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R&L Capital

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Reviews R&L Capital

R&L Capital Reviews (122)

Review: I have been receiving harrassing phone calls from this company for weeks. It is pertaining to a debt that I owe. They have called my phone, my husband's phone and also my work phone. They are very threatened and rude. I have contacted the person that I owe the debt to and they do not use this company to collect debts. They have called people at my place of work and told them my personal business and also have threatened to have me served with "Government Papers" at work. Or even worse have me arrested. I have received many calls from different people at the so called company. Most of them are only recorded messages. I fell for the scam about two weeks ago and paid them $470.25. I could kick myself after finding out the people I owe the debt to do not deal with them. So basically I am out the almost $500, and still owe the debt to the right person. I am 6 and half months pregnant and I do not need this added stress. I asked for the information in email form and the person has yet to send that to me.Desired Settlement: I want them to stop harrassing me and my husband. I will take care of the debt I owe with the correct person. I would like to ad that I am a government employee and they should not be harrassing me at work. I thought debt collectors could not do that.

Business

Response:

# HAS BEEN REMOVED

Review: We have been receiving prerecorded harassing messages for two months at both of our business locations. We've attempted to return the calls to no avail. They always call early in the morning during our high point of business. The recording states that we have to resolve the issue by 6 pm the evening of the phone call or we will be considered non compliant in their "investigation". Every time we receive a phone call we are given a different person to contact and various contact numbers. [redacted], [redacted], and [redacted] are the names given and none of the numbers lead anywhere. They are not directing the calls to our business nor to any individual. This is interrupting our business and the threats are concerning to our staff. We just want the phone calls to stop.Desired Settlement: We just want the phone calls to stop so we can continue running our business as before. We have zero credit issues, therefore there is no need for a creditor to be calling our business.

Business

Response:

PLEASE GIVE THE # YOUR BEING CALLED IN , SO IT CAN BE REMOVED

Consumer

Response:

Review: Was called by this company this morning and was told I was speaking with investigator [redacted] from [redacted] State Police, and that I was going to be served a summons for receiving stoledn property and that I was to call ###-###-####. I denied such action and investigator's tone got worse and demanded I call the number to avoid serious repercussions at work when he serves me a summons. When I called same number, I end up speaking to same guy who denies I just spoke to him, but he explains how my not paying an [redacted] credit card bill constitutes receiving stolen property and that unless I paid $748 immediately they would serve me a summons for the crimional offense and never work again. I explained I was in process of filing bankruptcy and he replied looks like you do that every 10 years and then called me a deadbeat and that I need to shell out the money or go to jail. I explained I had no money to pay rent let alone this credit card statement, and he then asked about my wife. I explained she was disabled and they said figures. I read your site where this company has been using illegal tactics and is just a collection agency. I wish to file a complaint against such behavior such that others will not experience the drama and harassment this company gave me. I didnt want to file bankruptcy but we had no other choice.Desired Settlement: Please help me contact the federal agency that prosecutes these companies for illegal collection practices so I may file a complaint there. Also, is there are other suggestions you have that I may use to help halt their behavior immediately? Please advise. Thank you so much, as they called my employer and said same thing so now my job is in jeopardy.

Business

Response:

This letter is in regards to the following complaint standing against R&L Capital LLC ID #[redacted]. I have located the file attached to [redacted] with our office. The account associated with Mr. [redacted] and the debt have been forgiven. Mr. [redacted] account has been closed and all numbers removed from our system. The involved employee has been sufficiently reprimanded and it has been made known that any employee using such tactics as described in the complaint will be terminated without question. Our company strives to follow all FDCPA laws and regulations. I assure my office did not intend to scare or threaten Mr. [redacted] in any way. Again, the account within our office has been closed and Mr. [redacted] will no longer receive any calls.

Thank you.

