ACS Inc. (Phony Debt Collector)

Threatening to sue me over unproven debt and garnish my wage
*** is their case iD

I think this is also a phony Debt Collector. Not once did they mention my name in their email, and they used the phrase "Court House." How general courthouse is. Fake, fake, fake. I have never taken out any sort of loan except a home loan. And what the hell is the "UNITED LEGAL INVESTIGATION BUREAU?" These seem to be scammers from abroad that are not familiar with American terminology.

This is to inform you, that you are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Federal Government, so before the case if filed we would like to notify you about this matter.

It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and have left us no choice but to protect our interest in this matter.

UNITED LEGAL INVESTIGATION BUREAU HAS STATED 4 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION

(4) ELECTRONIC FUND TRANSFER FRAUD.

Now this means few things for you, if you are under any state probation or payroll we need you to inform your manager/Concerned HR department about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.

If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our company Attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

WE CARRY ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.

And once you are found guilty into the court house, then you have to bear the entire cost for this law suit which totals to $4271.15, excluding loan amount, attorney's fee & the interest charges. You have the right to hire an attorney. If you don't have/can't afford one then the court will appoint one for you.

We believe that this was not your intent and that these steps are unnecessary.

IF YOU WANT TO RESOLVE THIS MATTER THEN IMMEDIATELY CONTACT US THROUGH E-MAIL.

(DISTRICT ATTORNEY)

These guys sent me an email stating I was going to be arrested for a payday loan I never had.
Yesterday, I received an email from [email protected] about how my wages were going to be garnished and I had an arrest warrant out for me for an unpaid payday loan. I've only ever done one in my life and that was a huge mistake I had to pay for, so this is pretty unusual.
What is a big giveaway that this is a scam is the gmail email domain for a so called "collection agency" and that he BCC'd me, not emailing me directly.

Received both emails and calls threatening to take me to court over something I have no idea about.
Here Plaintiff

ACS(Legal Department)

804 W Highland Ave, San Bernardino

CA 92405

Defender,

We are hereby informing you that my client ACS is going to file a legal case against you at District Court. Your total outstanding with late charges, interest charges and attorney charges has been reached to $990.67 which is more than enough to file a lawsuit. As advised by my client, I hereby giving you a notice before filing this case.

Unfortunately, by ignoring these warnings you are damaging the excellent credit record you had previously maintained with company. In addition, you are incurring additional expenses to yourself and to us.

Be notified that documents are being prepared for the issue of summons regarding the above debt.

JUDGEMENT in this matter may lead to:

(a) Additional legal Costs being Charged.

(b) Entry on the COURT JUDGEMENT REGISTER making it difficult

to obtain future Credit

FAILURE to make payment after judgement of Court lead to:

(a) Seizure of assets by a Court

(b) Attendance in Court for an Oral Examination regarding assets, liabilities,

Income and outgoings

(c) A Garnishee order attached to your bank accounts.

(d) Bankruptcy or liquidation

You will receive a legal notice at your address within next 7 business days if this case remain unresolved. It is essential that you immediately settle this account by sending money for full amount. The consequence of ignoring this notice could be very serious.

To settle this case contact directly John H. and reply back to the same email.

Sincerely,

John H.

I've have ccj ontinued to receive these very threatening emails from this fraudulent/scam company since 2011/2012 and it must stop.
This fraudulent/scam company has my full name, current address, full social security number, previous addresses and previous contact numbers. Which I'm not quite sure how this was obtained.
These emails state I owe money for loans I've NEVER obtained from them. I've received emails with different case numbers and amounts owed, threats of jail time, seizing of bank accounts, employer to be contacted and of my case being downloaded to the courthouse where I will be found guilty by a bench of jury.
Even after responding with emails demanding proof of this loan by proving me with documentation otherwise they're to immediately stop contacting me I still continue to receive these emails.
I've NEVER worried about the threats as I'm smart enough to know this was a scam but I'm having to keep my information under constant watch just due to the information they do have, not to mention that im not in good health and this just causes more stress as well as seizure episodes.
I have saved some emails that I can provide to you at your request, however, I will upload the most recent email received.

This company sent an email to me threading legal actions, threatening to have me barred from entering government facilities, asset seizure and jail.
This company sent an email with multiple threats against me, including jail. Research showed this to be a scam company trying to get money. I live in Maryland where inter-state payday loans are not able to be obtained and are illegal to operate within the state. This is not the first contact from this company. I had to block all calls not on my contacts list to stop the multiple calls per day. Once I instituted that, they resorted to calling family members who live in other states and gave information on this so called debt. Requests for proof of the debt, which since I live where this is illegal isn't possible, I was sent an email with a balance but no proof of anything.

