Experian

December 20, 2016Revdex.com Serving San Diego, Orange and Imperial Counties Viewridge Ave., #200San Diego, CA 92123RE: *** *** Complaint ID *** *** ***Dear RevDex.com.Our office recently received your correspondence of December 12,
regarding the above mentioned Consumer's personal Credit report.We are currently investigating the information with which the consumer disagreesUpon completion of this process, we will provide the results of our investigation directly to the consumer.When a Consumer disputes the accuracy or Completeness of information on the personal Credit report and tells us specifically why they believe the information is inaccurate or incomplete, we process the dispute as required by lawWe contact the furnisher of the information or the vendor that Collected the information from a public record source such as a court or other government office either electronically or by US MailWe ask the furnisher or the vendor to conduct a thorough and complete investigation to verify all of the information regarding the disputed item, and report back within the time frame required by lawWe review and Consider the response to determine whether to accept it, reject it, or follow up for additional informationIf, after processing, we find that the disputed information is inaccurate, incomplete or Cannot be verified, we then delete that information, or modify that information, as appropriate, based upon the dispute and the results of our processingIf we do not receive a response from the furnisher or the vendor within the required period, we update the item as requested or delete the information, in some instances, upon reviewing the credit file and any relevant information submitted to us, we are able to determine whether the disputed information should be changed or deleted without having to contact the furnisher or the vendorInvestigations can take as long as days to reach a conclusionAfter we complete our processing, we send the consumer the results.In addition to the consumer's right to dispute information in the credit file with the credit reporting agencies, the Consumer also has the right to dispute information in the Credit report directly with the furnisher of the information.If the consumer questions the results of the dispute process, then they may want to contact the furnisher of the information directly or review the original information in the public recordPlease refer to the original personal credit report for the furnisher or public records office name, address, and phone number (if available).Experian strives to achieve a high level of Customer service for all the Consumers they assistLet me assure you that Experian takes its Commitment to efficient, expeditious service seriouslyThank you for allowing me to assist youPlease Contact our office if you have any questions.Sincerely,*** *** *** *** *** *** *** *** *** *** *** ***

May 28, 2015Revdex.comServing San Diego and Imperial CountiesViewridge Ave., #200San Diego, CA 92123RE *** ***REF# ***Complaint ID # ***Dear Revdex.com:Our office
recently received your correspondence of May 19, regarding the above mentionedconsumer's personal credit report.We are currently investigating the information with which the consumer disagreesUpon completionof this process, we will provide the results of our investigation directly to the consumer.When a consumer disputes the accuracy or completeness of information on the personal credit reportand tells us specifically why they believe the information is inaccurate or incomplete, we process thedispute as required by lawWe contact the furnisher of the information or the vendor that collected theinformation from a public record source such as a court or other government office eitherelectronically or by US MailWe ask the furnisher or the vendor to conduct a thorough and completeinvestigation to verify all of the information regarding the disputed item, and report back within the timeframe required by lawWe review and consider the response to determine whether to accept it, rejectit, or follow up for additional informationIf, after processing, we find that the disputed information isinaccurate, incomplete or cannot be verified, we then delete that information, or modify thatinformation, as appropriate, based upon the dispute and the results of our processingIf we do notreceive a response from the furnisher or the vendor within the required period, we update the item asrequested or delete the information, In some instances, upon reviewing the credit file and any relevantinformation submitted to us, we are able to determine whether the disputed information should bechanged or deleted without having to contact the furnisher or the vendorInvestigations can take aslong as days to reach a conclusionAfter we complete our processing, we send the consumer theresults.In addition to the consumer's right to dispute information in the credit file with the credit reportingagencies, the consumer also has the right to dispute information in the credit report directly with thefurnisher of the information.If the consumer questions the results of the dispute process, then they may want to contact thefurnisher of the information directly or review the original information in the public recordPlease referto the original personal credit report for the furnisher or public records office name, address, andphone number (if available).Experian strives to achieve a high level of customer service for all the consumers they assistLet meassure you that Experian takes its commitment to efficient, expeditious service seriouslyThank youfor allowing me to assist youPlease contact our office if you have any questions.Sincerely,*** ***Senior Regulatory Affairs Associate