Review: This company violates various collection laws and has not provided validation of any debt owed. They continue to make harrassing and demanding phone calls after being requested not to do so. They have not removed specific phone numbers from their call list after claiming to do so. They are impersonating different people when calling and stating we have certain time frames to call and make arrangements or else, after time frame lapses, calls start over again. They have failed to provide validation of any and all charges from any company they claim debt is for.Desired Settlement: I want this company to be shut down and investigated by the Attorney General of the state of New York for their unecthical practices.

Business

Response:

ACCOUNT CLOSED AND ALL COLLECTIONS WILL CEASE

Consumer

Response:

I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me.

Regards,

Review: As can be determined from the many complaints filed on this company through the Revdex.com, FTC, and many other online sites, this company is an unethical scam artist attempting to run cons on unsuspecting people by intimidating them into providing personal information in what I believe is an effort to commit identity theft. Although I understand that it is not the role of the Revdex.com to police such activities but rather to provide a medium for businesses and consumers to file complaints and allow the business an opportunity to resolve the complaint, I firmly believe that this company should be investigated by the New York Attorney General's office and served with a cease and desist order. My complaint follows virtually every other complaint received by the Revdex.com regarding Rossi and Lombardi, or R & L Capital, and their modus operandi of incessant daily phone calls in which they address no particular individual (due I am sure to their library of canned robo call messages) threatening legal action if the unnamed individual does not respond to their request.

I know fully well that I do not have any legal issues that need to be addressed nor do I have any outstanding unpaid debt obligations. I am sure that R & L's response to this complaint will be the same as it has been for the others in which they claim that the were provided an incorrect number and that they will update their records accordingly. But I know that they will just add another number to their robo call rolodex and hope that the next target isn't as suspicious and incredulous as I am.Desired Settlement: For R&L to cease and desist this unethical practice and earn their money in an honest manner they way the majority of Americans do.

Business

Response:

#S HAVE BEEN REMOVED

Review: This company, using the names Rossi & Lombardi and R& L Capital, has been contacting me for months. Sometimes they don't even say who they are calling for. I've received several messages saying there is a fraud claim and one message referenced"some bad check information". I have saved every one if these messages. I did finally contact them to see who they were looking for after a few days of receiving generic messages. These messages also said that they would report me as uncooperative. I asked for [redacted], the name left on voice mail, who was in a conferencecall. I asked who they were trying to reach and they did give my name. He said UT was regarding a loan with Cash Central, which I did at one point obtain and has been paid. I was told to fax a copy of verification that this was paid. I was going to fax this verification until last night, 2-13-13, because a relative if mine, who lives I'm another state forwarded a bone mail to me from a Mike Thomas. He left a message for MY SISTER. This relative is not my sister. The message went on about a fraud claim referencing MY name, and that they needed a statement from my sister. Mind you, thus message was left to a different person. Also, the only easy my sister us connected to me through anything is as a emergency contact for my children. How was my relatives phone number obtained? and why are my relatives being told about a fraud claim with my name? all of this is illegal. There is no fraud claim on a debt, and by law, the FDCPA, you cannot tell someone else that a person has a debt, you can only try to find a way to reach them.I am considering reporting these messages to my attorney general, as well as the ftc, and my local police. I have researched this. It is illegal and people deserve to know. Not to mention the stress it put me under to have my family ask why they are being asked to give a statement about me and some fraud claim.Desired Settlement: I have considered filling a lawsuit based in the evidence I have in my voice mail. But, if you just stop contacting me and my family, I will leave it alone.

Business

Response:

to whom it may concern ....

we were simply trying to collect on a debt she had with our office , but you can be assured all of her phone #s have been removed and she will no longer be contacted by our office

thank you

Review: I have been recieving numerous calls from "R&L Capital", each time with an increasingly more unpleasent voicemail message left, the last one ending in "you HAVE been NOTIFIED." They claim to be contacting me regarding a bad check......I do not have checks, and therefore do not write checks, bad or good. I have never recieved anything in the mail from this company, just voicemails from an "Emily Adams" wanting me to call back at ###-###-####. If it were not for the nasty tone of the caller, I would have given them the benefit of the doubt, since I dont use checks, and assumed it was a simple error. But now i'm rather irritated.Desired Settlement: Either send me a letter itemizing and detailing this "bad" check transaction, or refrain from contacting me until one can be provided.