They keep emailing me saying.....
Dear Debtor,

We are going to file a lawsuit in next 72 hours at United States District Court 99 E Bro ward Blvd # 108, Fort Lauder dale, FL 33301, United States against your Name and SSN. After giving several notifications we did not received any response from your side. We will consider that you are ignoring this matter and you want to dispute. We are in a process to inform the Social Security Administration & major Credit Bureaus as well.

This is our last warning to you; kindly update us ASAP so that we can proceed.

Note- If we don't receive any response from your side today, your case file will be downloaded automatically against you. After that we are unable to help you and you will receive court.

AS YOU ARE A DEFAULTER ON THIS CREDIT UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:

(1) VIOLATION OF FEDERAL BANKING REGULATION (
2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION

I received this email this morning and reported it to the FTC, beware of SCAMS!

Feb 14 at 9:15 AM

FINAL NOTICE

This Legal Proceedings issued on you Docket #: XXXX with one of Cash Advance Inc. Company in order to notify you that after making calls to you on your phone number we were not able to get hold of you. So the accounts department of Cash Advance has decided to mark this case as a flat refusal and press legal charges against you.

Case File #: ***

Subject - ACS Loan Reminder/Debt Recovery

Case File Transferred to ACS: February 2020

Balance Amount: $964.52

Settlement amount to close to this account at once by today:-$495.00

Dear Debtor,

We are going to file a lawsuit in next 72 hours at United States District Court against your Name and SSN. After giving several notifications we did not received any response from your side. We will consider that you are ignoring this matter and you want to dispute. We are in a process to inform the Social Security Administration & major Credit Bureaus as well.

This is our last warning to you; kindly update us ASAP so that we can proceed.

Note- If we don't receive any response from your side today, your case file will be downloaded automatically against you. After that we are unable to help you and you will receive court.

AS YOU ARE A DEFAULTER ON THIS CREDIT UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION

If Court action is taken and Judgment / Decree obtained against you to recover the sum due, we may need to ask the court to make one of the following orders should the debt remain unpaid:-

· Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff or Sheriff Officer

· Attachment of Earnings base (Earnings Arrestment). Deduction from your wages by your employer or Arrestment of part of your salary to satisfy the debt

The Factual Basis for the complaints is as follows:-

You agreed to return the funds from the aforementioned income advancement as per contract.

And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

At present, ACS INC is seeking either of the following remedies:-

All funds to be returned as per terms of initial contract

NOTE 1: If we don't receive any response from your side today or tomorrow, your case file will be downloaded automatically against you. After that we are unable to help you and you will receive court summons at your door steps with the cost of lawsuit around $4203.86.

NOTE 2: IF YOU IGNORED THIS EMAIL AND FAILED TO TAKE CARE OF THIS DEBT THAN ALL OF YOUR BANK ACCOUNTS WILL BE SEIZED THRU MAJOR CREDIT BUREAUS WITHIN NEXT SEVEN BUSINESS DAYS THAT'S WHY YOUR CO-OPERATION WOULD BE REALLY APPRECIATED.

NOTE 3: Once the payment made in full then you will get an electronically generated payment receipt stating that your account has been paid off in full with zero balance and the your case file is closed.

This is our last warning to you; kindly update us ASAP so that we can proceed.

Do update us with your intention that you want to resolve this case or you want to dispute.

We are in a process to inform the Social Security Administration & Major Credit Bureaus as well.

To resolve this issue contact 24*7 to this email to get in touch with our representative.

NOTE: THIS CASE IS UNDER INVESTIGATION UNDER MAJOR CREDIT BUREAUS.

