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ACS Inc. (Phony Debt Collector)

28790 US Highway 19 N, Clearwater, Florida, United States, 33761-2508

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ACS Inc. (Phony Debt Collector) Reviews (%countItem)

I just got an email from American Credit Solutions at 331 South Hope Street Los Angeles CA.....Case ID #LF ***/14 dated Aug 24 2020 which is a scam
I received an email from this fraud company called American Credit Solutions which has a Case ID: LF ***/14 stating that they have filed a lawsuit in LA court to attach my income & bank account for a debt I have never made or have any knowledge of. The Court #94211/21A/C5 is for $297.00 as of 08/25/2020. The said that if I want to settle this I would have to pay that amount by today. If it goes to the court it will cost me over $1k . I have also been told that they will enter this amount to my Transunion Credit File. I have no knowledge of this company or any loan for that amount. This must be a scam or linked to the fact that I have been a victim of Identity Theft as far back as the year 2000. I had my credit files blocked for that reason and most of the fraud account were removed. I am 68 years old and I demand that his collection fraud company provide me with proof of the original debt that shows my signature and what the amount was for. I hearby ask that this American Credit Solutions "Cease & Desist' or I will sue them. I am also contacting the FTC and my local Attorney Generals Office about this scam

Desired Outcome

This is a scam and this has to stop by the FTC & other agencies get involved to prevent the collection of unknown or fraud. I want to know why this company has been allowed to continue to scam people without any proof

Threatening email
CUSTOMER ID: ***
CASE FILE #: ***
LOAN INFORMATION
PAST DUE BALANCE - $1256.61
CREDITOR - ACS CASH

Respective Debtor,

As we didn't receive your payment so, we are going to file this case tomorrow at your district courthouse, to know the courthouse kindly visit http://www.uscourts.gov/court-locator with your zip code. You will be served with a notice to appear at your district courthouse in next seven business days.

UNITED LEGAL INVESTIGATION BUREAU HAS STATED 4 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION

(4) AND THE BIGGEST ONE IS E.F.T. THAT IS ELECTRONIC FUND TRANSFER

WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.

And once you found guilty into the court house than you have to bear the entire cost for this law suit $28499.00 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one will be appointed to you. We believe that this was not your intent and that these steps are unnecessary.

Dear CUSTOMER as we were investigating your profile, we found you to be a genuine person so it is our duty to help you out but for that we need some right answers from your side. Also we would like to know when you can pay the requested $920.00 to settle this case.

This is our final notification to you as we found you to be a genuine person as told you before. You can resolve the issue by paying out of Court Restitution Amount/ Settlement Amount as decided by the Court House. You have to give us a flat answer without any excuse.

If you want to resolve this matter then reply back to this email immediately during working hours (Monday to Friday 8.30 am to 7 pm EST).

IF YOU WANT TO RESOLVE THIS MATTER YOU WOULD HAVE TO CONTACT OUR EMAIL ADDRESS.

***@gmail.com

NOTE: THIS CASE IS UNDER INVESTIGATION UNDER CREDIT BUREAU AND FEDERAL TRADE COMMISSION (FTC)

UNITED STATES OF ATTORNEY

Desired Outcome

If not legit please leave me alone. Do not know what this is.

I received a threatening email from them.
They sent a threatening email on 8/20/20 to my email saying I have to
Pay court courts for money

Desired Outcome

I do not want to hear from them

This company has contacted me twice by email last year of 2019 I believe it was in February and as of today which is 8- 20-2020 About owing money.
This company has contacted me twice via email last year and as of today which is August 20, 2020 in reference to me owing them almost $1000 with two different case numbers and they told me if I do not reply my bank accounts will be closed and the total amount due would be more than $4000 and I do not recall owing any cash advance.There is no phone number on the email the only thing that is in the email is the amount that is owed the settlement amount.

Desired Outcome

I want this company to stop contacting me or if this is a scam I do no longer want them sending me emails because it is a very scary situation when you read the email and they saying that they are going to close your account or put a lawsuit against you

I received a email today from ACS debt solutions . They told me a lawsuit is being filed against me in New York for debt of 650.00 dollars.
They gave me a case # *** NYC civil court.They claim they have tried to reach me with no luck. When I received this email I responded to them asking about the debt . They offered a offer in compromise if I pay today of 450.00 I told them I'm just hearing about this and would like some more info. Then they offered to settle today for 150.00
I asked to speak to a ACS rep to get more Info and haven't heard back.

