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Second Round LP

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Second Round LP Reviews (164)

Revdex.com:I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me. Regards, [redacted]

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me.
Regards,
[redacted]

Complaint: [redacted]
I am rejecting this response because:
Regards,
I would like to receive proof of date of last activity on my end.  Also if that is the case, then this debt should reflect that date, not 2015.  The original creditor Santander-reports it's and still reports it has a debt that was discharged through bankruptcy.  So this looks like a new debt. 
[redacted]

Complaint: [redacted]
I am rejecting this response because:
The original creditor listed on the account is out of business, so I question their statement regarding verification of the information on the account. I requested the name, address and number of the person with whom they verified this information, and they did not provide it.
Regards,[redacted]

Second Round is in receipt of the rejected Revdex.com response from [redacted]. Second Round purchased this Synchrony Bank account ending 3497 (Sam's Club Personal Credit) from Synchrony Bank on 5/25/2016. Second Round is following the guidelines of the state and FCRA as it relates to credit reporting this debt. We have no knowledge as to whether the original creditor is credit reporting this debt as well. In our previous response, we provided the contact number to the agency that is servicing this debt; it is also provided below. P&B Capital Group will be more than happy to assist [redacted] with a resolution to this debt. In regards to the age of the debt, according to the information we received from the original creditor, the account was opened on 4/8/2012, the last payment date was 7/11/2014 and the first default date was 8/29/2014. Neither, New York nor Kentucky (addresses we have received for the consumer’s attorney and the consumer) have statute of limitations that are less than 5 years; therefore, this debt is still considered collectible under the law. Second Round also mailed out a validation letter to the Law Office of [redacted] on 11/4/16.
 
P&B Capital Group and their contact number is [redacted].
Tell us why here...

This is an [redacted] which originated in 2002 and was sold to Second Round in 2009. It is now owned by [redacted]. Second Round is not attempting to collect nor reporting it to any credit bureaus.

Complaint:[redacted]
I am rejecting this response because:
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I still have not received any correspondence from second round regarding this account therefore it is not resolved please remove it as such, the company has not verified this debt or provided any proof of this debt to me.
Regards,
[redacted]

Either Mr. [redacted] has the wrong company or I have the wrong account.  Can I please have the reference number or part of a social, or something to verify I am looking at the correct account?  The account I pulled up shows what I said before.  As all of our calls are notated and recorded, with no calls on this account the only other possibility is the account I reviewed is a different [redacted].  Thank you.

We mailed validation on the account in December, but it looks like it went to the wrong address.  We will mail information to the address provided here in the complaint.  We will be recalling the account back from the outsource agency. Someone from Second Round will mail the validation...

information and contact the Consumer to discuss.  Or, the Consumer may contact us at [redacted] and speak to [redacted] or [redacted]  They can assist her.  [redacted]

Second Round LP is in receipt of complaint by [redacted]s and weare investigating the matter. Second Round LP takes pride in the fact we treatall consumers with respect and dignity. Our staff is well trained and has astrong commitment to customer service. We take every consumer...

communication asan opportunity to build bridges and provide real solutions. Second Round LPstaff members are responsible for assuring each consumer interaction ispositive and constructive. We work diligently daily to apply and live by allregulatory rules and laws that govern our industry. After reviewing the callsand notes from our servicer we have decided to close this account and delete itfrom the credit bureau. We have asked our servicer to provide proof they haveproper controls to assure all required verifications take place. The account in question is for a checking account. Because ofthe age of the account we are willing to close the account. Any adverse informationthat may have appeared on [redacted]s credit report will be removed. SecondRound Sub is owned by Second Round, LP which is licensed as a collection agencyin the state of Florida.

Complaint: [redacted]
I am rejecting this response because:
It is still listed on my credit report it the listing needs to be deleted it should never have been inserted.
Regards,
[redacted]

Complaint: [redacted]
This business's non-responsive answers speak for themselves.
Regards,
[redacted]

Complaint: [redacted]
I am rejecting this response because:
Regards,
This is not a valid debt as SHOPNBC has no record of the debt. If you believe the debt is valid you must provide evidence. 
[redacted]

The account is no longer being reported to the Consumer's credit report.
[redacted]

Hello,I have attached itemized statements from your purchases. Thecalculations are explained in the statements we have provided you. If you didnot authorize these transactions, your name was forged, or you have been thevictim of identity theft please provide documentation. The original creditor isidentified in the statements we sent you and was identified prior to youraccount going to our attorneys. The statute of limitations has not runout.  You can search our company throughthe Texas secretary of state to see we are in good standings, and ourregistered agent will be listed as well. Again, we are here to help in any manner we can. I willcontinue my investigation as required and will respond once I have completed.If this is fraud, or identity theft please forward the appropriate documents tous. I should have all the call logs, copies of letters and account notes fromour law firm this week.

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me.
Regards,
[redacted]

Second Round is going to remove the reporting from the two credit reporting agencies it reports to, TransUnion and Experian.It does not report to Equifax. The consumer will have to contact Equifax himself. We do not deal with them at all.The validation letter, with information, was sent to the Consumer in 2013, to the same address he now uses. The FDCPA states that if the consumer does not dispute the debt within 30 days of the validation letter, it assumes the debt is valid. We did not hear from him until late in 2014. Also, if the account is being reported, which it was, prior to the dispute being received, continuing to report does NOT constitute collection activity. Just FYI.I am killing this account and deleting the tradeline due to the low balance. I do believe the consumer owes the debt, however in light of the misspelling of his name I have decided to close the matter.If Equifax continues to report something, it will be up to the consumer to get that resolved. Second Round has never done any business with or reported to Equifax.[redacted], Attorney

Second Round purchased this account in accordance with all state and federal laws. We are reporting this account as allowed by all state and federal laws. If Ms. [redacted] would like to contact our office to make arrangements to resolve this matter we are more than happy to speak with her.

After further review of our records we show repeated claimsof fraud and identity theft. While there has never been any conclusivedocumentation to support these claims Second Round will not pursue litigation.We will dismiss the suit and close this account. We do however maintain theright to continue reporting to the credit bureau as disputed until suchdocumentation is provided. At that point we will delete our trade line and retirethis account.

Second Round is in receipt of Mr. [redacted]’s Revdex.com response. We have enclosed the Charge Off Statement that was provided to us by Synchrony Bank f/k/a GE Capital Retail Bank. This statement reflects a last payment date of March 10, 2013 and a charge off date of March 19, 2013. Our records indicate that the final payment was returned. After further review and investigation with the servicer, we discovered that Mr. [redacted] was, in fact, served on August 5, 2015; however, we received a dispute from Mr. [redacted] through eOscar (Trans Union) on October 10, 2015. Our policy is to place accounts on hold when we receive a dispute from our consumers while their accounts are assigned to our servicers. This allows time for a thorough investigation into their dispute. Our servicer, discontinued working this account in October 2015 and we did not reactivate their efforts until March 2016, after we completed our investigation. Our servicer did draft a Summons and Complaint in May and performed meaningful review of the Summons and Complaint prior to scheduling the account for a new Process Service. Mr. [redacted] was served on July 10, 2016 and the state of Washington requires a signature proof of service before suit can be filed. Suit has not been filed on Mr. [redacted]’s account as of July 19, 2016, therefore, we do not have a complaint number to provide.
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