Do revert ASAP

(Collections & Legal Department)

I received an emailtwo days ago saying I owed 1,034.57 to a Payday loan company. I have never heard of. I googled it and seen other complaits.
Garnishment Notification and Arrest Notice

Case File: LC/1305M/19
Legal Charges-Section 19(A), Clause 21(US).
Case Format- Fair Debt Collection Act 811 (FC/SC)
Settlement Amount: $480.00 by Today or two payment of $250.00 from Today.
Urgent: Please rectify this matter immediately.
This letter is notify you that we have received a Summons of Garnishment on your wages. This means that someone you owe money has been awarded a judgment by the court for payment of the debt. The court has ordered us your employer to deduct 25-30% percent of your disposable earnings and make payment to the court on your behalf.
This is an important letter and requires your immediate attention. Despite sending you several reminders, we have received no response from you about your seriously past due account of $1034.27.We feel we have given you ample time and have been more than patient with you. Therefore, we feel there is no other recourse but to write this debt off of our books by reporting it as a "bad-debt loss" to the I.R.S. Through a 1099-C filing. You can avoid this by remitting payment today for the full amount due. If we do not receive your payment within the next five days, we are going to have to take action.
a
Why am I receiving this notice?

The United States or a State Debt support enforcement agency certifying its right to garnish your Federal benefits shall attach or include with a garnishment order the following Notice; Garnish wages owed to a Debtor after the Small Claims Court has made an order that you owe money. On February 7th, 2020 we received a garnishment order from a court to freeze/remove funds in your account. The amount of the garnishment order was for $1034.27.We are sending you this notice to let you know what we have done in response to the garnishment order. You can contact your creditor for the settlement amount.

If you have any questions about the garnishment, you should contact the persons named on the included Summons of Garnishment by e-mail.
Please reach out to us immediately if you would like to set up a repayment plan.

Complaint about me owing money to some one and the collection agency ACS Inc is threatening to take me to court if I don't pay a the money.
So called collection agency acs inc sent me an email stating if I don't pay a certain amount that they will sue me but if I pay a set amount then they will forget the matter. (Police case file acs-us/XXXXX. Docket #UL-XXXXX balance amount 750.00 U.S. dollars. They started they will contact social security administration and I will also receive a court summons to my door with the lawsuit in the amount around 4,203.83 dollars. If I pay a one time payment of 550.00 them they will forget the matter in question. They also want me to let them know what kind of payment arrangement. It says at bottom of email Thank you, account department. Debt collection agency. Address on email is united states district court 99 E-bro ward Blvd #108, Fort Lauderdale, FL 33301.

This company keeps sending me emails about a lawsuit. It has come to calls where they are threating to call my family and demanding money from them.

Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, ACS has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $2873.81 against you, we request you to kindly pay the Court Restitution Amount which is $970.85. If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 45-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.

As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.
As you are a defaulter on this credit, the following counts are likely to be represented against you at local County Courthouse:

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION

Once the court action is initiated and a Judgment / Decree against you to recover the balance amount with the cost of law suit is received, we may need to ask the court to give one of the following order, should the debt remains unpaid:-

*** Attachment of Earnings base (Earnings Arrestment). Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.

*** Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff /Sheriff Officer.

If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation .We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

The Factual Basis for the complaints are as follows:

You accepted to return the funds from this aforementioned pending loan.
And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

At present, ACS INC is seeking either of the following remedies:-
All funds to be returned as per terms of initial contract.

Dear debtor, as we were investigating your profile credit bureau & social security administration we need some right answers from your side. Also we would like to know when you can pay the requested $970.85 to settle this case.

To resolve this issue contact us during the working hours Monday to Saturday 09:00 AM to 05:00 PM EDT by reply back to this E-mail to get in touch with the representative.

Yours sincerely

Collections & Legal Department

ACS INC

ACS Inc (c) 2020 Terms of Use Careers Complaints Privacy Policy

They are calling and making threats to family and my job as well.

Threat of wage Garnishment and
Prosecution
FINAL CHANCE TO RESOLVE OF THIS MATTER

CASE FILE #: CA/55A/XX-XXXXX
AMOUNT DUE - $1385.98

SETTLEMENT OFFER TO CLOSE THIS CASE FILE BY TODAY- $850.00

Your case file # CA/55A/XX-XXXXX is handling by LEGAL DEPARTMENT OF ADVANCE ACS INCORPORATION and we are working with FTC, FBI and all the three credit bureaus, So now you may cooperate us in order to resolve the case file CA/55A/XX-XXXXX BEFORE WE DOWNLOAD YOUR CASE FILE # CA/55A/XX-XXXXX INTO THE COURT HOUSE.

This is in reference to your Case File CA/55A/XX-XXXXXwith ACS (ADVANCE CASH SERVICES) in order to notify you that after sending several emails we were not able to get hold of you. So the IC3 (Internet Crime Complaint Centre) has decided to mark this case as a flat refusal and press charges against you.

