Jefferson Capital Systems, LLC

Thank you for your correspondence sent on behalf of Mr. [redacted] concerning an Exeter Finance automobile account.  Attached is a copy of our response.

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me.Thank you so much for handling this stressful matter for me. I am very pleased with the outcome. MERRY Christmas and Happy New Year!

I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me. Thank you.

March 9, 2018       Ms. [redacted] Revdex.com  220 S River Ridge Circle Burnsville, MN 55337   Re:          [redacted] / [redacted]                 Jefferson Capital Systems, LLC Account Number: [redacted]                 Debt Description: [redacted] Wireless                 Dear Ms. [redacted]:   We acknowledge receipt of your additional correspondence sent on behalf of Ms. [redacted] concerning the above-referenced account.   This letter will confirm that on February 27, 2018 we responded directly to Ms. [redacted].  Attached is a copy of our response. We believe the actions referenced in that letter have resolved the matter satisfactorily.    Thank you for the opportunity to respond.   Sincerely,       Sharon [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####   Attachment:

March 27, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Based on the information provided in Ms. [redacted]’s correspondence, we are unable to locate an account in her name and/or address.  To locate and account, we need the name and address exactly as it is appeared on the account, the Jefferson Capital System, LLC account number or a copy of Ms. [redacted]’s credit report reflecting our trade line.   Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

November 7, 2017       Revdex.com Attention: [redacted] 220 S. River Ridge Circle Burnsville, MN 55337   Re:          [redacted] / ID [redacted] Jefferson Capital Systems, LLC account number: [redacted]                 Debt Description: [redacted]   Dear Ms. [redacted]:   We acknowledge receipt of your correspondence sent on behalf of Ms. [redacted] concerning the above-referenced account.   On November 7, 2017, a letter was sent directly to Ms. [redacted] addressing her concerns.  Ms. [redacted] should allow 7 – 10 business days to receive the letter.  We believe the actions referenced in that letter have resolved this matter to her satisfaction.    Thank you for the opportunity to respond.   Sincerely,       Sharon [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####

May 11, 2017   Ms. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]           ...

Jefferson Capital Systems, LLC Account Number:  [redacted]            Original Creditor:  [redacted] Wireless            Complaint ID#: [redacted]            Dear Ms. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted].  Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $231.31 on or around August 1, 2016.  A letter introducing Jefferson Capital Systems, LLC as the current creditor was sent to Ms. [redacted]’ on October 10, 2016.  Based on her dispute and to resolve this matter, we have terminated collections and requested the credit bureaus delete our trade line from her credit file.  This letter will confirm this account will not be sold or transferred. Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

February 3, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $101.30 on or around December 5, 2016.  In response to Mr. [redacted]’s disputer and to resolve this matter we have terminated collection efforts and requested the credit bureaus delete our trade line from his credit file.       Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

February 28, 2017       Revdex.com Attention: [redacted] 220 S. River Ridge Circle Burnsville, MN 55337   Re:          [redacted] / ID [redacted]...

                Jefferson Capital Systems, LLC account number: [redacted]                 Debt Description: [redacted]   Dear Ms. [redacted]:   We acknowledge receipt of your correspondence sent on behalf of Ms. [redacted] concerning her above-referenced account.  We also received a similar complaint from the Consumer Financial Protection Bureau.   Jefferson Capital Systems, LLC acquired Ms. [redacted]’ [redacted] account and balance of $2,313.98 on or about April 4, 2014.  To resolve Ms. [redacted]’ dispute, we have terminated further collection efforts and closed our file.  This letter will confirm that the bureaus have deleted our trade line from her credit file.  The account will not be sold or forwarded for further collection efforts.   Thank you for the opportunity to respond.   Sincerely,       Sharon [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####   C:            Consumer Financial Protection Bureau case number: [redacted]

January 18, 2018   Ms. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]           ...

Jefferson Capital Systems, LLC Account Number:  [redacted]            Debt Description:  [redacted]            Complaint ID#:  [redacted]            Dear Ms. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted].  This letter will confirm we have responded directly to Ms. [redacted] on January 18, 2018.  Ms. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.     Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

December 27, 2016       Ms. [redacted] Revdex.com           220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC, Account #[redacted]             Debt Description:  [redacted] Wireless             Case ID:  [redacted]   Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of Ms. [redacted] concerning the account referenced above.   Jefferson Capital Systems, LLC, acquired the [redacted] Wireless account on or around October 12, 2016, with a balance of $916.67 and the account was placed the [redacted] Outsourcing, Inc., on December 3, 2016.  In reviewing our records, Jefferson Capital Systems, LLC, has not received a previous written request for validation of the debt.  Pursuant to Ms. [redacted]’s request, enclosed are reprints of three billing statements provided by [redacted] Wireless pertaining to the debt.  Although we show a balance is due, to resolve the matter, we have recalled the account from [redacted] Outsourcing, Inc., closed our file, and terminated collection action.  We have also requested the credit bureaus to delete our trade line from Ms. [redacted]’s credit bureau file and she should allow the bureaus 30 days to update their records.   We appreciate the opportunity to respond.   Sincerely,       Shirley [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####   Enclosure:

