Jefferson Capital Systems, LLC

April 6, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $775.88 on or around August 3, 2015.  Although a balance remains, based on Ms. [redacted]’s dispute, we have terminated collection efforts and are requesting the credit bureaus delete our trade line from her credit file   Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Initial Business Response /* (1000, 5, 2016/03/08) */
March 8, 2016
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account Number: [redacted]
Debt Description: [redacted]...

[redacted]
Case #[redacted]

Dear Mr. [redacted]:
We are in receipt of your correspondence sent on behalf of [redacted] concerning the above-referenced account.
The [redacted] account was opened in February 2007 and charged off in July 2013. Jefferson Capital Systems, LLC purchased the account and balance of $2,790.02 in August 2015 and subsequently placed the account with [redacted] for collections. Based on Ms. [redacted]'s dispute, we have recalled this account, terminated collections and are requesting the credit bureaus to delete our trade line from her credit file.
Thank you for the opportunity to be of service.
Sincerely,
Kathy [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Initial Consumer Rebuttal /* (2000, 7, 2016/03/08) */
(The consumer indicated he/she ACCEPTED the response from the business.)
Based on the information provided they have agreed to have the account recalled and removed which was the result I needed and wanted.

September 12, 2017   Ms. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]...

[redacted]            Jefferson Capital Systems, LLC Account Number:  [redacted]            Debt Description:  [redacted] Wireless            Complaint ID#:  [redacted]            Dear Ms. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted].  Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $837.33 on or around August 1, 2016.  Jefferson Capital Systems, LLC is licensed to collect in the state of Florida under license number.  Based on Mr. [redacted]’ request for validation of this debt, enclosed is a copy of the final [redacted] Wireless statement.  Based on his dispute and to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from his credit file.  This letter will confirm this account will not be sold or transferred.      Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-#### Enclosure:

June 30, 2016       Revdex.com Attention:  [redacted] 220 S. River Ridge Circle Burnsville, MN 55337   Re:          [redacted] / ID [redacted]...

                Jefferson Capital Systems, LLC account number: [redacted]                 Debt Description: [redacted]   Dear Ms. [redacted]:   We acknowledge receipt of your correspondence sent on behalf of Ms. [redacted] concerning her above-referenced account.   Jefferson Capital Systems, LLC acquired Ms. [redacted]’s [redacted] account on or about February 1, 2016.  On May 10, 2016, Ms. [redacted] settled the account for less than the full balance.  We have reviewed Ms. [redacted]’s phone conversations and can confirm she was not informed that the trade line would be deleted once payment was received.  However, as a courtesy, we have notified the credit bureaus to delete our trade line from Ms. [redacted]’s credit file.   Thank you for the opportunity to respond.   Sincerely,       Sharon [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####

March 16, 2018   Mr. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]           ...

Jefferson Capital Systems, LLC Account             Complaint ID#:  [redacted]                        Dear Mr. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted].   We are unable to verify the account Ms. [redacted] is writing about based on the information she has provided.  We look forward to the opportunity to address her concerns expressed in her correspondence.  However, to enable us to identify the account(s), we ask that she provide us with a copy of the letter she states she received reflecting the Jefferson Capital Systems, LLC 10-didgit account number.  This information can be mailed to the following address: Jefferson Capital Systems, LLC, Attn: Consumer Relations, [redacted], St. Cloud, MN 56303.  We appreciate the opportunity to respond and look forward to hearing from her.     Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

September 1, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $2,199.59 on or around June 5, 2017.  Pursuant to Ms. [redacted]’s request for validation of this debt, enclosed is a copy of the final [redacted] Wireless billing statement.  Although we disagree with the merits of her dispute, to resolve this matter, we terminated collection efforts and are requesting the credit bureaus delete our trade line from her credit files.  This letter will confirm we have notified the credit bureaus to delete our trade line from her credit file.    Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####   Enclosure:

March 31, 2017       Revdex.com Attention: [redacted] 220 S. River Ridge Circle Burnsville, MN 55337   Re:          [redacted] / ID [redacted]...

                Jefferson Capital Systems, LLC account number: [redacted]                 Debt Description: [redacted]                 Consumer Financial Protection Bureau case number: [redacted]   Dear Ms. [redacted]:   We acknowledge receipt of your correspondence sent on behalf of Mr. [redacted] concerning the above-referenced account.  We received similar correspondence from the Consumer Financial Protection Bureau.   Jefferson Capital Systems, LLC acquired the [redacted] student loan account and balance of $1,618.74 on or about August 5, 2016. On March 20, 2017, we received Mr. [redacted]’s request for validation of the debt.  Although we believe the balance is still owed, to resolve Mr. [redacted]’s dispute, we have terminated further collection efforts and closed our file.  We have also notified the bureaus to delete our trade line from his credit file.   Thank you for the opportunity to respond.   Sincerely,       Sharon [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####   C:            Consumer Financial Protection Bureau

November 21, 2017   Ms. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]           ...