:::::: ExperianMarch 1, 2016Eetter BUSiness Eureau Serving San Diego, Orange and Imperial Counties Viewridge Ave., #200San Diego, CA 92123RE: *** *** Complaint ID # ***
REF# ***Dear Better Business Eureau.Our office recently received your correspondence of February 22,
regarding the above mentioned consumer's complaint.Using the identification information you provided, we are unable to locate a credit record for the above-mentioned consumerThe consumer either has no credit history or additional identification information is needed in order to access the Credit informationPlease forward the Consumer's specific disputes along with the consumer's complete identification information (Social Security number, full name, current address, previous addresses in the last two years and date of birth).Please include one copy of a government issued identification card, such as a driver's license, state ID card, etcand one copy of a utility bill, bank or insurance statement, etc.Experian strives to achieve a high level of customer service for all the consumers they assist Let me assure you that Experian takes its commitment to efficient, expeditious service seriouslyThank you for allowing me to assist youPlease contact me directly if you have any questions.***
*** *** Senior Regulatory Affairs

November 7,
Revdex.com
Serving San Diego and Imperial Coun1ies
Viewridge Ave., #
San Diego, CA
RE: *** ***
REF#: ***
Complaint ID # ***
Dear Revdex.com:
Our office recently received your correspondence of November 3, regarding the above
mentioned consumer's rebuttal of our response her complaint
In the rebuttal, the consumer did not provide details of his dissatisfaction or additional information
regarding the disputed information
We have mailed a current credit report directly to the consumer for reviewIf the consumer has
additional information regarding dispu1ed information, please provide itPlease specify the item or
account name and number along with the consumer's specific disputes and the addi1ional information
Please provide their comple1e identifica1ion information (Social Security number, full name, curren
address, previous addresses in the last two years and date of birth)Also, please include one copy of
a government issued identification card, such as a driver's license, state ID card, etc., and one copy of
a utility bill, bank or insurance statement, etc
Thank you for allowing me assist youPlease contact me directly if you have any questions
Sincerely,
*** ***
Senior Regula1ory Affairs Associa1e

May 9, 2016Bettes Business Bureau Serving San Diego, Orange and Imperial Counties Viewridge Ave., #200San Diego, CA 92123RE *** *** Complaint ID # ***REF# ***Dear Revdex.com.Our office recently received your correspondence of April 28, regarding the above mentioned consumer's rebuttal of our response to his complaint.Our records indicate that we have previously investigated *** *** *** account # *** on 03/05/2016, 09/03/and 06/01/In each instance, the creditor verified the accuracy of the informationResults of each investigation were provided directly to the consumer for review.Our records further indicate a status date of April 11, 2016, reported to us on the same dateToday | contacted the creditor directly at ***Unfortunately they were not able to discuss the account with me without the consumer's signed authorizationThe consumer's authorization can be faxed to ***, attention *** ***They were able to confirm that they do report and verify accounts to credit reporting agencies.Because the creditor confirmed the accuracy of the disputed information, we must respectfully decline the request to remove the account from the consumer's Experian credit report.When a consumer disputes the accuracy or completeness of information on their personal credit report and tellus specifically Why they believe the informationis inaccurate or incomplete, we process the dispute as required by lawWe contact the furnisher of the information or the vendor that collected the information from a public record source such as a court or other government officeWe ask the furnisher or the vendor to conduct a thorough and complete investigation to verify all of the information regarding the item the consumer disputed, and report back within days of the date that we received the request We review and consider the response to determine whether to accept it, reject it, or follow up for additional informationIf we do not receive a response from the furnisher or the vendor within the required period, we update the item as requested or delete the information, and send the consumer the results if, after processing, we find that the disputed information is inaccurate, incomplete or cannot be verified, we then delete that information, or modify that information, as appropriate, based upon the dispute and the results of our processingIn some instances, upon reviewing the credit file and any relevant information the consumer has submitted to us, we are able to determine whether the disputed information should be changed or deleted without having to contact the furnisher or the vendorAfter we complete our processing, we send the consumer the results.If the consumer disagrees with the results of the reinvestigations, it is his legal right, under the Fair Credit Reporting Act (FCRA), to add a 100-word statement specifying the nature of their disputeThe statement will appear with the item as long as the item remains on the credit reportAny further concerns regarding the disputed information will need to be directed to the sources of the informationThe consumer may refer to her original personal credit report for the furnisher address, and phone number (if available).According to the FCRA, a national consumer credit reporting agency's role in the dispute process is to review the accuracy and completeness of any disputed item which may include contacting the source of the disputed information and informing them of all relevant information regarding the consumer's disputeIn order to help resolve the consumer's dispute, Experian will review all relevant documents submitted by the consumes with the dispute and will forward such documents to the furnisher if Experian is unable to resolve the issue based on those documentsConsumers may also contact creditors directly to dispute items reported by the creditorIf the issue is not resolved, then the consumer credit reporting agency must offer to include a consumer statement on the personal credit report.If the consumer has additional supporting documentation regarding the disputed information, they may forward it directly to me for review.Thank you for allowing me to assist youPlease contact me directly if you have any questions.Sincerely,*** *** Senior Regulatory Affairs Associate Consumer Affairs Special Services *** *** *** *** ***