Business

Response:

all she needs to do is call us

Consumer

Response:

"All she has to do is call us"? That's actually considered a useful response to a complaint? I made it very clear: I do not have checks, do not use checks, so this "bad check" isnt making it very far with me. If said company has an account of mine, I'd like it sent to me in writing via post as previously stated in my initial complaint.

Regards,

Business

Response:

just call the office

Review: I have received several threatening voice messages from a [redacted] at this company advising me that a legal packet was sent to my employer or home and had to be signed for. He then went on to share that he needed to speak to me about page 15 regarding my upcoming hearnigs, as he needed to get my statement. He further shared that this is a serious legal issue that I am being taken to court for and I need to contact him immeditaley prior to my hearing date. When I call to get information I am threatened with divulging details I am not comfortable as I do not know anything about this. The gentleman who left a message used very imanppropriate scare tactics, and threw around the threat of legal action.Desired Settlement: They are to cease and desist all phone calls, they can communicate via mail or email or a formal complaint will be filed with the Attorney General. I want a validation notice before I even consider taking care of whatever they are "taking me to court" for.

Business

Response:

This letter is in regards to the following complaint against R & L Capital LLC: File #[redacted]. I have located the file attached to [redacted] Anne [redacted] with our office. The account associated with Ms. [redacted] and the debt has been forgiven. Her account has been closed and all numbers removed from our system. The involved employee has been sufficiently reprimanded and it has been made known that any employee using such tactics as described in the complaint will be terminated without question. Our company strives to follow all FDCPA laws and regulations. I assure you my office did not intend to scare or threaten [redacted] in any way. Again the account within our office has been closed and she will no longer receive any calls.

Thank you,

Review: I have received two phone calls from this company. Once they called and didn't leave a message. The second time a [redacted] called and left a message saying that, "it's very important that I call back today and if I don't they will report me as uncooperative and non compliant with this investigation." He told me to call him back at the office at ###-###-#### but he called from a ###-###-#### number. When I called the number back they asked if my name was Lanie Robertson and then asked if I knew her. I told them I didn't and told them my name. I then googled the number and saw that this "business" had been calling other people harassing them.Desired Settlement: I don't want this "business" to call again. I don't want them to misuse my information.

Business

Response:

# WILL BE REMOVED

Consumer

Response:

I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me.

Review: This company keeps calling my home phone number not saying who the call is for.They are very nasty saying I 'd better call them back or they will report me.To who my mother? I have ALL of their threats recorded.The man that calls keeps changing his name aka [redacted] ,[redacted],and [redacted].This is how they conduct business by lies. The woman that calls says her name is [redacted] she has yet to change her name.These calls have been almost every day for a month. IF THEY HAD ME ON ANYTHING THEY WOULD OF SERVED ME PAPERS BY NOW. If calls do not stop I WILL SUE.REMEMBER I HAVE ALL CALLS RECORDED WITH TIME & DAY STAMP.They'd better fish in another pond!Desired Settlement: TO STOP CONTACTING ME FOREVER,OR I WILL LAWYER UP AND SUE FOR ALL OF THIS HARASSMENT !!!

Business

Response:

# HAS BEEN REMOVED FOREVER

Consumer

Response:

I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me.

Review: I have received 3 calls today alone from this company, and once yesterday. They also somehow got my mom's phone number, who I haven't lived with in 15 years, because I am a grown woman.

6/18 10:19 AM: Sounded like first line was a cut off from a recording and it sounded like he didn't even know his name, like he read it from a script. He said hello, my name is...and he paused then said it. Said his name was [redacted] (?) from RL Capital. Has been trying to reach me and wants to try to help me. Need to call by 6 PM or he will have to report that I am uncooperative. He called from ###-###-#### and said to call ###-###-####.

