Capital Alliance

Review: I was contacted by a representative of this company:

Account Executive

She outright promised me I was already approved for a $250,000 loan. I asked, are you sure? She said yes.

She said I was already approved based on my [redacted] business rating.

She sent me a piece of mail that has a $250,000 check# [redacted], which has a place on the back for endorsement..

I questioned again, are you sure I am already approved I said? and she said yes. All I needed to do was electronically signed the docusign she was going to send me... then, for several days in a row, she emailed me reminders to sign it.

When I finally signed it, I got a call from a guy named [redacted], and he said to submit everything, and I did.

Then I get a call a few days later from his associate, says I was not approved for the $250,000.

This is a SCAM.

They use DECEPTIVE practices to hook a person or business to get their claws in them for a 58% loan.

Its all a lie.Desired Settlement: I would like this company put out of business for being deceptive.

Business

Response:

The following information has been removed from our database:

Review: Review: I received a "check" in the mail from Alliance Capital with an amount of $250,000. This sort of advertising is of no value. I do not appreciate this deceptive and dangerous "check" in my mailbox and wish for the senders to cease and desist sending me anything like this again. I have no need involving my business with a business using this kind of bait advertising. My company is listed on the Federal Trade Commissions Opt Out list, so these people are also breaking the law sending out this "Pre-Approved" "offer". I also notice several other complaints about this company on the Revdex.com website and other places online, but still the Revdex.com has them as an A+ rating. This fact causes me great concern as to the validity of the Revdex.com's rating system. The Revdex.com diminishes its reputation providing a high rating for Capital Alliance Group.Desired Settlement: Permanently delete both names listed on their "check;" [redacted] and [redacted] from their solicitation database.

Business

Response:

Hello,

Review: I received a solicitation to "We Provide Funding to Business Owners". In the solicitation it says "you have been approved for up to $250,000". It then states "your approval is guaranteed". Later it states "your business receipts already qualify you to receive these funds."So, I called them and they said I have to qualify for a loan.Totally false advertising.Desired Settlement: DesiredSettlementID: Other (requires explanation)

A letter from the company stating they will change their advertising verbiage.

Business

Response:

[redacted] has been removed from our database.

I have tried, multiple times, to seek a resolution directly with Capital Alliance. Upon my last experience with them, I was disgusted to see their actions thereafter.

Bottom of the Barrel Marketing Scam:

The instant, unsolicited voice message left on your phone, deliberately misleading from "[redacted], getting back to you about that loan we discussed.." Requesting to be placed on the DNC list seems to do nothing. And speaking with a representative resulted in a rude employee berating you. The employee will, only if prompted, inform you they are from Capital Alliance, and only if prompted, inform you that you are being recorded. They seem to fail every FCC red flag (and multiple FCC complaints have been filed).

Initially, a social media manager seemed somewhat willing to help but provided no follow up. Then it happened again (the latest experience involved a CSR yelling at me - I had asked to speak to a supervisor - and transferring me to a call center in Mumbai).

False Reviews

I'd had enough harassment, and seen enough online about the company to know they weren't going to be ethical, so I posted a negative review on their FB page. In fact, a few people did as was their right with the extremely poor experience they'd received from CA. CA said they hope I remove my review and informed me I'd put my on a DNC list (I'd heard that before from CA).

With others suffering the same fate, other negative reviews popped up. Capital Alliance blocked those who made poor reviews from posting or commenting, and spammed their own page with dozens of five-star reviews from fake profiles in a matter of minutes, and continued over the course of some time. I have documentation and confirmation from Facebook, through both screenshots and from Facebook's fake profile confirmation itself. This raised their already-artificial star ranking.

The fact that they did this isn't a surprise, considering their use of forbidden marketing practices through the phone, and shady tactics seen up to that point. If this review even makes it to the page, I would be surprised. CA seems intent on shutting down (the many) negative responses it receives from customers and victims of its telemarketing scheme.

Review: This company constantly calls or faxes our company. We have asked them to stop, yet they persist. What's interesting is that this company used to be called [redacted] and they already scammed us out of a fee once. They must be too stupid to take us off their call list.Desired Settlement: We want no further contact from [redacted] or any other employee of their many scam companies.

Business

Response:

The following information has been removed from our databased

Review: I received a "check" in the mail from Alliance Capital with an amount of $250,000. This sort of advertising is deceptive and misleading and most probably a scam. No business capital firm would loan my business anywhere near that amount. I do not appreciate this crap in my mailbox and wish for the senders to cease and desist sending me anything like this again. I would not ever do business with a company that mails out this kind of bait advertising. I am on the Federal Trade Commissions Opt Out list, so these people are also breaking the law sending out this "Pre-Approved" "offer". I also notice several other complaints about this company on the Revdex.com website and other places online, but still the Revdex.com has them as an A+ rating. This fact causes me great concern as to the validity of the Revdex.com's rating system. Is this company paying the Revdex.com for this excellent rating? By participating in this type of advertising, it would seem that the company is not legitimate. The Revdex.com is doing itself a grave disservice providing a high rating for Alliance Capital.Desired Settlement: For Alliance Capital to remove my contact information from their database and to not ever contact me again via any means.