Desired Outcome

I would like to speak to a company rep to gain additional information. If this debt proves to be valid, then I would like to make arrangements to take care of this

Lawsuit for "Fair Debt Collection"
I received an email today saying that they would be filing a lawsuit against my for $500.67 for a supposed debt that I don't have.

Desired Outcome

I do not owe any debt to ACS debt collection nor do I know this company.

They said I owed them 1200 dollars I should pay them with a vanilla card.. they was going to garnish my wages and freeze my accounts.
I have been getting nasty emails. Arguing with someone over email I know nothing about. Want provide any proof of nothing messing with my money with this pandemic is not a good look right. And ACS I have never heard of please leave me alone.

Desired Outcome

Who are you and why are you contacting me and harassing me. Why would I pay with a vanilla card and what are you contacting me know if I owe money. Just leave me alone and resolve it.

I received a email stating wage garnishment settlement was awarded on August 18, settlement amount 480 1048 remained 2438 to be freeze/garnish
I received a email from [email protected] file N-01/P48/197068 the email states a wage garnishment was awarded with a settlement amount of 480 dollars, with 1048 remaining, that unless they receive contact they would turn it over to a attorney that the garnish amount order was for 2423.13 the email was sent by Jerry Adam's no contact was given for response phone or email, no business entity as well

Desired Outcome

Wanting to have this stop. Need to report this as I see others have had similar experiences

I just received a fake email from this company asking me to pay them I have never had a loan with them.

From: ACS DEBT ATTORNEY
Sent: Wednesday, August 19, 2020 12:13 PM
To: [email protected]
Subject: Final Notification Lawsuit Case File# AM-081920

FINAL NOTICE FOR FAIR ACTION

(Fair Debt Collection Act 811)

Case File#AM-081920

Last Date to File Lawsuit-August 19th 2020

Cost of the Lawsuit-5825.35

Courthouse Address-NYC Civil Court(89-17 Sutphin Blvd, New York, NY 10038).

Legal Charges-Section 19(A), Clause 21(US).

Case Format- Fair Debt Collection(FC/SC)

Due Amount-$500.67

Dear Debtor,

This is to notify you and requires your immediate attention.

We are going to file a lawsuit in next 24 hours at NYC Civil Court (89-17 Sutphin Blvd, New York, NY 10038).against your Name and SSN. After giving several notifications we did not received any response from your side. We will consider that you are ignoring this matter and you want to dispute. We are in a process to inform the Social Security Administration & major Credit Bureaus as well.

If we do not hear from you today, we will be compelled to seek legal representation in the Court House. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the Internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

Note:If we don't get any response from your side, we shall have no alternative but to take action through the local County Courthouse to recover the amount due together with court costs and legal fees including all taxes which cost approximately $5825.35.

Note: The Legal Charges Section 19(A), Clause 21(US) is against you and if you ignore this case then our legal department will take immediate action you.

If we receive the remaining payment from you thereafter we will provide you full and final receipt stating that your case file is closed permanently with remaining zero balance. Don't take this matters lightly otherwise once the case file is downloaded thereafter we won't be able to help you out.

If you fail to respond us the Charges will be pressed against the name are:

1. Violation of federal banking regulation act 1983 (C)

2. Collateral check fraud

3. Theft by deception (ACC ACT 21A)

Which carries a maximum sentence of 3 years of prison and a fine up to $5825.35.

YOU CAN APPLY FOR AN OUT OF COURT RESOLVE OPTION (OOCR): All you do is email us back for taking care of this matter outside the court house.

PS. If you fail respond within 24 hours this Legal Action will be activated. You will be Entitle for an OOCR,

By requesting an offer in co mpromise, but if you are failed to do that then we shall start the process of pressing those charges against you.

To resolve this issue ASAP,

Kindly emails us immediately.

Thanks & Regards,

ACS DEBT ATTORNEY.

Desired Outcome

This is a fraudulent email and it is very disturbing.

