Specialized Loan Servicing, LLC

Initial Business Response / [redacted] */ Dear [redacted] This letter is in response to your correspondence dated May 1, regarding a pay off quote for the above referenced mortgage account We strive to make concerted efforts both through our internal policies and through our direct interactions to ensure courteous, knowledgeable and expeditious handling of any servicing issues which may arise We handle all borrower comments or concerns with the utmost consideration, and we regret to hear that you were unsatisfied with our servicing of the account A copy of this correspondence and payoff quote has been faxed to Keep Your Home CA at fax number X-XXX-XXX-XXXX, per your request In researching your account, we have found no errorsYou have a right to request the documents relied upon in reaching this determination by contacting us at the number below, but please note that SLS has already enclosed the same for your reference as outlined above If you have any questions regarding this information, please contact Customer Care toll free at X-XXX-XXX-XXXX, Monday through Friday, 6:a.muntil 6:p.mMT or TDD X-XXX-XXX-XXXX, Monday through Friday, 8:a.muntil 5:p.mMT

Initial Business Response / [redacted] (1000, 6, 2015/07/23) */ This letter is in response to the case filed with the Denver Revdex.com ("Revdex.com") on July 9, and received by Specialized Loan Servicing LLC ("SLS") on July 17, regarding a payment change and request for billing statements for the above referenced mortgage account Our records indicate that the payment on your account changed July 1, due to an escrow shortageThe shortage was spread out over a twelve month periodThe monthly payment has changed from $to $We have enclosed a copy of the Escrow Statement for your review We also show the account has been reviewed for a modification and as of July 15, a denial decision package was sent to you regarding your request for mortgage assistanceA copy of the letter is enclosed as well as a financial package if there has been a change of circumstanceWith regard to the modification review process, we understand that the process can be frustrating at times and we have attempted to make the process as smooth and as transparent as possibleHowever, there are certain requirements that must be met before a final decision can be made to modify a mortgage loanSLS offers several loss mitigation program options, which include loan modifications, short sale, deed in lieu of foreclosure, partial or full reinstatement, repayment plans, or forbearance plans; however, there are certain eligibility requirements that must be met for the account to be reviewed for certain programs SLS strives to make every effort both through our internal policies and through our direct interactions to ensure courteous, knowledgeable, and expeditious handling of any servicing issues which may ariseWe handle all borrower comments or concerns with the utmost consideration, and we regret to hear you were unsatisfied with our servicing of your account SLS is obligated under Federal Bankruptcy Law to comply with the requirements of the Automatic StayThis law is imposed on the lender and prohibits any and all attempts to collect on a debt (this includes any contact made via telephone or mail)As a result, we cannot mail billing statements This information is provided in response to your request and does not constitute a demand for paymentSLS is obligated under Federal Bankruptcy Law to comply with the requirements of the Automatic Stay In researching your account, we have found no errorsYou have a right to request the documents relied upon in reaching this determination by contacting us at the number below, but please note that SLS has already enclosed the same for your reference as outlined above If you have any questions regarding this information, please contact Customer Care toll free at X-XXX-XXX-XXXX, Monday through Friday, 6:a.muntil 6:p.mMT or TDD X-XXX-XXX-XXXX, Monday through Friday, 8:a.muntil 5:p.mMT

Revdex.com: I have reviewed the response made by the business in reference to complaint ID [redacted] , and find that this resolution is satisfactory to me Sincerely, [redacted] ***

After sitting on the phone for 5hrs or more with SLS on this matter, they finally listened to me enough to review what I'm saying as well as ADMIT that there ARE errors that have been madeFor example, you started escrowing more than $400/mo for items that are LESS than $That is what kicked off this "late" payment in the first place - because I CONTESTED the sudden changes you all madeNOT ONE TIME did any of you reach out to me to discuss thisYou simply tried to bully me into paying for your ERRORSHence once again I am STILL rejecting your responseYou are choosing to look at the payment as late because you simply (whoever is typing this response at SLS) refuse to look at your errorsLuckily there are employees there that actually DO take the customer seriously.This matter remains unresolved Complaint: [redacted] I am rejecting this response because: Sincerely, [redacted] ***

