Refresh Financial

I started to sign up for thier loan program. before everything was completed my phone disconnected. I had no given my banking information yet at this time later that day I rev=cived and text saying they "found" my banking information and everything was good to go. the next day I lost myjob and I tried contacting them to cancel this I finally got a responce about [redacted] days later. they reply was I can not cancel this program ive recived nothing, no products, no loans, no help or service of any kind. they keep trying to take money from my account and my account is empty asim not working right now

I have had a loan that I started paying on in May and it was to be finished in MayIt was a reverse loan so I paid the $and was supposed to get back $You can call to request money out of there that was already paid for by meI had $in there that I could take outI owed them $in fee and miss payments so I asked Refresh Financial to pay what I owed and send the rest and not to close my accountThey closed my account and they are sending me $and closed my accountThat was on Nov 21, They waited till Novat 4:59pm on a Friday to tell me that closed my account and that the loan was finished and all I would receive is $instead of the $in May I emailed they email me back said I asked to close it but I talk to the girl about it and then I asked her for a copy of the missed payment which I never receive and told her that I didn't want to cancel the loanI asked for a copy of the recording but I never heard backI'm not paying

I was really happy with how easy the whole application wentTHEN, when it came time to have to cancel my "loan" due to unforeseen circumstances, they told me that out of $that I had already paid into the so called "loan" I would only be receiving approximately $200! They gave me an explanation of $set up fee, $dollars a month for insurance and 15.99% [redacted] Please do not trust this company! NONE of this was explained to me during the application process! If it had been I would never have signed

[redacted] This company took over a year to respond to me, and over a month to get any kind of refund back. They told [redacted] and my credit that I owe them $350 when I don't. I cancelled their services immediately when I caught them taking money from my account. [redacted] First payment of $23.65 went through [redacted] Received an email that a double payment will be processed on [redacted] - "No reasonable latitude for adjustment" Sent less then 24hrs before the payment attempt with no reasonable notice [redacted] - Took $23.65 and attempted another $23.65 (After I had already said NO) again with no reasonable notice [redacted] NSF in my account (Contacted your employee at Refresh [redacted] whom said he would have the money refunded back to my account immediately and called john and terminated the services) [redacted] Received another email that my account will be deb

On [redacted] I obtained a credit rebuilding loan through Refresh FinancialThe amount of the loan was $ [redacted] plus a $ [redacted] loan setup fee with a fixed interest rate of ***% and also included loan protection of $ [redacted] per paymentPayments were to be made weekly every Thursday in the amount of $ [redacted] for [redacted] months with first payment to be removed from my account on [redacted] and continuing weekly thereafterUnder our contract the obligations on both parties were clear-I was to make my weekly payments on time and in full every week-that was my portion of the obligation and the obligation on Refresh Financial was to report to the credit bureau each time I made my payment so as to help rebuild my creditAt the beginning of this month ( [redacted] ) I checked my credit report online myself through [redacted] and found that my credit score had dropped from where it was before I initiated this contract with Refresh and when I looked at the details that Refresh had provided to t

Excellent service Refresh financial is an amazing program to help people get back on their feetI was rock bottom with nowhere to turnMy credit was beyond poorThe simplified and easy payment plan arranged by easy Financial was extremely manageableThe savings payment amounts are so minuscule that you don't even notice the money missingAnyone who holds any sort of stable income can benefit from this The best thing about this program is that saving money and building your credit are in tandem Within just over a year my credit was establishedI've purchased a house and I can basically obtain any loan I want nowThe ability to know that you can get yourself out of a jam at any point is simply peace of mindI have established good credit nowI know if I need an emergency loan I can obtain one easilyThe stress and burden of a poor credit report can be depressing and frustratingI'm very glad I discovered this program because being stressed out over my credit report is a thing of the past Even though my credit had improved I still utilize this programWhy not? This is essentially a savings account with no Fees that continuously builds your credit Recommended to anyone If I can do it surely anyone else can

I started with Refresh Financial on [redacted] by recommendation of [redacted] I have been paying fees every monthI decided to cancel it, I tried calling them and it always goes on voicemailI called them again today and got a hold of someone named [redacted] with a phone number from [redacted] I said I wanted to cancel it but he said I have to pay my outstanding fees first, I asked him for the details of the fees but he insisted on withdrawing the funds firstI said I have enough funds paid to them to cover for the fees and I actually think I can be refundedHe said I have nothing but an outstanding balanceI said email me the details of the fee first and then I will call back then I hang upHe called me back saying "i know you're not going to call back" and he kept on insisting on collecting the fees - he said he already set it up to be withdrawn even I did not agree to it

Today I had a amazing service for a long time, I couldn't be any happier with the service that I gotten todayREFRESH FINANCIAL were helpful and made my everyday life stress freeI would like to thank this company that's helping me n my family for a better futureThank you

