Jefferson Capital Systems, LLC

January 13, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $351.05 on or around February 1, 2016.  A Right to Dispute letter was sent to Ms. [redacted] on February 25, 2016.  Although a balance remains on the account, to resolve this matter, we have terminated collection efforts.    Additional, we are requesting the credit bureaus to delete/suppress our trade line from her credit file.  This letter will confirm this account will not be sold or transferred.   Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

March 1, 2018       Ms. [redacted] Revdex.com  220 S River Ridge Circle Burnsville, MN 55337   Re:          Justin [redacted] / ID 12703262...

                Jefferson Capital Systems, LLC account number: [redacted]                 Debt Description: [redacted] Wireless   Dear Ms. [redacted]:   We acknowledge receipt of your correspondence sent on behalf of Mr. [redacted] concerning the above-referenced account.   This letter will confirm that on March 1, 2018 we responded directly to Mr. [redacted]. He should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved the matter satisfactorily.    Thank you for the opportunity to respond.   Sincerely,       Sharon [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####

Initial Business Response /* (1000, 5, 2016/01/06) */
January 6, 2016
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account Number: [redacted]
Debt Description: ...

[redacted]
Case #[redacted]
Dear Mr. [redacted]:
We are in receipt of your correspondence sent on behalf of [redacted] concerning the above-referenced account.
The [redacted] Account was opened in June 1996 and charged off in March 2013. Jefferson Capital Systems, LLC, purchased the [redacted] account and balance on $216.06 in October 2015 and subsequently placed the account with [redacted] for collection efforts. A Right to Dispute letter was sent to Mr. [redacted] by Diversified Consultants Inc. on November 12, 2015. To resolve this matter, we have recalled the account, terminated collection efforts and requested the credit bureaus delete our trade line from his credit file.
Thank you for the opportunity to be of service.
Sincerely,
Kathy [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Initial Consumer Rebuttal /* (2000, 7, 2016/01/06) */
(The consumer indicated he/she ACCEPTED the response from the business.)
I will accept JCS offer for them to delete my account (Trade line) with theme and remove it from all the credit bureaus. I just want to add they never hade the legal authority to do in the first place to report the alleged collation account to the credit bureaus and evidence suggest I have a valid complaint so if the alleged account is transferred or sold in the future I can have good reason for a legal damages if my credit is slandered in the future.
Final Consumer Response /* (2000, 17, 2016/01/19) */
(The consumer indicated he/she ACCEPTED the response from the business.)
I Accept JCS settlement and confer they did indeed remove the inaccurate data furnished to all 3 credit bureaus.
Final Business Response /* (4000, 15, 2016/01/19) */
January 19, 2016
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account Number: [redacted]
Debt Description: [redacted]
Case #[redacted]
Dear Mr. [redacted]:
We are in receipt of your additional correspondence sent on behalf of [redacted] concerning the above-referenced account.
This letter confirms the credit bureaus have deleted/suppressed the Jefferson Capital Systems, LLC trade line from Mr. [redacted]'s credit file.
Thank you for the opportunity to be of service.
Sincerely,
Kathy [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]

Please see the attached response.  Thank you.

January 30, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $238.91 on or around April 2015 and subsequently placed the account with [redacted] for collection efforts.  [redacted] returned your account to our office on July 9, 2015 due to your dispute and we reported the account as disputed to the credit bureaus.  To resolve this matter, we have terminated collection efforts and are requesting the credit bureaus delete our trade line from your credit file.    Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

November 1, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]             Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted]             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   This letter will confirm we have responded directly to Ms. [redacted] on November 1, 2017.  Ms. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.       Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Initial Business Response /* (1000, 5, 2015/04/28) */
April 28, 2015

Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: [redacted]...


Case #[redacted]
Dear Mr. [redacted]:
We are in receipt of your correspondence sent on behalf of Ms. [redacted] concerning the above-referenced account.
Jefferson Capital Systems, LLC, purchased the[redacted] account and balance of $679.75 from [redacted], in February 2015. In response to Ms. [redacted]'s communication, we are notifying the credit bureaus to delete our trade line from her credit bureau file. Please allow 30 days for the credit bureaus to update their records.
We appreciate being of service to your office.
Sincerely,
[redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Initial Consumer Rebuttal /* (2000, 7, 2015/04/28) */
(The consumer indicated he/she ACCEPTED the response from the business.)
I requested that they remove this item from the credit bureau reporting agencies and to my understanding they are going to do so. I would appreciate notification of when this is completed.

July 19, 2017   Ms. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]           ...

