reviewed the response made by the business in reference to complaint ID ***, and have determined that this does not resolve my complaint. For your reference, details of the offer I reviewed appear below. This company is so full of ST all they do is lie and think of ways to steal people's moneyI was told over the phone by one of the representatives that my late charges from May were droppedThen when I decided to try and send my payment early they put it elsewhere. Regards, ***

I have reviewed the response made by the business in reference to complaint ID ***, and find that this resolution is satisfactory to me.
Regards,
*** ***

I have reviewed the response made by the business in reference to complaint ID ***, and have determined that this does not resolve my complaint.
For your reference, details of the offer I reviewed appear below. I have read the response and all is understandable, I continuously keep being told about when I opened my account what was told to me, however this response never touched base on the rudeness of a manager I spoke with who just refused to care, he was totally just like these are the rules can I help you with anything else, then to top it all off, my friend opened her account the same day as me, she deposited her check on satuday, I deposited mines on Sunday there was no hold for her however my check was held for days, I can't help to think (from reading other reviews) and my personal experience that this is a racial thing, I don't believe that you try to provide excellence because if you did I would not have had a manager treat me like I was a piece of garbage and that's what my problem is right now , I have never banked with a bank that shows as little compassion as this man showed me, and because of his action I have no desire to bank with m&t bank, I'm going to stay the allotted time I have to bank with you and be done, thanks for the response, however I am riding out my contract and moving on. Regards, *** ***

Dear Mr***This correspondence is to acknowledge the receipt of your recent inquiry which was submitted to the Revdex.com ("Revdex.com"), and subsequently forwarded to M&T Bank ("M&T') for review and reply. M&T takes our customers' privacy very seriously, and we are
obligated to protect account informationFor this reason, we are unable to discuss any of the above with anyone that is not authorized on the accountAs of the date of this letter, we do not show you as an authorized partyWe apologize for the inconvenience this may cause youIf you would like to speak in more detail regarding this account please provide a copy of an authorization form signed and dated by the account holderPlease clearly mark this document as a third-party authorization with the customer's loan number and last name and fax to ***. We thank you for the opportunity to serve you. Sincerely,Cindy H***CAM Escalations Analystcc: Revdex.com

Revdex.com: I have reviewed the response made by the business in reference to complaint ID 11296877, and have determined that this does not
resolve my complaint. For your reference, details of the offer I reviewed appear belowRegards, *** *** Information still needed by M&T for assistance in recovering our
$See attached letter dated May 6, to Rory *** M&T
Administrative VP Retail Regional Mgr., requesting proof of M&T
wire transfer recall 4/1/and beneficiary name on account of the
3/21/wire transfer recipient that received the $wire transferThank you

RevDex.com:
I have reviewed the response made by the business in reference to complaint ID *** and find that this resolution is satisfactory to me. However, I will be closing my account as soon as the month mark from the opening date of these accounts and going back to *** *** ***Thanks ***
Regards,
*** ***

I have reviewed the response made by the business in reference to complaint ID ***, and have determined that this does not resolve my complaint.
For your reference, details of the offer I reviewed appear below. My husband (whose name is JEREMY, by the way, M&T) has reached out to the company repeatedly to ask that I be authorized and has been told it isn't possible because of the "delinquent status" of our account. Regards, *** ***

