ACS Inc. (Phony Debt Collector)

Received a phony loan debt collection EMAIL saying I owed them money and they were filing against me in court in Florida. I DON'T OWE ANY LOANS

acs incorporation

Today at 12:15 PM

To:acs incorporation
BCC:***@yahoo.com

CASE FILE #: Credit Bureau USA- XXXXXXNJ2211

Balance Amount: $980.76

CREDITOR - ACE (ADVANCE CASH SERVICES)

Dear Debtor,

Talking about the creditor Advance Cash Services ACE is the parent company which owns and operates more than 350 parental payday loan websites, CASH NET USA, Speedy Cash, CASH AMERICA & 500 CASH ADVANCE PAYDAY MAX, 2-MINUTE PAYDAY LOANS etc. You applied from one of our website and you never bothered to pay this debt, so the creditor wants to know your intention about this matter.

The principle amount was $300.00 and now with the late fee and taxes it includes the Attorney charge, NFS Charge, Affidavit Charge, Rate of Interest the initial amount of $300.00 goes up to $980.76.

UNITED LEGAL INVESTIGATION BUREAU HAS STATED 4 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION

(4) AND THE BIGGEST ONE IS E.F.T. THAT IS ELECTRONIC FUND TRANSFER

WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.

We are going to file a lawsuit at *** District Court *** E *** ward *** # *** Fort *** FL XXXXX, United States against your Name and SSN. After several notification we didn't receive any payment and also didn't get positive response from your sides, this is the reason we will have to download a case file against your name and social. Once you found guilty into the court house then you have to bear the entire cost for this law suit $3200.60 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one will be appointed to you. We will consider that you are ignoring this matter and you want to dispute. We are in a process to inform the Social Security Administration & major Credit Bureaus as well.

This is our last warning to you; kindly update us ASAP so that we can proceed.

Note- If we don't receive any response from your side today, your case file *** be downloaded automatically against you. After that we are unable to help you and you *** receive court summons at your door steps with the cost of lawsuit around $3200.60.

If we do not hear from you within 24 hours of the date on this letter, we *** be compelled to seek legal representation.

We have settlement amount for you;

1. If you can make one time payment of $300.00 then we can close your case file with this amount only.

2. If you are looking for bi-weekly payment then you have to pay total amount of $400.00 with payment arrangement and you can pay $50.00 bi-weekly till paid in full.

3. If you are looking for monthly payment then you have to pay total amount of $450.00 with payment arrangement and you can pay $75.00 monthly till paid in full.

Kindly let us know what type of payment arrangement you are looking for.

Do provide us with the date on which you can pay so that we can update your account.

Do update us with your intention that you want to resolve this case or you want to dispute.

NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS.

Regards,
ACE Legal Group of Attorneys.

I got an e-mail saying that I owe this and they are going to garnish my account. I don't owe them anything.
WARNING FOR GARNISHMENT
Inbox
x

acs incorporation
1:05 PM (36 minutes ago)
to me, ***
Garnishment Notification and Arrest Notice

CASE FILE #: AZ- ***
Settlement Amount: $480.00

Dear Debtor,

This letter is to notify you that we have received a Summons of Garnishment on your wages. This means that someone you owe money to has been awarded a judgment by the court for payment of the debt. The court has ordered us your employer to deduct 25% percent of your disposable earnings and make payment to the court on your behalf. The following applies to you:

Before you are arrested

If you pay in full or make a part-payment before you are arrested, the warrant will be recalled and amended. However, it will be immediately re-issued if the debt is not paid in full.

After you are arrested

Once the warrant has been served, your only options are to serve the time in prison or pay the debt (plus costs) in full at the courthouse.

If you want to stop the garnishment deductions from your paycheck, you must obtain a release or pay the entire amount you owe, which you can pay with the help of One Vanilla Prepaid Visa Card and American Express Prepaid Debit Card in order to close this account.

What is garnishment?

Garnishment is a legal process that allows a creditor to remove funds from your bank/ credit union account to satisfy a debt that you have not paid. In other words, if you owe money to a person or company, they can obtain a court order directing your bank to take money out of your account to pay off your debt. If this happens, you cannot use that money in your account.

Why am I receiving this notice?

On July 5th, 2018 we received a garnishment order from a court to freeze/remove funds in your account. The amount of the garnishment order was for $850.25. We are sending you this notice to let you know what we have done in response to the garnishment order. You can contact your creditor for the settlement amount.

If you have any questions about the garnishment, you should contact the persons named on the included Summons of Garnishment by email.