Revdex.com:
I have reviewed the response made by *** in reference to complaint ID ***, and find that this resolution would be satisfactory to meI hope that Experian will still block those attempting to access my credit when no prior approval has been given, and *** is assigned to my caseI've spoken to her on multiple occasions in the past and she has been very helpfulI still have her direct line, but often when I leave messages, because she gets so busy, it can sometimes take up to 1-week for a response, but I do appreciate all the work that *** has put into assisting her cases. I will wait for *** to perform this action and, if it does, will consider this complaint resolved
Regards,
* ***

May 29, 2015Revdex.comServing San Diego and Imperial CountiesViewridge Ave., #200San Diego, CA 92123RE
*** ***REF# ***Complaint ID # ***Dear Revdex.com:Our office recently received your correspondence of May 20, regarding the above mentionedconsumer's personal credit report.We are currently investigating the information with which the consumer disagreesUpon completionof this process, we will provide the results of our investigation directly to the consumer.When a consumer disputes the accuracy or completeness of information on the personal credit reportand tells us specifically why they believe the information is inaccurate or incomplete, we process thedispute as required by lawWe contact the furnisher of the information or the vendor that collected theinformation from a public record source such as a court or other government office eitherelectronically or by US MailWe ask the furnisher or the vendor to conduct a thorough and completeinvestigation to verify all of the information regarding the disputed item, and report back within the timeframe required by lawWe review and consider the response to determine whether to accept it, rejectit, or follow up for additional informationIf, after processing, we find that the disputed information isinaccurate, incomplete or cannot be verified, we then delete that information, or modify thatinformation, as appropriate, based upon the dispute and the results of our processingIf we do notreceive a response from the furnisher or the vendor within the required period, we update the item asrequested or delete the information, In some instances, upon reviewing the credit file and any relevantinformation submitted to us, we are able to determine whether the disputed information should bechanged or deleted without having to contact the furnisher or the vendorInvestigations can take aslong as days to reach a conclusionAfter we complete our processing, we send the consumer theresults.In addition to the consumer's right to dispute information in the credit file with the credit reportingagencies, the consumer also has the right to dispute information in the credit report directly with thefurnisher of the information.If the consumer questions the results of the dispute process, then they may want to contact thefurnisher of the information directly or review the original information in the public recordPlease referto the original personal credit report for the furnisher or public records office name, address, andphone number (if available).Experian strives to achieve a high level of customer service for all the consumers they assistLet meassure you that Experian takes its commitment to efficient, expeditious service seriouslyThank youfor allowing me to assist youPlease contact our office if you have any questions.Sincerely,*** ***Senior Regulatory Affairs Associate

4-17-I, *** ***, do grant the 3rd party company, *** *** *** *** ** *** * *** *** *** *** ** *** *** *** ***, authorization to file this complaint on my behalfThank You

