Credit Systems International, Inc.

Complaint: ***
I am rejecting this response because I do not have a copy of the document that I mailed in It should be further noted that since the date of service, I have moved and reiterate the fact that I have received no communications from either Methodist or from your firm All of the information relating to Methodist Hospital's Charity Care program and forms can be found on ***
Regards,
*** ***

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and have determined that this does not resolve my dispute
Please enter your reason(s) for rejecting the business response below.Thank you for your response However, although the creditor claims to have my address on file, I never received written notification regarding the erroneous debt that was ultimately placed on my credit report Therefore, in addition to the itemized document that the creditor will provide, I request a copy of any and all written notifications that the creditor allegedly sent to my residence regarding the erroneous debt In the event the creditor is unable to provide said written notifications, I need to know the exact date(s) that any and all notifications were sent to my residence Moreover, I request that the creditor mail me written correspondence confirming that (1) a request has been submitted to all applicable credit agencies to remove the disputed debt from my credit report and (2) the date that the creditor made said request(s)
Regards,
*** ***

We sincerely regret any inconvenience that Mr*** may
have experienced as a result of this matter.
We understand that filing a police report can be an
inconvenience, however, this is the standard approach recommended by the
Federal Trade Commission (FTC) in matters
involving identity theft. Simply filing a police report with local law
enforcement will suffice. We would also
like to point out that identity theft is often a two victim crime, inasmuch as
someone has used Mr***’s identity without permission, and our client will
likely be unable to recover payment for the services provided for this account.
We have requested a removal of the previously referenced
account from the credit reporting agencies pending the results of the
investigation into this matter. We thank
Mr*** for contacting our office and bringing this matter to our attention.
If Mr*** has any additional questions, we ask that he
contact our office

They avoided the entire complaintThey did not send me any documentation that there was a debtThey put it on my credit report without giving me the opportunity to dispute itThis is a clear violation of the fair debt collection practices actEither they provide me with a receipt from the United States Postal Service showing that sent me something and I signed for it or do the right thing and delete the item from my credit report since they know they violated the lawsFurthermore if it is not deleted I will not only escalate my complaint by informing the State of Texas Attorney General's Office and inform the Federal Trade Commission that the laws are being brokenAdditionally I will seek damagesFinally I call on the Revdex.com to downgrade their rating because of unsavory business practices

We have mailed itemized statements to Ms*** at the address provided previously To assist in her investigation into this matter, we have submitted a request for the deletion of the referenced accounts to the credit reporting agencies If Ms*** has any additional questions,
we ask that she contact our office and speak to one of our helpful agents

We regret any inconvenience that Ms*** has experienced as a result of this matter.We train our agents to treat consumers with respect and provide assistance to each consumer's unique situation We will review the calls and take the necessary actions to ensure consumers continue to receive
respect and care at the high standards our office holds.According to our records, Ms***'s account in our office is not reporting to the credit reporting agencies We have taken steps to ensure that the account does not report as long as her payments continue If Ms*** has any additional questions, we ask that she contact our office

We regret any inconvenience Ms*** may have experienced as a result of this matter. To assist in her investigation into this matter, we have requested a deletion of the referenced accounts from the credit reporting agencies We have marked the account as disputed in our office
We are also mailing itemized statements to the address provided Please note, we mailed a notice to the address on file on May 30, 2017.If Ms*** has any additional questions, we ask that she contact our office and speak with one of our helpful agents

To assist Ms*** in her investigation into this matter, we have submitted a request for the deletion of the referenced account from the credit reporting agencies. We regret any inconvenience Ms*** may have experienced as a result of this matter. If she has any additional
questions, we ask that Ms*** contact our office and speak with one of our helpful agents

We have mailed the itemized statement to the address we have on file for Ms***.We have had this account in our office since April 26, 2010, and mailed a notice to the address on file on April 27, 2010.If she has any additional questions or concerns, we ask that Ms*** contact our office, where we are happy to assist her

According to our records, we mailed a letter to Ms*** upon receiving the referenced account in our office. To assist in her investigation into this matter, we have requested a deletion for this account from the credit reporting agencies. We are also mailing a letter to the address
provided. We regret any inconvenience that Ms*** may have experienced as a result of this matter. If she has any additional questions, we ask that she contact our office and speak with one of our helpful agents

According to our records, the response we sent to Ms*** certified letter was returned to our office as undeliverable; however, the referenced accounts are no longer in our office We have submitted a request for the deletion of the referenced accounts to the credit reporting agencies

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and find that this resolution is satisfactory to me
Regards,
*** ***

We appreciate Ms*** for bringing this matter to our attention We have reviewed the information provided, and compared it with the information we have on file for Ms*** We have also noted Ms***'s account as "disputed" in our office.From the information provided, we
understand that Ms*** is requesting information regarding her account We have requested that itemized statements be mailed to Ms*** In addition, to assist with her investigation, we have submitted a request to the credit reporting agencies for removal of her account for a minimum of days. We truly regret any inconvenience that Ms*** may have experienced If Ms*** has any additional questions, we ask that she contact our office

We truly regret any inconvenience Mrs*** may have
experienced.
Our records indicate that an initial letter was sent on the date this account
was forwarded to our office in September 2014.
The address that the letter was sent to is: Avalon DrAptM, Atlanta, TX
(this appears to
be the same address referenced in the information she provided for this inquiry). The letter was not returned to our office. We do not know why Mrs*** did not
receive the letter we sent her, and are sorry she is experiencing difficulty.
To assist her in her investigation, we will submit a request
for removal of the account report from the credit reporting agencies (CRAs)
If Mrs*** has any other questions or concerns, she is
more than welcome to contact our office, where we are happy to assist her

We regret any inconvenience that Mr*** may have experienced as a result of this matter. Based on the information provided, we have been able to locate the accounts Mr*** has referenced and are mailing itemized statements to the address provided. We have noted the accounts as
disputed in our office. To assist in his investigation into this matter, we have submitted a request for the deletion of the referenced accounts to the credit reporting agencies. If Mr*** has any additional questions, we ask that he contact our office

It is important to note that this is Credit Systems International, Inc., not “National Credit Systems.” We received a request for information regarding Ms*** account on March 8, via certified mail. Upon receiving this letter, we noted the account as disputed in our office
and requested the deletion of the account from the credit reporting agencies. We mailed a deletion letter to the address on file via certified mail. The letter we sent via certified mail was returned as “unclaimed” to our office. We are mailing the letter via regular mail to the address provided, which is the same address that we have on file in our officeIf Ms*** has any additional questions, we ask that she contact our office and speak with one of our helpful agents

Complaint: ***
I am rejecting this response because:they need to validate it's my debt not verify
Regards,
*** ***

We regret any inconvenience that Ms*** may have experienced as a result of this matter. To assist in her investigation into this matter, we have submitted a request to the credit reporting agencies for the deletion of the referenced accounts. We have noted the accounts as "disputed"
in our office. If Ms*** has any additional questions, we ask that she contact our office

We regret any inconvenience that Ms*** may have experienced as a result of this matter We have submitted a request for the deletion of the referenced accounts to the credit reporting agencies. We have also mailed itemized statements to the provided address to assist in her
investigation into this matter. It is important to note that according to our records, we have not received any correspondence from Ms*** in regards to the referenced accounts. Ms*** also states that the disputed amount is $5000.00. Our records do not reflect this balance. If Ms*** has any additional questions, we ask that she contact our office

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and find that this resolution is satisfactory to me
Regards,
*** ***