ACS Inc. (Phony Debt Collector)

They are trying to strong arm me into paying for a loan that I do not recall ever having with them. They want the payment on a prepaid *** card.
A loan company that I do not know of. Threatening me with going to court and charging me a crazy amount. Then they want the me to buy a *** prepaid card and give them a payment with it and all of its information. SOUNDS REALLY FRAUDULENT TO ME

Under the FDCP Act of US Govt. you are found to be the debt defaulter of my Client ADVANCE CASH SERVICES. Now, the company has decided to put this ca
to put this case in Court House. As Attorney, I am sending you some Case related details and with 7 t0 10 days you will get the court papers at your doorstep. pay $860. or 320 monthly or 160 weekly case file USA 457821 In 72 hrs. a Court Summons Copy will forward to you and nearest Police Station. from ***@gmail.com *** North Florida Ave., Tampa, Fl. 33602

I received an email threatening to arrest me, take me to court and have my wages garnished, I don't know who they are, I've never received any calls
I was sent an email demanding payments or I would be arrested for fraud activity. I've never heard of the company and they are threatening me. I have seen a lot of cases stating this is fraud so I am reporting it

I received the following e-mail and I have no idea what this pertains to. SCAM!!!

From: ACS INC

They are harassing me and saying thay are going to suing me and that they gave me money and thats a lie. I never got a loan from them.

I never got a loan and im tored of beibg threatened and something should be done about them beibg fraudulent.

I received a threatening email with regards to a debt I'm not even sure I owe, demanding payment within 48 hours. I am on the verge of bankruptcy.
This is the body of said email...

CASE FILE #: ***
AMOUNT DUE - $1385.98

SETTLEMENT OFFER TO CLOSE THIS CASE FILE BY TODAY- $850.00 OR TWO PAYMENT OF $425.00 FROM TODAY
Your case file # *** is handling by LEGAL DEPARTMENT OF ADVANCE ACS INCORPORATION and we are working with FTC, FBI and all the three credit bureaus, So now you may cooperate us in order to resolve the case file *** BEFORE WE DOWNLOAD YOUR CASE FILE # *** INTO THE COURT HOUSE.

This is in reference to your Case File ***with ACS (ADVANCE CASH SERVICES) in order to notify you that after sending several emails we were not able to get hold of you. So the IC3 (Internet Crime Complaint Centre) has decided to mark this case as a flat refusal and press charges against you.

Your account with ACS is in Final Collections. According to our records, your outstanding balance was $850.00

It may be possible that you may have some financial hardship with you.

So, we are just giving you a last chance in order to take care of this matter, if you just make a payment by Today then we will close this account as paid off in full with zero balance.

We do hope that you will work out with this offer which is of

SETTLEMENT AMOUNT - $850.00

Or, else we won't be able to help you out.

Do revert back if you want to get rid of these legal consequences and want to make payments within next 48 hours or else the case will be downloaded against you.

The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.

You can avoid this by taking care of this now.

It is quick and easy:

Do reply us right now and provide us the date on which you can make the payment.

If you do not take immediate action we will be forced to download this case against you and once it is downloaded the creditor has entire rights to inform your employer regarding this and if you are found guilty under the bench of jury then you have to bear a lawsuit which will be a penalty of $4515.85 and your bank account will be closed. it will be totally levied upon you and that would be excluding your bail charges, your attorney charges and the due amount pending on your name $850.00.

IF YOU WANT TO RESOLVE THIS MATTER THEN REPLY US BACK ASAP IN ORDER TO SETTLE THIS ACCOUNT (TIMINGS- BETWEEN 09:30 AM TO 06:30 PM EST).

UNITED STATES ATTORNEY

Best Wishes,

William ***.

Sr. Investigation Officer

Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, re-transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.

This place keep sending me threatening emails. I owe them nothing
Case File : ***

***
Dear Debtor,
We are going to file a lawsuit in next 24 hours at United States District Court ***, New York, NY 10007. against your Name and SSN. After giving several notifications we did not received any response from your side. We will consider that you are ignoring this matter and you want to dispute.
Note- We are in a process to inform the Social Security Administration & major Credit Bureaus as well.

This loan company called cash express said that I took out a loan which I never did
*** cash express said that took out a loan which I never did they said that I I owe them they want me to put money on a gift card they will not give an address or phone number now they are using this acs law firm

This is an email I received from this company today. I responded and asked who the actual debtor was and no Response....Current Creditor: Credit Repair Groups.
Notice Issued On May 2020
Amount Outstanding: $930.60 (higher than the actual amount owed)
Settlement Amount: $360.43 (Outside the courthouse)

Dear Debtor,

It has come to our attention that your account is now SERIOUS OVERDUE and this letter is a final demand for payment. We have, as of yet, received no payment towards this account or contact explaining the failure to make payments. If there is a reason why these payments have been withheld we would be obliged if you could contact us in order to either explain the reason or come to some form of payment arrangement.
If we do not hear from you within the next 72 hours then we will have no alternative but to commence with further debt collection procedures. This will include instructing out Federal Trade Commission, Credit Bureaus, and Employer, etc.
Court proceedings will be issued within 14 days from the date of this letter if the account has not been settled. You will be prosecuted for Following Allegations;
â?¢ Bank Fraud
â?¢ Violation of Federal Law of Debt and Banking
â?¢ Intentional Theft by Deception

YOU ARE REQUIRED TO PAY for Small Claims to Collection Agency.

