Jefferson Capital Systems, LLC

July 21, 2016       Revdex.com Attention: [redacted] 220 S. River Ridge Circle Burnsville, MN 55337   Re:          [redacted] / ID [redacted]...

                Jefferson Capital Systems, LLC account number: [redacted]                 Debt Description: [redacted]   Dear Ms. [redacted]:   We acknowledge receipt of your correspondence sent on behalf of Mr. [redacted] concerning his above-referenced account.   Jefferson Capital Systems, LLC acquired Mr. [redacted]’s [redacted] account and balance of $482.01 on or around June 5, 2015.  On June 26, 2015, the right to dispute notice was sent to Mr. [redacted].  We have no record of Mr. [redacted] responding to the communication.  Although we disagree with the merits of Mr. [redacted]’s dispute, to resolve the matter, we have terminated further collection efforts and closed our file.  We have also notified the bureaus to delete our trade line from his credit file.  The account will not be sold or forwarded for further collection efforts.   Thank you for the opportunity to respond.   Sincerely,       Sharon [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####

December 4, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   This letter will confirm we have responded directly to Ms. [redacted] on December 4, 2017.  Ms. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.       Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

March 14, 2018   Mr. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]           ...

Jefferson Capital Systems, LLC Account Number: [redacted]            Debt Description:  [redacted] Wireless               Complaint ID#:  [redacted] Dear Mr. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted].  This letter will confirm we have responded directly to Ms. [redacted] on March 14, 2018.  Ms. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.  Attached is a copy of our response.   Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

November 21, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]             Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your additional correspondence sent on behalf of [redacted].   On November 16, 2017, a letter was sent directly to Ms. [redacted] providing a resolution to her dispute.  Unfortunately, Ms. [redacted] did not allow enough time to receive our letter prior to filing her rejection with the Bureau.  We are confident that once Ms. [redacted] receives our letter, she will accept our resolution.   Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Initial Business Response /* (1000, 5, 2015/08/14) */
August 14, 2015
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: [redacted]
Case...

#[redacted]
Dear Mr. [redacted]:
We are in receipt of your correspondence sent on behalf of Mrs. [redacted] concerning her credit bureau file and the account referenced above.
This communication confirms that based on the information Mrs. [redacted] provided, we have closed our file and terminated collection efforts. We are also notifying the credit bureaus to delete our trade line from her credit bureau file. Please allow the credit bureaus 30 days to update their records. In the meantime, she can present this letter to her creditors as proof of the actions being taken.
We appreciate the opportunity to be of service.
Sincerely,
Shirley [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]

January 11, 2018       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   This letter will confirm we have responded directly to Mr. [redacted] on January 11, 2018.  Mr. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.       Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

April 25, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted]             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] account and balance of $1,356.65 on or around November 22, 2016.  Based on Ms. [redacted]’s dispute and to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from her credit file.  This letter will confirm this account will  not be sold or transferred.   Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

September 1, 2017   Ms. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]...

[redacted]            Jefferson Capital Systems, LLC Account Number:  [redacted]            Debt Description:  [redacted] Wireless            Complaint ID#:  [redacted]            Dear Ms. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted].  Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $642.28 on or around March 20, 2015.  A Right to Dispute letter was sent on April 7, 2015.  Based on Ms. [redacted]’ dispute and to resolve this matter, we have terminated collection efforts and have requested the bureaus delete our trade line from her credit file.  This letter will confirm this account will not be sold or transferred.   Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

Initial Business Response /* (1000, 5, 2015/12/08) */
December 8, 2015
Revdex.com
Attention: [redacted]
220 S. River Ridge Circle
Burnsville, MN 55337
Re: [redacted] / Case number [redacted]
Jefferson Capital Systems, LLC account number: [redacted]
Debt...

Description: [redacted]
Dear Mr. [redacted]:
We acknowledge receipt of your correspondence sent on behalf of Mr. [redacted] concerning his above-referenced account.
Our records indicate that Mr. [redacted]'s [redacted] account was established in March 2010 and was charged off in June 2011. Jefferson Capital Systems, LLC purchased the account, reflecting a balance of $576.73, in October 2012. To resolve Mr. [redacted]'s dispute, we have terminated further collection efforts and closed our file. We are also notifying the bureaus to delete our trade line from his credit file.
Thank you for the opportunity to respond.
Sincerely,
Sharon [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
Phone: (866) [redacted]
Initial Consumer Rebuttal /* (2000, 7, 2015/12/08) */
(The consumer indicated he/she ACCEPTED the response from the business.)
They deleted it like I asked.

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me.I appreciate being able to receive the refund. However, I was not told that my account was being sold to Jefferson Capital. I had to call [redacted] to find this information out. I was then given a different phone number than the ones I have received calls from. There are at least 5 or 6 different phone numbers. I also did not authorize for the $58.07 to be withdrawn. I spoke with someone from DRS telling them I didn't want the payment to be taken out because I wasn't sure when my next pay check would be. Even though I have made other payments, I still received a phone call from yet a different phone number with a MA area code about collecting the debt. This is where I made my 3rd or 4th attempt in getting a refund and this manager told me there was no record of me calling since December but that she'd look into the records. This was 2 or 3 days ago and I have not heard back since then. I also requested a letter to be sent to my address stating all of my information and that request was not met either. If these agencies work together I don't understand how any of this information would not be shared between the two.

July 31, 2017   Ms. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]           ...