Your account with ACS is in Final Collections. According to our records, your outstanding balance was $850.00

It may be possible that you may have some financial hardship with you.
So, we are just giving you a last chance in order to take care of this matter, if you just make a payment by Today then we will close this account as paid off in full with zero balance.
We do hope that you will work out with this offer which is of
SETTLEMENT AMOUNT - $850.00

Or, else we won't be able to help you out.

Do revert back if you want to get rid of these legal consequences and want to make payments within next 48 hours or else the case will be downloaded against you.

The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.

You can avoid this by taking care of this now.

It is quick and easy:
Do reply us right now and provide us the date on which you can make the payment.

If you do not take immediate action we will be forced to download this case against you and once it is downloaded the creditor has entire rights to inform your employer regarding this and if you are found guilty under the bench of jury then you have to bear a lawsuit which will be a penalty of $4515.85 and your bank account will be closed. it will be totally levied upon you and that would be excluding your bail charges, your attorney charges and the due amount pending on your name $850.00.

IF YOU WANT TO RESOLVE THIS MATTER THEN REPLY US BACK ASAP IN ORDER TO SETTLE THIS ACCOUNT (TIMINGS- BETWEEN 09:30 AM TO 06:30 PM EST).

UNITED STATES ATTORNEY

Best Wishes,
William Smith.
Sr. Investigation Officer

Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, re-transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited.

I never apply for a loan from this company. I keep getting threatening email from them. when I ask for proof they won't send proof of the allegations.
Case File DC-01/XXXXX; Subject - Final Collection

ACS SETTLEMENT
[email protected]
Show less
To
ACS SETTLEMENT
[email protected]
Bcc
***@yahoo.com
Jan 29 at 10:17 AM
Case Number: DC-01/XXXXX

Plaintiff/Complainant - American Cash Advance

Total Outstanding Amount - 964.52 USD

One-time Settlement amount- 299.99 USD

Lawsuit Cost - 2156.68 USD (Including Attorney Fee/Court Fee/All Taxes)

Case Type- Fraudulent Case (FC/SC)

Dear Debtor,

Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, ACS has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $2873.81 against you, we request you to kindly pay the Court Restitution Amount which is $964.52. If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 45-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.

As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.

As you are a defaulter on this credit, the following counts are likely to be represented against you at local County Courthouse:

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION

Once the court action is initiated and a Judgment / Decree against you to recover the balance amount with the cost of law suit is received, we may need to ask the court to give one of the following order, should the debt remains unpaid:-

*** Attachment of Earnings base (Earnings Arrestment). Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.
*** Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff /Sheriff Officer.

If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation .We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

The Factual Basis for the complaints are as follows:

You accepted to return the funds from this aforementioned pending loan.

And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

At present, ACS INC is seeking either of the following remedies:-
All funds to be returned as per terms of initial contract.

Dear debtor, as we were investigating your profile credit bureau & social security administration we need some right answers from your side. Also we would like to know when you can pay the requested $964.52 to settle this case.

To resolve this issue contact us during the working hours Monday to Friday 09:00 AM to 05:00 PM EDT on reply back to this E-mail to get in touch with the representative.

Yours sincerely

Collections & Legal Department
ACS Inc (c) 2020 Terms of Use Careers Comp

I received an email from [email protected] demanding money and threatened me with theft charges
Received an email indicating that I owed money and that suit would be filed against me in Texas if I did not pay. email was threatening in nature. I have never heard of this company before. I have never taken a payday loan before. I believe that this is a scam but this company should not be permitted to do this to anyone!

I am getting emails from this company on money I allegedly owe on a payday loan - they cannot/will not provide proof when I told them I never got one.
EMAIL RECEIVED
FINAL NOTICE FOR FAIR ACTION

(Fair Debt Collection Act 811)

Case File#WK-XXXXXX

Last Date to File Lawsuit- January 20th 2020.

Cost of the Lawsuit-5825.35

Courthouse Address-NYC Civil Court(89-17 Sutphin Blvd, New York, NY 10038).

Legal Charges-Section 19(A), Clause 21(US).

Case Format- Fair Debt Collection(FC/SC)

Due Amount-$990.67

Dear Debtor,

This is to notify you and requires your immediate attention.

We are going to file a lawsuit in next 24 hours at NYC Civil Court (89-17 Sutphin Blvd, New York, NY 10038).against your Name and SSN. After giving several notifications we did not received any response from your side. We will consider that you are ignoring this matter and you want to dispute. We are in a process to inform the Social Security Administration & major Credit Bureaus as well.

