ACS Inc. (Phony Debt Collector)

This entity keeps calling and emailing me with threats of legal action over a debt that I did not incur. They are using old contact information
ACS has called and emailed me several times over the past three years. They claim I owe $4206.00 from a payday loan that is several years old. I did take out two payday loans in 2011 from *** and paid them back on time and in complete accordance with the terms of the agreement. ACS us threatening legal action including a subpoena to appear in court - even though I live in AZ and they are contacting me from other areas of the country, the most recent being their New York City address. They have collected personal information that is readily available through public venues to threaten me - like my bank's routing information and name in an attempt to get me to provide my account information. They threaten to contact an employer for whom I no longer work, and actually no longer exists.

It is saying I owe 980.76 and after court fees that it'll be 4203.86. Than it describes the payment options that if I pay now that it'll be lowered.
Case File #: ACS-BT12/XXXXXX

I have received scam phone and collection emails from this company that I've never heard from before.
I'm getting collection calls and emails from this address: [email protected]. I have never done business with this company and it is harrasment/ a scam.

Last year I was burned on 40 percent of my body with 3rd and 4th degree burns...since that time we have lawyers working with the manufacturer of the defective product to establish a settlement with us. I live in Texas and we were flooded by the hurricane in 2017...I was just starting to work again when the hurricane came and destroyed our house..we were using out credit cards to keep up.with the bills since the explosion and the destruction of our house..Well this Christmas we had a little credit left on our cards that we had paid down so hopefully we could buy a tree and so.e good food for the Christmas dinner..But all of a sudden our credit had been blocked and minimized to our balance and what we paid to the credit cards disappeared...so after investigating I found my credit score dropped 50 points because ACS sent out a public collection against us right before Christmas.
No doubt they decided to hurt us the most when we needed it....And they did. We ate now trying to figure out how we are going to buy food and gas in order to live. These l***attacked us with this at a time when we needed it the most..They did thus fullly knowing they would be paid when the settlement comes in. Giant express the anger and disgust I feel for this company and the cold heartless individual who waited until a year after the emergency explosion that crippled me..to turn against our credit at Christmas.

Collection Scam ACS INC
On Dec 7, 2017, at 8:37 AM, Legal Department wrote:

Notice Before Court Proceedings and issue of arrest warrant
Due Amount:910.75
Settlement Amount: $500.00

We regret to inform you that your account (Case# 17669464) has been declared DEAD AND LABELED AS LOAN DEFAULTER by the original creditor. We have received your account to file this case against your name in the DISTRICT COURT HOUSE as all the efforts made by the company has FAILED due to your consistent ignorance.
We afraid that if this case goes to the courthouse then you have to appear in the courthouse for the hearing of the case and no settlement of this case will be accepted once this case has been filed.
A Final report is being prepared by our In-House attorney of this case which will be submitted on December 15th.2017.The date of appearing and courthouse address will be mailed to you once we have successfully filed this petition.
If you wish not to involve the legal institutions in this matter and resolve this case amicably then please let us know through email.
We hope that you will help us to resolve this case in a friendly manner.

We will be waiting for your response.

Regard,
Collection Department

I received an email from Kevin C. at ACS, Inc claiming I owe money for a payday loan
I don't have this information because I never opened the account they claim I did

E-mail with threat of garnishment of wages, no company listed, only a case # that has been used multiple times with other individuals
I have received threatening e-mails from ACS in the past and this time only the case number was included in the e-mail. After looking it up, I saw that this is the case number used for everyone that the fake company threatens. I have included the e-mail.
COLLECTION AGENCY
9:30 AM (22 hours ago)

Case File#: ***

Settlement Amount:-$956.27

Your delinquent account has been referred to my office for collection action. You are currently several payments behind on the above-referenced account.

I have been instructed to bring legal action against you as may be necessary, which may result in levies against your property or other assets after judgment.

This letter is to notify you that we have received a Summons of Garnishment on your wages. This means that someone you owe money to has been awarded a judgment by the court for payment of the debt. The court has ordered us your employer to deduct 25-30% percent of your disposable earnings and make payment to the court on your behalf. The following applies to you:

The file indicates that you have failed or refused to pay the above claim even though it appears just, owing, and correct.