This letter is in response to a complaint filed with the Denver Revdex.com (“Revdex.com”) on December 26, and received by Specialized Loan Servicing LLC (“SLS”) on December 27, regarding credit reporting on the above-referenced mortgage account.In your complaint, you state the servicing of the mortgage account transferred to SLS in September 2016.Contrary to this, the enclosed Notice of Servicing Transfer was sent indicating that the transfer of yourmortgage loan to SLS was effective July 7, 2016.With regard to your concerns about the application of payments, a review of SLS’ records indicates the below:? July 26, funds in the amount of $were received, $was applied as the July 1, contractual monthly payment, $was applied as principal curtailment;? August 2, funds in the amount of $were received and applied as the August 1, contractual monthly payment;? August 16, funds in the amount of $were received and applied as the September 1, contractual monthly payment;? November 4, funds in the amount of $2,was applied as the October 1, November 1, and December 1, contractual monthly payments;A review of the payment history did not indicate the receipt of the payment for the October 1, prior tothe November 4, receipt of fundsPlease submit documentation substantiating the claim that SLSreceived the October 1, contractual monthly payment prior to that date in order for SLS to researchthe account further.SLS’ records indicate the enclosed letter dated November 20, was sent confirming the authorization for enrollment in automatic paymentsA review of SLS’ records does not indicate the receipt of an authorization for enrollment in automatic payments prior to November 20, Please submitdocumentation substantiating the claim that an authorization was submitted in September 2016.In your dispute, you allege that SLS has not responded to your prior correspondenceContrary to this,SLS’ records indicate the enclosed letter dated December 16, was sent in response to your correspondences dated November and December 1, 2016.Accordingly, we found that SLS is reporting information to the credit reporting agencies accuratelyInaccordance with the Fair Credit Reporting Act (“FCRA”), SLS is required to report payments and account status accurately; therefore, credit cannot be corrected as a courtesyEnclosed is a copy of the paymenthistory and transaction codes for your review.In researching your account, we have found no errorsYou have a right to request the documents reliedupon in reaching this determination by contacting us at the number below, but please note that SLS hasalready enclosed the same for your reference as outlined above.If you have any questions regarding this information, please contact Customer Care toll free at [redacted] , Monday through Friday, 6:a.muntil 6:p.mMT or TDD [redacted] , Monday throughFriday, 8:a.muntil 5:p.mMT

Complaint: [redacted] I am rejecting this response because SLS again failed to explain why they reported past due payment in JUNE to credit bureaus for the account that was FULLY paid out and closed in MARCHSLS lists a number to call "with any questions" but the customer service at that number knows absolutely nothing and keeps referring me to fax documents with additional complaintsI have faxed a complaint before going to Revdex.com, but the response was absolutely incomprehensible, just as it is nowEven my mortgage broker cannot understand what SLS is saying, given that they DID report a past due notice to the bureausPer SLS's request I am attaching the credit report (SSN's redacted)Trade item #shows clearly that in June SLS reported the past due payment for this account that has been paid off and closed for three months at that point.Please feel free to call my cell phone anytime if you have any further questions about this: [redacted] Once again, reporting a past-due payment in this case is against Federal LawFor some reason we keep miscommunicating about this seemingly simple issueMy next step would be to involve the lender who originally sold the loan to SLSIf that doesn't work I'll file a complaint with Consumer Financial Protection Bureau.What I request SLS to do to resolve the matterI request that SLS sends a letter to me (via Revdex.com or mail) acknowledging that they see a past due flag from them on my credit report and that this was reported by SLS to the bureaus in errorWith this letter my mortgage broker will contact the bureaus and will remove the flag Sincerely, [redacted]

This letter is in response to your clients complaint filed with the Denver Revdex.com ("Revdex.com") on December 17, and received by Specialized Loan Servicing LLC ("SLS") on December 18, regarding fees on the above referenced mortgage accountA copy of this correspondence is enclosed for your records The fees pertaining to the foreclosure, attorney and escrow shortage are valid and payableThe breakdown of fees was $for foreclosure fees, $in attorney fees, and $were due to an escrow shortage payment on October 27, We have enclosed a copy of your client's payment history and transaction codes for your records and reviewWe have tried to contact your client regarding the breakdown of these charges on October 26, In researching your client's account, we have found no errorsYour client has the right to request the documents relied upon in reaching this determination by contacting us at the number below, but please note that SLS has already enclosed the same for your reference as outlined above If you or your client have any questions regarding this information, please contact Customer Care toll free at [redacted] , Monday through Friday, 6:a.muntil 6:p.mMT or TDD [redacted] , Monday through Friday, 8:a.muntil 5:p.mMT