6/19 11:03 AM: [redacted], paralegal from R&L Legal Services. Stated she was following up on some paperwork she sent out to me in regards to an affidavit that's going to be filed with my county. To avoid an appearance ticket contact ###-###-####. And she left me a reference case number. She called from an "unknown" number. This is the same woman that called my mom right after she called me and told my mom that I would have to go to court if I didn't call back and tried to get my mom to give her my address.

6/19 11:40 AM: SAME EXACT message from yesterday from [redacted]. CLEARLY a recording.

6/19 4:36 PM: [redacted] of RL Capital stating his associates have tried to reach me unsuccessfully and there are some issues and paperwork I need to fill out. He said his direct line was ###-###-#### and the toll free # was ###-###-####. Very important he hear from me by 6 PM, if not, he will have to let his associates and client know that I was uncooperative and non-compliant in the investigation. This man, had the same EXACT voice as "[redacted]".

I am reporting them to the Revdex.com.Desired Settlement: Stop contacting me and my relatives.

Business

Response:

NO MORE CALLS TO DEBTOR

Consumer

Response:

I have reviewed the response made by the business in reference to complaint ID [redacted], and have determined that this does not resolve my complaint. For your reference, details of the offer I reviewed appear below.

Since I have received this message, I have gotten two more phone call recordings from this company. I actually answered one of them and it was a recording telling me to call them. I also do not like the wording the sent back to you: "NO MORE CALLS TO DEBTOR". I am not a the debtor, I have no debt that they are pursuing. They are scam artists that try to get people's social security numbers. The two recent phone calls came from ####-###-####. I think they need to be told again and they need to watch what they call people.

Regards,

Review: On October 24, I found a message on my cell phone indicating they were looking for [redacted], an old roommate of mine. The call was a recording indicating they would be at the house tomorrow, with a police escort to serve legal papers, that they would be accompanied by the law as well as he was in serious legal trouble, was going to be charged with a felony theft from a store, taking items without paying for them. The message went on for a few minutes, all of it threatening, telling him he needed to be home to get served tomorrow. There was a number at the end of the message which I immediately called. This guy also was very threatening, actually yelling at me a couple of times. He told me he had info on me, as well as Mr [redacted]s second wife from whom he is divorced, and that they were going to charge all three of us with felonies. He tried to tell me that I co signed on a credit card, and this is the charge he is using to threaten us, indicating that the state of michigan states that you can now be charged with a felony if you do not pay off the total on a credit card. I tried saying I did not co sign, he stated I would be charged anyway and that he would be at my house with the police. I have since looked up Michigans laws and it states you cannot be charged with a legal crime for owing on a credit card.

I told him Mr [redacted] had not lived with me for about three years and he asked me why I had him living with me anyway. I started to explain, which I shouldnt have, none of his business, but he quickly jumped in and said never mind, they would be out to serve all three of us.

I felt very bullied, he attempted to manipulate, gave me personal information about someone else without knowing who I was

I understand in Michigan that I can have them prosecuted for making these calls.Desired Settlement: I wish these guys could be criminally charged as they are walking a very thin line with their threats. The work on intimidation. I want my number ###-###-#### off of their call list. If they call again, I will record them as allowed by law when they are in violation, and I will file charges against them.

Business

Response:

This letter is in regards to the following complaint against R & L Capital LLC. I have searched our system for an account belonging to a [redacted]. No such account exists with our office. Multiple phone numbers are listed on each of the thousands of cases with our office; unfortunately this is just a case of an incorrect phone number being listed on an account. The involved employee has been sufficiently reprimanded and it has been made known that any employee using such tactics as described in the complaint will be terminated without question. Our company strives to follow FDCPA laws and regulations. I assure you my office did not intend to scare or threaten Karen in any way. Ms. [redacted] number has been removed from our system and she will no longer receive any calls.

Thank you.