September 7, 2016Revdex.com Serving San Diego, Orange and Imperial Counties Viewridge Ave., #200San Diego, CA 92123RE *** *** Complaint ID #11680065REFE 128488486Dear Revdex.com.Our office recently received your correspondence of August 29, regarding the
above mentioned consumer's personal credit report.An Initial Security Alert has been added to the Consumer's Credit reportThis message, which will expire after days, alerts Credit grantors to verify the Consumer's identification in case someone is using their information without their Consent.We are currently investigating the *** *** *** account with which the consumer disagreesUpon completion of this process, we will provide the results of our investigation directly to the COSSOur records indicate that the disputed *** *** *** account does not appear on the consumer's current Experian credit report.If the consumer has additional information regarding the disputed information, for example a valid identity theft police report (an official report filed with an appropriate federal, state, or local law enforcement agency), please forward it directly to me for review.Experian strives to achieve a high level of Customer service for all the consumers they assistLet me assure you that Experian takes its commitment to efficient, expeditious service seriouslyThank you for allowing me to assist youPlease contact me directly if you have any duestions.Sincerely,*** *** Senior Regulatory Affairs Associate Consumer Affairs Special Services ***CC *** ***

Dear Revdex.com:Our office recently received your correspondence of July 6, regarding the above mentioned consumer's personal credit report.We are currently investigating the information with which the consumer disagreesUpon Completion of this process, we will provide the results
of our investigation directly to the consumer.According to the Fair Credit Reporting Act (FCRA), a national consumer credit reporting agency's role in the dispute process is to review the accuracy and completeness of any disputed item which may include contacting the furnisher of the information or the vendor that collected the information from a public record source, such as a court or other government office, notifying them of the disputed information and disclosing all relevant information regarding the consumer's disputeIn order to help resolve the consumer's dispute, Experian will review all relevant documents submitted by the consumer with the dispute and will forward such documents to the furnisher if Experian is unable to resolve the issue based on those documentsConsumers may also contact Creditors directly to dispute items reported by the creditorIf the issue is not resolved, then the consumer Credit reporting agency must offer to include a consumer statement on the personal credit report.If the consumer questions the results of the dispute process, then they may want to contact the furnisher of the information directly or review the original information in the public recordPlease refer to the original personal Credit report for the furnisher or public records office name, address, and phone number (if available).Experian strives to achieve a high level of customer service for all the consumers they assistLet me assure you that Experian takes its commitment to efficient, expeditious service seriouslyThank you for allowing me to assist youPlease contact our office if you have any questions.Sincerely,*** *** Experian Consumer AffairsSenior Regulatory Affairs Associate

RE: *** *** Complaint ID #***REF ***Dear Revdex.com,Our office recently received your correspondence of October 22, regarding the above mentioned Consumer's personal Credit report.We are currently investigating the information with which the consumer disagrees
Upon completion of this process, we will provide the results of our investigation directly to the consumer.When a Consumer disputes the accuracy or Completeness of information on the personal Credit report and tells us specifically why they believe the information is inaccurate or incomplete, we process the dispute as required by lawWe contact the furnisher of the information or the vendor that Collected the information from a public record source such as a court or other government office either electronically or by US MailWe ask the furnisher or the vendor to conduct a thorough and complete investigation to verify all of the information regarding the disputed item, and report back within the time frame required by lawWe review and Consider the response to determine whether to accept it, reject it, or follow up for additional informationIf, after processing, we find that the disputed information is inaccurate, incomplete or Cannot be verified, we then delete that information, or modify that information, as appropriate, based upon the dispute and the results of our processingIf we do not receive a response from the furnisher or the vendor within the required period, we update the item as requested or delete the information, in some instances, upon reviewing the credit file and any relevant information submitted to us, we are able to determine whether the disputed information should be changed or deleted without having to contact the furnisher or the vendorInvestigations can take as long as days to reach a conclusionAfter we complete our processing, we send the consumer the results.In addition to the consumer's right to dispute information in the credit file with the credit reporting agencies, the Consumer also has the right to dispute information in the Credit report directly with the furnisher of the information.If the consumer questions the results of the dispute process, then they may want to contact the furnisher of the information directly or review the original information in the public recordPlease refer to the original personal credit report for the furnisher or public records office name, address, and phone number (if available).Experian strives to achieve a high level of Customer service for all the Consumers they assistLet me assure you that Experian takes its Commitment to efficient, expeditious service seriouslyThank you for allowing me to assist youPlease Contact our office if you have any questions.Sincerely,*** *** Senior Regulatory Affairs Associate