Jefferson Capital Systems, LLC Account Number:  [redacted]            Debt Description:  [redacted] Wireless            Complaint ID#: [redacted]            Dear Ms. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted].  This letter will confirm we have responded directly to Mr. [redacted] on November 21, 2017.  Mr.  [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.     Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

December 8, 2016       Revdex.com Attention: [redacted] 220 S. River Ridge Circle Burnsville, MN 55337   Re:          [redacted] / ID [redacted]...

                Jefferson Capital Systems, LLC account number: [redacted]                 Debt Description: [redacted]   Dear Ms. [redacted]:   We acknowledge receipt of your correspondence sent on behalf of Ms. [redacted] concerning her above-referenced account.   Jefferson Capital Systems, LLC acquired Ms. [redacted]’s [redacted] account on or about April 9, 2012.  In February 2014, Ms. [redacted]’s account was placed with [redacted] (“[redacted]”) for collection purposes.  In September 2016, Ms. [redacted] notified [redacted] that she received approval for disability student loan forgiveness in March 2016 for her federal student loans, and recently notified them the forgiveness was effective in August 2015.    The [redacted] student loan account that Jefferson Capital Systems, LLC acquired in April 2012 is a private student loan and is not covered under the disability student loan forgiveness.  However, as a courtesy, we have terminated further collection efforts and closed our file.  [redacted] has also been authorized to issue a refund of the payments made from August 2015 to September 2016 totaling $650.00.   Thank you for the opportunity to respond.   Sincerely,       Sharon [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####

Initial Business Response /* (1000, 5, 2015/07/22) */
July 22, 2015
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: [redacted]
Case...

#[redacted]
Dear Mr. [redacted]:
We are in receipt of your correspondence sent on behalf of Ms. [redacted] concerning the account referenced above.
According to the information provided, the[redacted] account was opened in October 2007 and charged off in September 2009. Jefferson Capital Systems, LLC, acquired the account and balance of $893.75 in October 2009. Validation of the debt was provided to Ms. [redacted] in February 2012. Although we disagree with the merits of her dispute, as a courtesy, we have closed our file and terminated collection efforts. We are also notifying the credit bureaus to delete our trade line from Ms. [redacted]'s credit file. This letter confirms the account will not be sold.
Thank you for the opportunity to be of service.
Sincerely,
Shirley [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Initial Consumer Rebuttal /* (2000, 7, 2015/07/24) */
(The consumer indicated he/she ACCEPTED the response from the business.)
I accept Jefferson capital's response to cease collection activity and update this information with the 3 major credit bureaus. I am satisfied with the company's response to resolve this long over due matter.

[redacted] September 6, 2017   Ms. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]...

[redacted]            Complaint ID#: [redacted]            Dear Ms. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted].  Jefferson Capital Systems, LLC is unable to locate account for Mr. [redacted] with the information he provided.  To locate an account, Mr. [redacted] will need to provide us with the name and addresses exactly as it is reflected on the account and/or the Jefferson Capital Systems, LLC referenced number.  Mr. [redacted] may send this information to my attention at [redacted] St. Cloud, MN 56303.  Upon receipt of this information, we will further research his concerns. Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####    ...

November 21, 2016       Ms. [redacted] Revdex.com           220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC, Account #[redacted]             Debt Description:  [redacted]             Case ID:  [redacted]   Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of Mr. [redacted] concerning the account referenced above.   Jefferson Capital Systems, LLC, acquired the [redacted] account on or around March 20, 2015, with the balance of $837.30 and subsequently placed the account with [redacted], for collection efforts on our behalf.  In researching the matter with [redacted], they confirmed the payment of $293.06 received October 30th was settlement for the balance.  This confirms we have requested the credit bureaus to delete our trade line from Mr. [redacted]’s credit bureau file.   We appreciate the opportunity to address his concerns.   Sincerely,       Shirley [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

September 12, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted] & [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired both [redacted] Wireless accounts on or around March 31, 2017.  The balances are $656.02 and $839.46, respectively.  Based on Ms. [redacted]’ previous dispute, collection efforts have been terminated.  Additionally, we have requested the credit bureaus delete our trade line from her credit files.  This letter will confirm these accounts will not be sold or transferred.        Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Initial Business Response /* (1000, 5, 2015/07/07) */
July 7, 2015
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: Brian [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: [redacted]
Case...

