Jefferson Capital Systems, LLC

Initial Business Response /* (1000, 5, 2015/11/25) */
November 25, 2015
Revdex.com
Attention: [redacted]
220 S. River Ridge Circle
Burnsville, MN 55337
Re: [redacted] / Case number [redacted]
Dear Mr. [redacted]:
We acknowledge receipt of your correspondence sent on...

behalf of Mr. [redacted] concerning the above-referenced account.
We are unable to locate a [redacted] account under Mr. [redacted]'s name and the address listed on his complaint. Therefore, we ask that Mr. [redacted] provide us with a copy of his credit report reflecting the Jefferson Capital Systems, LLC trade line. Mr. [redacted] may send the information to me at [redacted] St. Cloud, MN 56303 or fax it to my attention at [redacted].
We appreciate Mr. [redacted]'s anticipated cooperation.
Sincerely,
Sharon [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
Phone: (866) [redacted]

Initial Business Response /* (1000, 5, 2015/12/08) */
December 8, 2015
Revdex.com
Attention: [redacted]
220 S. River Ridge Circle
Burnsville, MN 55337
Re: [redacted] / Case number [redacted]
Jefferson Capital Systems, LLC account number: [redacted]
Debt...

Description: [redacted]
Dear Mr. [redacted]:
We acknowledge receipt of your correspondence sent on behalf of Mr. [redacted] concerning his above-referenced account.
Our records indicate that Mr. [redacted]'s [redacted] account was established in March 2010 and was charged off in June 2011. Jefferson Capital Systems, LLC purchased the account, reflecting a balance of $576.73, in October 2012. To resolve Mr. [redacted]'s dispute, we have terminated further collection efforts and closed our file. We are also notifying the bureaus to delete our trade line from his credit file.
Thank you for the opportunity to respond.
Sincerely,
Sharon [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
Phone: (866) [redacted]
Initial Consumer Rebuttal /* (2000, 7, 2015/12/08) */
(The consumer indicated he/she ACCEPTED the response from the business.)
They deleted it like I asked.

April 25, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted]             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] account and balance of $1,356.65 on or around November 22, 2016.  Based on Ms. [redacted]’s dispute and to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from her credit file.  This letter will confirm this account will  not be sold or transferred.   Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

April 7, 2016 Mr. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337 Re:      [redacted]             Jefferson Capital...

Systems, LLC, Account Number: [redacted]             Debt Description:  [redacted] Wireless             Complaint ID:  [redacted] Dear Mr. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted] concerning the above-referenced account.  Jefferson Capital Systems, LLC purchased the [redacted] Wireless account and balance of $180.33 in December 2015.  Based on Mr. [redacted]’s dispute, we contacted [redacted] Wireless and they have confirmed they have no record of receiving a previous dispute from Mr. [redacted] and this balance is valid.  However, to resolve this matter, we have terminated collections efforts and are requesting the credit bureaus to delete our trade line from his credit file. This letter will confirm this account will not be sold or transferred. Thank you for the opportunity to be of service. Sincerely, Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

March 14, 2018   Mr. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]           ...

Jefferson Capital Systems, LLC Account Number: [redacted]            Debt Description:  [redacted] Wireless               Complaint ID#:  [redacted] Dear Mr. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted].  This letter will confirm we have responded directly to Ms. [redacted] on March 14, 2018.  Ms. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.  Attached is a copy of our response.   Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

Initial Business Response /* (1000, 5, 2015/10/12) */
October 12, 2015
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account Number: [redacted]
Debt Description:...

[redacted]
Case #[redacted]
Dear Mr. [redacted]:
We are in receipt of your correspondence sent on behalf of [redacted] concerning the above-referenced[redacted] account.
Jefferson Capital Systems, LLC purchased the[redacted] account and balance of $3,513.52 in August 2015. Mr. [redacted] stated he disputed this account with[redacted] and they acknowledged the account as a fraud. In researching this matter we were advised the debt was valid. However to resolve this matter we have terminated collections efforts and requested the credit bureaus to delete our trade line from his credit file.
Thank you for the opportunity to be of service.
Sincerely,
Kathy [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Initial Consumer Rebuttal /* (3000, 7, 2015/10/13) */
(The consumer indicated he/she DID NOT accept the response from the business.)
I want something in writing stating that this debt will not be sold to another collection company.
Final Consumer Response /* (2000, 11, 2015/10/14) */
(The consumer indicated he/she ACCEPTED the response from the business.)
I accept the company's guarantee to cease collection efforts and not sell or transfer/assign this account to any other company.
Final Business Response /* (4000, 9, 2015/10/14) */
October 14, 2015
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account Number: [redacted]
Debt Description: [redacted]
Case #[redacted]
Dear Mr. [redacted]:
We are in receipt of your additional correspondence sent on behalf of [redacted] concerning the above-referenced[redacted] account.
This letter confirms we have terminated collection efforts and this account will not be sold or transferred to another company.
Thank you for the opportunity to be of service.
Sincerely,
Kathy [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]

Initial Business Response /* (1000, 5, 2015/08/04) */
August 4, 2015
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: [redacted]
Case...