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and have determined that this proposed action would not resolve my complaint. For your reference, details of the offer I reviewed appear below
the company has had more then enough time to investigate this information and remove from credit reportThe time period to update accurate information has expiredI am requesting that this collection matter be removed from my credit report today as this issue is still not resolved and is affecting my credi and score.]
Th
Regards,
*** ***

September 1, 2016Revdex.com Serving San Diego, Orange and Imperial Counties Viewridge Ave., #200San Diego, CA 92123RE: *** *** *** Complaint ID # ***REF ***Dear Revdex.com.Our office recently received your Correspondence of August 24, regarding
the above mentioned Consumer's Complaint.We have mailed a current credit report directly to the consumer for reviewIf there is information appearing on a credit report that is believed to be inaccurate or incomplete, we must have a specific disputeExamples of specific disputes are as follows: "not mine, paid in full, never delinquent or included in bankruptcy" or for public record disputes: "not mine, paid/satisfied, vacated or filed in error"If the status dates, amounts, balances or other specific data is incorrect, the Consumer should also indicate what the Correct information should bePlease specify the item or account name andUmber.Please provide the consumer's specific disputes along with their complete identification information (Social Security number, full name, Current address, previous addresses in the last two years and date of birth)Also, please include one copy of a government issued identification card, such as a driver's license, state ID card, military ID card, etc., and one Copy of a utility bill, bank or insurance statement, etC.Experian strives to achieve a high level of customer service for all the consumers they assistLet meassure you that Experian takes its Commitment to efficient, expeditious service seriouslyThank you for allowing me to assist youPlease Contact me directly if you have any questions.Sincerely,*** *** Senior Regulatory Affairs Associate Consumer Affairs Special Services *** ***

Revdex.com Serving San Diego, Orange and Imperial Counties Viewridge Ave., #200San Diego, CA 92123RE: *** *** Complaint ID # *** REF # ***Dear Revdex.com:Our office recently received your correspondence of June 6, 2017, regarding the above mentioned
consumer's personal credit report.If there is information appearing on a Credit report that is believed to be inaccurate or incomplete, we must have a specific disputeExamples of specific disputes are as follows: "not mine, paid in full, never delinquent or included in bankruptcy" or for public record disputes: "not mine, paid/satisfied, vacated or filed in error"If the status dates, amounts, balances or other specific data is incorrect, the Consumer should also indicate what the correct information should bePlease specify the item or aCCOUnt name and number.Please provide the consumer's specific disputes along with their complete identification information (Social Security number, full name, current address, previous addresses in the last two years and date of birth)Also, please include one copy of a government issued identification card, such as a driver's license, state ID card, etc., and one copy of a utility bill, bank or insurance statement, etc.Experian strives to achieve a high level of customer service for all the consumers they assistLet me assure you that Experian takes its commitment to efficient, expeditious service seriouslyThank you for allowing me to assist youPlease contact our office if you have any questions.Sincerely, *** ***Senior Regulatory Affairs Associate Experian Consumer Affairs ***

Yes! There is a "Third Party" working on my credit *** *** *** is the "Third Party"Thank you.*** * ***

June 11, 2015Revdex.comServing San Diego and Imperial CountiesViewridge Ave., #200San Diego, CA 92123RE *** ***REF#
***Complaint ID # ***Dear Revdex.com:Our office recently received your correspondence of June 3, regarding the above mentionedconsumer's personal credit report.We are currently investigating the information with which the consumer disagreesUpon completionof this process, we will provide the results of our investigation directly to the consumer.When a consumer disputes the accuracy or completeness of information on the personal credit reportand tells us specifically why they believe the information is inaccurate or incomplete, we process thedispute as required by lawWe contact the furnisher of the information or the vendor that collected theinformation from a public record source such as a court or other government office eitherelectronically or by US MailWe ask the furnisher or the vendor to conduct a thorough and completeinvestigation to verify all of the information regarding the disputed item, and report back within the timeframe required by lawWe review and consider the response to determine whether to accept it, rejectit, or follow up for additional informationIf, after processing, we find that the disputed information isinaccurate, incomplete or cannot be verified, we then delete that information, or modify thatinformation, as appropriate, based upon the dispute and the results of our processingIf we do notreceive a response from the furnisher or the vendor within the required period, we update the item asrequested or delete the information, In some instances, upon reviewing the credit file and any relevantinformation submitted to us, we are able to determine whether the disputed information should bechanged or deleted without having to contact the furnisher or the vendorInvestigations can take aslong as days to reach a conclusionAfter we complete our processing, we send the consumer theresults.In addition to the consumer's right to dispute information in the credit file with the credit reportingagencies, the consumer also has the right to dispute information in the credit report directly with thefurnisher of the information.If the consumer questions the results of the dispute process, then they may want to contact thefurnisher of the information directly or review the original information in the public recordPlease referto the original personal credit report for the furnisher or public records office name, address, andphone number (if available).Experian strives to achieve a high level of customer service for all the consumers they assistLet meassure you that Experian takes its commitment to efficient, expeditious service seriouslyThank youfor allowing me to assist youPlease contact our office if you have any questions.Sincerely,*** ***Senior Regulatory Affairs Associate