Business

Response:

Mr. [redacted] has been removed from our database. Thank you

Consumer

Response:

I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution would be satisfactory to me. I will wait for the business to perform this action and, if it does, will consider this complaint resolved.It is unbelievable to me that the Revdex.com would award this business an A+ rating considering the predatory and fraudulent style of advertising they are sending out. Not to mention the illegal unsolicited mail and cold calling they are doing. There are many more online complaints against this company and their practices, perhaps the Revdex.com should open an inquiry as to who they are representing as a legitimate business.

Regards,

Review: This company calls my cell phone multiple times per week with the same recording. They leave messages trying to solicit their business. I haven asked repeatedly for them to stop calling. They won't stop.Desired Settlement: They need to stop harassing me just to publicize their own business.

Business

Response:

The following contact information has been removed from our database:

Review: We started the application process on August 6th and were led to believe that we were to receive funding for working capital for our business. After filling out the application and sending in all of the documents that were requested, we were strung along for more than a week and no funding was made available to us. We then emailed the company to cancel our application and on August 13th were charged a $195 processing fee. We then emailed our representative to refund the fee and were told he would submit a request and someone would contact us if "they choose to process the refund". No one contacted us and were left hanging and still out the $195. We were led to believe that funding was to be made available and that we qualified but there was poor communication and follow through on the part of Capital Alliance. We ended up receiving funding from our local bank. We are still receiving phone calls from representatives of Capital Alliance inquiring if we are interested in funding and are not the "client advocate" that we were working with in the first place. Which concerns me as to how many people our information is shared with! No funding was made available as we were led to believe and I would NEVER refer Capital Alliance to anyone!Desired Settlement: Refund the $195 processing fee and stop calling us.

Business

Response:

We have received this customer's inquiry. Please be advised that Capital Alliance will send a written response to, and/or will speak directly with, the customer addressing the issues raised in their complaint.

Applied for a loan and was funded in less than 5 business days. The process was painless and has fulfilled my needs. There were no surprises or hidden fees what so ever. Will be back and will refer Capital Alliance to others.

Review: Capital Alliance Group called me about a $250,000 loan application that was mailed to me. I did not apply for a loan with the company and never received any paperwork through the mail from them. When I asked to speak with a representative of their fraud department or legal department, they became frustrated with my questions and the company representative hung up the phone. I researched the company on the Internet, called a different number, and was treated in the same manner. I was not provided the information I requested and the representative hung up on me again.

I explained to both company representatives that I am a recent victim of ID theft and that I needed to ensure a loan application had not been completed. The employees would not provide me any assistance. They would not put me in touch with a manager and did not know how to give me any information about their fraud or legal department. However, they were good at hanging up on me.Desired Settlement: I would like information to contact their fraud department and or someone who is responsible and experienced enough to answer my questions concerning fraud.

If the call was a marketing ploy, I'd like the companies marketing practices reviewed to determine if the practices are ethical and legal or fraudulent. I don't believe a company should be able to ask me about a loan I never applied for in an attempt to garner a loan from me.

Business

Response:

The following information has been removed from our database

Review: Received a loan from this company. Once amount was paid back in full Capital Alliance continued to take money from my account. Had to call to make sure payments were stopped. Took an extra $94.25 from my account. Had called multiple times to have $94.25 refunded to me. Was told twice that a check would be sent out. First time I called I waited a month than I called back and was told check would be sent out on the 15th of August 2015. It is now October 2015 still have not received my check. Spoke to man named [redacted], he wouldn't answer my phone calls, I have had to block my phone number in order for someone to answer my calls. His customer service is very poor. I would like a check refunded to my company in amount of $94.25.Desired Settlement: Would like a the amount of $95.25 refunded to my company.

Business

Response:

The attached refund has been placed in today's mail.

Review: Alliance Capital, Santa Ana, CA sent by US Mail a fraudulent marketing email, purporting to be 'Official - Time Sensitive' with a window display that appears to be a check.

It is not a check, and there is nothing 'Official' about it. Merely trolling for new customers for their financing services, using fraud.

Inside is a very real looking check, which is of course BS.

Why would anyone do business with a company that, in it's very introduction, is shown to be dishonest and fraudulent ?Desired Settlement: I would like them to never contact me, - or anyone else - with their outright fraudulent materials and scummy business practices.