You are hereby further advised that if payment is not received within 15 days of the date of this letter, suit in small claims court may be commenced against you forthwith and without further notice for the amount indicated above, together with prejudgment interest.

Instead of small claims court, this matter may be referred to our attorney for suit in municipal court.

As I am sure you are aware, if this matter goes to suit, all court costs, process server's fees, sheriff's fees, attorney fees were permitted, and other post-judgment costs will be added to the amount that you already own.

You can avoid the unnecessary inconvenience and added expenses of a lawsuit by making immediate payment to us within 15 days.

Sincerely,
Sr. Attorney Officer

I RECIEVED A EMAIL FROM COLLECTION DEPT AT ACS THAT I HAVE A PENDING CASE WITH A BALANCE DUE AND IF I DON'T CONTACT THEM WITHIN 48 HOURS THEY ARE TAKING ME TO COURT. THEY WANT ME TO PAY THEM 982.00 AND IF I DON'T THEY *** GO TO COURT AND I *** OWE 8873.81. I HAVE NO OUTSTANDING DEBT THAT I AM NOT AWARE OF. I AM CURRENTLY PAYING MY BILLS. THIS SAYS IT IS FROM ACS COLLECTION , WHICH I DON'T KNOW WHAT COMPANY THIS IS AND IT DOESN'T SAY WHAT IT IS FOR. I BELIEVE THIS TO BE FRAUD.

SINCERLY

Just received an email from this company and after doing a search I realize this is a scam. The email says court costs would be over $2000.00 but if I call I to settle at over $900 I could qualify for reduced fee.

I keep getting these harassment email at my work email.
Case File # : OMP - 11/XXXXX

Balance Amount: $964.52

Case File Transferred to ACS: - November 2017

Dear ***,

Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, ACS has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $2771.52 against you, we request you to kindly pay the Court Restitution Amount which is $964.52. If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 45-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.
As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.
As you are a defaulter on this credit, the following counts are likely to be represented against you at local County Courthouse:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
Once the court action is initiated and a Judgment / Decree against you to recover the balance amount with the cost of law suit is received, we may need to ask the court to give one of the following order, should the debt remains unpaid:-
Attachment of Earnings base (Earnings Arrestment). Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.
Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff /Sheriff Officer.
If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation .We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
The Factual Basis for the complaints are as follows:
You accepted to return the funds from this aforementioned pending loan.
And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.
At present, ACS INC is seeking either of the following remedies:-
All funds to be returned as per terms of initial contract.
Dear debtor, as we were investigating your profile credit bureau & social security administration we need some right answers from your side. Also we would like to know when you can pay the requested $964.52 to settle this case.

To resolve this issue contact us during the working hours Monday to Friday 09:00 AM to 06:00 PM EDT on (321) 473 7468 or reply back to this E-mail to get in touch with the representative.

NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS
Yours sincerely
Collections & Legal Department
ACS LEGAL DEPARTMENT

Issues with Logan B from Sterling debt recovery about a ACE loan. I never had a loan with them.
This a copy of the email they sent me. Logan B then wants you to pay him on a pre paid card called a vanilla card that you can get at walmart,walgreens cvs and other stores. Nothing with your name on it. If I had any issues with this I can call ***. I believe this to be a scam after everything I have read on here and other sites. A real collector would never ask you to use a prepaid card or just email you for the settelment.

***@***.com>

Oct 25

to me
This is final reminder email from our side.

We have tried several times to work with you but as you are not co-operating with us then, unfortunately, we have to proceed further with legal actions against your name and SSN in order to dispute this matter into the courthouse.
This is confirmed completely that you don't want to cooperate with us. We have already told you that if you have any financial hardship or something else, you can update us. We will try our best to help you out. As you are receiving our notification and not responding us back.

please send us your attorney's information so we can directly talk to him/her and proceed further in a legal way. If you are enough sure that you haven't done anything wrong then you need to proof this into the courthouse because The Company has more than 14 types of technical evidence in order to prove the money was successfully deposited into your bank account.