January 9, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $427.87 on or around June 7, 2016.  We have no record of receiving a previous written dispute from Ms. [redacted].  However, we did receive inquiries from all three credit bureaus, at which time we verified the information reported was accurate.   Based on Ms. [redacted]’ stated dispute and to resolve this matter we have terminated collection efforts.  Additionally we have requested the credit bureaus delete our trade line from her credit file.  This letter will confirm this account will not be sold or transferred.   Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

December 8, 2016       Revdex.com Attention: [redacted] 220 S. River Ridge Circle Burnsville, MN 55337   Re:          [redacted] / ID [redacted]...

                Jefferson Capital Systems, LLC account number: [redacted]                 Debt Description: [redacted]   Dear Ms. [redacted]:   We acknowledge receipt of your correspondence sent on behalf of Ms. [redacted] concerning her above-referenced account.   On July 1, 2014, Ms. [redacted] settled her [redacted] account for less than the full balance.  The account was updated to a settled-in-full status and the bureaus were notified accordingly.  This letter will confirm that we have notified the bureaus to delete our trade line from Ms. [redacted]’s credit file.   Thank you for the opportunity to respond.   Sincerely,       Sharon [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####

May 24, 2017   Ms. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      Ms. [redacted]           ...

Jefferson Capital Systems, LLC Account Number:  [redacted]            Original Creditor:  [redacted] Wireless            Complaint ID#:  [redacted]            Dear Ms. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted].  Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $364.95 on or around October 7, 2015 and subsequently placed the account with [redacted] for collection efforts.  Payment of $127.73 was received by [redacted] on May 10, 2017 which resulted in the account being satisfied.  At this time we have requested the credit bureaus delete our trade line from her credit file.   Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

February 7, 2017       Ms. [redacted] Revdex.com  220 S River Ridge Circle Burnsville, MN 55337   Re:          [redacted] / ID [redacted]...

                Jefferson Capital Systems, LLC account number: [redacted]                 Debt Description: [redacted] Wireless                 Dear Ms. [redacted]:   We acknowledge receipt of your correspondence sent on behalf of Mr. [redacted] concerning the above-referenced account.   This letter will confirm that on February 7, 2018 we responded directly to Mr. [redacted].  Mr. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved the matter satisfactorily.    Thank you for the opportunity to respond.   Sincerely,       Sharon [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####

June 12, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Original Creditor:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $945.99 on or around February 1, 2016.  A Right to Dispute letter was sent to Mr. [redacted] on September 15, 2016.  Based on Mr. [redacted]’s dispute and to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from his credit file.  This letter will confirm this account will not be sold or transferred.   Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

July 29, 2016       Ms. [redacted] Revdex.com           220 S River Ridge Circle Burnsville, MN 55337 Re:      [redacted]...

            Jefferson Capital Systems, LLC, Account #[redacted]             Debt Description:  [redacted]             ID Case:  [redacted]   Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of Ms. [redacted] concerning the account referenced above.   Jefferson Capital Systems, LLC, acquired the [redacted] account on or around January 16, 2015, with a balance remaining for $521.41.  Enclosed please find a Statement of Account Activity provided by [redacted].  Ms. [redacted]’s previous request for validation of the debt was referred to the agency we had placed her account with for collections on our behalf at that time.  We regret if no reply was received.  Although we show a balance is due, in order to resolve this matter, we have closed our file and collection efforts have been terminated.  We are also requesting the credit bureaus to delete our trade line from Ms. [redacted]’s credit bureau file.   We appreciate the opportunity to address the matter.   Sincerely,       Shirley [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####   Enclosure:

January 11, 2018   Ms. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]...

[redacted]            Jefferson Capital Systems, LLC Account Number:  [redacted]            Debt Description:  [redacted] Wireless            Complaint ID#: [redacted]            Dear Ms. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted].  This letter will confirm we have responded directly to Mr. [redacted] on January 11, 2018.  Mr. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.     Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

March 1, 2017     Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]            ...

Jefferson Capital Systems, LLC Account Number: [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $351.32. Pursuant to his request for validation of this debt, enclosed is a copy of the final [redacted] Wireless billing statement.  Although a balance remains on the account, to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from his credit file.       Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####   Enclosure:

June 1, 2016       Mr. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted] L. [redacted]            ...

Complaint ID:  [redacted]   Dear Mr. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted] concerning information he found on his credit file.   We are unable to locate an account for Mr. [redacted] with the information he provided.  To locate the account, we need the name and address as it is reflected on the account, the 10 digit Jefferson Capital Systems, LLC account number and/or a copy of Mr. [redacted]’s credit report reflecting the Jefferson Capital Systems, LLC trade line.    We look forward to receiving the requested information so we may address his concerns.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####