Dear Ms*** ***
I am writing in
response to the reply I received from you *** *** on behalf of
M&T Bank in response to
the complaints I filed with the RevDex.com ("Revdex.com") and the Consumer Financial Protection Bureau
("CFPB")
Yes, it is true that my
complaints stated that I sought to apply for a Small Business Administration
("SBA")- Guaranteed loan through M&T, but according to the denial
letter a loan entirely unrelated to my project an Express Business Installment
Loan application was submitted against my consentShannan ***, Branch
Manager of the M&T Kirk Avenue branch, did contact me in response to my
inquiry regarding an SBA- Guaranteed loanYes, I did advise Ms*** that I
wish to purchase investment real estateHowever, I did not inform her that I
wanted an SBA line of creditI told her several times that I wanted to apply
for a term loan to better accommodate my business ventureA line of credit and
a term loan are different since with a term loan I would receive a lump sum of
money, get it all at once and pay it back over a specific termMs*** you
state that M&T does not offer an SBA-specific application for any product
I do not believe this statement since the M&T banks application has several
Business credit requests such as Line of Credit, Term Loan, Equipment Lease,
Letter of Credit, Commercial Mortgage, and otherThe M&T Bank website also
list several loan types including the three products options you list and three
types of SBA Guaranteed Loans to chooseAlthough you state M&T policy is to
submit all request as potential conventional credit applications, I was never
informed of this policy until I spoke with Michael N ***If this were the
case, I would have never proceeded with the application which is evident of the
type of loan I advised, requested and consented toMs*** did not in
her initial conversation with myself advise me that the first step would
require submitting a conventional loan application nor did I receive a
conventional loan applicationMs*** did not explain that I would not be
directly applying for an SBA loan eitherNor did she advise me that M&T
does not provide businesses with lines of credit to purchase investment real
estateThat is a contradiction and statementIt would and is irrelevant
to my request which is evident by my application I submitted to Ms***It
is also a statement since there is an SBA Guaranteed loan called SBA
Express that has a choice between a Line of Credit or Term LoanShe did
recommend that I apply for a commercial mortgage on an individual property, but
I refused her recommendation since it would not serve my request according to
my application and business planShe also advised me to register with SBA for
an Article of Organization because of my requestI have emails as proofMs***, it is clear that you are making
statements about the type of application I submittedThis does not advocate
for me the customer and deem you unfit for such dutiesYou state multiple
times I submitted an application for a line of credit and towards the end of
your letter you state I applied for a business installment loanMy application
clearly shows a request for a term loan not a line of credit nor a business
installment loanMs*** did advise me that I may not be approved for an
SBA loan for the purpose of purchasing real estateThis was a statement Ms
*** and Mr*** made to me in personI never presented an application
for a loan at the M&T Bank during my visitMs*** already had my application
for the term loan I submitted to her by emailMs*** had no right to process my loan
application as she feltThat is my right and a violation of the Consumer
Credit Protection ActI am authorized to use my social security number and credit
accordinglyThere is obvious discrimination by the representatives handing my
application prohibiting me from applying for the type I loan I requested in
violation of the Federal Equal Credit Opportunity ActI was denied the right
to apply for the loan I requestedA loan provides financing to new and
existing businesses that may not qualify under conventional bank termsWorking
capital can be used for operating expenses, and there are no listed
restrictions against real estateI would be using the working capital to
operate by purchasing real estate to increase income. I requested of Michael N *** specific reasons
why credit was denied under the terms for which I had appliedNot reasons for
why the application was declined for an Express Business Installment LoanAn
application which did not include a request for a business installment loan
evident by my application for a term loan for working capitalBoth bank
representatives have violated my rights that are protected by the Consumer
Credit Protection ActThe actions of the bank representatives of the M&T
Bank are violations of The Equal Credit Opportunity Act, and M&T Bank
Corporation is subject to fraud and civil liability for actual and punitive
damages. I request and am entitled to a specific reason why
credit was denied under the terms for which I had appliedI request a copy of
the said M&T policy for all request for conventional loan applicationsI
also request corrections of M&T's credit reporting of the Express Business Installment
loan application. Sincerely, *** ***

I spoke with *** *** who confirmed her complaint is resolved

I have reviewed the response made by the business in reference to complaint ID ***, and have determined that this does not resolve my complaint.
For your reference, details of the offer I reviewed appear belowYour response still doesn't fully answer why you decided to close my account except for "we decided to"I want to know the specific reasonFraud, identification, what? Regards, *** ***

I need them to address their rude representatives, people should not treat others with such lack of respect

I requested the above to close my checking account on 09/02/2015 via letter. I requested the account be closed due to astronomical fees which were not explained. I haven't heard anything from bank until I received statement for Aug-Sept 2015 in which I was charged an unexplained fee of 6.95 putting my account (which I requested be closed) in the negative (6.56). They are trying to be able to charge me additional fees for having a closed account with a negative balance. There is no justification for this 6.95 charge Please remove 6.95 fee and close account

I have reviewed the response made by the business in reference to complaint ID [redacted], and have determined that this does not resolve my complaint. ...

For your reference, details of the offer I reviewed appear below. The company stated in their response that my "account remained current until July 23, 2015". If that is the case I would have only been responsible for a total of two late fee charges. The total of the charges would be at most $ 85.58 not $280 in late charges. As shown on the statement copy they provided in their response. Also it should not be up to them to take my money and say it can't go to my principal and interest first when it is received early. Regards, [redacted]

Consumer filed duplicate complaint :Billing /collection issue:I had an agreement with Steven Miller earlier today to pa $1400. And then the repo would be called off. The man just came and reposed the vehicle only a few hours after. I called the bank again and Steven supervisor said that our...

agreement should have never been made. That now I have to pay 2800, plus 2000 in late fees plus agent fees. Billing Adjustment  Get car back

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is...

acceptable but enraging.In response to Ms. P[redacted]'s lies to try to save face, there was no other customer, and she did not ask me to sit down and wait, she is attempting to portray me in a light that conserves her employment, which I don't entirely blame her for, self preservation and all.  When she told me the process involved filling out a request form and waiting a minimum of two days I stated I would just call the customer service phone number listed on the mailing instead since they could probably handle my request faster, which was true, they gave me a definitive 'no' much faster than the wait the request takes.  So in short, your customer service is terrible, and you're bankers are willing to lie to make themselves look better.  I'm also a huge fan of "As a courtesy we gave you back the money we stole from you."  Not entirely sure how you think that charging me the equivalent of over %100,000 APR and refunding it when I contact the Revdex.com is a courtesy but I think you should be strung up next to the horse thieves of old and left to rot for the crows.  Bravo, M&T, bravo.
Regards,
[redacted]

I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me.  Regards, [redacted]