Jefferson Capital Systems, LLC Account Number:  [redacted]            Debt Description:  [redacted] Wireless            Complaint ID#:  [redacted]            Dear Ms. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted].  Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $1,607.24 on or around December 1, 2015.  Electronic disputes were received from the credit bureaus which we verified.  Based on Mr. [redacted]’s dispute and to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from his credit file.  This letter will confirm this account will not be sold or transferred. Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

Initial Business Response /* (1000, 5, 2016/02/16) */
February 16, 2016
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account Number: [redacted]
Debt Description:...

[redacted]
Case #[redacted]
Dear Mr. [redacted]:
We are in receipt of your correspondence sent on behalf of [redacted] concerning the above-referenced account.
The[redacted] account was opened in May 2012 and charged off in August 2013. Jefferson Capital Systems, LLC, purchased the account and balance of $2,044.92 in October 2015 and subsequently placed the account with Diversified Consultants, Inc. for collections. Based on Mr. [redacted]'s correspondence, we contacted Diversified Consultants, Inc. and they confirmed they have no record of receiving a request for validation of this debt. Pursuant to his request for validation of this debt, enclosed is a copy of the last[redacted] dated July 21, 2013.
Although we disagree with the merits of Mr. [redacted]'s dispute, to resolve this matter, we have recalled the account and terminated collection efforts. We are also requesting the credit bureaus to delete our trade line from his credit file.
Thank you for the opportunity to be of service.
Sincerely,
Kathy [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Enclosure:

August 29, 2016       Ms. [redacted] Revdex.com           220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]             Jefferson Capital Systems, LLC, Account #’s: [redacted] and [redacted]             Debt Description:  [redacted]
[redacted]             Case ID:  [redacted]   Dear Ms. [redacted]:   We are in receipt of your additional correspondence sent on behalf of Ms. [redacted] concerning the accounts referenced above.   In our previous reply dated August 19, 2016, we included copies of the Promissory Notes and statements regarding the accounts referenced above.  We advised both accounts were placed with [redacted] for collections on our behalf and that a lawsuit was filed on the [redacted] account.  We also advised we instructed [redacted] to dismiss the lawsuit and this confirms no other lawsuit has been filed.    We are sending the Promissory Notes and statements along with a copy of this letter under separate cover to Ms. [redacted].  To discuss payment arrangements on the accounts, Ms. [redacted] should contact [redacted] by calling ###-###-#### and requesting to speak with Allen [redacted] or by writing to the address of [redacted], Phoenix, AZ 85016.    We appreciate the opportunity to respond.   Sincerely,       Shirley [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

April 15, 2016 Revdex.com Attention: [redacted] 220 S. River Ridge Circle Burnsville, MN 55337 Re:          [redacted] / ID [redacted]                 Jefferson...

Capital Systems, LLC account number: [redacted]                 Debt Description: [redacted] Dear Mr. [redacted]: We acknowledge receipt of your correspondence sent on behalf of Ms. [redacted] concerning the above-referenced account. Our records indicate the [redacted] account was opened on August 18, 2011 and charged off on May 8, 2013.  Jefferson Capital Systems, LLC acquired the account, reflecting a balance of $1,923.85 in August 2015.  In consideration of Ms. [redacted]’s claim that the account is unknown to her, we have terminated further collection efforts and closed our file.  We are also notifying the bureaus to delete our trade line from her credit file. Thank you for the opportunity to respond. Sincerely, [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####

September 21, 2016       Revdex.com Attention: [redacted] 220 S. River Ridge Circle Burnsville, MN 55337   Re:          [redacted] / ID [redacted]...

                Jefferson Capital Systems, LLC account number: [redacted]                 Debt Description: [redacted] Wireless   Dear Ms. [redacted]:   We acknowledge receipt of your correspondence sent on behalf of Ms. [redacted] concerning the above-referenced account.   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $1,524.52 on or about August 3, 2015.  Enclosed is a copy of the final billing statement.  To resolve Ms. [redacted]’s dispute, we have terminated further collection efforts and closed our file.  We have also notified the bureaus to delete our trade line from her credit file.  The account will not be sold or forwarded for further collection efforts.   Thank you for the opportunity to respond.   Sincerely,       Sharon [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####

February 17, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $874.88 on or around February 1, 2016.  Pursuant to Mr. [redacted]’s request for validation of this debt, enclosed is a copy of the final [redacted] Wireless billing statement.  Although a balance remains on the account, to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from his credit file.       Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####   Enclosure:

March 1, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted]             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] account and balance of $193.79 on or around November 16, 2015.  To resolve this matter, we have terminated collection efforts and are requesting the credit bureaus delete our trade line from her credit file.  This letter will confirm this account will not be sold or transferred.   Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

