ACS Inc. (Phony Debt Collector)

I received an email regarding debt collection with an agency whom I've never heard of, nor do I owe any money.
LAST CHANCE TO SETTLE THE CASE

CASE FILE #: ***
LOAN INFORMATION

PAST DUE AMOUNT - $1278.53
CREDITOR - ACE CASH EXPRESS.

SETTLEMENT AMOUNT - $316.00

Your case file # ACS-523/754/853 is handling by LEGAL DEPARTMENT OF ACE CASH EXPRESS and we are working with FTC, FBI and all the three credit bureaus, So now you may cooperate us in order to resolve the case file *** WE DOWNLOAD YOUR CASE FILE # *** THE COURT HOUSE.

This is in reference to your Case File *** ACE (ACE CASH EXPRESS) in order to notify you that after sending several emails we were not able to get hold of you. So the IC3 (Internet Crime Complaint Centre) has decided to mark this case as a flat refusal and press charges against you.

Your account with ACE is in Final Collections. According to our records, your outstanding balance was $1278.53.

It may be possible that you may have some financial hardship with you.

So, we are just giving you a last chance that if you just make a payment by Today then we will close this account as paid in full with zero balance.

We do hope that you will work out with this offer which is of

SETTLEMENT AMOUNT - $316.00

Or, else we won't be able to help you out.

Do revert back if you want to get rid of these legal consequences and want to make payments within next 48 hours or else the case will be downloaded against you.

The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.

You can avoid this by taking care of this now.

It is quick and easy:

Do reply us right now and provide us the date on which you can make the payment.

If you do not take immediate action we will be forced to download this case against you and once it is downloaded the creditor has entire rights to inform your employer regarding this and if you are found guilty under the bench of jury then you have to bear a lawsuit which will be a penalty of $4515.85 and your bank account will be closed. it will be totally levied upon you and that would be excluding your bail charges, your attorney charges and the due amount pending on your name $1278.53.

IF YOU WANT TO RESOLVE THIS MATTER THAN IMMEDIATELY CONTACT US THRU EMAIL.

UNITED STATES ATTORNEY

Copyright (c) 2015 ACS Privacy Terms of use

Ace Cash Servicescv

Phony collection email received.
I received a rather lengthy email from the company and was almost inclined to take action and have to fork over money to pay off the debt I supposedly had failed to pay. Looking more loosely I realized that the debt they referred to was not real and further research on the Revdex.com confirmed my suspicions. The email itself uses very technical language explaining the debt and laws that were being taken into consideration etc etc. that may trick others to fall for their scams. Had this been a letter in the mail versus an email it might have even been more convincing. I urge others to make sure they check the validity of claims before doing anything. I will be blocking the email they used [email protected] (incidentally they used this email as the sender and recipient and included me in the bcc). I am filing with the Revdex.com to not only warn others but also make sure action is taken against these scammers.

Received and email for ACS,Inc which stated that I owed $964.52 for fraud activity. To settle this outside of court I needed to pay Court Restitution
Received an email from Kevin P. with the following information Case File # KRP 02/XXXXX Balance Amount $964.52 Case File Transferred to ACS: - February 2018
Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, ACS has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $2771.52 against you, we request you to kindly pay the Court Restitution Amount which is $964.52. If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 45-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.

As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.
As you are a defaulter on this credit, the following counts are likely to be represented against you at local County Courthouse:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION

Once the court action is initiated and a Judgment / Decree against you to recover the balance amount with the cost of law suit is received, we may need to ask the court to give one of the following order, should the debt remains unpaid:-
Attachment of Earnings base (Earnings Arrestment). Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.
Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff /Sheriff Officer.
If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation .We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
The Factual Basis for the complaints are as follows:
You accepted to return the funds from this aforementioned pending loan.

And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.
At present, ACS INC is seeking either of the following remedies:-

All funds to be returned as per terms of initial contract.

Dear debtor, as we were investigating your profile credit bureau & social security administration we need some right answers from your side. Also we would like to know when you can pay the requested $964.52 to settle this case.
To resolve this issue reply us during the working hours Monday to Friday 09:00 AM to 05:00 PM EDT on (321) 473 7468 or reply back to this E-mail to get in touch with the representative.

I have never taken a loan out with this company and I do know how they gain access to my personal email address.

ACS Inc is a fake company trying to scam money
ACS Inc is a fraudulent nonexistent company contacting me by email threatening legal action if I don't pay them.

