Jefferson Capital Systems, LLC

August 4, 2017   Ms. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]...

[redacted]            Jefferson Capital Systems, LLC Account Number:  [redacted]            Debt Description:  [redacted] Direct Marketing            Complaint ID#:  [redacted]            Dear Ms. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted].  Jefferson Capital Systems, LLC acquired the [redacted] Direct Marketing account and balance of $301.58 on or around July 15, 2014.  Based on Ms. [redacted]’s dispute and to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from her credit file.  This letter will confirm this account will not be sold or transferred. Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

December 4, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   This letter will confirm we have responded directly to Mr. [redacted] on December 4, 2017.  Mr. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.       Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

November 2, 2017       Revdex.com Attention: [redacted] 220 S. River Ridge Circle Burnsville, MN 55337   Re:          Mr. [redacted] / [redacted] Jefferson Capital Systems, LLC account number: [redacted]...

& [redacted]                 Debt Description: [redacted] Wireless                 Consumer Financial Protection Bureau case number: [redacted]   Dear Ms. [redacted]:   We acknowledge receipt of your correspondence sent on behalf of Mr. [redacted] concerning the above-referenced accounts.  We received similar correspondence from the Consumer Financial Protection Bureau.   Jefferson Capital Systems, LLC acquired the [redacted] Wireless accounts in August 2017 reflecting balances of $598.30 and $1,024.05, respectively.  In consideration of Mr. [redacted]’s claim that the accounts resulted from identity theft, we have terminated further collection efforts and closed our files.  We have also notified the bureaus to delete our trade lines from Mr. [redacted]’s credit file.   Thank you for the opportunity to respond.   Sincerely,       Sharon [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####   C:            Consumer Financial Protection Bureau

February 5, 2018       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Complaint ID#: [redacted]   Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   This letter will confirm we have responded directly to Ms. [redacted] on February 5, 2018.  Ms. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.       Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Initial Business Response /* (1000, 6, 2015/07/22) */
July 22, 2015
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: ...

[redacted]
Case #[redacted]
Dear Mr. [redacted]:
We are in receipt of your correspondence sent on behalf of Mr. [redacted] concerning the account referenced above.
According to the information provided, the [redacted] account was opened in November 2006 and charged off in August 2010. Jefferson Capital Systems, LLC, purchased the account and balance of $406.38 in February 2012. In response to Mr. [redacted]'s request for validation of the debt, we contacted [redacted] on July 7th and Mr. [redacted] was advised to allow time for them to forward the documentation to us. In response to the recent communication received from your office, we have ceased collection of this account until such time as verification of the debt is provided and sent to Mr. [redacted]. In addition, as a courtesy, we have requested that the consumer reporting agencies delete the account from Mr. [redacted]'s credit file.
Thank you for the opportunity to address the matter.
Sincerely,
Shirley [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Initial Consumer Rebuttal /* (3000, 8, 2015/07/23) */
(The consumer indicated he/she DID NOT accept the response from the business.)
I do not wish to finalize this dispute until ALL COLLECTION ACTIVITY ceases. I truly feel this debt is beyond the statute of limitations. I do not want to agree that this is resolved, then they place it back on my report.
I wish to keep this open as long as they are still investigating.
Final Business Response /* (4000, 10, 2015/07/24) */
July 24, 2015
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: [redacted]
Case #[redacted]
Dear Mr. [redacted]:
We are in receipt of your additional correspondence sent on behalf of Mr. [redacted] concerning the account referenced above.
Pursuant to Mr. [redacted]'s request, [redacted] has provided the enclosed Billing Statements with regard to the balance of $406.38. This account is within the applicable credit reporting period. Although we feel the balance is rightfully due, collection action will remain terminated. Mr. [redacted] should allow the credit bureaus 30 days to update their records with regard to the deletion of our trade line.
We appreciate the opportunity to reply.
Sincerely,
Shirley [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Enclosure:

February 9, 2018       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Consumer Financial Protection Bureau case number:  [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted] concerning the above-referenced account. We received similar correspondence from the Consumer Financial Protection Bureau.   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account, reflecting a balance of $1,381.49, on or about December 1, 2017.  Based on Ms. [redacted]’ dispute and to resolve this matter, we have terminated collection efforts.  Additionally, we have notified the credit bureaus to delete our trade line from her credit file.  This letter will confirm this account will not be sold or transferred.   Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

November 22, 2016       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted] concerning the above referenced account.    Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $1,489.31 on or around December 1, 2015.  Payment of $744.66 was received October 21, 2016 and his account was updated as settled in full.  Although it is our policy to report accurately, to resolve this matter, we have requested the credit bureaus delete our trade line from Mr. [redacted]’s credit file.   Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