Jefferson Capital Systems, LLC Account Number:  [redacted]            Debt Description:  [redacted] Wireless            Complaint ID#:  [redacted]            Dear Ms. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted].  Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $517.17 on or around October 12, 2016.  Based on Ms. [redacted]’s dispute and to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from her credit file.  This letter will confirm this account will not be sold or transferred. Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]             Complaint ID#: [redacted]...

            Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   We are unable to locate and account for Ms. [redacted] with the information she has provided.  To locate the account we need the Jefferson Capital Systems, LLC account number and/or the case number on the legal document she received.  Ms. [redacted] may send this information to us at [redacted], St. Cloud MN 56303 and we will further research her concerns.   Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Initial Business Response /* (1000, 5, 2015/06/17) */
June 17, 2015
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: [redacted]...

Checking
Case #[redacted]
Dear Mr. [redacted]:
We are in receipt of your correspondence sent on behalf of Mr. [redacted] concerning payment of the account referenced above.
The [redacted] Checking account and balance of $373.95 was placed with Jefferson Capital Systems, LLC, for collections in February 2015 by RJM Acquisitions, LLC. Our records were updated on June 4, 2015, to reflect Mr. [redacted]'s settlement payment of $200.00.
This letter confirms the credit bureaus have been notified to delete our trade line from Mr. [redacted]'s credit bureau file. Please allow the credit bureaus 30 days to update their records.
Thank you for the opportunity to address Mr. [redacted]'s concerns.
Sincerely,
Shirley [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]

July 27, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]            ...

Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $973.74 on or around February 1, 2016.  Based on Ms. [redacted]’s dispute and to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from her credit file.  This letter will confirm this account will not be sold or transferred.   Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####   Enclosure:

Initial Business Response /* (1000, 5, 2015/06/11) */
June 11, 2015

Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: ...

[redacted]
Case #[redacted]
Dear Mr. [redacted]:
We acknowledge receipt of your correspondence sent on behalf of Ms. [redacted] concerning the account listed above.
Jefferson Capital Systems, LLC, purchased the [redacted] account in October 2011 and the balance is $88.68. According to our research, the bankruptcy was dismissed in April 2015 and we placed the account with [redacted] in May 2015 for collection efforts. To resolve Ms. [redacted]'s dispute, the account has been recalled from [redacted] and we have terminated collection.
This letter confirms Jefferson Capital Systems, LLC, is not reporting any information regarding the account to the credit bureaus.
We appreciate the opportunity to respond.
Sincerely,
[redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Initial Consumer Rebuttal /* (2000, 7, 2015/06/11) */
(The consumer indicated he/she ACCEPTED the response from the business.)

March 1, 2018       Ms. [redacted] Revdex.com  220 S River Ridge Circle Burnsville, MN 55337   Re:          [redacted] / ID [redacted]                 Jefferson Capital Systems, LLC account number: [redacted]                 Debt Description: [redacted] Wireless                 Dear Ms. [redacted]:   We acknowledge receipt of your additional correspondence sent on behalf of Ms. [redacted] concerning the above-referenced account.   On February 21, 2018, a letter was sent to Ms. [redacted] offering resolution to the matter.  Unfortunately, Ms. [redacted] has not allowed enough time to receive our response.  Attached is a copy of our response.  We believe the actions referenced in that letter have resolved the matter satisfactorily.    Thank you for the opportunity to respond.   Sincerely,       Sharon [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####   Attachment:

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is in the process of being fixed. This ding to my credit is actually under the name [redacted] o'[redacted]. It was a fraud account that was opened with [redacted] wireless in July of 2014. [redacted] is in the process of fixing this and having this account removed from the debt collector (Jefferson capital). I was unaware of this situation when I made my complaint on Revdex.com. The account is under my social security number but had someone else's name, this is why they could not found an account under my name. I received an email from [redacted] saying that the account has be reviewed and will be removed. That is all the information I have at this time. Again, I was not aware that this was a fraud account that was sold to a debt collector. I never received any information from the debt collector in regards to this matter. Thank you for your help durning this matter,[redacted]

November 15, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   This letter will confirm we have responded directly to Ms. [redacted] on November 15, 2017.  Ms. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.       Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

June 6, 2017   Ms. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]           ...

Jefferson Capital Systems, LLC Account Number:  [redacted]            Original Creditor:  [redacted] Wireless            Complaint ID#: [redacted]            Dear Ms. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted].  Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $3,095.16 on or around December 5, 2016.  We have no record of receiving a previous request for validation of this debt.  Pursuant to your current request, enclosed is a copy of the final [redacted] Wireless statement.  Based on Ms. [redacted]’ dispute and to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from her credit file.  This letter will confirm this account will not be sold or transferred. Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-#### Enclosure:

Initial Business Response /* (1000, 5, 2015/06/09) */
June 9, 2015
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: [redacted]...

Checking
Case #[redacted]
Dear Mr. [redacted]:
We are in receipt of your correspondence sent on behalf of Ms. [redacted] concerning the account referenced above.
Jefferson Capital Systems, LLC, purchased the [redacted] Checking account and balance of $356.60 in February 2015 from [redacted]. We received Ms. [redacted]' written request for validation of the debt on May 20, 2015, but did not have the documentation available. Based on Ms. [redacted]' claim the debt was previously disputed, we have closed our file and terminated collection action. We are also notifying the credit bureaus to delete our trade line from Ms. [redacted]' credit bureau file. Please allow 30 days for the credit bureaus to update their records.
Thank you for the opportunity to be of service.
Sincerely,
Shirley S[redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]