Jefferson Capital Systems, LLC

January 31, 2018       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   This letter will confirm we have responded directly to Ms. [redacted] on January 31, 2018.  Ms. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.       Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

March 28, 2018       Mr. [redacted] Revdex.com  220 S River Ridge Circle Burnsville, MN 55337   Re:          [redacted] / ID [redacted]   Dear Mr. [redacted]:   We acknowledge receipt of your correspondence...

sent on behalf of Ms. [redacted] concerning the above-referenced account.   This letter will confirm that on March 28, 2018, we responded directly to Ms. [redacted].  She should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved the matter satisfactorily.  Attached is a copy of our response.   Thank you for the opportunity to respond.   Sincerely,       Sharon [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####   Attachment:

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me. With that being said in my initial complaint I asked.for a letter sent via mail!,and email something from Jefferson Capitol there letterhead stating there response giving today on the matter!! As long as the letter and or email is here to me in 5-7 business days! For my records.to.submitt to credit Beureas in event the account is not removed.on my behalf! I will be 100% satsified

Thank you for your correspondence sent on behalf of Ms. [redacted] concerning an [redacted] automobile account.  Attached is a copy of our response.

April 15, 2016 Revdex.com Attention: [redacted] 220 S. River Ridge Circle Burnsville, MN 55337 Re:          [redacted] / ID [redacted]                ...

Jefferson Capital Systems, LLC account number: [redacted]                 Debt Description: Verizon Wireless Dear Mr. [redacted]: We acknowledge receipt of your correspondence sent on behalf of Ms. [redacted] concerning her above-referenced account. Jefferson Capital Systems, LLC purchased the Verizon Wireless account and balance of $2,150.42 in June 2015.  The only address we have associated with the account is [redacted].  Verizon has no record of Ms. [redacted] previously disputing the account.  To resolve Ms. [redacted]’s dispute, we have terminated further collection efforts and closed our file.  We are also notifying the bureaus to delete our trade line from her credit file.  The account will not be sold or transferred to another agency. Thank you for the opportunity to respond. Sincerely, [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: (866) 516-3772

July 31, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]            ...

Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted]             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] account and balance of $8,616.76 on or around August 4, 2015.  This account is for a 2006 Chrysler PT Cruiser.  Enclosed is a copy of the Simple Interest Retail Installment Contract.  Although we disagree with the merits of Mr. [redacted]’s dispute, to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from his credit file.  This letter will confirm this account will not be sold or transferred.   Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####   Enclosure:

June 24, 2016       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]            ...

Jefferson Capital Systems, LLC Account Number: [redacted]             Debt Description: [redacted]             Complaint ID:  [redacted]   Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted] concerning the above-referenced account.   Jefferson Capital Systems, LLC acquired the [redacted] account and balance of $583.03 on or around August 3, 2015.  In researching this matter with [redacted], we were advised the last payment received on the account was in December 2012, however, this payment did not pay the account in full.  Although his account still reflects a balance, to resolve this matter we have terminated collections and have requested the credit bureaus to delete our trade line from his credit file.  This letter confirms this account will not be sold or transferred.    We appreciate the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

January 8, 2018       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted] Jefferson Capital Systems, LLC Account Number: [redacted]...

            Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   This letter will confirm we have responded directly to Mr. [redacted] on January 8, 2018.  Mr. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.       Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Initial Business Response /* (1000, 5, 2015/06/12) */
June 12, 2015
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: ...

[redacted]
Case #[redacted]
Dear Mr. [redacted]:
We acknowledge receipt of your correspondence sent on behalf of Mr. [redacted] concerning the above-referenced account which we purchased in December 2013 from [redacted].
Enclosed is the Promissory Note provided by [redacted] with regard to the account. The current balance is $864.22. The account charged off in December 2013 and is within the applicable credit reporting period. Jefferson Capital Systems, LLC, is willing to accept $432.11, representing a 50% savings, as full and final satisfaction of the debt. Please advise Mr. [redacted] to call our toll-free number, [redacted], to make payment arrangements.
As a courtesy, we have notified the credit bureaus to delete our trade line from Mr. [redacted]'s credit bureau file.
We appreciate the opportunity to be of service.
Sincerely,
Shirley [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Enclosure:

Initial Business Response /* (1000, 7, 2015/07/09) */
July 9, 2015
Revdex.com
Attention: [redacted]
220 S. River Ridge Circle
Burnsville, MN 55337
Re: [redacted] / Case number [redacted]
Jefferson Capital Systems, LLC account number: [redacted]
Debt Description:...

