Afni, Inc.

This is in response to your Revdex.com inquiry.  Afni appreciates the opportunity to respond to the consumer’s concerns. On October 11, 2016, [redacted] forwarded the subject account, [redacted] account #: [redacted], Afni Inc. account #: [redacted], with Afni for collections on the balance of...

$125.19. The account is for services established on September 11, 2013, until [redacted] considered the account delinquent on April 13, 2016.The billing address associated with the account is [redacted]. Afni mailed the initial notice of the account on October 13, 2016. On October 31, the consumer spoke to an Afni representative. Later that same day, Afni received a letter from the consumer disputing the account. In response, Afni ceased communication and initiated an investigation. On November 7, Afni received this complaint. In response, Afni continued to cease communication and continued the investigation. Afni has made the business decision to cease collection activities on the account and return the account to [redacted]. Afni will also send a request to the credit reporting agencies to remove the account from the consumer’s credit report. Afni has attached a letter stating this, for the consumer’s reference. The consumer should contact [redacted] directly if she would like to discuss the account further.

This is in response to your Revdex.com inquiry.  Afni appreciates the opportunity to respond to the consumer’s concerns. On May 4, 2016, [redacted] forwarded the subject account, [redacted] account #: [redacted], Afni Inc. account #: [redacted], with Afni for collections on the balance of...

$429.51.   The account is for services, which [redacted] considered delinquent on September 3, 2015.The billing address associated with the account is [redacted], and the service address is [redacted]. Afni mailed the initial notice of the account on May 6, 2016. On June 5, Afni furnished the credit reporting agencies with notice of the account. On December 16, Afni received a complaint from the [redacted], which Afni responded to on December 28.   On December 19, Afni received this complaint. In response, Afni continued to cease communication and continued the investigation of both complaints. On December 20, Afni received a dispute from the credit reporting agencies, while Afni has not responded yet, Afni will respond appropriately. On December 25, Afni furnished the credit reporting agencies with notice of the disputed status of the account. Afni has attached bill copies from the account, as validation. Afni will continue to cease communication on the account. The consumer may contact a Compliance Specialist at [redacted], if she would like to discuss the account further.

This is in response to your Revdex.com inquiry.  Afni appreciates the opportunity to respond to the consumer’s concerns. On February 15, 2016, [redacted] (Formerly [redacted]) forwarded the subject account, [redacted] (Formerly [redacted]) account #: [redacted], Afni Inc. account #: [redacted], with...

Afni for collections on the balance of $462.35.   The account is for services, which [redacted] (Formerly [redacted]) considered delinquent on September 16, 2014.The billing address associated with the account is [redacted]. Afni mailed the initial notice of the account on February 17, 2016. On February 29, the consumer spoke to an Afni representative and stated she was disputing the account. In response, Afni ceased communication and initiated an investigation. On March 10, Afni received a letter from the consumer disputing the account. In response, Afni continued to cease communication and continued the investigation. On March 21, Afni sent the consumer bill copies as validation of the account. Later that same day, [redacted] (Formerly [redacted]) requested that Afni cease collection activities on the account and return the account to [redacted] (Formerly [redacted]), which Afni did. On May 2, Afni received another letter from the consumer disputing the account.   On December 20, Afni received this complaint. In response, Afni initiated another investigation. Afni has attached the bill copies previously sent to the consumer, for the consumer’s reference. To address the consumer’s concern, Afni responded to her letter disputing the account with bill copies as validation, on March 21. To address the consumer’s concern regarding Afni refusing to remove this account from her credit report, Afni has not and will not furnish the account to the credit reporting agencies. Since the account is no longer in Afni’s office, the consumer should contact [redacted] (Formerly [redacted]) directly if she would like to discuss the account further.

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me.

