Jefferson Capital Systems, LLC

Initial Business Response /* (1000, 5, 2015/05/21) */
May 21, 2015
Revdex.com
Attention: [redacted]
220 S. River Ridge Circle
Burnsville, MN 55337
Re: [redacted] / Case number [redacted]
Jefferson Capital Systems, LLC account number: [redacted]
Debt Description:...

[redacted]
Dear Mr. [redacted]:
We acknowledge receipt of your correspondence sent on behalf of Mr. [redacted] concerning the above-referenced account.
Jefferson Capital Systems, LLC purchased the [redacted] account and balance of $440.04 in February 2015. Although we disagree with the merits of Mr. [redacted]' dispute, we have terminated further collection efforts and closed our file. We are also notifying the bureaus to delete our trade line from his credit file.
Thank you for the opportunity to respond.
Sincerely,
[redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
Phone: (320) [redacted]

January 18, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $1,638.57 on or around August 1, 2016 and subsequently placed this account with First National Credit Bureau, Inc (FNCB) for collection efforts.  Based on Ms. [redacted]’s dispute, and to resolve this matter, we have recalled the account, terminated collection efforts and are requesting the credit bureaus delete our trade line from her credit bureau file.  This letter will confirm this account will not be sold or transferred.   Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

March 16, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]            ...

Jefferson Capital Systems, LLC Account Number: [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $2,690.39 on or around June 5, 2015.  Based on Ms. [redacted]’s stated dispute that this is not her account and to resolve this matter, we have terminated collection efforts and are requesting the credit bureaus delete our trade line from her credit file.    Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

August 17, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted]             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] account and balance of $5,839.66 on or around October 7, 2014.  This account is for a 2006 Ford Focus.  Electronic disputes were received from the credit bureaus which we verified.  We have no notation of a request for validation of this debt.    Although a balance remains on the account, based on Mr. [redacted]’ dispute, we have terminated collection efforts and have requested the credit bureaus delete our trade line from his credit file.  This letter will confirm this account will not be sold or transferred.   Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

November 10, 2016       Ms. [redacted] Revdex.com           220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]             Jefferson Capital Systems, LLC, Account #[redacted]             Debt Description:  [redacted] Wireless Case ID:  [redacted]   Dear Ms. [redacted]:   We are in receipt of your additional correspondence sent on behalf of Ms. [redacted]. In Ms. [redacted]’s communications, she references a Payday Loan account. Based on the account number she now provided, we located a [redacted] Wireless account in her name and address.   Jefferson Capital Systems, LLC, acquired the [redacted] Wireless account on or around March 20, 2015, with the balance of $1,942.36.  Under separate cover we are sending Ms. [redacted] reprints of billing statements provided by [redacted] Wireless which reflect payment reversals and the balance owed in the amount of $1,942.36.  Although we show the balance is due, in response to her request, we have terminated collection efforts on the account.    This letter confirms Jefferson Capital Systems, LLC, is not reporting any information regarding the account to the credit bureaus.   We appreciate the opportunity to address the matter.   Sincerely,       Shirley [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector [redacted]   Cc:      [redacted]/Enclosures

June 24, 2016       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description: [redacted] Wireless             Complaint ID:  [redacted]   Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted] concerning the above-referenced account.   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $616.75 on or around April 4, 2016.  To resolve this matter, we have terminated collection efforts and have requested the credit bureaus to delete our trade line from Mr. [redacted]’s credit file. This letter will confirm the account will not be sold or transferred.   We appreciate the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

December 15, 2016       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]             Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your additional correspondence sent on behalf of [redacted].    Pursuant to Mr. [redacted] request, enclosed are copies of the [redacted] Wireless statements dated September 6, 2013 through December 22, 2013.  This letter will confirm Jefferson Capital Systems, LLC has terminated collection efforts and the credit bureaus have deleted/suppressed the Jefferson Capital Systems, LLC trade line from her credit file.    Thank you for the opportunity to be of service.    Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####   Enclosures:

Initial Business Response /* (1000, 5, 2015/11/18) */
November 18, 2015
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account Number: [redacted]
Debt Description: ...