Review: This company has been calling for weeks, sometimes up to 3 times per day, stating that there was a warrant against me for check fraud and they needed to speak to me or my lawyer. They did not leave the name of the person they were looking for, and since I knew there was no chance of this being true, I treated it as spam robocalling and ignored it. Finally, they left a message with the name of the person they were looking for. This person's name and address is not connected to the phone number they are calling. I tried calling them several times, only to have the phone ring and ring (even though I called during the hours left in the voicemail). Finally one night I got a generic voicemail box. I left a message explaining the situation, and informed them that if they called again, I would report them to Revdex.com. Naturally, they called again. I have recorded versions of two of their voicemails if needed. I want them to remove my phone number from their files, and not call again. I do not want the name or phone number published in the complaint, but will more than happy to provide this info directly to a Revdex.com representative by email or phone. Thank you.

Business

Response:

To whom it may concern;

in regards to this complaint , our office has strict guidelines as to phonecalls in relation to all F.D.C.P.A. laws and regulations. We do dispute the validity of this complaint, however we are going to remove all phone numbers in association with the account and will assure you the customer will no longer be contacted via phone and all coorespondence will be done through regular mail . Thank you

Consumer

Response:

As indicated, I have audio proof of two calls made to our phone, which makes my complaint "valid". However, I will accept this resolution.

Regards,

Review: I get calls accusing of legal action and when I call they can't identify me by the phone number they try to contact me with (###-###-####) no will they discuss the matter with until I give my name and social security number. I ask for the guy who leaves me the messages ([redacted]) but he is never available. I told me to [redacted] me a summons that they keep threatening to do even though they can't identify me and stop calling. I have saved these messages and can provide them upon request.Desired Settlement: If I owe them money please provide a bill and if it is legitimate it will be pid promptly, otherwise they must stop contacting me immediately. My next step will be to contact the police and look into harassment.

Business

Response:

WILL CEASE ALL COLLECTIONS FOR YOU

Review: Receiving multple threatening calls that state the caller is [redacted] and or Mr [redacted]. These calls have been continuing for months stating they are filing a case againt me but never state my name or what the case is in reference to. The calls are obvious recordings because when a voice mail is left the message starts at the tail end and the restarts agin. I am tired of this harrassment. If there were are true claim then serve me the papers. Have delt with fraud like this before.Desired Settlement: Either the calls stop or my lawyer will make them stop. I want my number removed from your list FOREVER

Business

Response:

the phone # has been removed , however we would be more than happy to speak with her

"ATTORNEY"

Review: I have been receiving a call from R&L Capital informing that that they have been trying to contact me over an investigation and that I will be reported as uncooperative and unresponsive to a complaint from 2 numbers, ###-###-#### and ###-###-####. I have never received anything in writing informing of an 'investigation'.Desired Settlement: I would like a written correspondence of what I am being investigated for. If this is in error, I would like for the calls to cease.

Business

Response:

NO MORE CALLS

Consumer

Response:

I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me.

Review: This company calls constantly, threatening messages. Everything I read is this company is fradulant.Desired Settlement: I am on the do not call list and the company should pay a penalty.

Business

Response:

# is removed , sorry

Review: R&l continually calls my phone and when I answer the say that their filing charges on me for a loan that I never received and saying that money was put in a bank account with bank that I never never used and that I refused. To pay it back asking for my ss# and wont give me any info so I can check into it furtherDesired Settlement: For them to quit contacting me

Business

Response:

WE ARE SIMPLY TRYING TO COLLECT A DEBT

Review: I have received numerous phone calls at my place of business (10/17,10/18/10/22,10/25 and 10/30 to be exact). In all the pre recorded messages I am told that there is a complaint filed against me and that they need to contact them so we can discuss page 15 before the trial date. I have called them back not giving my name, just the phone number that they call. And they will not confirm who they are looking for. These calls are annoying and disruptive and wish they would stop. My boyfriend is an attorney so the next step will be to sue them for harassment.Desired Settlement: a check for $1500 to reimbursement me for the time I have spent hunting these people down

Business

Response:

This letter is in regards to the fo llowing complaint standing against R & L Capital LLC: File #