If we do not hear from you today, we will be compelled to seek legal representation in the Court House. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the Internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

Note:If we don't get any response from your side, we shall have no alternative but to take action through the local County Courthouse to recover the amount due together with court costs and legal fees including all taxes which cost approximately $5825.35.

Note: The Legal Charges Section 19(A), Clause 21(US) is against you and if you ignore this case then our legal department will take immediate action you.

If we receive the remaining payment from you thereafter we will provide you full and final receipt stating that your case file is closed permanently with remaining zero balance. Don't take this matters lightly otherwise once the case file is downloaded thereafter we won't be able to help you out.

If you fail to respond us the Charges will be pressed against the name are:

1. Violation of federal banking regulation act 1983 (C)

2. Collateral check fraud

3. Theft by deception (ACC ACT 21A)

Which carries a maximum sentence of 3 years of prison and a fine up to $5825.35.

YOU CAN APPLY FOR AN OUT OF COURT RESOLVE OPTION (OOCR): All you do is email us back for taking care of this matter outside the court house.

PS. If you fail respond within 24 hours this Legal Action will be activated. You will be Entitle for an OOCR,

By requesting an offer in compromise, but if you are failed to do that then we shall start the process of pressing those charges against you.

To resolve this issue ASAP,

Kindly emails us immediately.

Thanks & Regards,

ACS Incorporation.

I replied:
I have no idea what this bill is for. Please advise as I need to let me attorney know. We are filing bankruptcy and need to list this bill. The attorney's name is Shannon Sorensen,
411 Wolf Ledges Pkwy # 400, Akron, OH 44311
330-762-6474
[email protected]

Thank you,

***

They replied back to me:
We are talking about the creditor ACS, (Advance Cash Services), is a parent company which owns and operates more than 80 parental payday loan websites like CASH NET USA, CASH AMERICA & 500 CASH ADVANCE, US FAST CASH, PAYDAY MAX, 2-MINUTE PAYDAY LOANS, SPEEDY CASH, ACE CASH EXPRESS, MONEY TREE, ALPINE LOANS etc. you applied from one of our website and you never bothered to pay this debt, so the creditor wants to know your intentions about this matter of yours that what would you like to do. They do have a signed copy of the contract which is signed under your e-mail address ***@gmail.com also would like to mention your computer's IP address was also traced when you were signing the contract with the company. The money was successfully deposited into your bank account.
We have a settlement amount for you, if you will make the payment of $450.00 by today, 01/20/20 then we can close your file at

This went on and on with 7 similar emails

I believe this is a fraudulent email threatening me in regards to suing me for a debt to ACS
PROCEEDINGS

Case File : PS0103019

Court House Address- -United States District Court 500 Pearl Street, New York, NY 10007.
Lawsuit Cost - $4526.65(Including Attorney Fee/Court Fee/All Taxes)
Last Date to File Lawsuit - January 21st 2010.
Attorney Name- Paul Smith (Sr. Attorney in New York Courthouse).
Case Type- Fraudulent Case(FC/SC)
Total Amount - $950.00.
Settlement Amount - $550.00

Dear Debtor,

We are going to file a lawsuit in next 24 hours at United States District Court 500 Pearl Street, New York, NY 10007. against your Name and SSN. After giving several notifications we did not received any response from your side. We will consider that you are ignoring this matter and you want to dispute.

Note- We are in a process to inform the Social Security Administration & major Credit Bureaus as well.

AS YOU ARE A DEFAULTER ON THIS CREDIT UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION

If Court action is taken and Judgment / Decree obtained against you to recover the sum due, we may need to ask the court to make one of the following orders should the debt remain unpaid:-

Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff or Sheriff Officer

Attachment of Earnings base (Earnings Arrestment). Deduction from your wages by your employer or arrestment of part of your salary to satisfy the debt

The Factual Basis for the complaints is as follows:-

You agreed to return the funds from the aforementioned income advancement as per contract.

And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

At present, ACS INC is seeking either of the following remedies:-

All funds to be returned as per terms of initial contract

NOTE 1: If we don't receive any response from your side today, your case file will be downloaded automatically against you. After that we are unable to help you and you will receive court summons at your door steps with the cost of lawsuit around $4526.65.