[redacted]
Dear Mr. [redacted]:
We acknowledge receipt of your correspondence sent on behalf of Mr. [redacted] concerning the above-referenced account.
Jefferson Capital Systems, LLC purchased the [redacted] account and balance of $616.61 in April 2015. To resolve Mr. [redacted]'s dispute, we have terminated further collection efforts and closed our file. We are also notifying the bureaus to delete our trade line from his credit file.
Thank you for the opportunity to respond.
Sincerely,
Sharon [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
Phone: (866) [redacted]
Initial Consumer Rebuttal /* (3000, 13, 2015/07/21) */
The negative information has been deleted from my files but the company did not say they would not resell this debt that I do not owe. How can I get them to say they will? I see they have on many complaints and don't want this problem coming up in the future.
Final Business Response /* (4000, 15, 2015/07/23) */
July 23, 2015
Revdex.com
Attention: [redacted]
220 S. River Ridge Circle
Burnsville, MN 55337
Re: [redacted] / Case number [redacted]
Jefferson Capital Systems, LLC account number: [redacted]
Debt Description: [redacted]
Dear Mr. [redacted]:
We acknowledge receipt of your additional correspondence sent on behalf of Mr. [redacted] concerning the above-referenced account.
This letter confirms that Jefferson Capital Systems, LLC has closed its file on Mr. [redacted]'s above-referenced account. The account will not be sold or reassigned for future collection efforts.
Thank you for the opportunity to respond.
Sincerely,
Sharon [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
Phone: (866) [redacted]

December 26, 2017   Ms. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]...

[redacted]            Jefferson Capital Systems, LLC Account Number:  [redacted]            Debt Description:  [redacted]             Complaint ID#:  [redacted]            Dear Ms. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted].  This letter will confirm we have responded directly to Mr. [redacted] on December 26, 2017.  Mr. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.     Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

Initial Business Response /* (1000, 5, 2015/11/23) */
November 23, 2015
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: [redacted]
Case...

#[redacted]
Dear Mr. [redacted]:
We are in receipt of your correspondence sent on behalf of Mr. [redacted] concerning the [redacted] account.
The [redacted] account was opened in September 2011 and charged off in May 2013. Jefferson Capital Systems, LLC, purchased the account and balance of $608.14 in August 2015. Enclosed are reprints of the billing statements representing charges from November 10, 2012 to May 1, 2013. A letter was sent to Mr. [redacted] advising we were the current owners of the account as well as the Right to Dispute letter. The account was placed with [redacted]) on September 4th for collection efforts. On September 28th, Mr. [redacted] spoke with a representative at Jefferson Capital Systems, LLC, and was advised we had placed the account with [redacted] and we would be informed of any payments he made to them and his credit file would be updated and reported accurately. To resolve the dispute, we have recalled the account and terminated collection action. We are also notifying the credit bureaus to delete our trade line from Mr. [redacted]'s credit file.
Thank you for the opportunity to address the matter.
Sincerely,
Shirley [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Enclosure:

January 11, 2018       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted] ...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   This letter will confirm we have responded directly to Ms. [redacted] on January 11, 2018.  Ms. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.       Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and I would like to read the correspondence they have sent me to determine if Jefferson Capital Systems resolution is satisfactory to me. I do appreciate their quick response and the help of Revdex.com in resolving this issue.  Thank you,[redacted]

March 10, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]            ...

Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $1,482.94 on or around October 12, 2016.  A Right to Dispute letter was sent to Mr. [redacted] on November 3, 2016.  Based on Mr. [redacted]’s stated dispute and to resolve this matter, we have terminated collection efforts and are requesting the credit bureaus delete our trade line from his credit file.  This letter will confirm this account will not be sold or transferred.   Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

I am rejecting this response because:
I will not accept this as a response until I see what their response is in the mail.

Initial Business Response /* (1000, 5, 2015/07/01) */
July 1, 2015

Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: [redacted]
Case...

#[redacted]
Dear Mr. [redacted]:
We are in receipt of your correspondence sent on behalf of Ms. [redacted] concerning her [redacted] account.
Jefferson Capital Systems, LLC, acquired the [redacted] account and balance of $1,219.77 in July 2010. According to the information provided at the time of acquisition, the account was not part of the FTC settlement referenced in Ms. [redacted]'s communication. To resolve the matter, however, we have closed our file and terminated collection efforts. We are also notifying the credit bureaus to delete our trade line from Ms. [redacted]'s credit bureau file.
Thank you for the opportunity to address Ms. [redacted]'s concerns.
Sincerely,
Shirley [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Initial Consumer Rebuttal /* (2000, 7, 2015/07/01) */
(The consumer indicated he/she ACCEPTED the response from the business.)

Revdex.com:I will expect proof that with in 24 hours of this message via email that a letter with a signature USPS mailed as well  has been completed to the three major credit bureaus.   If no proof we will continue with the right exceeding to monetary compensation. 
I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me.

Initial Business Response /* (1000, 5, 2015/08/14) */
August 14, 2014
Mr. [redacted]
Bartlett, IL 60103
Re: Jefferson Capital Systems, LLC account number: [redacted]
Debt Description: [redacted]
Consumer Financial Protection Bureau case number:...

[redacted]
Dear Mr. [redacted]:
We are writing in response to correspondence we received on your behalf from the Consumer Financial Protection Bureau concerning the above-referenced account.
Jefferson Capital Systems, LLC purchased your [redacted] account in April 2015. We reviewed your account with [redacted] and they confirmed that your settlement payment was received on April 28, 2015. [redacted] has forwarded your payment to us and your account is satisfied in full. In consideration of the payment you previously made, we have notified the bureaus to delete our trade line from your credit file.
Thank you for the opportunity to respond.
Sincerely,
Sharon [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
Phone: (866) [redacted]
C: Revdex.com/Case No. [redacted]
SEE REVERSE SIDE FOR IMPORTANT INFORMATION.
Notice of Important Information: Consumers have rights including, but not limited to those rights listed below:
Complaints: If you have a complaint, please write to us at 16 McLeland Rd. Dept. C St. Cloud, MN 56303 or call us toll-free at [redacted], Monday through Friday.
THE CALIFORNIA STATE ROSENTHAL FAIR DEBT COLLECTION PRACTICES ACT AND THE FEDERAL FAIR DEBT COLLECTION PRACTICES ACT REQUIRE THAT, EXCEPT UNDER UNUSUAL CIRCUMSTANCES, COLLECTORS MAY NOT CONTACT YOU BEFORE 8:00 A.M. OR AFTER 9:00 P.M. THEY MAY NOT HARASS YOU BY USING THREATS OF VIOLENCE OR ARREST OR BY USING OBSCENE LANGUAGE. COLLECTORS MAY NOT USE FALSE OR MISLEADING STATEMENTS OR CALL YOU AT WORK IF THEY KNOW OR HAVE REASON TO KNOW THAT YOU MAY NOT RECEIVE PERSONAL CALLS AT WORK. FOR THE MOST PART, COLLECTORS MAY NOT TELL ANOTHER PERSON, OTHER THAN YOUR ATTORNEY OR SPOUSE ABOUT YOUR DEBT. COLLECTORS MAY CONTACT ANOTHER PERSON TO CONFIRM YOUR LOCATION OR ENFORCE A JUDGMENT. FOR MORE INFORMATION ABOUT DEBT COLLECTION ACTIVITIES, YOU MAY CONTACT THE FEDERAL TRADE COMMISSION AT 1-877-FTC-HELP OR www.ftc.gov.
ADDITIONAL INFORMATION FOR COLORADO RESIDENTS
FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT, SEE WWW.COLORADOATTORNEYGENERAL.GOV/CA. A CONSUMER HAS THE RIGHT TO REQUEST IN WRITING THAT A DEBT COLLECTOR OR COLLECTION AGENCY CEASE FURTHER COMMUNICATION WITH THE CONSUMER. A WRITTEN REQUEST TO CEASE COMMUNICATION WILL NOT PROHIBIT THE DEBT COLLECTOR OR COLLECTION AGENCY FROM TAKING ANY OTHER ACTION AUTHORIZED BY LAW TO COLLECT THE DEBT. OUR LOCAL OFFICE'S ADDRESS IS 80 GARDEN CENTER, SUITE 3, BROOMFIELD, CO 80020. TELEPHONE NUMBER: (303) 920-4763.
ADDITIONAL INFORMATION FOR MINNESOTA RESIDENTS
THIS COLLECTION AGENCY IS LICENSED BY THE MINNESOTA DEPARTMENT OF COMMERCE.
ADDITIONAL INFORMATION FOR NORTH CAROLINA RESIDENTS
NORTH CAROLINA DEPARTMENT OF INSURANCE PERMIT NUMBER: 103490
ADDITIONAL INFORMATION FOR NEW YORK CITY RESIDENTS
NEW YORK CITY DEPARTMENT OF CONSUMER AFFAIRS LICENSE NUMBER: 1368090
ADDITIONAL INFORMATION FOR TENNESSEE RESIDENTS
THIS COLLECTION AGENCY IS LICENSED BY THE COLLECTION SERVICE BOARD OF THE DEPARTMENT OF COMMERCE AND INSURANCE.