(The consumer indicated he/she DID NOT accept the response from the business.) Even after they received the documents (which I sent years age) and never changed it under my name they kept on sendin at least documents with the incorrect information I would call time and time again and they did not send themPeople are not helpful and seems like they porpusly do not send documents and give incorretc info since everyone kept on changins stories to make you more late and either charge you more

Dear [redacted] , This letter is in response to your rebuttal of the case filed with the Denver Revdex.com ("Revdex.com") on July 7, and received by Specialized Loan Servicing LLC ("SLS") on July 10, regarding a fee assessed to the above-referenced mortgage account Our records indicate that we have previously responded to a similar request with our correspondences dated July 22, 2015, August 5, 2015, August 17, and August 25, Copies of these letters are enclosed for your reviewPlease note that Specialized Loan Servicing LLC ("SLS") has complied with your requests for information in accordance with both state and federal lawAs such, we consider this matter resolvedIf you should have any additional questions concerning your loan, please contact our Customer Care Department After review of our records we confirmed that our response to your rebuttal of the case filed with the Revdex.com dated August 5, and August 17, were sent to the mailing address we have on file for you Furthermore, our records show that our letter dated August 12, was a correspondence advising you that your qualified written request or general correspondence we received was currently under reviewIn addition the letter dated August 20, was sent to you to notify you that the flood insurance coverage we ordered on your behalf was cancelledCopies of these letters are enclosed for your review Please note that SLS is a third party servicer, contracted by the investor to service this loan per the terms of the original loan documents signed at closingEscrow was forced on the above-referenced account due to delinquent flood insurance in accordance with the enclosed Deed of TrustOur records show that at the time escrow was added to the account there was not a zero balanceTherefore we are unable to comply with your request to refund any monies at this time In researching your account, we have found no errorsYou have a right to request the documents relied upon in reaching this determination by contacting us at the number below, but please note that SLS has already enclosed the same for your reference as outlined above In compliance with the laws set forth by the state of Washington, enclosed is the following information: Your account is not currently due for a monthly payment The current principal balance due is in the amount of $ There are no funds held in a suspense account The escrow balance as of today is $There is not an escrow shortage Note holder contact information: E*Trade Bank [redacted] Specialized Loan Servicing LLC ("SLS") is the servicer of the loan on behalf of the investorCorrespondences made with the investor will be handled by SLS If you have any questions regarding this information, please contact Customer Care toll free at [redacted] , Monday through Friday, 6:a.muntil 6:p.mMT or TDD [redacted] , Monday through Friday, 8:a.muntil 5:p.mMT

Initial Business Response / [redacted] (1000, 6, 2015/08/13) */ This letter is in response to a complaint filed with the Denver Revdex.com ("Revdex.com") on August 4, and received by Specialized Loan Servicing LLC ("SLS") on August 4, and a similar dispute dated and received on August 3, regarding the lien status on the above-referenced mortgage account According to our records this account was paid in full on August 7, This account is closed the account reflects a zero ($0.00) principal balanceWe have enclosed a copy of the payment history with our transaction codes for your recordsA copy of the lien release will be recorded with the county within days Our records indicate that the Chapter bankruptcy filed on this account was discharged on November 26, SLS is obligated under federal bankruptcy law to comply with the requirements of the Automatic StayThis information is provided in response to your request and does not constitute a demand for payment In researching your account, we have found no errorsYou have the right to request the documents relied upon in reaching this determination by contacting us at the number below, but please note that SLS has already enclosed the same for your reference as outlined above If you have any questions regarding this information, please contact Customer Care toll free at X-XXX-XXX-XXXX, Monday through Friday, 6:a.muntil 6:p.mMT or TDD X- XXX-XXX-XXXX, Monday through Friday, 8:a.muntil 5:p.mMT

Complaint: [redacted] I am rejecting this response because:I have not recieved the final payoff check with accounting to review SLS's last response on 12/7/indicating they had sent check and accounting on 12/6/ Upon receipt, I will review and provide response Sincerely, [redacted]