NOTE 2: If you ignored this email and failed to take care of this debt than all of your bank accounts will be seized thru major credit bureaus within next seven business days that's why your co-operation would be really appreciated.

NOTE 3: Once the payment made in full then you will get an electronically generated payment receipt stating that your account has been paid off in full with zero balance and the your case file is closed.

This is our last warning to you; kindly update us ASAP so that we can proceed.

Do update us with your intention that you want to resolve this case or you want to dispute.

Kindly Co-operate with us so that we can close this case file outside the courthouse ASAP. Once this case file is downloaded we won't able to help you out.

NOTE: THIS CASE IS UNDER INVESTIGATION UNDER MAJOR CREDIT BUREAUS.

Yours sincerely

ACS Incorporation

Collections & Legal Department

ACS Inc (c) 2015 Terms of Use Careers Complaints Privacy Policy------------------------------Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, re transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your co-operation.

Out of the blue I recieved an email stating I had a lawsuit against me from ACS Incorporated out of New York, New York. I have never gotten a loan.
From this company ACS Incorporated I recieved an email stating I had a lawsuit against me from a loan company. They claim the suit is for 5825.35 and I owe them a settlement of 990.00 in the beginning. The email has all kinds of error in sentence structure and it sounds bogus.

Received email from Paul Anderson with ACS, Inc. stating I owe a debt.
I received this email on 1/16/2020 at 8:16 am:
Garnishment Notification and Arrest Notice

LEGAL DEPARTMENT OF MAJOR CREDIT BUREAU

Case file: TN/01/20116

Loan Reminder/Debt Recovery

Due Amount- $954.86

Dear ***,

This letter is to notify you that we have received a Summons of Garnishment on your wages. This means that someone you owe money to has been awarded a judgment by the court for payment of the debt. The court has ordered us your employer to deduct 25% percent of your disposable earnings and make payment to the court on your behalf. The following applies to you:

Before you are arrested
If you pay in full or make a part-payment before you are arrested, the warrant will be recalled and amended. However, it will be immediately re-issued if the debt is not paid in full.

After you are arrested
Once you are found guilty into the court house, then you have to bear the entire cost for this lawsuit which totals to $2395.76, excluding loan amount, attorney's fee, interest charges, late fee and other legal documentation charges. You have the right to hire an attorney. If you don't have/can't afford one then the court will appoint one for you in case if you are provide with a bail by the state country court house.

What is garnishment?
Garnishment is a legal process that allows a creditor to remove funds from your bank/ credit union account to satisfy a debt that you have not paid. In other words, if you owe money to a person or company, they can obtain a court order directing your bank to take money out of your account to pay off your debt. If this happens, you cannot use that money in your account.

Why am I receiving this notice?
We received a garnishment order from a court to freeze/remove funds in your account. The amount of the garnishment order was for $954.86. We are sending you this notice to let you know what we have done in response to the garnishment order.

WE CARRY ALL THE RIGHTS RESERVED TO INFORM FTC, INTERNET CRIME COMPLAINT CENTER, YOUR EMPLOYER AND BANK ABOUT THIS FRAUD.

We believe that this was not your intent and these steps are unnecessary. We merely require you to contact in writing to our recovery asset location department via email between 09.00 AM to 05:00 PM (EDT).

NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS.

Yours sincerely

Collections & Legal Department

ACS Inc (c) 2018 Terms of Use Careers Complaints Privacy Policy

Getting emailed saying I owe money that they have me under my name and social and threatening to garnish my wages
Emailed Tuesday January 14 saying my wages were going to be garnished and I was going to have a warrant for my arrest if I didn't pay so much and after some questions I asked what it was for and he told me a loan I took out but with my name and social but at a completely different address I never wrote back and he still emailing me

I got an email from a Robert M. from ACS Legal Group about an outstanding loan & threatened me with a lawsuit if I didn't pay ASAP. No info given
They threatened me with a lawsuit if I didn't settle this matter ASAP. When I asked for documentation of the outstanding loan they wouldn't give me any. They said that I owed $500 plus fees - see copy of email from Robert below...
"Your total loan amount is $500.00(including holding charges) so kindly resolve this matter outside the court house so that we can closed down your case file.
Kindly make the payment of $490.00(Settlement Amount) by tomorrow so that we can closed down your account else we will take action.

Do revert back ASAP,

Best Regards,
Robert M.

They would not tell me their company name, give me a phone number or send me documents proving that I have an outstanding loan. I told them to STOP harassing me at work but they continue to do so.