Case No: CKS-02/XXXXX

Balance Amount: $964.52

Case File Transferred to ACS: - February 2018
Dear Customer,

Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, ACS has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $2873.81 against you, we request you to kindly pay the Court Restitution Amount which is $964.52. If you settle this matter today, you *** be entitled to get some percentage of deduction on the restitution amount. You *** have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you *** be given the solution to pay 45-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.

As we were unable to reach you so we are sending you this final notification through email. This legal matter *** require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.

As you are a defaulter on this credit, the following counts are likely to be represented against you at local County Courthouse:

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION

Once the court action is initiated and a Judgment / Decree against you to recover the balance amount with the cost of law suit is received, we *** need to ask the court to give one of the following order, should the debt remains unpaid:-

· Attachme nt of Earnings base (Earnings Arrestment). Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.

· Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff /Sheriff Officer.

If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we *** be compelled to seek legal representation .We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

The Factual Basis for the complaints are as follows:

You accepted to return the funds from this aforementioned pending loan.

And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

At present, ACS INC is seeking either of the following remedies:-

All funds to be returned as per terms of initial contract.

Dear debtor, as we were investigating your profile credit bureau & social security administration we need some right answers from your side. Also we would like to know when you can pay the requested $964.52 to settle this case.

To resolve this issue contact us during the working hours Monday to Friday 09:00 AM to 05:00 PM EDT on reply back to this E-mail to get in touch with the representative.

Yours sincerely

Collections & Legal Department

They are trying to get me for a case that was closed 5 yrs ago. Companies like this emerge every year around tax tome trying to scare people into paying for debts they claim are owed, even when the debt has been written off in bankruptcy court . Do not trust them just looking for an easy payday.

I receive harassing emails from this company on a debt I do not owe. I get threats of criminal prosecution
threating emails to try and coercive money out of me. I do not owe them and no debt to them. I have asked for them to stop repeated times and I still receive these emails.

The company did not refer to me by name, they only said "DEAR CUSTOMER". I replied to the email address and they are asking to settle the debt and reply with how I would like to settle this. The wording of the email is not AMERICAN ENGLISH and there are words we wouldn't use in business communications. NO ONE EVER SAYS "REVERT" in this country. We say please respond. There is no phone number included in this communication and it came from a GMAIL.COM address. What business would have gmail? Not a legitimate one! I emailed back with a debt verification letter and the link for DFI about their scam.

THIS IS THE FIRST EMAIL I RECEIVED:
Dear Customer,

Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, ACS has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $2873.81 against you, we request you to kindly pay the Court Restitution Amount which is $970.85. If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 45-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.

This is ACS (Ace cash services), it is a parent payday loan company which owns and operates more than 350 parental payday loan websites, SPEEDY CASH ,CASH NET USA, CASH AMERICA & 500 CASH ADVANCE PAYDAY MAX, 2-MINUTE PAYDAY LOANS etc. you applied from one of our website and you never bothered to pay this debt, so the creditor wants to know your intention about this matter of yours that what would you like to do. We would like to update you, the initial loan amount was $300.00. And now with the late fees and tax, Rate of Interest the initial amount of $300.00 goes up to $970.85.

As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.

As you are a defaulter on this credit, the following counts are likely to be represented against you at local County Courthouse:

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION

Once the court action is initiated and a Judgment / Decree against you to recover the balance amount with the cost of law suit is received, we may need to ask the court to give one of the following order, should the debt remains unpaid:-

· Attachment of Earnings base (Earnings Arrestment). Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.
· Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff /Sheriff Officer.

If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation .We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

AFTER REQUESTING DOCUMENTS TO BE SENT TO MY EMAIL I RECEIVED THIS;

As you are looking to settle this matter outside of the court house, the best we can do for you is -

1. If you can come up with $463.98 by Today or tomorrow. we can close this case file of your on $463.98 only or,
2. If you are looking for a payment on the settlement amount, the Settlement Amount would be $700.00 and we can split it into two equal payments each of $350.00 that has to be paid till February 20th 2018 or,

3. If you are not able to work with the given settlement amount then the best we can do for you is we can split the Total Outstanding balance which is $970.85 into four equal payments each of $242.71. kindly confirm us the four dates on which you can make your payment of $242.71 each

Kindly update us with the payment date and the amount so that we can update your file. And once your account will be paid in full then we will send you a Payment Receipt stating that your account has been paid in full with zero balance.

Do revert ASAP.

