JH Portfolio Debt Equities LLC

I am being harrassed by this company over a debt that was resolved March 15, Theyy call and demand I give them my Social Security number and BD I had an oustanding debt and was contacted by an attorney in MarchThe debt was resoled and all documentation is in my possessionPeople from JH Portfolio continue to call me and demand I give them my Social Security & BDWhen I refuse they hang upI told them to mail me their info and did give my PO boxThey still demand my SS and BD infoThey said they need my personal info to verify its me yet I have no verification they are who they say they are

JH Portfolio refuses to provide documentation regarding the debt they claim I oweI have mailed numberous letters requestiong this information My credit report shows an account owned by JH Portfolio in the amount of $***Accoount number on report is [redacted] I have mailed JH Portfolio several letters requesting verification and further information regarding this alleged account with no response I have sent three letters to World Finance Corporation requesting validation of the original debt and verification of it still being owed and proof of sale and they wrote back telling me they will not discuss the debt with me an to direct my requests to the collection agency handling this accountI have been denied verification of this debt by both the original creditor and the collection agency The debt is obviously not valid as they are unable to provide me with anything regarding the account and my responsibility to it

this company has put an old debt on my credit report last payment on this account was back in and it was remove now it is being report on my credit report it is past statue of limitations ans illegal to report on my credit as a new debt being it hasn't been paid since ive request multiple times for this company to validate the debt ive ask multiple times to show a contract signed by me and this company showing I owe them the debt all they keep sending is old statements from the credit company which is not what iam requesting iam requesting a contract signed originally with me and the debt company showing I legally owe them debt and was borrowed from them and not once can they send that being they can not validate this debt being they cant not send me a contract originally showing I owe them the debt or I borrowed it from them I want it removed from my credit report and resolve its illegal to put back and old debt that has been remove from quite a time from my credit report

JH PORTFOLIO DEBT EQUITIES, *** ***," 1108P161.The basis for my dispute was required to notify me prior to 3/31/2015, or no later after
JH PORTFOLIO DEBT EQUITIES, *** ***, Owner" ***The basis for my dispute is was required to notify me prior to 3/31/2015, or no later than days after
JH PORTFOLIO DEBT EQUITIES, *** ***, Ownerfailed to notify me about reporting derogatory infoto Equifax, Experian, and Transunion In section 603(p) U.S.Css 168s-2(a)(7)(A)(I); "The notice required under subparagraph (A) shall be provided to the customer prior to, or no later than days after , furnishing the negative derogatory information to a consumer reporting agency described in section (p),' U.S.Css 1681s-2(a)(7)(B)(I)Plus broke commercial law under UCC ? that all notices were timely and properly given by dated certified mail receiptThey were not metI asked for documentation & received no response
Also, JH PORTFOLI

JH Portfolio Debt Equities continues collection activity on account they never validated
On June 12th and again on September 11, JH Portilio Debt Equities on *** received my certified letters requesting validation of account they are attempting to collect on account *** They never responded Under the Texas Finance Code the debt collection agency has thirty (30) calendar days to respond to a debt validation request All debt collectors operating in the State of Texas must be able to verify, or "validate," any debt on which they are attempting to collect paymentTexas Finance Code Section requires a debt collection agency or credit bureau to provide the alleged debtor with specific information concerning their debt including but not limited to: The name of the original creditor the original date of default or non-payment of the debt the date the debt was transferred from the original creditor to the third party debt collector

Collection practices that are in violation of the FCRA
JH PORTFOLIO continues to report information to all three credit agencies My account was with AT&T UNIVERSAL CARD and the last payment was made in approx October of The statue of limitations has expired as well as the year reporting period to the credit agencies JH continues to validate the debt with a photocopy of a bill dated July 2011-this bill shows an already past due amount and is not the first bill showing the account is late They are giving information to the credit agencies and refuse to give me any other information other than the one copy of the bill that already shows the account is past due This account was charged off by CITI and JH bought it and started reporting it to my reports in They are outside of the SOL and past the year mark for credit agency reporting The only verification they have provided is a picture of the status of the accountIt should also be noted that

I do not have a contract with JH Portfolio Debt EquitiesI am not liable for this collection from Comenity BankI am not responsible for this debt
Product_Or_Service: Collection

reporting collections on credit in noncompliance to FCRA and FDCPA

I was never informed about any collection attemptThis company has added a negative report on my credit report when I was not informed of any collection attempt in the first placeI am requesting this collection agency to release all quality assurance tapes of all conversations between their agents and I regarding my accountconfirming amounts owed/collection attemptI request a notarized attachment from a notary public which states that this tanscripts are accurated and not alted for company profitFailure to produce transcripts with notary seal would constitute collection agency fraud
Product_Or_Service: collection

