Jefferson Capital Systems, LLC

I am rejecting this response because:
I have tried to solve this problem through Jefferson capital. I have payed this collection in full after finding out they have charged more the the original debt that has been payed in 2009 have contacted through original creditor first bank credit card for 358.00 Jefferson said I was to pay 533.00 then another company charged me 533.64 this is a out rite fraud on the part of Jefferson capital if they want the original debt listed on my report it is a zero balance. I have payed it in full I would like a refund for my payment and it off my report, I should of researched further before paying and it still reporting not paid it was payed in March

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me. I accept the response that Jefferson Capital Systems, Inc. will no longer contact me regarding the account in question and that their trademark will be removed from all three credit bureaus in my credit reports.

July 19, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]            ...

Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted]             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] account and balance of $580.53 on or around November 22, 2016.  Electronic disputes were received from the credit bureaus which we verified.  Pursuant to Mr. [redacted]’s request for validation of this debt, enclosed is a copy of the final [redacted] billing statement.  Please note the address on the statement is the address Mr. [redacted] provided on his complaint.   Although we disagree with the merits of his dispute, to resolve this matter we have terminated collection efforts and requested the credit bureaus delete our trade line from his credit file.  This letter will confirm this account will not be sold or transferred.   Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####   Enclosure:

March 23, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $424.93 on or around December 1, 2015.  A Right to Dispute Letter was sent to Mr. [redacted] on August 12, 2016.  Based on Mr. [redacted]’ stated dispute, we have terminated collection efforts and are requesting the credit bureaus delete our trade line from his credit file.  This letter will confirm this account will not be sold or transferred.   Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

January 31, 2018       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]             Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted]             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your additional correspondence sent on behalf of [redacted].   This letter will confirm we have responded directly to Ms. [redacted] on January 31, 2018.  Ms. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.       Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Initial Business Response /* (1000, 5, 2016/02/11) */
February 11, 2016

Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337

Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: ...

[redacted]
Case #[redacted]
Dear Mr. [redacted]:
We are in receipt of your correspondence sent on behalf of Mr. [redacted] concerning the account referenced above.
Our records indicate the [redacted] account was opened in November 2010 and charged off in July 2013. Jefferson Capital Systems, LLC, purchased the account and balance of $574.95 in December 2015. The information on his credit bureau file reflects when Jefferson Capital Systems, LLC, became the owner of the account. Reprints of the last three billing statements are being sent under separate cover to Mr. [redacted] along with a copy of this reply. In response to the communication received, we have closed our file and terminated collection action. We are also notifying the credit bureaus to delete our trade line from Mr. [redacted]'s credit bureau file.
Thank you for the opportunity to address the matter.
Sincerely,
Shirley [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me. Thank you, [redacted]

November 8, 2017   Revdex.comAttention: [redacted]220 S. River Ridge CircleBurnsville, MN 55337 Re:          [redacted] / ID [redacted]Jefferson Capital Systems, LLC account number:...

[redacted]                Debt Description: [redacted] Wireless Dear Ms. [redacted]: We acknowledge receipt of your correspondence sent on behalf of Mr. [redacted] concerning the above-referenced account. On November 8, 2017, a letter was sent directly to Mr. [redacted] addressing his concerns.  Mr. [redacted] should allow 7 – 10 business days to receive the letter.  We believe the actions referenced in that letter have resolved this matter to his satisfaction.   Thank you for the opportunity to respond. Sincerely,   Sharon [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt CollectorPhone: ###-###-####

April 7, 2016 Mr. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337 Re:      [redacted]             Jefferson Capital...

Systems, LLC, Account Number: [redacted]             Debt Description:  [redacted] Wireless             Complaint ID:  [redacted] Dear Mr. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted] concerning the above-referenced account.  Jefferson Capital Systems, LLC purchased the [redacted] Wireless account and balance of $180.33 in December 2015.  Based on Mr. [redacted]’s dispute, we contacted [redacted] Wireless and they have confirmed they have no record of receiving a previous dispute from Mr. [redacted] and this balance is valid.  However, to resolve this matter, we have terminated collections efforts and are requesting the credit bureaus to delete our trade line from his credit file. This letter will confirm this account will not be sold or transferred. Thank you for the opportunity to be of service. Sincerely, Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Initial Business Response /* (1000, 5, 2015/04/28) */
April 28, 2015

Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description:...