Best Wishes,
***
Investigation Officer.

complete and total scam that I keep getting calls and emails about
This has been emailed every single time and it was done on 1/31/2018, 11/27/2017, 10/30/2017

As you are a defaulter on this credit, the following counts are likely to be represented against you at local County Courthouse:

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION

Once the court action is initiated and a Judgment / Decree against you to recover the balance amount with the cost of law suit is received, we may need to ask the court to give one of the following order, should the debt remains unpaid:-

· Attachme nt of Earnings base (Earnings Arrestment). Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.
· Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff /Sheriff Officer.

If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation .We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition we reserve the right to seek recovery for the balance due, as well as legal The Factual Basis for the complaints are as follows:

You accepted to return the funds from this aforementioned pending loan.

And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

At present, ACS INC is seeking either of the following remedies:-
All funds to be returned as per terms of initial contract.

Dear debtor, as we were investigating your profile credit bureau & social security administration we need some right answers from your side. Also we would like to know when you can pay the requested $964.52 to settle this case.

To resolve this issue contact us during the working hours Monday to Friday 09:00 AM to 05:00 PM EDT on reply back to this E-mail to get in touch with the representative.

I was contacted via email to resolve a debit. Before the prosecute. They where asking for $963.86 but will to settle for $480.00 today
I was contacted via email by two different people. Alex Cooper Investigation Office &Tom Cooper Sr. Investigation Officer (Department -Law & Enforcement) ACS Incorpotation. Stating I needed to purchase a One Vanilla gift card make half the payment today and the rest Feb. 8,2018. No phone number was given . What was given was ACS/(Legal Department) 804 W. Highland Ave. San Bernardino CA 92405

Received an e-mail from [email protected] indicating my wages will be garnished if I do not agree to pay $734.27 to ACS INC.
CASE FILE #: BTXXXXXD

Settlement Amount: $734.27.

Urgent: Please rectify this matter immediately.

This is in reference to your Case File Number BNXXXXXD with ACS INC in order to notify you that after sending several emails and making calls to you on your phone number, we were not able to get hold of you. So the IC3 (Internet Crime Complaint Center) has decided to make this case as a flat refusal and press charges against you.

This letter is to notify you that we have received a Summons of Garnishment on your wages. This means that someone you owe money to has been awarded a judgment by the court for payment of the debt. The court has ordered us your employer to deduct 25-30% percent of your disposable earnings and make payment to the court on your behalf.

It may be possible that you may have some financial hardship with you.

So, we are just giving you the last chance that if you just make a payment of $734.27 within fifteen days, then we will close this account as paid in full with zero balance.

The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.

If you do not take immediate action:

We will be forced to download this case against you and once it is downloaded the creditor has entire rights to inform your employer regarding this and if you are found guilty under the bench by jury then you have to bear a lawsuit, which will be amounting to $1423.13 and we are sending you this notice to let you know what we have done in response to the garnishment order. You can contact your creditor for the settlement amount.

Please reach out to us immediately if you would like to set up a repayment plan.

The above information is an e-mailed I received indicating that I owe ACS Inc money. I do not know who this company is.

Send email to file warrant arrest bankruptcy was filed and discharged against debt. - In July 2017 and discharged dec 2017. Received this email ---

United States District Court
CASH-ADVANCE SERVICES
CASH-ADVANCE LEGAL DEPARTMENT OF WIRE FRAUD
Settlement amount- $400.00 today only
ARREST WARRANT
To: Any authorized law enforcement Officer
An application by a federal law enforcement officer or an attorney for the government request to arrest.
Charges pressed against the name are:
1. Violation of federal banking regulation act 1983 (C)
2. Collateral check fraud
3. Theft by deception (ACC ACT 21A)
Which carries a maximum sentence of 10 years of prison and a fine up to $50,000.
YOU CAN APPLY FOR AN OUT OF COURT RESOLVE OPTION (OOCR): All you do is email us back for taking care of this matter outside the courthouse.
PS. If you fail to respond within 24 hours this Legal Action will be activated. You will be Entitle for an OOCR, so please EMAIL us back ASAP.
By requesting an offer in compromise, but if you are failed to do that then we shall start the process of pressing those charges against you.
Attorney Department for Debt Collection and Bank Fraud
--------------------------------------------------------------------------------...⇄ /> Copyright (c) 2017 | Privacy.