On March 8th I noticed this company entry on my credit reports as an account that was sent to collectionsThat same day I sent a fax to this company asking who they are since I have no knowledge of opening this account
Product_Or_Service: credit account
Account_Number: ***

I have received a new account on my credit under "JH Portfolio Debt Equities, LLC" for a balance of $*** that is reporting late every monthI have sent multiple letters Certified Mail with Receipt disputing this account and asking for them to validate this account and they have not been able to do so and have simply ignored my requestsThis company is in clear violation of the Federal Fair Credit Reporting Act & Fair Debt Collection Practices Act in multiple clausesThis is a very known tactic by debt junk buyers to list collections as credit accounts that report late every month to plummet the credit score in order to pressure people into paying a debt they cannot validate or verifyI'm prepared to file a complaint with the Attorney General and seek my remedies with my local court house as well but I believe this company should have a last opportunity to rectify their reporting before thatI do not understand how this company has a A+ rating on Revdex.com with this kind of behavior

Filed for Chapter bankruptcy protection and company continues to add this account to my credit reports
Company was notified by myself and the court system that my account with their company and original creditor were included in bankruptcy filingCompany originally removed this information from my credit files but has since added the collection back to my fileSome reports show it as open and a $balance while others show it as open and balance dueCompany if violation bankruptcy code by continuing to update and say that I owe this debtI have contacted this company via email, fax and direct dispute only to have them continue to update and report

JH PORTFOLIO DEBT EQ is knowingly and falsely reporting information to the credit bureaus
JH PORTFOLIO DEBT EQ is knowingly and falsely reporting information to the credit bureaus They bought an account from WFC LIMITED PARTNERSHIP and have continued to falsely report it as an open, revolving account They are not allowed to report it as a factoring account and list a past due balance as an installment loan this is a collection account I have disputed this account, and asked for verification They failed to respond in the required days with the information that is needed The account is NEGATIVELY affecting my credit report and score due to this companies reporting I am demanding full deletion of this account as a result of not verifying the information or contract allowing them to report it as a factoring trade line account

I do not have a signed contract nor any contract with JH Portfolio Debt Equities I have never done business with this company I am not responsible for this debt with JH Portfolio Debt Equities

I have two accounts that come up on my Credit report that I have no knowledge ofI did not apply for these accounts or use them in any way I have contacted portfolio and the three credit reporting agencies about these accounts on several occasionsI fully believe these to be fraudulent accounts and have informed them of such, yet they still remain on my credit reportWhy!'-***, account number amount owed $***-PORTFOLIO RC, account number: *** amount owed $***

Disputing collectionThis is not a legit collection on my credit
JH Portfolio claims I owe them *** when I don't even know who this company isI did make contact with them, asking for the explanation of debtThey stated that this is a tradeline from a company by the name of World FinanceI do not have a known debt with them so I filed a dispute w/JH Portfolio & it yet remains on my creditI simply want an investigation done in order to have this removed from my creditI am attempting to clear all or any neg marks on my credit in order to become a new home ownerI explained this to them and they stated they would do all to asst in helping me resolve this unknown claimInvestigation pending is all updates that I receive each time I callLast call as recent as Oct I also want to know when this alleged item was initiated because this JH Portfolio cannot give me an origination dateI feel this is a fraudulent listing and want to see how I can get this removedThanks i

In March 2017, I discovered JH Portfolio or JH Capital Group (as noted on one credit report) has entered negative information on my credit reports I filed a dispute which JH Portfolio/Capital noted on the file Although I appreciate the notation, JH Portfolio/Capital did not notify me within days that they were trying to collect this debt The FCRA requires those who furnish negative information on credit reports to notify consumers within days so that the consumer could have a chance to dispute It is noted on my file the negative information furnished by JH Portfolio/Capital was placed on my credit reports in July A dispute notice was not able to be placed on my credit report until April because I was unaware of this debt until I reviewed my credit report If this information was purchased Cometity as stated on the credit reports, JH Portfolio/Capital Group should have had my correct address and should have notified me at that address that they were trying to collect a

They purchased old debt from an old account I had with Commenity BankThey reported that I opened this account 05/and that is falseThis account is over years old and its reporting as new debtIts impact or my credit report as new debt is very derrogatoryI became disabled in and I have not created new debt and am working to repair my creditThe dates and year of this debt is wrong
Product_Or_Service: Commenity Bank

I am being hit with negative marks on my credit report for the same debtOriginally I contacted the original debt holder about making a payment because I moved they advised me they could not take the payment over the phone and this was before it was being reported to the credit agenciesI spoke with someone and she advised me they would contact me, T never heard backI then check my credit and saw that it had been placed with JH but I was never notified and when I sent my original dispute I got a letter back telling me they would not repond to any more of my disputes

Its the page from my credit report where JH Portfolio was listed as a Factoring CompanyReporting to the CRAs as a Factoring Company, which is a violation to FCRA because they are actually debt collectors