This is in response to your Revdex.com inquiry.  Afni appreciates the opportunity to respond to the consumer’s concerns.  On December 19, 2016, [redacted] Mobility forwarded the subject account, [redacted] Mobility account #: [redacted] Afni, Inc. account #: [redacted], with Afni for collections on the...

balance of $2,041.14. The account is for cellular services established on August 15, 2008, until [redacted] Mobility considered the account delinquent on February 4, 2013.  The billing address associated with the account is 142 Oddville Sunrise Road, Cynthiana, KY 41031, and the phone numbers are [redacted], [redacted], [redacted], [redacted] and [redacted].  Afni mailed the initial notice of the account on or about February 8, 2017, to [redacted], Cynthiana, KY 41031, which is the same address the consumer listed as her address on this complaint.  On March 26, 2017, Afni furnished the credit reporting agencies with notice of the account. On April 30, 2018, Afni received this complaint.  This was Afni’s first contact with the consumer.  In response, Afni ceased communication and initiated an investigation. Afni has [redacted]ached copies of the account billing statements to this response; these are provided as validation of the account.  To address the consumer’s concern, Afni has had no communication with the consumer until receiving this complaint.  Additionally, Afni mailed the initial notice of the account on or about February 8, 2017.  Afni did not receive any notice of returned mail, and as a result, can infer that the notice of rights was received.  With regard to the consumer’s statement that Afni has re-aged the account.  Afni has furnished accurate information to the credit reporting agencies at all times.  The credit reporting agencies require Afni to furnish the date Afni received the account as the open date.  However, the age of obsolescence for credit reporting is determined by the date of delinquency furnished to the credit reporting agencies.  When Afni furnished information on the account, it furnished the open date as December 19, 2016.  Therefore, Afni has not re-aged the account.  As previously stated, the date of delinquency on the account is February 4, 2013.  It should be noted that the service was active and the bills were being paid for over four years.  However, Afni will send a request to the credit reporting agencies to remove the account from the consumer’s credit report.  Please be aware that it can take the credit reporting agencies up to 60 days to update consumer credit reports.  Afni has no control over how quickly the credit reporting agencies update consumer credit reports.  However, this does not mean that the account is not due and owing, simply that Afni will no longer furnish the account to the credit reporting agencies.  Afni trusts this response has addressed the consumer’s concerns, but if questions remain, or if she would like to discuss the account, she may contact a Consumer Relations Specialist at (866) 716-1284.

I am rejecting this response because:
AFNI is asking me to produce documents from 05-06-2011 a 06-14-2011 for proof of residency. I was not working nor were/are any bills in my name . I live with my grandparents and everything is in their name. However my drivers license has always been registered at that address my whole 25 years of living. How am I suppose to produce documents from 2011?

This is in response to your Revdex.com inquiry.  Afni appreciates the opportunity to respond to the consumer’s concerns.  On March 21, 2017, [redacted] forwarded the subject account, [redacted] account #: [redacted], Afni, Inc. account #: [redacted], with Afni for collections on the balance...

of $229.52. The account is for services established on April 1, 2014, until [redacted] considered the account delinquent on September 28, 2015. The billing address associated with the account is [redacted], [redacted], [redacted], which is also the service address and the address the consumer listed on the complaint.  Afni mailed the initial notice of the account to [redacted], [redacted], [redacted] on March 24th and did not receive any returned mail.  Afni mailed a settlement letter to the consumer offering to resolve the account for $103.28 on May 4th, to the same address and again did not receive any returned mail.  On May 7th, Afni furnished the subject account to the credit reporting agencies.  On May 23rd, Afni received a letter from the consumer disputing the account and stating she never received any collection letters from Afni prior to Afni furnishing the subject account to the credit reporting agencies.  On May 28th, Afni updated the credit reporting agencies on the disputed status of the account.  As a result of the investigation, Afni reached out to [redacted].  The consumer’s last payment was in the amount of $72.28 and the consumer had a past due balance in the amount of $143.04 when the service was disconnected.  [redacted] issued a credit adjustment in the amount of $60.49, leaving an unpaid balance of $229.52. Afni mailed a validation letter which also acknowledged the consumer’s request Afni cease communication to [redacted], [redacted], [redacted] on June 9th. Additionally, that same day, Afni mailed the account billing statements to the consumer at the same address, as validation on the account.  On June 21, 2017, Afni received this complaint.  In response, Afni ceased communication and initiated another investigation.  Afni has attached copies of the account billing statements previously sent to the consumer to this response; these are provided as validation of the account.  To address the consumer’s concerns, [redacted] mailed the consumer the final billing statement, which Afni has attached to this response, to [redacted], [redacted], [redacted], with a due date of November 2, 2015.  Additionally, as stated, Afni mailed the consumer the initial notice informing her of her rights on March 24th and a settlement offer on May 4th to [redacted], [redacted], [redacted]; which Afni has attached to this response.  Both [redacted] and Afni did their due diligence and mailed the consumer all proper documentation to her correct address.  Afni responded to the consumer’s dispute with validation well within thirty days of receiving the consumer’s written dispute.  As the consumer has requested, Afni will no longer contact the consumer about this account.  As a courtesy to the consumer, Afni will send a request to the credit reporting agencies to remove the account from the consumer’s credit report.  However, this does not mean that the account is not due and owing, simply that Afni will no longer furnish the account to the credit reporting agencies.  Afni trusts this response has addressed the consumer’s concerns, but if questions remain, or if she would like to discuss the account, she may contact a Regulatory Specialist at [redacted].