Dear [redacted] , This letter is in response to a complaint filed with the Denver Revdex.com (“Revdex.com”) on January 1, and received by Specialized Loan Servicing LLC (“SLS”) on January 2, regarding billed amounts and customer service on the above-referenced mortgage account (the “account”) Your complaint raises concerns that SLS has doubled your payments A review of your account indicates the last payment made to your prior servicer was on October 27, for the October 1, contractual monthly payment SLS sent you a letter dated November 17, (a copy of which is enclosed) advising the servicing of the account transferred to SLS effective November 16, SLS’ records indicate the account was due for the November 1, contractual monthly payment at that time SLS sent you a periodic statement dated November 24, advising of the following amounts due December 1, 2017: Regular Monthly Payment $588.81Principal $95.47Interest $279.82Escrow (for Taxes and Insurance) $213.52Past Due Amounts $607.57Total Amount Due $1, The Past Due Amount of $consisted of $for the November 1, contractual monthly payment and $for a late charge assessed prior to the transfer of servicing to SLS SLS has confirmed your payment amount prior to the transfer of servicing to SLS was $588.81; accordingly, SLS has confirmed your payment was not doubled upon the transfer of servicing to SLS Your complaint raises the concern SLS is not posting your payments Respectfully, SLS’ records indicate on November 30, SLS received funds in the amount of $which were applied to the November 1, contractual monthly payment and the outstanding late charge SLS’ records indicate the account is currently due for the December 1, and January 1, contractual monthly payments in the amount of $each, for a total amount due of $1, A copy of SLS’ payment history with transaction codes is enclosed Your complaint raises concerns that you were unable to receive answers over the phone with SLS representatives, and you were transferred, placed on hold and hung up on While our records indicate many attempts to reach you by telephone, we have not spoken to you Your complaint raises concerns SLS purchased your account SLS is the servicer on behalf of your Note holder Note holder contact information follows: [redacted] SLS strives to ensure courteous and expeditious handling of any servicing issues which may arise during the time that your loan is serviced with usPlease understand that we handle all borrower comments and concerns with the utmost considerationWe regret to hear you were dissatisfied with the servicing of your account We have researched your account, and our records indicate that the payment application and customer-service concerns described in your dispute was not in errorWe trust that we have responded to your concerns You have a right to request the documents relied on by SLS in reaching the determinations communicated in this letter by contacting us at the number below, but please note that SLS has already enclosed them for your reference If you have any questions regarding this information, please contact Customer Care toll free at ###-###-####, Monday through Friday, 6:a.muntil 6:p.mMT or TDD ###-###-####, Monday through Friday, 8:a.muntil 5:p.mMT SLS accepts calls from relay services on behalf of hearing impaired borrowers

Initial Business Response / [redacted] (1000, 6, 2015/12/23) */ This letter is in response to a rebuttal filed with the Denver Revdex.com ("Revdex.com") on December 9, and received by Specialized Loan Servicing LLC ("SLS") on December 10, regarding [redacted] ) and payments for the above-referenced account According to our records on January 6, we confirmed your authorization of enrollment in the [redacted] program for electronic transfers to your loan account to begin on February 5, On December 4, we received a check from you in the amount of $1,On December 7, 2015, there was an [redacted] drafted from your account in the amount of $1,On December 9, you contacted us to request [redacted] to be cancelled and refund one of the payments paid in December be refundedThe additional amount was transferred to the suspense account in order to send out a refund checkOur records show that on December 15, the second transaction was cancelled by the bank and [redacted] is cancelledWe then transferred the funds in the suspense account in the amount of $1,to satisfy the December paymentThis account is contractually due next January 1, in the amount of $1,We have enclosed the payment history along with the transaction codes for your records We apologize for the frustration that you have experienced regarding this matterWe strive to make concerted efforts both through our internal policies and through our direct interactions to ensure courteous, knowledgeable and expeditious handling of any servicing issues which may ariseWe handle all borrower comments or concerns with the utmost consideration, and we regret to hear you were unsatisfied with our servicing of your accountWe will address this information with the customer service representatives for coaching purposes In researching your account, we have found no errorsYou have the right to request the documents relied upon in reaching this determination by contacting us at the number below, but please note that SLS has already enclosed the same for your reference as outlined above If you have any questions regarding this information, please contact Customer Care toll free at [redacted] , Monday through Friday, 6:a.muntil 6:p.mMT or TDD [redacted] , Monday through Friday, 8:a.muntil 5:p.mMT