I was [redacted] into believing that they can help me rebuild my credit historyThey didn't really explain me much, but since my history has been damaged, I really wanted this to be fixed somehow, so I decided to start the collaboration with Refresh FinancialA few months later, when I realized that I was paying much more than I was supposed to take back from them, I decided to terminate the contractI called them and told them to stop taking the money and to have a refund for the money I had invested [redacted] I never gave them permission to do so after the terminationNow I don't know what to doThey never gave me any money back and keep taking money from me without my consentPlease help

Refuse to return my money [redacted] My credit is at what I deem a satisfactory number [redacted]

I had opened this account in [redacted] for a secured loan and have been paying into it since thenI got my most recent update from [redacted] which I do every month and I consistently see that this company is not making their reports, missing reports or skipping themAlso inaccurating marking them as days late when I infact have auto debit and they take out the money on the datesAlso, My balance that was [redacted] dollars automatically went up to $ [redacted] The service is [redacted] my credit has now dropped three times due to their clerical mistakesI have had nothing positive and a lot of negative times with these people [redacted]

I was alegated into believing this company would help me as I found out later in the end each month a new surprise of error by there employees gained further charges and user company fees as well as charging me to use my own money and then on top with my own money charge me interest as well as to try and escape this company a further charge to terminate the companyThey also have screwed up my credit right from the beginning not reporting proper payments on time [redacted]

This company offers a "service" by which you sign up for a contract period (ie: months) and pay them a set fee every weeks, and they will "report a tradeline" to credit bureaus, stating a "loan" paymemt is being made on time every monthWhen in essence this is not a loan at all The first months of payments in the program are for administrative fees, after which, each successive payment gets set aside in an "equity line" which is then deposited back to your banking institution at the end of the program period So in essence, you are paying money to a company just to "report a positive tradeline" to your credit bureau [redacted]

I have a credit rebuilding loan with refresh , and up until a month ago I have had no problems They have recently become in contactable They will not answer the calls or emails I send through It is worrying me

I was lied too about fees and charges on a pre paid loanI was told by Rickardo H**, that there would be no missed payment fees or cancelation feesI Was also told that if I ever needed to miss a payment it would be no problem and to email him before the payment came out of my accountWhich I did and it still came out amd no way of me getting it backSo in frustration I had told him to cancel the loan expecting my money backI recieved an email stating that I now owe them money.which is the exact opposite I was told over the phone

I put up a savings loan with refresh financial because of [redacted] advise that it will gurantee my credit repair, after being sick and hospitalized for months I cannot pay the bi weekly payment anymore and request to cancel the savings loan and refund the money to meRefresh fiancial said I can cancel but no money will be returned to me, I have paid a total of about for over a year

I had got a loan through easy Financial and got all the bells and whistles including the Refresh financial stuff back in April and as of yesterday March I was told I would be receiving $back from Refresh, I had paid out my loan for easy financial back in May and as I was told Refresh would hold onto my money which I paid about $every weeks since April until March 16th which I terminated when I found out what I maybe getting back

I was signed up for a Refresh Financial loan through Easyhome financial on January I was told multiple times that it wasn't a loan, since I have told the associate that I dont want to sign up for another loanShe then told me that it was a secured savings account, it would help build my creditI was also told that at any given time I could cancel my account and just pay the administrative fee and I could get my money backI've had my account from January to this dateI inquired as to how do I go about closing my accountClosing the account was easyHowever, I was only getting $back from all the money that I have put it I was then told that it was in fact a loanBut, I never got any money for themThey took money from me and expect me to pay them more for a loan that I never gotIt is a very deciving companyI [redacted] I contacted them regarding this matter and all I keep

I've been a customer of Refresh Financial since [redacted] My first payment was made on [redacted] My motivation for enrolling in their savings loan program was to assist with rebuilding my credit as this is what they promote their program to doTheir loan documents claim that they report loan payments to the credit bureaus on a monthly basisTo my surprise upon checking my credit reports, my loan payments and loan balance has not been updated/reported since [redacted] Therefore, not helping to improve my credit in any wayI make two (2) payments of $ [redacted] per monthI have never been late or have missed a paymentI have contact their Customer Care department on numerous occasions only to be told that they are still working on the issueThis is totally unacceptable and I will not continue to pay for a service that I'm not receiving

I signed up for this savings loan with best intentionsI have had nothing but problems trying to cancel my loan as I really do not want it anymore I keep being told that I cannot cancel because I signed a contract binding me to a year term Yes I did, however the gentleman that signed me up told me that I had the right to cancel at any given time So when I bring this up, she tells me no I cannot cancel until the administration fees *in the hundreds [redacted] are paid firstOnly after that would the money they are taking from me go towards my savings loan Again during my sign up with the company, the representative did not tell me this eitherI'm very unhappy with this companyWhen I tried to postpone a payment because I was unable to afford it, they said sure not a problemWe will pick up on your next pay date They did not tell me that they would take out double out of my next payI have put a stop to a few payments because I am unhappy with the service I am getting and now am