IN THIS SITUATION WE ARE GOING TO PROCEED FURTHER WITH LEGAL CHARGES AGAINST YOUR NAME AND SOCIAL. YOUR CASE FILE HAS BEEN FORWARDED TO RESTITUTION DEPARTMENT HEAD. THEY ARE GOING TO TAKE ACTION AGAINST YOU WITHIN 24 HOURS AND YOU WILL BE FORCED TO COME OUT INTO THE COURTHOUSE. AFTER THAT YOU DO NOT HAVE RIGHT TO BLAME US.
NOTE: IF YOU IGNORED THIS EMAIL AND FAILED TO TAKE CARE OF THIS DEBT THEN ALL OF YOUR BANK ACCOUNTS WILL BE SEIZED THRU MAJOR CREDIT BUREAUS WITHIN NEXT SEVEN BUSINESS DAYS THAT'S WHY YOUR CO-OPERATION WOULD BE REALLY APPRECIATED.
Any police officer can execute the warrant--without giving you time to pay--and take you into custody. You can then pay the debt in full at the watch-house; but if you don't, your period of imprisonment will begin before you are transferred to a prison

What will happen if YOU don't pay?

· ¬ Unfortunately this will be considered as a flat refusal.
· ¬ Charges will be pressed against you at 12 o clock.
· ¬ They have the authorities set out for you and process and press charges against you.
You will serve 1 day in prison for every $734.27 of the infringement notice, or at a rate as specified in the court order.

Before you are arrested

If you pay in full or make a part-payment before you are arrested, the warrant will be recalled and amended. However, it will be immediately re-issued if the debt is not paid in full. When you know a warrant has been issued, you should email us to discuss your options.

After you are arrested

Once the warrant has been served, your only options are to serve the time in prison or pay the debt (plus costs) in full at the Courthouse.

We have to proceed further with legal actions against your name and SSN in order to dispute this matter into the courthouse as you have failed to make the payment.

WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.

And once you found guilty into the court house then you have to bear the entire cost for this law suit $4271.15 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one will be appointed to you.

NOTE: YOU CAN EMAIL US IN ORDER TO MAKE THE PAYMENT SO THAT WE CAN HOLD THIS CASE AND IF NOT THAN WE WILL PROCEED FURTHER ACCORDINGLY

SCAM calls to collect debt not owed
I have been getting recorded calls to my place of business stating that I owe a debt that I need to call to make the payment. I do not owe anybody any debt and they do not even ask for me by name, the recorded message just starts when you answer the phone.

Today I received a call that said I had 24 hours to pay they 749.83 or else they would take me to court and take all my wages and assets. It also threatened that they would come to my job and home and call my employer if I did not pay within 24 hours by going to the ACS collections website and making a payment.

They are not calling me at home, or contacting me by mail or email. This recorded call is coming to my office at a hospital and I cannot block it. I do not know who these people are and I do not owe any debts.

I received Email about I own them money
Reference Account # : *** - XX/XXXXX; Subject : Lawsuit
AI
ACS INC

Reply
Yesterday, 11:51 AM
Acs LLC (***@***.com)
You replied on 11/16/2017 5:50 PM.
Case File # : *** - XX/XXXXX

Balance Amount: $964.52

Case File Transferred to ACS: - November 2017

Dear ***,

Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, ACS has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $2771.52 against you, we request you to kindly pay the Court Restitution Amount which is $964.52. If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 45-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.

As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.

As you are a defaulter on this credit, the following counts are likely to be represented against you at local County Courthouse:

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION

Once the court action is initiated and a Judgment / Decree against you to recover the balance amount with the cost of law suit is received, we may need to ask the court to give one of the following order, should the debt remains unpaid:-

Attachment of Earnings base (Earnings Arrestment). Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.

Warrnon-essential assets / property by a County Court Bailiff /Sheriff Officer.

If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation .We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost

Garnishment Notification and Arrest Notice
Garnishment Notification and Arrest Notice

Case File #: ***-XXXXXX
Legal Charges- Section 19(A), Clause 21(US).
Case Format- Fair Debt Collection Act 811 (FC/SC)
Last Date of Lawsuit: November 30th, 2017

Settlement Amount: $350.00 for Today.