Initial Business Response / [redacted] (1000, 9, 2015/12/09) */ This letter is in response to the case filed with the Denver [redacted] on November 7, and received by Specialized Loan Servicing LLC ("SLS") on November 9, and follow up on November 27, regarding the approved modification for the above referenced mortgage account Our records reflect there were trial payments on the account in January, February and March of There was a modification package offered that was due to start on April 1, There was then an adjusted modification offer sent out on April 2, On May 7, our Customer Resolution Department had the modification reversed due to a compliance errorIt was determined that the modification had to be reviewed and that updated documents were requiredThe Customer Resolution Department confirmed that a modification offer has been approved and was sent to you on November 25, with UPS tracking number of [redacted] These documents were sent out late by SLS which is our errorThe Customer Resolution department is currently working out the details of the correction in our systemPlease sign and return the modification documents sent to you as soon as possibleWe are unable to finalize the changes in the system until the signed documents are received If you have any questions regarding this information, please contact Customer Care toll free at [redacted] , Monday through Friday, 6:a.muntil 6:p.mMT or TDD [redacted] , Monday through Friday, 8:a.muntil 5:p.mMTFinancial information and other documentation can be forwarded to your Relationship Manager/SPOC by mail, fax, or email as follows: [redacted] , Fax: [redacted] , Email: [redacted] Please include the ten digit loan number on all correspondence

This letter is in response to a complaint filed with the Denver Revdex.com ("Revdex.com") on February 16, and received by CMC on February 16, regarding the double Automatic Draft Payments ("ACH") for the above referenced mortgage accountOn January 2, you received our confirmation letter regarding setting up your account for ACH to begin in February to draft on the 14th day of each month for $2,Our records reflect that on February 14, we drafted a double mortgage payment in the amount of $4,This was unfortunately due to a CMC system malfunctionOn February 20, we sent a refund back to you in the amount of $2,On February 21, the ACH was canceledWe received your telephone call as you received our refund check and we advised it was due to a double paymentIf there were any additional costs to you, they will be reimbursedWe would need the documentation to support thisWe were informed that you had put a stop pay on $2,with you financial in institution because your account was over drafted due to this issueOn February 27, you informed us that you deposited the check we sent you and we then took a speed payment in the amount of $2,to apply to the February monthly paymentThis account is currently due for the March 1, payment in the amount of $2,We have enclosed a copy of the payment history with our transaction codes for your recordsPlease accept our apologies for any inconvenience this has causedWe have responded regarding the errors alleged on the account and the corrections made to the account, as applicableWe trust that we have responded to your concernsYou have a right to request the documents relied on by CMC in reaching the determinations communicated in this letter by contacting us at the number below, but please note that CMC has already enclosed them for your referenceIf you have any questions regarding this information, please contact CMC Customer Care toll free at 1-866-391-3070, Monday through Friday, 6:a.muntil 6:p.mMT or TDD 1-800-268-9419, Monday through Friday, 8:a.muntil 5:p.mMTCMC accepts calls from relay services on behalf of hearing impaired borrowers

This letter is in response to a complaint filed with the Denver Revdex.com ("Revdex.com") on July 10, and received by Specialized Loan Servicing LLC ("SLS") on July 12, regarding interest rates, fees, and servicing of the above-referenced mortgage accountAt the time of the service transfer, the prior servicer provided SLS the current payment amount determined by the recast modification completed in January The enclosed copy of this agreement reflected an interest change on February 1, Your interest rate was scheduled to increase from 4.0% to 5.0% and your payments subsequently from $to $per monthAdditionally, we received the modification’s terms, including payments of $Your correct payment of $was received on February 14, 2017; however, we had applied the terms of the enclosed copy of the modification, and the account reflected due for $The difference of $was charged to your accountOn May 24, we updated your account information with the recast modification that was completed in January This modification reflected a percentage rate of 5.0% to have begun on February 1, along with the monthly payment of $to begin with the March 1, monthly mortgage paymentOn July 21, we reversed the payments to January, and reapplied them, according to the terms of your modificationThe fee of $was reversedThe account is paid through July, 2017, with surplus funds of $applied as principal reductionthe Your payment history with transaction codes is enclosed for your review and recordsWe apologize for any confusion and inconvenienceWe have responded regarding the errors alleged on the account and the corrections made to the account, as applicableWe trust that we have responded to your concernsYou have a right to request the documents relied on by SLS in reaching the determinations communicated in this letter by contacting us at the number below, but please note that SLS has already enclosed them for your referenceIf you have any questions regarding this information, please contact Customer Care toll free at [redacted] , Monday through Friday, 6:a.muntil 6:p.mMT or TDD [redacted] , Monday through Friday, 8:a.muntil 5:p.mMT