August 3, 2016       Ms. [redacted] Revdex.com           220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]             Jefferson Capital Systems, LLC, Account #[redacted]             Debt Description:  [redacted]             Complaint ID:  [redacted]   Dear Ms. [redacted]:   We are in receipt of your additional correspondence sent on behalf of Mr. [redacted] concerning the account referenced above.   We have reviewed the documentation Mr. [redacted] provided regarding his credit bureau file and the [redacted] account.  The copy of the Credit Bureau Report information Mr. [redacted] submitted under the “Account Name” Aspire is information that would have been reported by the prior creditor.   We are unable to comment on the information that they reported and if Mr. [redacted] disagrees with that information, he will need to dispute it directly with the Credit Bureaus as we are unable to take any action in relation to that data.   As the transactional history I provided with our first response documented, a balance of $986.46 remained on the account in January of 2010.    However, based on Mr. [redacted]’s dispute, we have terminated collection action and requested the bureaus to delete our trade line as I indicated in my letter of July 27, 2016.     We appreciate the opportunity to address his concerns.   Sincerely,       Shirley [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector 866-516-3772

February 1, 2018       Ms. [redacted] Revdex.com  220 S River Ridge Circle Burnsville, MN 55337   Re:          [redacted] / [redacted]...

                Jefferson Capital Systems, LLC Account Number: [redacted]                 Debt Description: [redacted]                 Dear Ms. [redacted]:   We acknowledge receipt of your correspondence sent on behalf of Mr. [redacted] concerning the above-referenced account.   This letter will confirm that on February 1, 2018 we responded directly to Mr. [redacted].  Mr. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved the matter satisfactorily.    Thank you for the opportunity to respond.   Sincerely,       Sharon [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####

Initial Business Response /* (1000, 5, 2015/06/17) */
June 17, 2015
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: [redacted] Checking...

Account
Case #[redacted]
Dear Mr. [redacted]:
We acknowledge receipt of your correspondence sent on behalf of Mr. [redacted] regarding his credit file and the account referenced above.
Jefferson Capital Systems, LLC, purchased the [redacted] Checking Account and balance of $561.27 in February 2015. The account number provided in the communication is not listed in his name or address. In order to research the matter, please advise Mr. [redacted] to provide a copy of his credit bureau file reflecting the Jefferson Capital Systems, LLC, trade line.
We look forward to resolving this matter.
Sincerely,
[redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Initial Consumer Rebuttal /* (2000, 7, 2015/06/19) */
(The consumer indicated he/she ACCEPTED the response from the business.)
My wife and I had a merged credit reports and neither of us recognized this collection account. Since Jefferson Capital said that it wasn't on my report, they must have placed it on my wife's report.
I consider this case resolved on my end.
Since she doesn't recognized and never receive any communication regarding this account, my wife will be raising a complaint regarding this account with the Revdex.com shortly.
Thanks,
[redacted]

Initial Business Response /* (1000, 5, 2015/08/06) */
August 6, 2015
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: [redacted]
Case...

#[redacted]
Dear Mr. [redacted]:
We are in receipt of your correspondence sent on behalf of Mr. [redacted] concerning his[redacted] account.
Jefferson Capital Systems, LLC, purchased the[redacted] account and balance of $237.97 in June 2015. On July 31, 2015, a letter was sent to Mr. [redacted] advising him we were the owner and current creditor of the account. In researching Mr. [redacted]' concerns with[redacted], we were advised this account was not referred to CBE, only to Jefferson Capital Systems, LLC. Although we disagree with Mr. [redacted]' dispute, as a courtesy, we have closed our file and terminated collection efforts. We are also notifying the credit bureaus to delete our trade line from his credit bureau file. Please allow the credit bureaus 30 days to update their records.
We appreciate the opportunity to clarify our position in this matter.
Sincerely,
Shirley [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Initial Consumer Rebuttal /* (2000, 7, 2015/08/13) */
(The consumer indicated he/she ACCEPTED the response from the business.)
I accept the response from Jefferson Capital Systems because they chose to delete the false record from my credit file. I will watch my credit file to make sure this item is deleted within the thirty day time frame. Thanks

Ms. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]            Jefferson Capital Systems,...

LLC Account Number:  [redacted]            Debt Description:  [redacted] Wireless            Complaint ID#: [redacted]            Dear Ms. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted].  Jefferson Capital Systems, LLC acquired the [redacted] Wireless account on or around October 7, 2015 and subsequently placed the account with [redacted] for collection efforts.  Payment was received of $181.93 on May 31, 2015 and we have verified with [redacted] this payment was to satisfy the balance.  Based on Mr. [redacted]’s dispute and to resolve this matter, we have requested the credit bureau delete our trade line from his credit file.   Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####  ..

August 9, 2017   Ms. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]           ...

Jefferson Capital Systems, LLC Account Number:  [redacted]            Debt Description:  [redacted]            Complaint ID#:  [redacted]            Dear Ms. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted].  Jefferson Capital Systems, LLC acquired the [redacted] account and balance of $1,971.46 on or around December 27, 2016.  Pursuant Ms. [redacted]’s request for validation of this debt, enclosed is a copy of the final [redacted] billing statement.  Although a balance remains, based on her dispute and to resolve this matter, we have terminated collection efforts and are requesting the bureaus delete our trade line from her credit file.  This letter will confirm this account will not be sold or transferred.   Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-#### Enclosure:

Initial Business Response /* (1000, 5, 2016/02/25) */
February 25, 2016

Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337

Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: ...