I want them to stop contacting me
Says I owe them money

Desired Outcome

Stop contacting me

I have never heard of this company and they are threatening to take me to court for some loan I know nothing about.
threatening me with court when I have no idea of who they are. I do not know of the money they are trying to get from me. I want them to leave me one.

Desired Outcome

leave me a lone

ACS Inc sent me an email stating that I have committed fraud. Case file#***/765-03 for $1648.75. They are asking for $11786.75 for law suit fee
I have no idea who this company is.
Garnishment Notification

CASE FILE NO:***/***
CASE FILE TRANSFER - JULY -2020
FDCPA ACT-811 (15 USC1692I)
Lawsuit Cost - $11786.75 (Including Attorney Fee/Court Fee/All Taxes)
Case Type- Fraudulent Case (FC/SC)
Total Outstanding Balance - $1548.75

Dear Debtor,

You're CASE FILE NO:***/765-03 with ACS Inc., in order to notify you that we are unable to get a hold of you, after giving several notifications we did not receive any response from your side. We will consider that you are ignoring this matter and you want to dispute. NOTE- We are in a process to inform the Social Security Administration & Major Credit Bureaus as well.

Our company (ACS Inc.) has authorized us to recover the full amount due to them. As we put your Social Security Number into our National Checking Database System we found that you have been never charged for a fraud activity & that's the reason the Court House has decided to give you chance to take care of this issue outside the Court without having a report on your Credit History and Social Security Number.
We regret that if we do not receive your response within the next 48 hours, we shall have no alternative but to take action through your local County Court to recover the amount due together with court costs and legal fees which is approximately $9874.95.

UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:

(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION

If Court action is taken and Judgment / Decree obtained against you to recover the sum due, we may need to ask the court to make one of the following orders should the debt remain unpaid:-
Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff or Sheriff Officer
Attachment of Earnings base (Earnings Arrestment). Deduction from your wages by your employer or arrestment of part of your salary to satisfy the debt

The Factual Basis for the complaints is as follows:-
You agreed to return the funds from the aforementioned income advancement as per contract.
And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.
At present, ACS INC is seeking either of the following remedies:-
All funds to be returned as per terms of initial contract

Dear Customer as we were investigating your profile, we found you to be a genuine person so it is our duty to help you out but for that we need some right answers from your side. Also we would like to know your intentions?

If you have recently settled this account, please contact us immediately to avoid further action. Otherwise, payment options are set out overleaf or alternatively E-mail us now to pay or agree a repayment plan with us.

NOTE: The Legal Charges Section 19(A), Clause 21(US) is against you and if you ignore this case then our legal department will take immediate action against you also we are in a process to inform the Social Security Administration & Major Credit Bureaus as well.

We believe that this was not your intent and these steps are unnecessary. We merely require you to contact our recovery asset location department via Email between 09:00 AM to 06:00 PM (EST) or contact us at +1-281-601-4166

NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS

Yours sincerely
Collections & Legal Department
ACS Inc. (c) 2020 Terms of Use Careers Complaints Privacy Policy

Desired Outcome

I would appreciate it if this business did not contact me with this foolishness.

Threatened that my wages will be garnished/I will be arrested for an account I know nothing of. Requested all proof and was told to call Zac Morgan
They have given me NONE OF THE PROOF - even though I have requested it - told me to call Zac Morgan. This is fraud and harassment. Show me proof and I will review and see if this is somehow my debt

Garnishment Notification and Arrest Notice
LEGAL DEPARTMENT OF MAJOR CREDIT BUREAU
Case file: 08/AN78007
Loan Reminder/Debt Recovery
Due Amount- $954.86

Dear ,

This letter is to notify you that we have received a Summons of Garnishment on your wages. This means that someone you owe money to has been awarded a judgment by the court for payment of the debt. The court has ordered us your employer to deduct 25% percent of your disposable earnings and make payment to the court on your behalf. The following applies to you:

Before you are arrested
If you pay in full or make a part-payment before you are arrested, the warrant will be recalled and amended. However, it will be immediately re-issued if the debt is not paid in full.

After you are arrested
Once you are found guilty into the court house, then you have to bear the entire cost for this lawsuit which totals to $7248.52, excluding loan amount, attorney's fee, interest charges, late fee and other legal documentation charges. You have the right to hire an attorney. If you don't have/can't afford one then the court will appoint one for you in case if you are provide with a bail by the state country court house.