Business

Response:

We have removed this contact information from our database, thank you.

Review: This company continues to call my work numbers ###-###-#### and ###-###-####. I have asked to be put on their do not call list on several occasions. When I try to talk to someone about the problem to escalate the issue, they have refused to give me thier company name or or the name of a manager and will then put me on hold for 5 minutes or more only to pick up and hang up on me.Desired Settlement: I would like them to stop contacting me and issue an apology letter from the owner/CEO of the company for the inappropriate and rude behavior of the tmployees.

Business

Response:

The customer has been added to our do-not-call list.

Review: The company I represent received a solicitation by mail for a guaranteed pre-approved loan, and the solicitation included what appears to be a $68,217.56 check made out to the company.

The document is highly confusing, and because the check looks so real, someone almost deposited it into the company bank account thinking it was payment from a customer for goods purchased.Desired Settlement: I want this company to stop sending any solicitations to CTB, Inc. located at 611 N. Higbee Street, Milford, IN 46542 and its subsidiary Agile Mfg Inc at PO Box 2000, Milford, IN 46542.

Business

Response:

Mrs. [redacted] has been removed from all marketing efforts.

Review: This company offers me a Busines loan for 40,000 dollar for small business, they start asking for my driver license copy and my Soc. sec. they call me to let me know I was a prove, but the need additional info about my Busines, they ask me for the last 6 bank statements, I send it to he agent call [redacted], he told me I was a prove but he will need from me to sign the application and copy of a voided check to deduct from my account the daily payments, I send him all of that requirements. Next day I see in my bank account $945.00 less, I call to mr. [redacted] he told me in 42 hour the $40,000 will be in my account, after 3 days I call him back and he told me I was not approve because I was negative 4 times in my bank history, and the $495.00 was part of the legal service. This is a illegal action please help me in this matter just think if this people due the same to people all united states how much money the make in the legal way " "

Business

Response:

A full refund has been placed in today's mail.

They sent me a solicitation in the mail with a very real looking check for $68k. The check is amazingly real it seems clearly misleading and fraudulent. These kinds of marketing efforts are sleazy and I wouldn't do business with any company or person who uses them. Revdex.com should investigate if this is illegal.

Review: They sent our company a check that looks like a real one except for the MICR codes at the bottom. Not all people know that real checks has to have those codes, and they may inadvertently deposit checks.

Business

Response:

We have removed this contact information from all marketing efforts, thank you.

Capital Alliance was so easy to work with and very reliable. The Senior Account Executive we worked with was awesome. His name is [redacted] and he made this a very easy and laid back experience. [redacted] was extremely kind and there was no stress or pressure at all. We would definitely use Capital Alliance again and look forward to working with [redacted] again in the future. He is a very professional and kind, young man. I really felt I could trust him and that he really had my best interest at heart. What a rare find!!

Review: Continually receive faxes from this company under different company names, example 3dayloans, fund quik, and others. The reason I know it is actually Capital Alliance is I have called the numbers on the faxes and some of their employees have disclosed that this is Capital Alliance and their marketing department does this. I talked to someone ( would not p[redacted]ounce name clearly) and they said they would immediately remove me and my company from their data base. I have no EBR with this company and never will. I have checked with local authorities and after Capital Alliance receives this notice further contact with [redacted] or [redacted], or [redacted] and [redacted] in Cincinnati, Ohio [redacted], [redacted] can be considered harassment. I have also have contacted the FTC and the Attorney General.Desired Settlement: IMMEDIATE CEASE AND DESIST OF ALL FURTHER COMMUNICATIONS AND REMOVAL OF MY NUMBERS AND NAMES FROM THEIR LISTS. THESE LISTS WILL INCLUDE ANY AFFILIATED COMPANY RELATED IN ANY WAY TO CAPITAL ALLIANCE, PRESENT OR FUTURE.

Business

Response:

Good morning Mr. [redacted],

Review: Capital Alliance offered loan funding. I completed the paperwork and emailed it back to my representative. I was told the service fee for the loan was $195 dollars which would be debited via bank draft upon funding of the loan. I noticed that the next morning my bank account was debited the $195. I brought this up to my representative, [redacted], and was told I would receive a refund if the loan was not accepted by me or was not funded. A few days later I was presented with loan paperwork which included a astronomical interest rate and several fees. I declined the loan and asked for a refund of the $195. I was told by my representative that she would see what she could do about a refund of the $195. I have attempted to call several times and received voice mail every time. I've emailed my representative several times and have gotten no response.Desired Settlement: I would like the $195 refunded.

Business

Response:

Good morning Revdex.com personnel,