[redacted]
Case #[redacted]
Dear Mr. [redacted]:
We acknowledge receipt of your correspondence sent on behalf of Ms. [redacted] concerning the above-referenced account.
Jefferson Capital Systems, LLC, purchased the[redacted] account and balance of $734.55 from [redacted] in February 2015. In response to Ms. [redacted]'s communication, this confirms we are notifying the credit bureaus to delete our trade line from her credit bureau file. Please allow thirty days for the credit bureaus to update their files.
Thank you for the opportunity to respond.
Sincerely,
[redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Initial Consumer Rebuttal /* (2000, 7, 2015/04/30) */
(The consumer indicated he/she ACCEPTED the response from the business.)
I appreciate the attempt by Jefferson Capital Systems to resolve this complaint. I will keep a close eye on my credit and expect this to be removed in 30 days. If it is not removed I will be filing another complaint or take legal action. Thank you Revdex.com for your help with this.

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], I also received the attached letter from this business confirming the account is closed and deleted and find that this resolution is satisfactory to me.

December 14, 2017   Ms. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]           ...

Jefferson Capital Systems, LLC Account Number:  [redacted]            Debt Description:  [redacted] Wireless            Complaint ID#:  [redacted]            Dear Ms. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted].  This letter will confirm we have responded directly to Ms. [redacted] on December 13, 2017.  Ms. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.     Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

March 30, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $361.84 on or around October 7, 2015.  We have no record of receiving a police report from Ms. [redacted].  Based on her claim of fraud and to resolve this matter, we have terminated collection efforts are requesting the credit bureaus delete our trade line from her credit file   Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

October 28, 2016    Ms. [redacted]Revdex.com           220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]...

[redacted]            Jefferson Capital Systems, LLC, Account #[redacted]            Debt Description:  [redacted] Wireless            Case ID:  [redacted] Dear Ms. [redacted]: We are in receipt of your correspondence sent on behalf of Mr. [redacted] concerning the account referenced above. Jefferson Capital Systems, LLC, acquired the [redacted] Wireless account on or around June 7, 2016, with a balance of $573.89.  We show no previous written communications were received regarding the account.  Enclosed are reprints of the last three billing statements provided by [redacted] Wireless pertaining to the balance.  Although we show a balance is due, in order to resolve the matter, we have closed our file and terminated collection efforts.  We are also requesting the credit bureaus to delete our trade line from his credit bureau file. We trust we have addressed the matter. Sincerely,   Shirley [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-#### Enclosure:

April 12, 2016 Mr. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337 Re:     [redacted]             Jefferson Capital Systems, LLC,...

Account #[redacted]             Debt Description:  [redacted]             Complaint ID:  [redacted] Dear Mr. [redacted]: We acknowledge receipt of your correspondence sent on behalf of Ms. [redacted] concerning the account referenced above. Enclosed please find a reprint of the billing statement provided by [redacted] dated August 15, 2012, which pertains to the balance remaining in Ms. [redacted]’s name and address.  Our records indicate the account was opened in December 2011 and charged off in December 2012.  Jefferson Capital Systems, LLC, purchased the account in June 2015 with the balance of $180.68.  On June 26, 2015, we sent a letter to Ms. [redacted] notifying her we were the current owners of the account.  We subsequently placed the account with Diversified in February 2016 and they sent the Right to Dispute letter to Ms. [redacted] on February 17th and March 15th.  Although we show a balance is still due, in order to resolve this matter, we have recalled the account, closed our file and terminated collection action.  Additionally, we have requested the credit bureaus to delete our trade line from Ms. [redacted]’s credit bureau file. Thank you for the opportunity to address the matter. Sincerely, [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector [redacted] Enclosure:

Initial Business Response /* (1000, 5, 2015/11/25) */
November 25, 2015
Revdex.com
Attention: [redacted]
220 S. River Ridge Circle
Burnsville, MN 55337
Re: [redacted] / Case number [redacted]
Dear Mr. [redacted]:
We acknowledge receipt of your correspondence sent on...

behalf of Mr. [redacted] concerning the above-referenced account.
We are unable to locate a [redacted] account under Mr. [redacted]'s name and the address listed on his complaint. Therefore, we ask that Mr. [redacted] provide us with a copy of his credit report reflecting the Jefferson Capital Systems, LLC trade line. Mr. [redacted] may send the information to me at [redacted] St. Cloud, MN 56303 or fax it to my attention at [redacted].
We appreciate Mr. [redacted]'s anticipated cooperation.
Sincerely,
Sharon [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
Phone: (866) [redacted]

Initial Business Response /* (1000, 5, 2016/02/25) */
February 25, 2016

Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #'s: [redacted] and [redacted]
Debt Description:...