What is garnishment?
Garnishment is a legal process that allows a creditor to remove funds from your bank/ credit union account to satisfy a debt that you have not paid. In other words, if you owe money to a person or company, they can obtain a court order directing your bank to take money out of your account to pay off your debt. If this happens, you cannot use that money in your account.

Why am I receiving this notice?
We received a garnishment order from a court to freeze/remove funds in your account. The amount of the garnishment order was for $954.86. We are sending you this notice to let you know what we have done in response to the garnishment order.

WE CARRY ALL THE RIGHTS RESERVED TO INFORM FTC, INTERNET CRIME COMPLAINT CENTER, YOUR EMPLOYER AND BANK ABOUT THIS FRAUD.

We believe that this was not your intent and these steps are unnecessary. We merely require you to contact in writing to our recovery asset location department via email between 09:00 AM to 05:00 PM (EDT).

NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS.

Desired Outcome

I want them to show me proof, and if they can't provide that simple documentation then leave me alone.

Trying to accuse me of fraudulent activities and have me arrested
4262 dollars

Desired Outcome

To not receive anymore emails or contacts from this business.

They have emailed me stating there would be an arrest warrant filed if I didnt pay the amount for a pay day loan I took out online.
They wanted me to pay 450.00 on a vanilla one prepaid card and email the number of the card. They did not tell me what company it was or any account information of it. I have no knowledge of a online pay day loan. And they said if I didnt there would be a summons at my door for 3000.00

Desired Outcome

I would like no further contact by business. I would like whatever summons or trial to be canceled. I do not want any credit report of this on my file.

No validity of debt owed
I have been contacted me through email and claims that I owe them money or they will file something against me in court. They will not give validity of the debt that they claim that I owe and are trying to extort money from me. Claiming that if I pay now that I will not have to go to court in NY. The company has never mailed me anything claiming the debt nor will they tell me the original creditor. They do not even have my name on any emails. It appears that it is a scam. I dont have any outstanding debt with a payday company. They should know that they have to provide certain information to gain payment if they are a real collection agency. I dont know who they claim I owe, when the debt incurred, or any validation through documents. They state they cannot send me anything until I pay them

Desired Outcome

I would like for the business to leave me alone because they are shady.

supposed unknown debt and will not tell me how much it is
supposedly owed debt that is unknown

Desired Outcome

no contact

I don't know anything about this account
Account No: ***
Balance Amount: $1034.27
Case File Transferred: July 27th, 2020
Settlement Amount: $350.00 by today

Dear Customer,

We have checked your Social Security Number through our National Checking Database System and found out that you have been never charged for a fraud activity. ACS Incorporation has decided to give you a chance to take care of this issue outside of the Court without having a report on your Credit History and SSN. In order to avoid a lawsuit of $2873.81 against you, We request you to kindly pay the Court Restitution Amount which is $1034.27 if you settle this matter today. You may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the courthouse. You may be given the solution to pay 50-55% of the pending amount in the same month & 30 days extension to settle the rest of the settlement amount as mutually agreed.

As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation so kindly get in touch with the department to make a payment and freeze down this case.

As you are a defaulter on this credit, the following counts are likely to be represented by you at local County Courthouse:

(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION

Once the court action is initiated and a Judgment / Decree against you to recover the balance amount with the cost of the lawsuit is received, we may need to ask the court to give one of the following order should the debt remains unpaid:

Attachment of Earnings base (Earnings Arrestment). Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.

Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets/property by a County Court Bailiff /Sheriff Officer.

If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, We will be compelled to seek legal representation. We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed by use of the internet and your SSN. In addition, we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

The Factual Basis for the complaints is as follows:

You accepted to return the funds from this aforementioned pending loan
and as per the agreement, the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

At present, ACS Incorporation is seeking either of the following remedies:
All Funds to be returned as per terms of the initial contract.

As we are investigating your profile credit bureau & social security administration we need some right answer from your side. Also, we would like to know when you can pay the requested $1034.27 to settle this case.

NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS.