Dear Debtor,

This letter is to notify you that we have received a Summons of Garnishment on your wages. This means that someone you owe money to has been awarded a judgment by the court for payment of the debt. The court has ordered us your employer to deduct 25% percent of your disposable earnings and make payment to the court on your behalf. The following applies to you:

Before you are arrested

If you pay in full, or make a part-payment before you are arrested, the warrant will be recalled and amended. However, it will be immediately re-issued if the debt is not paid in full.

After you are arrested

Once the warrant has been served, your only options are to serve the time in prison or pay the debt (plus costs) in full at the court house.

If you want to stop the garnishment deductions from your pay check, you must obtain a release or pay the entire amount you owe, which you can pay with the help of One Vanilla Prepaid Card and American Express Prepaid Card in order to close this account.

What is garnishment?

Garnishment is a legal process that allows a creditor to remove funds from your bank/ credit union account to satisfy a debt that you have not paid. In other words, if you owe money to a person or company, they can obtain a court order directing your bank to take money out of your account to pay off your debt. If this happens, you cannot use that money in your account.

Why am I receiving this notice?

On October 28th 2017 we received a garnishment order from a court to freeze/remove funds in your account. The amount of the garnishment order was for $850.25. We are sending you this notice to let you know what we have done in response to the garnishment order. You can contact your creditor for settlement amount.

If you have any questions about the garnishment, you should contact the persons named on the included Summons of Garnishment by email.

Sincerely,
Patrick S.
Sr. Officer
Working Hours: 10.00 A.M to 6.00 P.M CST (Mon-Fri)
10.00 A.M to 1.00 P.M CST (Sat)

I never took out a payday loan, however these are the types of phone/emails I am receiving from this company.
Case File # : *** - XX/XXXXX

Balance Amount: $964.52

Case File Transferred to ACS: - November 2017

Dear ***,

Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, ACS has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $2771.52 against you, we request you to kindly pay the Court Restitution Amount which is $964.52. If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 45-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.

As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.

As you are a defaulter on this credit, the following counts are likely to be represented against you at local County Courthouse:

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION

Once the court action is initiated and a Judgment / Decree against you to recover the balance amount with the cost of law suit is received, we may need to ask the court to give one of the following order, should the debt remains unpaid:-

Attachment of Earnings base (Earnings Arrestment). Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.

Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff /Sheriff Officer.

If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation .We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

The Factual Basis for the complaints are as follows:

You accepted to return the funds from this aforementioned pending loan.

And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

At present, ACS INC is seeking either of the following remedies:-

All funds to be returned as per terms of initial contract.

Dear debtor, as we were investigating your profile credit bureau & social security administration we need some right answers from your side. Also we would like to know when you can pay the requested $964.52 to settle this case.

To resolve this issue reply us during the working hours Monday to Friday 09:00 AM to 05:00 PM EDT on (321) 473 7468 or reply back to this E-mail to get in touch with the representative.

NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS

Yours sincerely

Collections & Legal Department

ACS LEGAL DEPARTMENT

Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, transmission, dissemina

I keep getting emails from who claim to be ACS debt collector for payday loan.
the first email I got from them wsa on 10-24-15. they told me that they were trying to collect a debt from ace cash express loan I had taken out. the amount was 998.00 but they would settle for 500.00. they also told me there were working with the fbi and all credit bueruo and that if I dident pay them by that day they were going to download my file to the courthouse.I was told they have filled up 6 criminal allegations charges and 1 cyber crime charge against me.the charges they laid out were
(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION.
since I have taken a loan out before I thought this was ligit but after they tell me if I dont pay my bank account with be ceased and I had to pay by green dot prepaid card only I stopped trying to come to a resloution with them.

Email stating I owe money to a pay day loan company when I haven't taken out a loan from any pay day loan company's.

$956.27 is what they're saying I owe. I want to know if this is real. Or if it's fake?
from email address: [email protected]

I have notified the company to provide proof and no response received. I also notified them that this debt is probably part of my bankruptcy file back
No information is provided by this company. It appears they bought possibly an account that is not mine. They are aggressive and improper.

I have been receiving threatening fake emails from them. They are definitely a SCAM company trying to get someone to fall for the threats and pay them.

Keeps stating I'm going to jail telling me to purchase pre paid cards to payback off debt I know nothing about having been harassed forb6 months I need help
Product_Or_Service: Fraudulent claims