[redacted]
Case #[redacted]
Dear Mr. [redacted]:
We acknowledge receipt of your correspondence sent on behalf of Mr. [redacted] concerning the above-referenced matter.
This communication confirms we have requested the credit bureaus to delete our trade line for the above-reference account from Mr. [redacted]'s credit bureau file.
We appreciate the opportunity to resolve this matter.
Sincerely,
Shirley [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Initial Consumer Rebuttal /* (2000, 7, 2016/02/26) */
(The consumer indicated he/she ACCEPTED the response from the business.)

Initial Business Response /* (1000, 5, 2015/10/02) */
October 2, 2015
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account Number: [redacted]
Debt Description: ...

[redacted]
Case #[redacted]
Dear Mr. [redacted]:
We are in receipt of your correspondence sent on behalf of [redacted] concerning the above-referenced [redacted] account.
Jefferson Capital Systems, LLC purchased the [redacted] account and balance of $1,402.15 in April 2015 and subsequently placed the account with [redacted] for collections. A Right to Dispute letter was sent to Mr. [redacted] from [redacted] on June 19, 2015. Based on Mr. [redacted]' dispute, we have recalled the account, terminated collections and requested the credit bureaus to delete our trade line from his credit file. This letter confirms this account will not be sold or transferred.
Thank you for the opportunity to be of service.
Sincerely,
Kathy [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Initial Consumer Rebuttal /* (2000, 7, 2015/10/02) */
(The consumer indicated he/she ACCEPTED the response from the business.)

Initial Business Response /* (1000, 5, 2015/10/02) */
October 2, 2015
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: [redacted]
Case...

#[redacted]
Dear Mr. [redacted]:
We are in receipt of your correspondence sent on behalf of Mr. [redacted] concerning the account referenced above.
Jefferson Capital Systems, LLC, purchased the [redacted] account and balance of $1,935.11 in June 2015. According to our records, we have not received any prior written requests for validation of the debt. Additionally, in researching the matter with [redacted], we were advised there was no indication the account was reviewed by their Fraud Team. However, to resolve Mr. [redacted]'s dispute, we have closed our file and terminated collection action. We are also notifying the credit bureaus to delete our trade line from his credit bureau file.
We appreciate the opportunity to be of service.
Sincerely,
Shirley [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Initial Consumer Rebuttal /* (3000, 7, 2015/10/03) */
(The consumer indicated he/she DID NOT accept the response from the business.)
I would like for this company Jefferson Capital system to send me copy of the request for removal of the tradeline of all three credit reporting agencies for my records as well. I will then consider this matter close. I have printed a copy of the Revdex.com response in reference to this company Jefferson Capital System as well for legal purposes only, stating that they will notify each bureau, Equifax, Experian, and Transunion to remove the Tradeline of their company name.
Final Business Response /* (4000, 9, 2015/10/08) */
October 8, 2015
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: [redacted]
Case #[redacted]
Dear Mr. [redacted]:
We are in receipt of your additional correspondence sent on behalf of Mr. [redacted] concerning the account referenced above.
This letter confirms the credit reporting agencies (Experian, Equifax, and TransUnion) have been notified to delete our trade line from Mr. [redacted]'s credit bureau file. Mr. [redacted] can confirm the deletion of our trade line by contacting the credit bureaus.
Thank you for the opportunity to address the matter.
Sincerely,
Shirley [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]

January 31, 2018       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted]   Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted]             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   This letter will confirm we have responded directly to Ms. [redacted] on January 31, 2018.  Ms. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.       Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

March 21, 2018       Mr. [redacted] Revdex.com  220 S River Ridge Circle Burnsville, MN 55337   Re:          [redacted] / ID [redacted]   Dear Mr. [redacted]:   We acknowledge receipt of your correspondence...

sent on behalf of Mr. [redacted] concerning the above-referenced account.   This letter will confirm that on March 21, 2018, we responded directly to Mr. [redacted].  He should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved the matter satisfactorily.  Attached is a copy of our response.   Thank you for the opportunity to respond.   Sincerely,       Sharon [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector Phone: ###-###-####   Attachment:

January 22, 2018       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   This letter will confirm we have responded directly to Mr. [redacted] on January 22, 2018.  Mr. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.       Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

May 31, 2017   Ms. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]           ...

Jefferson Capital Systems, LLC Account Number:  [redacted]            Original Creditor:  [redacted] Wireless            Complaint ID#:  [redacted]            Dear Ms. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted].  Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $1,003.56 on or around March 31, 2017.  Based on Ms. [redacted]’s dispute and to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from her credit file.  This letter will confirm this account will not be sold or transferred. Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####