(a) all debts now payable by you to the debtor, within 30 days after this notice is served on you; and
(b) all debts that become payable by you to the debtor after this notice is served on you and within 30 days after this notice is issued, within 72 hours after they become payable.

The total amount of all your payments to the clerk is not to exceed $ (1011.03). THIS NOTICE IS LEGALLY BINDING ON YOU until it expires or is changed, renewed, terminated or satisfied. If you do not pay the total amount or such lesser amount as you are liable to pay, you must serve a Garnishee's Statement (Form 20F) on the creditor and debtor, and file it with the collection agency within 10 days after this notice is served on you.
There will be no further warnings made for the demands of payment. Court proceedings can include the additional expense of legal costs and interest being added to the balance of this account. It is regrettable that it has come to this point and court action is still avoidable if immediate and full settlement of this account is made.
WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FTC & YOUR EMPLOYER AND BANK ABOUT THIS FRAUD.
As we have shared with you in previous letters read your loan agreement; the next step is clearly defined. It could cost us both a great deal of time and money; you can avoid this by taking care of this now.
This action can be avoided by either settling the outstanding amount immediately or contacting us within 72 hours with a suitable payment arrangement.
We look forward to hearing from you.
ᐧ

I received an email from this group under the name *** (email traced to ACS. They threatened to garnish my paycheck and have me arrested
Here is the email I received. I have no idea who these people are and how they got my information. They did not refer to me by name nor did they provide the "Summons of Garnishment" they referred to in the email. I do not know these people nor do I owe them money.

***

Dear Debtor,

This letter is to notify you that we have received a Summons of Garnishment on your wages from my client US CASH INC., LLC(Verified Debt Collection Group) ). This means that someone you owe money to has been awarded a judgment by the court for payment of the debt. The court has ordered us your employer to deduct 25% percent of your disposable earnings and make payment to the court on your behalf. The following applies to you:

Before you are arrested

If you pay in full, or make a part-payment before you are arrested, the warrant will be recalled and amended. However, it will be immediately re-issued if the debt is not paid in full.

After you are arrested

Once the warrant has been served, your only options are to serve the time in prison or pay the debt (plus costs) in full at the court house.

If you want to stop the garnishment deductions from your paycheck, you must obtain a release or pay the entire amount you owe or you can ask for a Settlement Option.

What is garnishment?

Garnishment is a legal process that allows a creditor to remove funds from your bank/ credit union account to satisfy a debt that you have not paid. In other words, if you owe money to a person or company, they can obtain a court order directing your bank to take money out of your account to pay off your debt. If this happens, you cannot use that money in your account.

Why am I receiving this notice?

On April 24th 2020 we received a garnishment order from a court to freeze/remove funds in your account. The amount of the garnishment order was for $1235.67. We are sending you this notice to let you know what we have done in response to the garnishment order. You can contact your creditor for settlement amount.

If you have any questions about the garnishment, you should contact the persons named on the included Summons of Garnishment by email.

Sincerely,
***
Working Hours: 09.00 A.M to 6.30 P.M EST (Mon-Fri)

I got the same email, however I have been under chapter 13 protection for the last year. Advised them I was turning email over to attorney as they were in violation of the law by contacting me and by threatening me with legal action. I doubt I will be getting any more emails like this.

I've not had a payday loan of any type from this company and would like to not be contacted by you again
A

TOTALLY LAUGHABLE. SCAMMERS
IN FACT THEY HAVE BEEN DOING THIS FOR MORE THAN 5 YEARS. THE STATE OF GEORGIA HAS PRESSES CHARGES AGAINST THIS PAYDAY SCAMMER! Feel free to turn the tables on them and slap them with a law suit.

ACCOUNT# :***

LOAN/DEBT INFORMATION

OUTSTANDING AMOUNT- $850.67

LOAN COMPANY/LENDER - ACS INC.

We are here by to inform you that you are going to be legally prosecuted in
the Court House within couple of days. Your SSN is put on hold by US
Government, so before something goes wrong we would like to notify you
about this matter.

It seems apparent that you had chosen to ignore all our efforts to contact
you in order to resolve your debt with your Payday Services. At this point
you had made your intentions clear and leave us no choice but to protect
our interest in this matter.

UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST
YOU AND THEY ARE:

(1) VIOLATION OF FEDERAL BANKING REGULATION *

(2) COLLATERAL CHECK FRAUD *

(3) THEFT BY DECEPTION *

If we do not hear from you within 48 hours of the date on this letter, we
will be compelled to seek legal representation from our in-house attorney.
We reserve the right to commence litigation for intent to commit wire fraud
under the pretense of refusing to repay a debt committed to, by use of the
Internet. In addition we reserve the right to seek recovery for the balance
due, as well as legal fees and any court cost incurred.

WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FTC & YOUR EMPLOYER AND BANK ABOUT THIS FRAUD.

As we have shared with you in previous letters, read your loan agreement;
the next step is clearly defined. It could cost us both a great deal of
time and money; you can avoid this by taking care of this now.

The opportunity to take care of this voluntary is quickly coming to an end.
We would hate for you to lose the option of resolving this before it goes
to the next step which is a Lawsuit against you, but to do so you must take
immediate action.

If you do not take immediate action:

We will be forced to download this case against you and once it is
downloaded the creditor has entire rights to inform your employer and your
references regarding this issue and the law suit will be the next step
which will be amounting to $4447.25 and will be totally levied upon you and
that would be excluding your attorney charges and the due amount pending on
your name.

Thanks for being our customer,
Regards,

ACS Incorp.

Copyright © 2020 ACS INC Terms of use

>----------------------------------------------------------------------------... /
Confidentiality Statement & Notice: This email is covered by the Electronic
Communications Privacy Act, 18 U.S.C. 1983 and intended only for the
use of the individual or entity to which it is addressed. Any review,
retransmission, dissemination to unauthorized persons or other use of the
original message and any attachments is strictly prohibited. If you
received this electronic transmission in error, please reply to the
above-referenced sender about the error and permanently delete this
message. Thank you for your dumb as

Have no idea who or what this so called company. Sent me an email out of the blue about wafmge garnishments and that I have a court date and case number. They leave no number address, or anything in the threating emails. So I'm guessing it is a scam or scammers trying to pull a fast one.

ACS LOAN COLLECTORS tried to threaten me with a lawsuit over $3000 debt. I do not have any debts, so I realized that it was a scam right away. I searched an article about their scam, screenshot the articles with their name on it that says they are scammers, and attached it to my email and replied to them immediately saying that they need to quit victimizing people for their profit. ACS LOAN COLLECTORS are nothing but scammers that is not listed on Revdex.com as a business entity.

That's funny, like a legit company would have a @ gmail.com domain. Really? At least try to fool me by getting a free web page in which doesn't even need to go online. Then if you forward your mail to Gmail you don't even have to pay for a real domain email like um, im2dumb . com Dumb, dum. de dum um And with those charges? Fraud, theft, and federal banking regulations, that's quite a lot of jail time. $400 would be the last thing I was thinking of. Another thing, federal bank regulation violation? Um, doesn't there have to be some sort of intention to defraud with evidence of intention? um, When the credit bureau freezes an account, there ha to be a court order. not by just any old civil judge either. I guarantee this could not happen without knowing. Besides, most terms and conditions that no one ever reads states that most things, unless criminal by nature will be conducted with an arbitrator. Face it, banks get embarrassed when they loan to someone who won't or can't pay back the loan. In addition to that, it is certainly frowned upon with the federal banking regulations and in fact' can and will bring violations against the bank itself. The main purpose of these regulations is based around the safety of the consumer, not the bank. The Banks are not allowed to take advantage of you by loaning you money you cannot pay in order to keep you in debt usually at a high interest rate when you can't afford the loan in the first place, paying all you can that would otherwise bring "fraud charges?" possibly jailing you keeping you from your wife/husband and kids rendering you unable to continue providing for them. And highest interest rates to boot. THIS IS HUGELY ILLEGAL! If an email from gmail sender didn't give it away. scammersrus @ gmail .com lol lol lol

Payments that I made, monthly for 2 years& seeking refund, and mental anguish, that this has caused. I have been making monthly payments to ACS.INC., for the past 2 years. Requesting a refund of all my payments.

Stating I was being taken to court. Final notice
Email came from ***@gmail.com... 11:36 am on March 30.

I received this email today:

Account # KI...XXXXXXX
Loan/Debt Information
Outstanding Amount: $850.67
Loan Company/Lender - ACS INC.

We are here by to inform you that your are going to be legally prosecuted in the Court House within couple of days. Your SSS is put on hold by US Government, so before something goes wrong we would like to notify you about this matter.
It seems apparent that you had chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you had made your intentions clear and leave us no choice but to protect our interest in this matter.
UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) Violation of Federal Banking Regulation
(2) Collateral Check Fraud
(3) Theft by Deception

If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the Internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FTC & YOUR EMPLOYER AND BANK ABOUT THIS FRAUD.

This email to me continues with other verbiage, but is too long to continue typing it. The language used is similar, if not the same, as the other customer complaints.

Received an email saying I owed ACS, Inc $2873.81 and to pay court costs of $970.85. I don't know of this company
I do not owe this company any money. I received an email stating I owed money but didn't say to whom. My Case File No is *** according to them.