Jefferson Capital Systems, LLC

October 6, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted] ...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted]             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   This letter will confirm we have responded directly to Ms. [redacted] on October 6, 2017.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.       Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

July 29, 2016       Ms. [redacted] Revdex.com           220 S River Ridge Circle Burnsville, MN 55337 Re:      [redacted]...

            Jefferson Capital Systems, LLC, Account #[redacted]             Debt Description:  [redacted]             ID Case:  [redacted]   Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of Ms. [redacted] concerning the account referenced above.   Jefferson Capital Systems, LLC, acquired the [redacted] account on or around January 16, 2015, with a balance remaining for $521.41.  Enclosed please find a Statement of Account Activity provided by [redacted].  Ms. [redacted]’s previous request for validation of the debt was referred to the agency we had placed her account with for collections on our behalf at that time.  We regret if no reply was received.  Although we show a balance is due, in order to resolve this matter, we have closed our file and collection efforts have been terminated.  We are also requesting the credit bureaus to delete our trade line from Ms. [redacted]’s credit bureau file.   We appreciate the opportunity to address the matter.   Sincerely,       Shirley [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####   Enclosure:

July 27, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]            ...

Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Based on the information Ms. [redacted] provided, we are unable to locate an account in her name.  To locate the account, we need a copy of her credit file reflecting our trade line and we will further investigate this matter.   Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

May 24, 2017   Ms. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      Ms. [redacted]           ...

Jefferson Capital Systems, LLC Account Number:  [redacted]            Original Creditor:  [redacted] Wireless            Complaint ID#:  [redacted]            Dear Ms. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted].  Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $364.95 on or around October 7, 2015 and subsequently placed the account with [redacted] for collection efforts.  Payment of $127.73 was received by [redacted] on May 10, 2017 which resulted in the account being satisfied.  At this time we have requested the credit bureaus delete our trade line from her credit file.   Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me.  As long as they do as they say, pulling from all 3 credit reporting agencies and not adding back later, then it will be satisfactory.   That remains to be seen. Thanks[redacted]

I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me. Thank you.

March 30, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $361.84 on or around October 7, 2015.  We have no record of receiving a police report from Ms. [redacted].  Based on her claim of fraud and to resolve this matter, we have terminated collection efforts are requesting the credit bureaus delete our trade line from her credit file   Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me. Thank you, [redacted]

December 4, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   This letter will confirm we have responded directly to Ms. [redacted] on December 4, 2017.  Ms. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.       Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Initial Business Response /* (1000, 5, 2015/06/22) */
June 22, 2015
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: [redacted] N.A. Checking...

Account
Case #[redacted]
Dear Mr. [redacted]:
We acknowledge receipt of your correspondence sent on behalf of Mrs. [redacted] concerning the account referenced above.
Jefferson Capital Systems, LLC, purchased the [redacted] N.A. Checking Account and balance of $561.27 from [redacted], in February 2015. The account was subsequently placed with [redacted]., for collection efforts. According to the information provided, the account was opened in November 2008 and charged off in May 2009. In response to Mrs. [redacted] claim she has no knowledge of the account, we have recalled the account and terminated collection action. We are also notifying the credit bureaus to delete our trade line from Mrs. [redacted]'s credit file.
We appreciate the opportunity to respond.
Sincerely,
Shirley [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Initial Consumer Rebuttal /* (2000, 7, 2015/06/29) */
(The consumer indicated he/she ACCEPTED the response from the business.)

November 21, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]             Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your additional correspondence sent on behalf of [redacted].   On November 16, 2017, a letter was sent directly to Ms. [redacted] providing a resolution to her dispute.  Unfortunately, Ms. [redacted] did not allow enough time to receive our letter prior to filing her rejection with the Bureau.  We are confident that once Ms. [redacted] receives our letter, she will accept our resolution.   Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Initial Business Response /* (1000, 5, 2016/02/25) */
February 25, 2016

Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #'s: [redacted] and [redacted]
Debt Description:...

[redacted] and [redacted]
Case #[redacted]
Dear Mr. [redacted]:
We are in receipt of your correspondence sent on behalf of Miss [redacted] concerning the accounts referenced above.
Our records indicate the[redacted] account was opened in October 2009 and charged off in April 2012. The [redacted] account was opened in September 2010 and also charged off in April 2012. Jefferson Capital Systems, LLC, purchased both accounts in January 2014 with balances of $1,512.53 and $1,024.10, respectively. The accounts are within the applicable credit reporting period. According to our files, Miss [redacted] contacted us via the telephone in January 2015 stating she felt the accounts were included in her bankruptcy filing and offered to pay if we deleted the trade lines. She was advised at that time that we report accurately and do not accept payment for deletion. In response to her stated dispute and as a courtesy, we have closed our files and terminated collection efforts. We have also requested the credit bureaus to delete our trade lines from her credit bureau file and the account will not be sold or transferred.
We appreciate the opportunity to respond.
Sincerely,
Shirley [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]

Initial Business Response /* (1000, 5, 2015/08/14) */
August 14, 2015
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: [redacted]
Case...