RE ** *** Complaint ID #***REF ***Dear Revdex.com.Our office recently received your Correspondence of August 9, regarding the above mentioned Consumer's rebuttal of our response to his complaint.Our records indicate that we previously initiated investigations of *** account # *** on O3/08/16, O3.29.16, 05/25/and 9/15/16.In each instance, the Creditor verified the accuracy of the informationResults of each investigation were provided directly to the Consumer for reviewBecause the Creditors Confirmed the accuracy of the disputed information, we must respectfully decline the Consumer's request to remove the account from the Experian credit report.If the consumer disagrees with the results of the reinvestigations, it is their legal right, under the FCRA, to add a 100-word statement specifying the nature of their disputeThe statement will appear with the item as long as the item remains on the Credit reportAny further Concerns regarding the disputed information will need to be directed to the sources of the informationThe Consumer may refer to their original personal credit report for the furnisher's address and phone number (if available).If the consumer has any additional supporting documentation regarding the disputed information, they may forward it directly to me for review.Our records further indicate that we mailed the Consumer the requested federal Fair Credit Reporting Act (FCRA) mandated method of verification on 5/25/16, 8717/16, 9/13/16, 9/15/and today.To insure receipt, the requested information is as follows:When a Consumer disputes the accuracy or Completeness of information on their personal Credit report and tell us specifically why they believe the information is inaccurate or incomplete, we process the dispute as required by lawWe contact the furnisher of the information or the vendor that collected the information from a public record source such as a court or other government officeWe ask the furnisher or the vendor to verify all of the information regarding the item disputed, and report back within days of the date that we received the request (days for Maine residents and days for disputes of information on an annual free Credit report)We review and consider the response to determine whether to accept it, reject it, or follow up for additional informationIf, after processing, we find that the disputed information is inaccurate, incomplete or cannot be verified, we then delete that information, or modify that information, as appropriate, based upon your dispute and the results of our processingIf we do not receive a response from the furnisher or the vendor within the required period, we update the item as requested or delete the information, and send the Consumer the resultsIn some instances, upon reviewing the Credit file and any relevant information the Consumer may have submitted to us, we are able to determine whether the disputed information should be changed or deleted without having to contact the furnisher or the vendor.After we complete our processing, we send the Consumer the resultsIn addition to the Consumer's right to dispute information in their credit file with the Credit reporting agencies, the Consumer also has the right to dispute information in the Credit report directly with the furnisher of the information.Thank you for allowing me to assist youPlease contact me directly if you have any questions.Sincerely,Michael Lonergan Senior Regulatory Affairs Associate