Yours sincerely
Collections & Legal Department

ACS Incorporation(c) 2018 Terms of Use Careers Complaints Privacy Policy

Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, retransmission, dissemination to unauthorised persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete thi

Desired Outcome

I want them to give me evidence of this money they said I owe.

I keep getting calls and emails to payoff a loan
They have contacted me multiple times saying I owe on loans. I paid them off on 2 separate accounts already and now I'm wondering where all these accounts are coming from. They also want me to use a prepaid gift card to make payments

Desired Outcome

I am willing to pay if they can prove that I owe. I admit in some down times I did indeed take out a couple payday loans but I don't recall it being a lot.

This company sent me an email threatening to garnish my wages arrest. The email was sent from Paul A. his phone number is XXX XXX XXXX. I need t
Paul A. has sent me an email advising that there will be a warrant issued for my arrest and garnish my wages for the amount of $7895.76. Paul A. email is ***. I responded to the email for proof of debt but all the response I received was that there are several child company's under ACS:

Garnishment Notification and Arrest Notice

LEGAL DEPARTMENT OF MAJOR CREDIT BUREAU

Case file: ***

Loan Reminder/Debt Recovery

Due Amount- $986.76

Dear ***,

This letter is to notify you that we have received a Summons of Garnishment on your wages. This means that someone you owe money to has been awarded a judgment by the court for payment of the debt. The court has ordered us your employer to deduct 25% percent of your disposable earnings and make payment to the court on your behalf. The following applies to you:

Before you are arrested

If you pay in full or make a part-payment before you are arrested, the warrant will be recalled and amended. However, it will be immediately re-issued if the debt is not paid in full.

After you are arrested

Once you are found guilty into the court house, then you have to bear the entire cost for this lawsuit which totals to $7895.76, excluding loan amount, attorney's fee, interest charges, late fee and other legal documentation charges. You have the right to hire an attorney. If you don't have/can't afford one then the court will appoint one for you in case if you are provide with a bail by the state country court house.

What is garnishment?

Garnishment is a legal process that allows a creditor to remove funds from your bank/ credit union account to satisfy a debt that you have not paid. In other words, if you owe money to a person or company, they can obtain a court order directing your bank to take money out of your account to pay off your debt. If this happens, you cannot use that money in your account.

Why am I receiving this notice?

We received a garnishment order from a court to freeze/remove funds in your account. The amount of the garnishment order was for $986.76.We are sending you this notice to let you know what we have done in response to the garnishment order.

Also we would like to know when you can pay the requested $986.76 to settle this case.

WE CARRY ALL THE RIGHTS RESERVED TO INFORM FTC, INTERNET CRIME COMPLAINT CENTER, YOUR EMPLOYER AND BANK ABOUT THIS FRAUD.

We believe that this was not your intent and these steps are unnecessary. We merely require you to contact in writing or phone to our recovery asset location department either via E-mail or contact us on +X XXX-XXX-XXXX between 09:00 AM to 05:00 PM (EDT).

NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS.

Yours sincerely

Collections & Legal Department

ACS Inc (c) 2020 Terms of Use Careers Complaints Privacy Policy

Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. XXXX-XXXX and intended only for the use of the individual or entity to which it is addressed.

Any review, re-transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.

***,

The original lender is ACS (Advance cash services), it is a parental payday loan company which owns and operates more than 350 websites. All child company like Speedy cash, Fast cash, 300 cash, 500 cash, Cash Net USA, Cash advance, Cash America, Payday Max, 2-minute payday loans, Payday cash, Payday perfect, Money tree etc. owns and operated under it. You went online from one of this website an

Desired Outcome

I need to find out if this company real and if I really do owe this money. I got a call from XXX XXX XXXX from someone named Zachery

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Address: 28790 US Highway 19 N, Clearwater, Florida, United States, 33761-2508

Phone:

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Fax:

+1 (320) 923-1019
+1 (646) 786-4435

Web:

ACSpaydayloan.com

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Shady, yet now dead: once upon a time this website was reported to be associated with ACS Inc. (Phony Debt Collector), but after several inspections we’ve come to the conclusion that this domain is no longer active.


This website was reported to be associated with ACS Inc. (Phony Debt Collector).


This website was reported to be associated with ACS Inc. (Phony Debt Collector).




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