Sincerely,
STUART J.
Sr. Officer.

Phony collection agency emailing me trying to collect a debt. I would like them to never contact me again.
Phony collection agency emailing me trying to collect a debt. I would like them to never contact me again.

Received email stating I owed Speedy Cash money on a pay day loan or a lawsuit will be filed and I would be arrested
I have paid $300.00 so far to Sherri W. stating if I did not pay this money I would be arrested for defaulting on a loan. I never took a loan out from Speedy Cash. They give you a docket number so you think it is in court and intimidate you with the issuing of a warrant to be arrested. The email states the following: this proceeding issued on you docket no of *** withone of Speedy Cash ������������ Co in order to notify you that after making calls to you we were unable to get a hold of you so the accounts department of Speedy Cash ������������ has decided to mark this case as a flat refusal and press legal charges against you. Last sentence in the email states IF YOU WANT TO RESOLVE THIS CASE OUTSIDE OF COURT YOU CAN CONTACT RESTITUTION �������������ï...⇄ AT: attorney ***@gmail.com.

Apparently a scam email regarding a non existing debt of $ 3565.79.
They claim (ASC Cash) they have settled the above "debt" to $ 864.86 and they want mt to sent them a "one-time, final settlement amount" of $ 290.00.

Emails stating they are going to freeze my bank accounts
I have been receiving emails from this company stating to pay $295. They keep referring to a Lawsuit# CAXX-XXXXXX-TX-ACE saying if not paid the cost goes up to $4995. I have asked several times for them to tell me what company this is for, when it was done and all I get is that they have my IP address and Social Security #. They state that once I pay they can tell me all the information I am needing. I did not want whatever this is to go on my credit report so they stated for me to go to Dollar General and get a certain prepaid card and call them with the information. I have never paid a collection agency by a prepaid card so that threw a big Red Flag. I explained to them that if I truly owe this money that I need to know when this loan was taken out and with whom. They still refuse to give me this information and keep stating that I would have the information once I pay. I have stopped all contact with this group because I believe it is a scam. I am now getting emails stating they are going to freeze my bank accounts through all 3 credit bureaus. The person who is emailing is James S., he states he is a Sr. Investigation Officer Collections Department with ACES Case Services. There is no telephone number to contact this group.

I have received emails from this company stating I will be arrested and/or garnishment if I do not pay money
I was told to use *** cards to send money

Mike from ACS continues to call to try and collect on behalf of a Marketing company that we have never done service with.
Mike from ACS continually calls to say I owe a Marketing Online company money for a service they provided. I have never done a service with this people. I do not know who they are. There has never been proof of a service. I have never received a contract. They continue to call and harrass me, telling me they are going to report this and it will bring my credit score down.

I want them to stop calling me immediately.

I received an email stating I owe them money for a loan that I dont owe.
CASE FILE: NY/25/XXXXX,SUBJECT- LAWSUIT

LOAN INFORMATION:
Customer ID: #XXXXXXXX
Case File Number: NY/25/XXXXX
Creditor: ACS Incorporation.
Due Amount: $926.23
Settlement Payment: $750.00
Dear Debtor,

Our company (ACS INC) has authorized us to recover the full amount due to them.
As we put your Social Security Number into our National Checking Database System we found that you have been never charged for a fraud activity & that's the reason Court House has decided to give you chance to take care of this issue outside the Court without having a report on your Credit History and Social Security Number.

We regret that if we do not receive your response within the next 48 hours, we shall have no alternative but to take action through your local County Court to recover the amount due together with court costs and legal fees which is approximately $4203.86

AS YOU ARE A DEFAULTER ON THIS CREDIT UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:

(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION

If Court action is taken and Judgment / Decree obtained against you to recover the sum due, we may need to ask the court to make one of the following orders should the debt remain unpaid:-

Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff or Sheriff Officer

Attachment of Earnings base (Earnings Arrestment). Deduction from your wages by your employer or arrestment of part of your salary to satisfy the debt

The Factual Basis for the complaints is as follows:-

You agreed to return the funds from the aforementioned income advancement as per contract.

And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

At present, ACS INC is seeking either of the following remedies:-

All funds to be returned as per terms of initial contract

Dear Customer as we were investigating your profile, we found you to be a genuine person so it is our duty to help you out but for that we need some right answers from your side. Also we would like to know your intentions?

If you have recently settled this account, please contact us immediately to avoid further legal action. Otherwise, payment options are set out overleaf or alternatively reply us right now to pay or agree a repayment plan with us.