Dear Revdex.com:Complaint ID # ***Our office recently received your correspondence of SeF*ember , 2017, above-rrmtioned consumer's personal credit report.We are currently investigating he disputed bankruFicy infomztion with which the corsumer disagreesUpon completion of this
process, we will provide the results of our investigation directly to tYE consurrer.Judgments, Tax Liens ard Bankruptcies are a matter of public recordAlthough the court where the disputed public records are filed trey not report this type of dataa vendor may collect this data directly from tre coud's public records trat inforrTEtjon to ExperianExperian does not divulge the narnes of our vendors as this is proprietary inforrnatjon and trey are not the source of this public record inforrnationExperian's rTEthod of verification for public records con-Wies with the of the Fair Credit Reporting Act (FCRA).When a consunner disputes the accuracy or completeness of inforrnation on the personal credit report and tells us specifically why they believe the information is inaccurate or incomplete, we process the dispute as required by' lawWe contact ttE furnisrer of the inforrnation or the vendor that collected the information from a public record source such as a court or other governrrpnt office eitherelectronically or by' US Mail We ask the furnisher or the vendor to conduct a thorough and complete investigation to verifi/ all of the inforrnation regarding the disputed item, and report back within the timeframe required by lawWe review and consider the response to determine whether to accept it, rejectit, or follow up for additional informationIf, after processing, we find that the disputed inforrnation is inaccurate, incomplete or cannot be verified, we then delete that inforrnation, or rmdify that information, as appropriate, based upon the dispute and results of our processingIfwe do not receive a response from the furnisher or ttp vendor within the required period, we update the item as requested or delete the information, In sorre instances, upon reviewing the credit file and any relevant information submitted to us, we are able to &termine whether the disputed information should bechanged or deleted without having to contact the furnisher or the verdorInvestigations can take as long as days to reach a concll-sionAfter we corrplete our processing, we send the consurner theresults.In addition to the consumer's right to dispute information in tt-e credit file with the credit reporting agencies, the consumer also has the right to dispute information in tt•p credit report directly with thefurnisher of the information.If the consumer questions the results of the dispute process, then they may want to contact the furnisher of the information directly or review the original information in the public recordPlease refer to the original personal credit report for the furnisher or public records office name, address, and phone number (if available)Experian strives to achieve a high level of ctßtomer service for all the consurrers they assistLet me assure you that Experian takes its commitrnent to efficiert, expeditious service seriouslyThank you for allowing me to assist youPlease contact our office if you have any questions.*** ***Senior Regulatory Affairs Associate Experian Consumer Affairs*** *** ***

:::::: ExperianJanuary 12, 2016Revdex.com Serving San Diego and Imperial Counties Viewridge Ave., #San Diego, CA 92123RE *** *** *** Complaint ID # ***REF# ***Dear Better EUsiness Eureau.Our office recently received your correspondence of January 4,
regarding the above mentioned consumer's personal credit report.Our records do not indicate that we have ever received correspondence regarding this consumer from the Better EUsiness Bureau.We are in the process of providing the consumer with their current Experian personal credit report.Experian strives to achieve a high level of customer service for all the consumers they assistLet me assure you that Experian takes its commitment to efficient, expeditious service seriouslyThank youfor allowing me to assist youPlease contact our office if you have any questions.Sincerely,*** *** Senior Regulatory Affairs Associate Consumer Affairs Special Services *** *** *** * *** *** ***

I submitted a wrong report from another screen when I was using the online FTC website because they keep your reports on file and I accidentally printed and sent the wrong one not knowing that you have to create a new FTC Affidavit when referring to a different accountThis was a human mistake and it was not necessary for Experian to continue to try to claim that I purposely sent in a fraudulent Affidavit when I did notIt's hard enough fighting to keep my credit in tact; with identity fraud and yet to be treated wrongfully by one of the credit reporting agencies when you are trying to correct matters is highly unprofessional and inappropriate and I do not like being threatened by anyone let alone a company like Experian who is suppose to assist me professionally with matters such as this. Additionally, I have been working with a Detective in the Fraud Department here in *** *** so please stop trying to threaten me with an Affidavit that was wrongfully sent to youI admit it was my mistake. I have my correct documentation and Experian can contact the FTC using my my *** ***. Also, I am not disputing the *** *** accountI was disputing their credit inquiries for March and January I never requested credit from them for these inquiries to be listed on my credit reportExperian is misunderstanding the nature of my disputeIt's about the inquiries -- not about the account. The account is mine and I am not disputing the account for *** ***I am disputing the inquiries.I have also filed several valid and correct police reports that lists the names of the person(s) that stole my identity and I have provided all this information to all credit reporting agenciesI also filed Civil and Criminal charges and was awarded judgments against the person(s) as well and I sent that information to the credit bureaus as well. No one should have to go through all this to be mistreated by a credit reporting agency and that is exactly what Experian is doingPay attention to the information and stop trying to overlook that people can make a mistakeIt's alot to deal with when someone steals your identity and you have no idea how it happened, so dealing with that is more than enough for me right now and all I am trying to do is remove wrong accounts
Thank you,
*** ***