#[redacted]
Dear Mr. [redacted]:
We are in receipt of your correspondence sent on behalf of Mr. [redacted] concerning the account referenced above. Jefferson Capital Systems, LLC, is registered to collect in the state of Louisiana.
According to the information provided, the account was opened in May 2009 and charged off in October 2010. Jefferson Capital Systems, LLC, purchased the account in August 2014 with a balance of $822.91. The account was subsequently placed with two different agencies between September 2014 and July 2, 2015 for collection efforts. According to our records, Mr. [redacted] was sent the Right to Dispute letter on March 9, 2015 and no written dispute was received from him. Although we disagree with the merits of his dispute, we have closed our file and terminated collection action. We are also notifying the credit bureaus to delete our trade line from Mr. [redacted] credit file and this confirms the account will not be sold.
We appreciate the opportunity to respond.
Sincerely,
Shirley [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Initial Consumer Rebuttal /* (2000, 7, 2015/07/08) */
(The consumer indicated he/she ACCEPTED the response from the business.)
I am happy with the deletion from all 3 credit reporting agencies and that it will NOT sold to any other collectors.
Thank You

I am rejecting this response because:Jefferson Capital  System LLC have Not considered this debt   " PAID IN FULL "  AND   " VOID "             Jefferson Capital Systems LLC  only confirms that they are terminating collection efforts.   If  Jefferson Capital systems LLC  violated the law by not waiting the 30 day debt validity period.        Jefferson Capital Systems  LLC  consider this debt    " PAID IN FULL "   AND   " VOID  "     or  I will be forced to diligently ensure that  the  Minnesota Department of Commercehold Jefferson Capital Systems responsible.  The fine will be more money than this

December 15, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   This letter will confirm we have responded directly to Ms. [redacted] on December 15, 2017.  Ms. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.       Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

March 23, 2016
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account Number: [redacted]
Debt Description: [redacted]
Case #[redacted]

Dear Mr. [redacted]:
We are in...

receipt of your correspondence sent on behalf of [redacted] concerning the above-referenced account.
Jefferson Capital Systems, LLC purchased the [redacted] account and balance of $425.57 in February 2016. We have contacted [redacted] to further investigate Ms. [redacted]'s claim this account was settled in full in 2012. [redacted] has confirmed the balance of $425.57 is valid as payment to satisfy the account has not been received. However to resolve this matter, we have terminated collection efforts and are requesting the credit bureaus to delete our trade line from her credit file.
Thank you for the opportunity to be of service.
Sincerely,
Kathy [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
###-###-####

June 2, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]            ...

Jefferson Capital Systems, LLC Account Number:  [redacted]             Original Creditor:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $515.58 on or around March 20, 2015.  In researching the matter with [redacted] Wireless, we were informed there were no prior disputes received regarding the account.  Jefferson Capital Systems also has no record of receiving a previous dispute.  However, based on Ms. [redacted]’s stated dispute and to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from his credit file.  This letter will confirm this account will not be sold or transferred.   Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Initial Business Response /* (1000, 5, 2015/11/05) */
November 5, 2015


Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Case #[redacted]
Dear Mr. [redacted]:
We are in receipt of your correspondence sent on behalf of Mr....

[redacted] concerning the letter he received from [redacted] ([redacted]) for [redacted].
Jefferson Capital Systems, LLC, acquired the account for [redacted] and placed the account with [redacted] for collection efforts. In their attempts to locate our customer, the address of [redacted], Columbus, OH, was obtained through the credit bureaus. As previously advised, we have taken the necessary steps to ensure Mr. [redacted] is not contacted again regarding this matter.

We regret the inconvenience incurred by Mr. [redacted].
Sincerely,
Shirley [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Initial Consumer Rebuttal /* (3000, 7, 2015/11/06) */
(The consumer indicated he/she DID NOT accept the response from the business.)
I need to know specifically which credit bureau(s) they used to obtain my address linking it to [redacted].
Final Business Response /* (4000, 9, 2015/11/13) */
November 13, 2015

Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Case #[redacted]
Dear Mr. [redacted]:
We are in receipt of your additional correspondence sent on behalf of Mr. [redacted] concerning the letter he received from [redacted] ([redacted]) for [redacted].
In researching the matter with [redacted], they advised they were provided Mr. [redacted]'s address of [redacted], Columbus, OH, by TransUnion. To inquire about the information they provided to [redacted] or to dispute the matter, Mr. [redacted] should contact TransUnion at [redacted].
Thank you for the opportunity to reply.
Sincerely,
Shirley [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]

October 4, 2016       Revdex.com Attention: [redacted] 220 S. River Ridge Circle Burnsville, MN 55337   Re:          [redacted] / ID [redacted]...

                Jefferson Capital Systems, LLC account number: [redacted]                 Debt Description: [redacted].com   Dear Ms. [redacted]:   We acknowledge receipt of your correspondence sent on behalf of Ms. [redacted] concerning her above-referenced account.   Jefferson Capital Systems, LLC acquired Ms. [redacted]’s [redacted].com account on or about February 17, 2014.  A balance of $975.89 remains on the account.  Our records indicate that the Notice of Assignment was sent to Ms. [redacted]’s on March 26, 2015.  Although we disagree with the merits of Ms. [redacted]’s dispute, we have terminated further collection efforts and closed our file.  We have also notified the bureaus to delete our trade line from her credit file.  The account will not be sold or forwarded for further collection efforts.   Thank you for the opportunity to respond.   Sincerely,       Sharon [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####