[redacted] [redacted] June 13, Revdex.com Complaint number [redacted] Revdex.com Serving Denver/Boulder Dear Revdex.com : Thank you for responding to my complaint I am not satisfied with their response all the information is accurate except that they failed to mention that they did not send me a statement to know how much money I had to send for the home equity loan if in fact it was changed They stopped sending statements because my husband filed for bankruptcy I should of received a notice because I am also responsible for the loan When I did send the regular amount of the loan which ranged from to and it wasn’t the right amount I should have been notified immediately What SLS did was hold the amount I sent without telling me it wasn’t going toward the monthly loan payment I only found out about it because after months I was allowed access to the account and saw a late payment and the amount I had been sending was put on hold This is really unfair to me SLS is horrible in communicating with clients And they were quick to send the late payment to affect my credit school I would like that late payment removed from my credit reportIt wasn’t my fault that they didn’t communicate with me as a client to inform me of the changes that were taking place Thank you [redacted]

This letter is in response to a complaint filed with the Denver Revdex.com (“Revdex.com”) onSeptember 28, and received by Specialized Loan Servicing LLC (“SLS”) on September 29, 2016regarding property inspections for the above referenced second mortgage account.A Property Inspection fee in the amount of $is billed when the account becomes more than 45+days delinquentThe Property Inspection is to assess occupancy status and property conditionIf theloan remains delinquent, SLS will order follow up inspections every daysThe inspection fee is billedto the loan as a recoverable expense in allowable statesPlease refer to the enclosed Note and Deed ofTrust for the terms regarding the assessment of fees and access to the property to verify the conditionalong with the occupancy statusThis account has $in fees due to property inspections at$for each occuranceWe have enclosed a copy of the payment history with our transaction codesfor your recordsOn October 3, 2016, our property preservation deparment has been notified to changeall future inspections to “no contact”.This account is coded with a ‘cease and desist’ and all contact telephone numbers have been removed from our systemsWe are unable to cease sending written correspondence as we are required by law tosend certain written correspondence.This account is contractually due for the September 1, monthly payment in the amount of $162.82with a total amount due of $(this includes billing for October 1, 2016).In researching your account, we have found no errorsYou have rights to request the documents reliedupon in reaching this determination by contacting us at the number below, but please note that SLS hasalready enclosed the same for your reference as outlined above.If you have any questions regarding this information, please contact Customer Care toll free at [redacted] , Monday through Friday, 6:a.muntil 6:p.mMT or TDD [redacted] , Mondaythrough Friday, 8:a.muntil 5:p.mMT

Initial Business Response / [redacted] (1000, 6, 2015/05/11) */ Dear [redacted] , This letter is in response to the case filed with the Denver Revdex.com ("Revdex.com") on April 28, and received by Specialized Loan Servicing LLC ("SLS") on April 30, regarding the status of the above-referenced mortgage account After review of our records we have confirmed that payments were applied to the above referenced account incorrectlyAs of May 6, we have updated our records to indicate your payment for March, was applied with $toward principal, $toward interest, and $toward unpaid principal balancePlease use this letter as verification of this correction in the meantimePlease accept our apologies for any inconvenience this has caused If you have any questions regarding this information, please contact Customer Care toll free at X-XXX-XXX-XXXX, Monday through Friday, 6:a.muntil 6:p.mMT or TDD X-XXX-XXX-XXXX, Monday through Friday, 8:a.muntil 5:p.mMT Initial Consumer Rebuttal / [redacted] (2000, 8, 2015/05/15) */ (The consumer indicated he/she ACCEPTED the response from the business.)

Complaint: [redacted] I am rejecting this response because: The Loan Service Company does not provide the loan number or date the loan was initiated, likely because no "jr mortgage" existsIf it exists, State of Washington laws extinguish all mortgages when a foreclosure occurs Please provide both the original mortgage document and the jr mortgage document to the Revdex.com so my evaluation as your company has a reputation of ignoring information requests per your Revdex.com history Sincerely, [redacted]