#[redacted]
Dear Mr. [redacted]:
We are in receipt of your correspondence sent on behalf of Mrs. [redacted] concerning her credit bureau file and the account referenced above.
This communication confirms that based on the information Mrs. [redacted] provided, we have closed our file and terminated collection efforts. We are also notifying the credit bureaus to delete our trade line from her credit bureau file. Please allow the credit bureaus 30 days to update their records. In the meantime, she can present this letter to her creditors as proof of the actions being taken.
We appreciate the opportunity to be of service.
Sincerely,
Shirley [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]

November 8, 2017   Revdex.comAttention: [redacted]220 S. River Ridge CircleBurnsville, MN 55337 Re:          [redacted] / ID [redacted]Jefferson Capital Systems, LLC account number:...

[redacted]                Debt Description: [redacted] Wireless Dear Ms. [redacted]: We acknowledge receipt of your correspondence sent on behalf of Mr. [redacted] concerning the above-referenced account. On November 8, 2017, a letter was sent directly to Mr. [redacted] addressing his concerns.  Mr. [redacted] should allow 7 – 10 business days to receive the letter.  We believe the actions referenced in that letter have resolved this matter to his satisfaction.   Thank you for the opportunity to respond. Sincerely,   Sharon [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt CollectorPhone: ###-###-####

July 21, 2016       Revdex.com Attention: [redacted] 220 S. River Ridge Circle Burnsville, MN 55337   Re:          [redacted] / ID [redacted]...

                Jefferson Capital Systems, LLC account number: [redacted]                 Debt Description: [redacted]   Dear Ms. [redacted]:   We acknowledge receipt of your correspondence sent on behalf of Mr. [redacted] concerning his above-referenced account.   Jefferson Capital Systems, LLC acquired Mr. [redacted]’s [redacted] account and balance of $482.01 on or around June 5, 2015.  On June 26, 2015, the right to dispute notice was sent to Mr. [redacted].  We have no record of Mr. [redacted] responding to the communication.  Although we disagree with the merits of Mr. [redacted]’s dispute, to resolve the matter, we have terminated further collection efforts and closed our file.  We have also notified the bureaus to delete our trade line from his credit file.  The account will not be sold or forwarded for further collection efforts.   Thank you for the opportunity to respond.   Sincerely,       Sharon [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####

January 11, 2018       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   This letter will confirm we have responded directly to Mr. [redacted] on January 11, 2018.  Mr. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.       Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Initial Business Response /* (1000, 5, 2015/04/28) */
April 28, 2015

Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description:...

[redacted]
Case #[redacted]
Dear Mr. [redacted]:
We acknowledge receipt of your correspondence sent on behalf of Ms. [redacted] concerning the above-referenced account.
Jefferson Capital Systems, LLC, purchased the[redacted] account and balance of $734.55 from [redacted] in February 2015. In response to Ms. [redacted]'s communication, this confirms we are notifying the credit bureaus to delete our trade line from her credit bureau file. Please allow thirty days for the credit bureaus to update their files.
Thank you for the opportunity to respond.
Sincerely,
[redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Initial Consumer Rebuttal /* (2000, 7, 2015/04/30) */
(The consumer indicated he/she ACCEPTED the response from the business.)
I appreciate the attempt by Jefferson Capital Systems to resolve this complaint. I will keep a close eye on my credit and expect this to be removed in 30 days. If it is not removed I will be filing another complaint or take legal action. Thank you Revdex.com for your help with this.

October 28, 2016    Ms. [redacted]Revdex.com           220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]...

[redacted]            Jefferson Capital Systems, LLC, Account #[redacted]            Debt Description:  [redacted] Wireless            Case ID:  [redacted] Dear Ms. [redacted]: We are in receipt of your correspondence sent on behalf of Mr. [redacted] concerning the account referenced above. Jefferson Capital Systems, LLC, acquired the [redacted] Wireless account on or around June 7, 2016, with a balance of $573.89.  We show no previous written communications were received regarding the account.  Enclosed are reprints of the last three billing statements provided by [redacted] Wireless pertaining to the balance.  Although we show a balance is due, in order to resolve the matter, we have closed our file and terminated collection efforts.  We are also requesting the credit bureaus to delete our trade line from his credit bureau file. We trust we have addressed the matter. Sincerely,   Shirley [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-#### Enclosure:

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], I also received the attached letter from this business confirming the account is closed and deleted and find that this resolution is satisfactory to me.

September 1, 2017   Ms. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]...

[redacted]            Jefferson Capital Systems, LLC Account Number:  [redacted]            Debt Description:  [redacted] Wireless            Complaint ID#:  [redacted]            Dear Ms. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted].  Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $642.28 on or around March 20, 2015.  A Right to Dispute letter was sent on April 7, 2015.  Based on Ms. [redacted]’ dispute and to resolve this matter, we have terminated collection efforts and have requested the bureaus delete our trade line from her credit file.  This letter will confirm this account will not be sold or transferred.   Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####