[redacted]
Case #[redacted]
Dear Mr. [redacted]:
We are in receipt of your correspondence sent on behalf of [redacted] concerning the above-referenced account. Ms. [redacted] stated she attempted to contact us by telephone and was not able to reach us. Upon researching this matter, we have no record of receiving any telephone calls.
Jefferson Capital Systems, LLC, purchased the [redacted] account and balance on $1,094.12 on August 17, 2015. A Right to Dispute letter was sent to Mrs. [redacted] on September 3, 2015. To resolve this matter, we have closed our file and terminated collection efforts. We are also notifying the credit bureaus to delete our trade line from Mrs. [redacted]'s credit bureau file.
Thank you for the opportunity to be of service.
Sincerely,
Kathy [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Initial Consumer Rebuttal /* (3000, 7, 2015/11/19) */
(The consumer indicated he/she DID NOT accept the response from the business.)
I needs a letter from Jefferson Capitol stating the above closed account (and not sold elsewhere) and delete from credit bureau. Once complete I will accept the response.
Final Business Response /* (4000, 9, 2015/11/25) */
November 25, 2015
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account Number: [redacted]
Debt Description: [redacted]
Case #[redacted]
Dear Mr. [redacted]:
We are in receipt of your additional correspondence sent on behalf of [redacted] concerning the above-referenced account.
This letter will confirm that Jefferson Capital Systems, LLC, terminated collection efforts and the credit bureaus have deleted our trade line from Ms. [redacted]'s credit file. Also, this account will not be sold or transferred.
Thank you for the opportunity to be of service.
Sincerely,
Kathy [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]

September 8, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $3,331.20 on or around April 14, 2015.  Electronic disputes were received from the credit bureaus and were verified.  Pursuant to Ms. [redacted]’s request for validation of this debt, enclosed is a copy of the final [redacted] Wireless billing statement.    Although a balance remains, based on Ms. [redacted]’s dispute, we have terminated collection efforts.  Additionally, we have also requested the credit bureaus delete our trade line from her credit file.  This letter will confirm this account will not be sold or transferred.        Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####   Enclosure:

December 4, 2017   Ms. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]           ...

Jefferson Capital Systems, LLC Account Number:  [redacted]            Debt Description:  [redacted] Wireless            Complaint ID#: [redacted]            Dear Ms. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted].  This letter will confirm we have responded directly to Ms. [redacted] on December 4, 2017.  Ms. [redacted] should allow 7-10 days to receive our response.  We believe the actions referenced in that letter have resolved this matter to the customer’s satisfaction.     Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

August 9, 2017   Ms. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]           ...

Complaint ID#: [redacted]            Dear Ms. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted].  We are unable to locate an account under the name of [redacted] with the information he has provided.  To locate an account, we would need a copy of his credit report reflecting our trade line and/or the Jefferson Capital Systems, LC referenced number. Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

September 8, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $112.79 on or around March 20, 2015.  Electronic dispute were received from the credit bureaus which we verified.  Based on Mr. [redacted]’s dispute and to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from his credit file.  This letter will confirm this account will not be sold or transferred.        Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

November 8, 2016       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]            ...

Payday Loan Case ID:  [redacted]   Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of Ms. [redacted] concerning the collection for a Payday Loan.   We have researched our records in the name and address provided in the communication and we did not locate a Payday Loan in Ms. [redacted]’s name.  In order to investigate the matter, we will need a copy of the letter(s) she received, change in name, or the account number if available.  When received, we will recheck our records and respond accordingly.   We look forward to receiving the information in order to resolve the matter.   Sincerely,       Shirley [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector [redacted]

June 20, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Original Creditor:  [redacted] Wireless             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $283.65 on or around February 13, 2017.  Based on Ms. [redacted]’s dispute and to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from her credit file.  This letter will confirm this account will not be sold or transferred.   Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

April 25, 2017       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]            ...

Jefferson Capital Systems, LLC Account Number:  [redacted]             Original Creditor:  [redacted] Direct Marketing             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted].   Jefferson Capital Systems, LLC acquired the [redacted] Direct Marketing account and balance of $745.77 on or around October 15, 2015.  Based on Ms. [redacted]’ dispute and to resolve this matter, we have terminated collection efforts and requested the credit bureaus delete our trade line from her credit file.  This letter will confirm this account will not be sold or transferred.   Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

August 17, 2017   Ms. [redacted]Revdex.com          220 S River Ridge CircleBurnsville, MN 55337 Re:      [redacted]           ...

Jefferson Capital Systems, LLC Account Number:  [redacted]            Debt Description:  [redacted] Wireless            Complaint ID#:  [redacted]            Dear Ms. [redacted]: We are in receipt of your correspondence sent on behalf of [redacted].  Jefferson Capital Systems, LLC acquired the [redacted] Wireless account and balance of $526.55 on or around October 12, 2016.  Based on his dispute and to resolve this matter, we have terminated collection efforts and have requested the credit bureaus delete our trade line from his credit file.  This letter will confirm this account will not be sold or transferred.   Thank you for the opportunity to be of service. Sincerely,   Kathy [redacted]Consumer Relations StaffOn behalf of Jefferson Capital Systems, LLC, A Debt Collector###-###-####

September 21, 2016       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]...

            Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description: [redacted] Colleges             Complaint ID#: [redacted]             Dear Ms. [redacted]:   We are in receipt of your correspondence sent on behalf of [redacted] concerning the above-referenced account.   Jefferson Capital Systems, LLC acquired the [redacted] Colleges account and balance of $1,437.16 on or around March 17, 2014.  Upon review of Ms. [redacted] telephone conversation with our representative, she was advised we could arrange a payment plan but the representative advised Ms. [redacted] she did not know how she could get her college transcripts.  Our representative then transferred the call to another department for assistance, however, it appears Ms. [redacted] was placed on hold and she subsequently disconnected the call.   To resolve this matter, we have terminated collection efforts and have requested the credit bureaus to delete our trade line from her credit file.   We appreciate the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####

Initial Business Response /* (1000, 6, 2015/07/14) */
July 14, 2015
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: [redacted]
Case...

#[redacted]
Dear Mr. [redacted]:
We acknowledge receipt of your correspondence sent on behalf of Ms. [redacted] concerning the account referenced above.
Jefferson Capital Systems, LLC, purchased the [redacted] account and balance of $1,284.69 in March 2015 from [redacted]. According to our records, the account is being putback to [redacted] and our file will be closed. At this time, we are notifying the credit bureaus to delete our trade line from Ms. [redacted]' credit bureau file. Please allow the credit bureaus thirty days to update their records.
Thank you for the opportunity to address the matter.
Sincerely,
Shirley [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]
Initial Consumer Rebuttal /* (3000, 8, 2015/07/24) */
(The consumer indicated he/she DID NOT accept the response from the business.)
I have requested for Jefferson Capital System to verify the following information:
1. Full original Account #
2. Date of original Account opening
3. Any written agreements between Jefferson Capital System/ or any other creditor, and myself stating this is a debt owed by me.
4. Full account summary on how account adds up to $ 1,284.00 as well as an itemized calculation of the alleged debt.
5. Date of first delinquency.
To date I have not received the requested information from Jefferson Capital System. I still await such information from Jefferson Capital System along with removing their account form ALL 3 of my Credit Bureaus Report.
Respectfully,
[redacted]
Final Business Response /* (4000, 10, 2015/07/28) */
July 28, 2015
Revdex.com
Attention: [redacted]
220 S. River Ridge Circle
Burnsville, MN 55337
Re: [redacted] / Case number [redacted]
Jefferson Capital Systems, LLC account number: [redacted]
Debt Description: [redacted]
Dear Mr. [redacted]:
We acknowledge receipt of your additional correspondence sent on behalf of Ms. [redacted] concerning the above-referenced account.
Ms. [redacted] account has been returned to [redacted]. Jefferson Capital Systems, LLC is no longer involved with the collection of the account. Future correspondence should be directed to [redacted] at the following address:
[redacted]
Weldon Spring, MO 63304
A copy of your correspondence has been forwarded to [redacted] for review.
Thank you for the opportunity to respond.
Sincerely,
Sharon [redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
Phone: (866) [redacted]

Initial Business Response /* (1000, 5, 2015/05/20) */
May 19, 2015
Mr. [redacted]
Revdex.com
220 S River Ridge Circle
Burnsville, MN 55337
Re: [redacted]
Jefferson Capital Systems, LLC, Account #[redacted]
Debt Description: [redacted]
Case...

#[redacted]
Dear Mr. [redacted]:
We acknowledge receipt of your correspondence sent on behalf of Ms. [redacted] concerning the above-referenced account.
Jefferson Capital Systems, LLC, purchased the [redacted] account and balance of $239.58 in February 2015 from [redacted]. In response to Ms. [redacted]' stated dispute and as a courtesy, we have closed our file and terminated collection efforts. We are also notifying the credit bureaus to delete our trade line from her credit bureau file. Please allow the credit bureaus 30 days to update their records.
We appreciate the opportunity to respond.
Sincerely,
[redacted]
Consumer Relations Staff
On behalf of Jefferson Capital Systems, LLC, A Debt Collector
[redacted]

February 9, 2018       Ms. [redacted] Revdex.com          220 S River Ridge Circle Burnsville, MN 55337   Re:      [redacted]             Jefferson Capital Systems, LLC Account Number:  [redacted]             Debt Description:  [redacted]             Complaint ID#:  [redacted]   Dear Ms. [redacted]:   We are in receipt of your additional correspondence sent on behalf of [redacted].   Based on our previous correspondence sent to Mr. [redacted] on February 5, 2018 and our subsequent telephone conversation with his we believe our actions have resolved this matter to his satisfaction.       Thank you for the opportunity to be of service.   Sincerely,       Kathy [redacted] Consumer Relations Staff On behalf of Jefferson Capital Systems, LLC, A Debt Collector ###-###-####