#[redacted]
Dear Mr. [redacted]:
We acknowledge receipt of your correspondence sent on behalf of Ms. [redacted] concerning the account referenced above.
Jefferson Capital Systems, LLC, purchased the [redacted] account and balance of $1,169.75 in June 2015 and placed the account with Receivable Performance Management (RPM) on July 7, 2015 for collection efforts and they sent the Right to Dispute letter on July 9th. RPM returned the account to us on July 23, 2015 based on Ms. [redacted]'s dispute. In response to her claim the account is not hers, we have closed our file and terminated collection action. We are also notifying the credit bureaus to delete our trade line from her credit bureau file. Please allow the credit bureaus 30 days to update their records.
We appreciate the opportunity to address the matter.
Sincerely,
Shirley [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Initial Consumer Rebuttal /* (2000, 7, 2015/08/05) */
(The consumer indicated he/she ACCEPTED the response from the business.)
I accept this response, as when I spoke with RPM I asked when he advised me he would place as dispute, if I needed to submit the dispute in writing and he declined. I thank you for your response to this action, I am satisfied pending that it is actually done. I will follow up in 30 days time.
Thanks again.
[redacted]

April 12, 2016 Mr. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337 Re:     [redacted]             Jefferson Capital Systems, LLC,...

Account #[redacted]             Debt Description:  [redacted]             Complaint ID:  [redacted] Dear Mr. [redacted]: We acknowledge receipt of your correspondence sent on behalf of Ms. [redacted] concerning the account referenced above. Enclosed please find a reprint of the billing statement provided by [redacted] dated August 15, 2012, which pertains to the balance remaining in Ms. [redacted]’s name and address.  Our records indicate the account was opened in December 2011 and charged off in December 2012.  Jefferson Capital Systems, LLC, purchased the account in June 2015 with the balance of $180.68.  On June 26, 2015, we sent a letter to Ms. [redacted] notifying her we were the current owners of the account.  We subsequently placed the account with Diversified in February 2016 and they sent the Right to Dispute letter to Ms. [redacted] on February 17th and March 15th.  Although we show a balance is still due, in order to resolve this matter, we have recalled the account, closed our file and terminated collection action.  Additionally, we have requested the credit bureaus to delete our trade line from Ms. [redacted]’s credit bureau file. Thank you for the opportunity to address the matter. Sincerely, [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector [redacted] Enclosure:

December 14, 2017   Ms. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]           ...

Jefferson Capital Systems, LLC Account Number:  [redacted]            Debt Description:  [redacted] Wireless            Complaint ID#:  [redacted]            Dear Ms. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted].  This letter will confirm we have responded directly to Ms. [redacted] on December 13, 2017.  Ms. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.     Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

July 27, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]            ...

Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $973.74 on or around February 1, 2016.  Based on Ms. [redacted]’s dispute and to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from her credit file.  This letter will confirm this account will not be sold or transferred.   Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####   Enclosure:

September 12, 2017   Ms. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]...

[redacted]            Complaint ID#:  [redacted]            Dear Ms. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted].  This letter will confirm we have placed Ms. [redacted]’s telephone numbers of ###-###-#### and ###-###-#### on our Do-Not-Call list.  If Ms. [redacted] is receiving calls at any other telephone numbers, she will need to provide that number to us to have placed on our Do-Not-Call list. Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

Initial Business Response /* (1000, 5, 2015/06/18) */
June 18, 2015

Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: [redacted]
Case...

#[redacted]
Dear Mr. [redacted]:
We are in receipt of your correspondence sent on behalf of Mr. [redacted] concerning his above-referenced account.
Jefferson Capital Systems, LLC, purchased the [redacted] account and balance of $1,063.76 in March 2015. The account was subsequently placed with Receivable Performance Management in May 2015 and they sent the Right to Dispute letter on May 7, 2015. On May 26, 2015, Mr. [redacted] spoke with a representative at Jefferson Capital Systems, LLC, stating he did not feel the balance was correct and asked if he paid the balance if the trade line would be deleted. He was advised his trade line information would be updated to reflect payment but not deleted.
As a courtesy and to resolve this matter, we have recalled the account, closed our file and terminated collection efforts. Additionally, we are notifying the credit bureaus to delete our trade line from his credit file.
We appreciate the opportunity to clarify the matter.
Sincerely,
Shirley [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]

Initial Business Response /* (1000, 5, 2015/06/11) */
June 11, 2015

Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: ...