Review: I received a voice mail from R & L Capital (Rossi and Lombardi) on my mother's cell phone number. The message stated they have filed a complaint in my local court and documents have been sent to my home and my place of business. This is the first time anyone from R and L Capital (as they now go by) or Rossi and Lombardi has tried to contact me. I tried searching my local court and there has been no paperwork filed in local courts. I try to contact someone at one of the many numbers I have found for Rossi and Lombardi or R and L Capital as they are now going by, and the number just rings and rings and rings. Finally I let it ring for a few minutes and left a message for them to return the call as I have no clue as to what this billing is for. I feel like this is a scam, as a legitimate bill collector will not leave such detailed info on an answering machine due to privacy laws. [redacted] is who left the message for me from the company. He left a call back number of ###-###-####.Desired Settlement: I wish for the company to produce some proof that whatever they are trying to collect from me is legitimate. I have never heard from this company, or seen any documents in the mail that shows I owe them for anything? I want them to stop contacting me and remove this information from my name and my credit bureau (if they are reporting) as it does not seem legitimate.

Business

Response:

To Whom it may concern:

Our office is a collection agency. We are collecting on behalf of your creidtor [redacted] Credit Card. You owe them $663.45. The matter is outstanding on your credit report as well. I have attached a letter showing all the original information, Original Account number, balances, ect. I would suggest you look on your credit report to see that this account is outstanding. At this point in time, we have obtained an attorney in your state and plan on pursuing judgement against this account if you choose not to pay it. The reason our phone rings and then goes to voicemail is because you continue to call our offices after we are already closed for the day. Our hours of operation are Monday through friday 8am til 5 pm EST. Please call us during normal business hours and we will be happy to speak with you.

Sincerely,

Consumer

Response:

I have not had a credit card with this company. I have not seen any documentation in the mail from this company or the company I am currently disputing. I would like to have proper documentation sent to me showing that I originated this bill and I owe R and L Capitol anything. Please also provide me with the name of the attorney in my state you are using so that I may have my attorney contact them. At this time, and I am disputing that this is even my account as I have not seen anything g in the mail. Also, I do not think privacy laws are being followed when you clearly state on a voice mail that you are taking me to court over an unpaid bill I know nothing about.

Regards,

Business

Response:

Here is the original creditor infomation. This was definatly your card. you made payments on the card from 09/06/2006 when you opened the card all the way til 07/11/2008. The matter is also on your credit report, pull a copy of your report and you will see. You had the chance to dispute it several times with the origianl creditor when they offered you the chance to dispute it, you choose not to. I would be more then happy to speak with you regarding the matter if you would like give us a call. I would advise you to go and pull your credit report and see that the tradeline is on there with experian. I hope this helps. I would be more then happy to speak to you, I show your wife left us a message we tried to call her back and got no response. If you dont want to handle it dont, we are not trying to pressure you, you simply need the infomation to make an educated decision on your behalf. They are trying to resolve before the account goes out of the statue of limitations.

Sincerely

Consumer

Response:

I am sorry, I cannot accept the resolution at this time. None of the paperwork is coming through. Please mail all documents to me as I have not seen anything and I am trying to dispute, but have no papers to dispute. Also, I was told this has been sent to an attorney in my state. Please give me the attorney's info so that I may have my attorney contact them. I cannot accept this resolution as you have not provided me with any proof. No attachments are coming through and I need my attorney to look at the documents. Please mail me a copy of the original credit agreement, payment history, any proof that another company purchased this debt, and proof that you are collecting on their behalf. I just cannot accept that this is something I owe just on another person's word alone. I have yet to see any documents from anyone, ever for this debt. The company does not sound familiar to me, mate and just because it is on my report does not prove it is my debt. This is why I am requesting paperwork. I will also send this request to your office in writing. Again, the please provide me with the attorneys info so we can resolve this matter. I will wait for the documents requested.

Regards,

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Description: COLLECTION AGENCIES

Address: 3842 Harlem Rd., Cheektowaga, New York, United States, 14215

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