AGAIN IF YOU WANT TO RESOLVE THIS MATTER THAN REPLY US BACK ASAP (Our working hours are from Monday to Friday 09:30 AM to 06:30 PM EST).

NOTE: THIS CASE IS UNDER INVESTIGATION UNDER MAJOR CREDIT BUREAUS.
Yours sincerely
Collections & Legal Department

Company contacted me with a phony complaint, tried to collect $1232.32 from me. Was not legit
Company contacted me with a phony complaint, tried to collect $1232.32 from me. Was not legit. They said they would forward my case to civil court and file a suit against me if not paid. No where in my records show I owe this money. Claim it was from an online payday loan 5 years ago. They knew all my personal Information: where I worked, people's names in my family, banks I banked with. Person's name was John A. said to be collecting from a *** Used the personal information he had on me. Said they had a good rating with Revdex.com. Nothing came up when I searched this company

Threading email received trying to get funds due kake collection.
Email from [email protected]

Threatening collection email

FINAL NOTICE

Case File #: ACSUSA-SR07/XXXXXXXX

Balance Due: $980.76

Dear Debtor,

We are going to file a lawsuit in next 72 hours at United States District Court 99 E Bro ward Blvd # 108, Fort Lauder dale, FL 33301, United States against your Name and SSN. After giving several notifications we did not received any response from your side. We will consider that you are ignoring this matter and you want to dispute. We are in a process to inform the Social Security Administration & major Credit Bureaus as well.

This is our last warning to you; kindly update us ASAP so that we can proceed.

Note- If we don't receive any response from your side today or tomorrow, your case file will be downloaded automatically against you. After that we are unable to help you and you will receive court.

AS YOU ARE A DEFAULTER ON THIS CREDIT UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION

If Court action is taken and Judgment / Decree obtained against you to recover the sum due, we may need to ask the court to make one of the following orders should the debt remain unpaid:-

Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff or Sheriff Officer

Attachment of Earnings base (Earnings Arrestment). Deduction from your wages by your employer or Arrestment of part of your salary to satisfy the deb
The Factual Basis for the complaints is as follows:-

You agreed to return the funds from the aforementioned income advancement as per contract.

And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

At present, ACS INC is seeking either of the following remedies:-

All funds to be returned as per terms of initial contract

NOTE 1: If we don't receive any response from your side today, your case file will be downloaded automatically against you. After that we are unable to help you and you will receive court summons at your door steps with the cost of lawsuit around $4203.86.

NOTE 2: IF YOU IGNORED THIS EMAIL AND FAILED TO TAKE CARE OF THIS DEBT THAN ALL OF YOUR BANK ACCOUNTS WILL BE SEIZED THRU MAJOR CREDIT BUREAUS WITHIN NEXT SEVEN BUSINESS DAYS THAT'S WHY YOUR CO-OPERATION WOULD BE REALLY APPRECIATED.
NOTE 3: Once the payment made in full then you will get an electronically generated payment receipt stating that your account has been paid off in full with zero balance and the your case file is closed.
This is our last warning to you; kindly update us ASAP so that we can proceed.
Do update us with your intention that you want to resolve this case or you want to dispute.
We are in a process to inform the Social Security Administration & Major Credit Bureaus as well.

As you are looking to settle this matter outside the court house, the best we can do for you is -

1. If you can pay the amount which is $397.83 on today or tomorrow then we can close your case file with this amount only or,

2. We can provide you the One time Settlement Amount of $499.87 that has to be paid at once on July 20th 2018 or,

3. If you are looking for a payment on the settlement amount, the Settlement Amount would be $650.34 and we can split it into two equal payments each of $325.17 that has to be paid Bi-weekly from July 18th 2018 or,

4. If you are looking for weekly payment then you have to pay total amount of $900.00 with payment arrangement and you can pay $100.00 weekly starting June 14th 2018 from till paid in full.

5. If you are looking for monthly payment then you have to pay total amount of $980.76 with payment arrangement and you can pay $245.19 monthly starting from July 16th 2018 till paid in full.

Kindly let us know what ty

received an e mail demanding $4000 plus to cover a $299 check I never wrote.
Have no idea date, location or check # bank etc. No info given Just send money

Spam email threatening to take me to court for unpaid/unknown loan
For quite some time- several years- from time to time I will get an email from ACS Inc. threatening to sue to me and tell my employer about a loan I never took out. At one point they called me- had my number. I demanded proof- evidence. Never received. When I looked this place up online, I saw that this is common for them to demand money and not provide proof of debt.

@gmail.com emailed me for money in regards to a debt and *** not give number or any information

James M.