[redacted] and [redacted]
Case #[redacted]
Dear Mr. [redacted]:
We are in receipt of your correspondence sent on behalf of Miss [redacted] concerning the accounts referenced above.
Our records indicate the[redacted] account was opened in October 2009 and charged off in April 2012. The [redacted] account was opened in September 2010 and also charged off in April 2012. Jefferson Capital Systems, LLC, purchased both accounts in January 2014 with balances of $1,512.53 and $1,024.10, respectively. The accounts are within the applicable credit reporting period. According to our files, Miss [redacted] contacted us via the telephone in January 2015 stating she felt the accounts were included in her bankruptcy filing and offered to pay if we deleted the trade lines. She was advised at that time that we report accurately and do not accept payment for deletion. In response to her stated dispute and as a courtesy, we have closed our files and terminated collection efforts. We have also requested the credit bureaus to delete our trade lines from her credit bureau file and the account will not be sold or transferred.
We appreciate the opportunity to respond.
Sincerely,
Shirley [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]

Initial Business Response /* (1000, 5, 2015/10/12) */
October 12, 2015
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account Number: [redacted]
Debt Description:...

[redacted]
Case #[redacted]
Dear Mr. [redacted]:
We are in receipt of your correspondence sent on behalf of [redacted] concerning the above-referenced[redacted] account.
Jefferson Capital Systems, LLC purchased the[redacted] account and balance of $3,513.52 in August 2015. Mr. [redacted] stated he disputed this account with[redacted] and they acknowledged the account as a fraud. In researching this matter we were advised the debt was valid. However to resolve this matter we have terminated collections efforts and requested the credit bureaus to delete our trade line from his credit file.
Thank you for the opportunity to be of service.
Sincerely,
Kathy [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Initial Consumer Rebuttal /* (3000, 7, 2015/10/13) */
(The consumer indicated he/she DID NOT accept the response from the business.)
I want something in writing stating that this debt will not be sold to another collection company.
Final Consumer Response /* (2000, 11, 2015/10/14) */
(The consumer indicated he/she ACCEPTED the response from the business.)
I accept the company's guarantee to cease collection efforts and not sell or transfer/assign this account to any other company.
Final Business Response /* (4000, 9, 2015/10/14) */
October 14, 2015
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account Number: [redacted]
Debt Description: [redacted]
Case #[redacted]
Dear Mr. [redacted]:
We are in receipt of your additional correspondence sent on behalf of [redacted] concerning the above-referenced[redacted] account.
This letter confirms we have terminated collection efforts and this account will not be sold or transferred to another company.
Thank you for the opportunity to be of service.
Sincerely,
Kathy [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]

Initial Business Response /* (1000, 5, 2015/06/22) */
June 22, 2015
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: [redacted] N.A. Checking...

Account
Case #[redacted]
Dear Mr. [redacted]:
We acknowledge receipt of your correspondence sent on behalf of Mrs. [redacted] concerning the account referenced above.
Jefferson Capital Systems, LLC, purchased the [redacted] N.A. Checking Account and balance of $561.27 from [redacted], in February 2015. The account was subsequently placed with [redacted]., for collection efforts. According to the information provided, the account was opened in November 2008 and charged off in May 2009. In response to Mrs. [redacted] claim she has no knowledge of the account, we have recalled the account and terminated collection action. We are also notifying the credit bureaus to delete our trade line from Mrs. [redacted]'s credit file.
We appreciate the opportunity to respond.
Sincerely,
Shirley [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Initial Consumer Rebuttal /* (2000, 7, 2015/06/29) */
(The consumer indicated he/she ACCEPTED the response from the business.)

Initial Business Response /* (1000, 5, 2015/08/04) */
August 4, 2015
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: [redacted]
Case...

#[redacted]
Dear Mr. [redacted]:
We acknowledge receipt of your correspondence sent on behalf of Ms. [redacted] concerning the account referenced above.
Jefferson Capital Systems, LLC, purchased the [redacted] account and balance of $1,169.75 in June 2015 and placed the account with Receivable Performance Management (RPM) on July 7, 2015 for collection efforts and they sent the Right to Dispute letter on July 9th. RPM returned the account to us on July 23, 2015 based on Ms. [redacted]'s dispute. In response to her claim the account is not hers, we have closed our file and terminated collection action. We are also notifying the credit bureaus to delete our trade line from her credit bureau file. Please allow the credit bureaus 30 days to update their records.
We appreciate the opportunity to address the matter.
Sincerely,
Shirley [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Initial Consumer Rebuttal /* (2000, 7, 2015/08/05) */
(The consumer indicated he/she ACCEPTED the response from the business.)
I accept this response, as when I spoke with RPM I asked when he advised me he would place as dispute, if I needed to submit the dispute in writing and he declined. I thank you for your response to this action, I am satisfied pending that it is actually done. I will follow up in 30 days time.
Thanks again.
[redacted]