They say I owe 500$ to them , I never had a cash advance , I am disabled and they are calling everyone I know, this needs to stop , cease and assist o
They say I owe and are threatened to take all I have along with bank accounts

Just received an email stating that I am either a customer or debtor! but I'm not sure which I am seeing as they fail to address me correctly. It states that I owe a total 4203.86 including court fees yet they fail to properly list the amount in correct form and stated that if I settle, it will only be $980.76. It also threatens me that they are going to send the "a County Court Bailiff or Sheriff Officer" to serve me documents and/or seize and/or sell my property... but again it fails to identifity the correct county sheriff's department. Not only but since when would a Bailiff come serve me papers and/or seize/sell my property?

I am aware of every debt with every company I have out there. There is no way that I am going to fall for a debt that was notifies me by EMAILING me. If the sheriff is really going to come and serve me papers then they would just show up, they would never WARN me. Not only but what debt collection company is going to want to pay a sheriff to come serve me papers when in the long run they are going to lose EVEN more money just by doing so!

I can't believe people REALLY fall for scams like these! lol I swear these people really think that they are going to get something for scamming people! lol

I Have received emails pertaining to a payday loan. I have not had any payday loans It list a 2028692701 phone number. Its stating I owe 985.55
I Have recevied emails pretaining to a payday loan. I have not had any payday loans It list a 2028692701 phone number. Its stating I owe 985.55 and they would settle for 480.00. If I do not pay I will be prosecuted and would then be responsible for 4271.15 and charged with 4 counts.

I got an email from them also! Which is not a legit company!

sending treating collection emails all the time stating that they are filing some type of legal action against me.
This is in reference to your Case File Number BNXXXXXE with ACS INC in order to notify you that after sending several emails and making calls to you on your phone number, we were not able to get hold of you. So the IC3 (Internet Crime Complaint Center) has decided to make this case as a flat refusal and press charges against you.

This is an important letter and requires your immediate attention. Despite sending you several reminders, we have received no response from you about your seriously past due account of $734.27. We feel we have given you ample time and have been more than patient with you. Therefore, we feel there is no other recourse but to write this debt off of our books by reporting it as a "bad-debt loss" to the I.R.S. Through a 1099-C filing. You can avoid this by remitting payment today for the full amount due. If we do not receive your payment within the next Twenty Six days, we are going to have to take action.

If we do not receive the payment in full by January 30th, 2018, we will have to do whatever we can under the law to recover our money with accumulated interest from you that includes, but does not limit to legal proceedings against you, not to mention the legal expenses shall also be borne by you.

We are open to discussion until January 29th, 2018, but after this date, we will have no other option, but to go with the legal proceedings.

Please reach out to us immediately if you would like to set up a repayment plan.

numerous emails threatening my arrest and summons of wage garnishment
I have received numerous emails from ACS, INC threatening my arrest and wage garnishment. I have no idea who or what this company is. Initially, I began asking for court or debt documentation since I am the victim of identity theft. None is forthcoming and there is NO CONTACT information for this company in the emails. I am frustrated, fearful and very concerned about my bank account being frozen, my credit report being adjusted, and fake court proceedings. This is causing extreme anxeity and fear for me.

Saying I owe 300$ and I will be arrested at an address in Irving FL. I don't even live in Florida.
United States District Court
CASH-ADVANCE SERVICES
CASH-ADVANCE LEGAL DEPARTMENT OF WIRE FRAUD
This is the last time we are notifying you to take care of this debt if you failed to respond us back than this case will be directly forwarded to the court house as well as to the credit bureaus once you will be blacklisted as you have failed to make the payment.
ARREST WARRANT
Be ready to be arrest on January 05th 2018.
Settlement amount- $300.00 by today

Dear Debtor,

As you are a defaulter on this credit, united legal investigation bureau has stated three serious allegations against you and they are:

(1) Violation of federal banking regulation
(2) Collateral check fraud
(3) Theft by deception

If you are not resolve this issue outside of the court house than we have to take legal action against you and thereafter with in 24 hrs the local sheriff county officer will lend up at your door steps(21059 Lawson Ave, Port Charlotte, FL 33952) and will provide you the hard copy of arrest warrant,court summons and court subpoenas.

Do revert back ASAP with your intention.

Thank You

Regards
Louis T.
Sr. Investigation Officer (Department - Law Enforcement)
1231 Greenway Drive, Suite 600
Irving, TX 75038

This company continues to harass me indicating that I owe them money for a payday loan with threatening emails.
I have been receiving emails from this company under various different addresses. Stating they're going to take me to court, have a warrant for my address, etc. I don't have a payday loan and don't owe this company any money. I also know that all legal issues would come through the mail or hand delivered by an officer of the legal department. I have repeatedly asked them to stop harassing me to no avail.