10:10 AM (1 hour ago)

to bcc: me

Case File#AS-XXXXXXXX

Total Outstanding Amount-$980.45

Settlement Amount- $390.00

Last Date to File Lawsuit- July, 10th 2018.

Cost of the Lawsuit-$5825.35

Courthouse Address-NYC Civil Court(89-17 Sutphin Blvd, New York, NY 10038).

Legal Charges-Section 19(A), Clause 21(US).

Case Format- Fair Debt Collection(FC/SC)

Dear Debtor,

This is to notify you and requires your immediate attention.

We are going to file a lawsuit in next 24 hours at NYC Civil Court *** New *** XXXXX).against your Name and SSN. After giving several notifications we did not received any response from your side. We will consider that you are ignoring this matter and you want to dispute. We are in a process to inform the Social Security Administration & major Credit Bureaus as well.

If we do not hear from you today, we will be compelled to seek legal representation in the Court House. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the Internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

Note:If we don't get any response from your side, we shall have no alternative but to take action through the local County Courthouse to recover the amount due together with court costs and legal fees including all taxes which cost approximately $5825.35.

Note: The Legal Charges Section 19(A), Clause 21(US) is against you and if you ignore this case then our legal department will take immediate action you.

If we receive the remaining payment from you thereafter we will provide you full and final receipt stating that your case file is closed permanently with remaining zero balance. Don't take this matters lightly otherwise once the case file is downloaded thereafter we won't be able to help you out.

If you fail to respond us the Charges will be pressed against the name are:

1. Violation of federal banking regulation act 1983 (C)

2. Collateral check fraud

3. Theft by deception (ACC ACT 21A)

Which carries a maximum sentence of 3 years of prison and a fine up to $5825.35.

YOU CAN APPLY FOR AN OUT OF COURT RESOLVE OPTION (OOCR): All you do is email us back for taking care of this matter outside the court house.

PS. If you fail respond within 24 hours this Legal Action *** be activated. You *** be Entitle for an OOCR,

By requesting an offer in compromise, but if you are failed to do that then we shall start the process of pressing those charges against you.

To resolve this issue ASAP,

Kindly emails us immediately.

Best Wishes,

Sr. Investigation Officer

(Department - Law & Enforcement).

email recieved

This company keeps sending emails saying I took out a payday loan & never paid it back.
On June 21st I received an email saying I took out a loan from Speedy Cash for over $680 & I have made no attempt to pay it back. They said they were going to take me to court unless I paid right then. Also, they were going to contact my employer & have my wages garnished. The email was from a Bryan R. in the settlement department from Speedy Cash. ***@gmail.com. I contacted the real Speedy Cash & was told it was a scam. On July 2nd, I received another email from an attorney Sherri Wilson (***@gmail.com) or ***@gmail.com) from the settlement department at Gibson Law Firm on behalf of Speedy Loans saying I owed $480 & I could settleout of court. "My case # is: CRNXXXXX/ZF18. At the beginning of the email it said from Simon G. but at the end it is from this attorney.

A lawsuit is being file against me for the amount of 964.52 case file transferred to ACS in June 2018. In order to avoid a lawsuit of 2771.52 against.
Case File #: 06/XXXXX Asking that I pay 964.52 for Court Restitution, If I pay this matter I may be entitled to get some percentage of deduction on the restitution amount. The Sale Rep. Kevin P., said if they did not hear from me within 48 hours of the date of this letter, they will seek legal representation. Include my income, job any asset that I may have.

Bill collection includes ssnumber
N/a

Threatening email saying I owed them money
I received an email stating I owed them $1260 and if I didn't pay it in 5 days it was going to be reported on my credit score. They have my social security number and this concerns me.

Mark B. from ACS, Inc sent a letter filling a lawsuit against me but also demanding money from me for a settlement of a debt.
they refer to reference acct number 06/XXXXX balance amount $964.52. they claim to have checked my SS# through the National Checking Database System and that I was never charged with fraud but that they are willing to give me a chance to take care of this outside of court, in order to avoid a $2771.52 charge, I could kindly pay Court Restitution of $964.52 and if I settled I may be entitled to a percentage back. I would need to send a promissory note in order to stop the lawsuit as well as an extension of 45-55% settlement amount within 30 days. they have threatened to contact empployer, etc...

I have never heard of this company and if I had a old dept I have always been contacted through the mail.
I recieved a email saying that I owe 964.00 but the companies name is not mentioned in the email nor is there a contact number. Also it stated if I dont pay I will be sued and wages will be garnished.