[redacted]
Case #[redacted]
Dear Mr. [redacted]:
We acknowledge receipt of your correspondence sent on behalf of Ms. [redacted] concerning the account listed above.
Jefferson Capital Systems, LLC, purchased the [redacted] account in October 2011 and the balance is $88.68. According to our research, the bankruptcy was dismissed in April 2015 and we placed the account with [redacted] in May 2015 for collection efforts. To resolve Ms. [redacted]'s dispute, the account has been recalled from [redacted] and we have terminated collection.
This letter confirms Jefferson Capital Systems, LLC, is not reporting any information regarding the account to the credit bureaus.
We appreciate the opportunity to respond.
Sincerely,
[redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Initial Consumer Rebuttal /* (2000, 7, 2015/06/11) */
(The consumer indicated he/she ACCEPTED the response from the business.)

Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]             Complaint ID#: [redacted]...

            Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   We are unable to locate and account for Ms. [redacted] with the information she has provided.  To locate the account we need the Jefferson Capital Systems, LLC account number and/or the case number on the legal document she received.  Ms. [redacted] may send this information to us at [redacted], St. Cloud MN 56303 and we will further research her concerns.   Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

July 31, 2017   Ms. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]           ...

Jefferson Capital Systems, LLC Account Number:  [redacted]            Debt Description:  [redacted] Wireless            Complaint ID#:  [redacted]            Dear Ms. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted].  Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $517.17 on or around October 12, 2016.  Based on Ms. [redacted]’s dispute and to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from her credit file.  This letter will confirm this account will not be sold or transferred. Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

November 15, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   This letter will confirm we have responded directly to Ms. [redacted] on November 15, 2017.  Ms. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.       Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is in the process of being fixed. This ding to my credit is actually under the name [redacted] o'[redacted]. It was a fraud account that was opened with [redacted] wireless in July of 2014. [redacted] is in the process of fixing this and having this account removed from the debt collector (Jefferson capital). I was unaware of this situation when I made my complaint on Revdex.com. The account is under my social security number but had someone else's name, this is why they could not found an account under my name. I received an email from [redacted] saying that the account has be reviewed and will be removed. That is all the information I have at this time. Again, I was not aware that this was a fraud account that was sold to a debt collector. I never received any information from the debt collector in regards to this matter. Thank you for your help durning this matter,[redacted]

June 6, 2017   Ms. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]           ...

Jefferson Capital Systems, LLC Account Number:  [redacted]            Original Creditor:  [redacted] Wireless            Complaint ID#: [redacted]            Dear Ms. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted].  Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $3,095.16 on or around December 5, 2016.  We have no record of receiving a previous request for validation of this debt.  Pursuant to your current request, enclosed is a copy of the final [redacted] Wireless statement.  Based on Ms. [redacted]’ dispute and to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from her credit file.  This letter will confirm this account will not be sold or transferred. Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-#### Enclosure:

April 6, 2016 Mr. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337 Re:      [redacted]             Jefferson Capital...

Systems, LLC, Account Number:  [redacted]             Debt Description:  [redacted]             Complaint ID:  [redacted] Dear Mr. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted] concerning the above-referenced account.  We apologize for any confusion that occurred when Ms. [redacted] spoke to a representative from Jefferson Capital Systems, LLC. Jefferson Capital Systems, LLC purchased the [redacted] account and balance of $9,484.37 in August 2015.  This letter will confirm we have agreed to accept monthly payments of $100.00 through January 29, 2020, totaling $4,720.00, as settlement on her account. As long as payments are made each month when they come due, this account will not be sold or transferred. Thank you for the opportunity to be of service. Sincerely, Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Initial Business Response /* (1000, 5, 2015/06/09) */
June 9, 2015
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: [redacted]...

Checking
Case #[redacted]
Dear Mr. [redacted]:
We are in receipt of your correspondence sent on behalf of Ms. [redacted] concerning the account referenced above.
Jefferson Capital Systems, LLC, purchased the [redacted] Checking account and balance of $356.60 in February 2015 from [redacted]. We received Ms. [redacted]' written request for validation of the debt on May 20, 2015, but did not have the documentation available. Based on Ms. [redacted]' claim the debt was previously disputed, we have closed our file and terminated collection action. We are also notifying the credit bureaus to delete our trade line from Ms. [redacted]' credit bureau file. Please allow 30 days for the credit bureaus to update their records.
Thank you for the opportunity to be of service.
Sincerely,
Shirley S[redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]