April 20, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $1,855.86 on or around June 5, 2015.  We have no record of receiving a previous dispute from Mr. [redacted].  Pursuant to his request for validation of this debt, enclosed is a copy of the final [redacted] Wireless billing statement.  Based on Mr. [redacted]’s stated dispute, and to resolve this matter, we have terminated collection efforts and are requesting the credit bureaus delete our trade line from his credit file.   Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####   Enclosure:

April 21, 2016 Mr. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337 Re:     [redacted]             Jefferson Capital Systems, LLC, Account #’s: [redacted] and [redacted]             Debt Description:   [redacted] and [redacted] [redacted]             Complaint ID:  [redacted] Dear Mr. [redacted]: We are in receipt of your additional correspondence sent on behalf of Mr. [redacted] concerning the accounts referenced above. When we were initially contacted, Mr. [redacted] made reference to the [redacted] account.  In response, we provided the account information and advised payment was received in the amount of $316.37, paying the account in full.  We also advised the credit bureaus were requested to delete our trade line for the account. With regards to the payment of $533.63, please allow me to clarify.  Jefferson Capital Systems, LLC, also purchased the [redacted] [redacted] account in November 2010 with a balance of $533.63.  This account was placed with Allied Interstate, LLC, for collection efforts in February 2016.  They received Mr. [redacted]’s payment and subsequently returned the account to us.  This account is paid in full as of March 23, 2016 and has been updated accordingly.  We have also requested the credit bureaus to delete our trade line for this account from Mr. [redacted]’s credit bureau file.  Mr. [redacted] can present this letter to his creditors as proof of the actions being taken. Thank you for the opportunity to respond. Sincerely, Shirley [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me.However I do want to confirm that this debt will not be sold to another agency.  I did receive a letter from a third party collecting on behalf of Jefferson Capital.

Initial Business Response /* (1000, 5, 2015/07/10) */
July 10, 2015
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: [redacted] Credit Card...

Visa
Case #[redacted]
Dear Mr. [redacted]:
We acknowledge receipt of your correspondence sent on behalf of Ms. [redacted] concerning her account referenced above.
We regret the difficulties Ms. [redacted] experienced in her attempts to contact our Account Support team and appreciate the opportunity to address the matter. Our Account Support is available for calls between 8 a.m. and 4 p.m., Central Time, and reaching a representative will depend on the volume of calls at the particular time she contacts us. To assist Ms. [redacted], we do have the option to schedule payments to be drafted each month for up to six months rather than for her to call each month. Payments can also be sent through the mail to the following address making sure Ms. [redacted] includes her 10-digit account number on the payment instrument. Her bank statement reflecting the payment being drafted is her receipt of payment; we do not send statements.
Jefferson Capital Systems
[redacted]
St. Louis, MO 63195-3185
We appreciate the opportunity to address her concerns and appreciate her willingness to remit payment for the account.
Sincerely,
Shirley [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]

April 14, 2016 Mr. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337 Re:      [redacted]             Jefferson Capital...

Systems, LLC, Account #[redacted]             Debt Description:  [redacted]             Complaint ID:  [redacted] Dear Mr. [redacted]: We are in receipt of your correspondence sent on behalf of Ms. [redacted] concerning the [redacted] account. Our records indicate the [redacted] account was opened in June 2013 and charged off in November 2013. Jefferson Capital Systems, LLC, purchased the account in February 2016 with a balance of $660.94.  Enclosed are reprints of the last two billing statements pertaining to the balance.  We do not show any written or verbal requests for validation of the debt were received.  Although we show a balance is still due, in order to resolve this matter, we have closed our file and terminated collection action.  We have also requested the credit bureaus to delete our trade line from Ms. [redacted]’s credit bureau file.  This confirms the account will not be sold or transferred. We appreciate the opportunity to be of service. Sincerely, [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector [redacted] Enclosure:

July 7, 2017       Revdex.com Attention: [redacted] 220 S. River Ridge Circle Burnsville, MN 55337   Re:          [redacted] / Your ID [redacted]...

                Jefferson Capital Systems, LLC account number: [redacted]                 Debt Description: [redacted] Wireless   Dear Ms. [redacted]:   We acknowledge receipt of your correspondence sent on behalf of [redacted] concerning the above-referenced account.   Jefferson Capital Systems, LLC acquired the [redacted] account and balance of $846.48 on or about March 31, 2017. Under separate cover we are writing directly to [redacted] and are providing four billing statements from [redacted] as verification of the debt.   A review of the statements show that the billing address matches the address on [redacted]’ complaint to your office and show that [redacted] provided service to the phone number ###-###-####, which is listed on the complaint you received as [redacted]’ daytime phone.    Although we disagree with the merits of [redacted]’ complaint, we have notified the bureaus to delete our trade line.  We have also included in our response an offer to accept 50% of the balance of $846.48 in satisfaction of the debt.     Thank you for the opportunity to respond.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####