Initial Business Response /* (1000, 5, 2016/01/22) */
January 22, 2016
Revdex.com
Attention: [redacted]
220 S. River Ridge Circle
Burnsville, MN 55337
Re: [redacted] / Case number [redacted]
Jefferson Capital Systems, LLC account number: [redacted]
Debt Description:...

[redacted]
Dear Mr. [redacted]:
We acknowledge receipt of your correspondence sent on behalf of Ms. [redacted] concerning the above-referenced account.
Jefferson Capital Systems, LLC purchased the [redacted] account, under the name of [redacted], and balance of $30.70 in March 2015. Prior to January 19, 2016, we have no record of Ms. [redacted] disputing the account. In response to her January 19, 2016 phone call, a fraud affidavit was sent on January 20, 2016. This letter will confirm that we have terminated further collection efforts and closed our file. In June 2015, we notified the bureaus to delete the trade line from Ms. [redacted]'s credit file. We have again notified the bureaus to take that action.
Thank you for the opportunity to respond.
Sincerely,
Sharon [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
Phone: (866) [redacted]
Initial Consumer Rebuttal /* (3000, 7, 2016/01/22) */
(The consumer indicated he/she DID NOT accept the response from the business.)
I will accept it as soon as all 3 companies have removed it from my file
Final Business Response /* (4000, 9, 2016/02/03) */
February 3, 2016
Revdex.com
Attention: [redacted]
220 S. River Ridge Circle
Burnsville, MN 55337
Re: [redacted] / Case number [redacted]
Jefferson Capital Systems, LLC account number: [redacted]
Debt Description: [redacted]
Dear Mr. [redacted]:
We acknowledge receipt of your additional correspondence sent on behalf of Ms. [redacted] concerning the above-referenced account.
In June 2015 and again on January 20, 2016, we notified the bureaus to delete the Jefferson Capital Systems, LLC trade line from Ms. [redacted]'s credit file. If our trade line should continue to reflect on her credit bureau report, Ms. [redacted] should dispute the trade line directly with the bureaus.
Thank you for the opportunity to respond. We regret we are unable to be of further assistance.
Sincerely,
Sharon [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
Phone: (866) [redacted]