This is in response to your Revdex.com inquiry.  Afni appreciates the opportunity to respond to the consumer’s concerns.  On February 2, 2017, Dish forwarded the subject account, Dish account #: [redacted], Afni, Inc. account #: [redacted], with Afni for collections on the balance of...

$369.50. The account is for satellite services which Dish considered the account delinquent on October 12, 2015.  The billing address associated with the account is [redacted], Bassfield, MS 39421.  Afni mailed the initial notice of the account on February 17, 2017.  On March 19th, Afni furnished the credit reporting agencies with notice of the account.  On July 19th, Afni received a letter from the consumer disputing the account.   In response, Afni ceased communication and initiated an investigation.  On July 23rd, Afni updated the credit reporting agencies on the disputed status of the account.  On August 4th, Afni received a dispute from the credit reporting agencies; while Afni has not responded yet, Afni will respond appropriately. On August 4, 2017, Afni received this complaint.  In response, Afni continued to cease communication and continued the investigation.   Afni has attached copies of the account billing statements to this response; these are provided as validation of the account.  To address the consumer’s concern, the subject account has not been purchased by Afni.  Afni received the account from Dish and acts as an agent on behalf of Dish; therefore, the consumer would not have a contract with Afni.  On August 6th, Afni sent a request to the credit reporting agencies to remove the account from the consumer’s credit report.  Please be aware that it can take the credit reporting agencies anywhere from 0 to 90 days to update consumer credit reports.  Afni has no control over how quickly the credit reporting agencies update consumer credit reports.  However, this does not mean that the account is not due and owing, simply that Afni will no longer furnish the account to the credit reporting agencies.  Afni trusts this response has addressed the consumer’s concerns, but if questions remain, or if she would like to discuss the account, she may contact a Regulatory Specialist at (877) 859-8783.

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID 12298148, and find that this resolution is satisfactory to me.

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me.
Thank you so much for your help. I now have faith that there are resources that will help the vunerable consumer.

This is in response to your Revdex.com inquiry.  Afni appreciates the opportunity to respond to the consumer’s concerns.  On August 29, 2016, [redacted] forwarded the subject account, [redacted] account #: [redacted] Afni, Inc. account #: [redacted], with Afni for collections on the balance of...

$678.16. The account is for cellular services established on December 28, 2014, until [redacted] considered the account delinquent on October 18, 2015.  The billing address associated with the account is [redacted] Lawrenceville, GA 30044, and the phone number is [redacted].  Afni mailed the initial notice of the account on September 1, 2016.  On October 16, 2016, Afni furnished the credit reporting agencies with notice of the account. On August 16, 2017, Afni received this complaint.  This was Afni’s first contact with the consumer.  In response, Afni ceased communication and initiated an investigation.  Afni has attached copies of the account billing statements to this response; these are provided as validation of the account.  To address the consumer’s concern, the subject account has not been purchased by Afni.  Afni received the account from [redacted] and acts as an agent on behalf of [redacted]; therefore, the consumer would not have a contract with Afni.  With regard to the consumer’s statement that Afni has re-aged the account.  Afni has furnished accurate information to the credit reporting agencies at all times.  The credit reporting agencies require Afni to furnish the date Afni received the account as the open date.  However, the age of obsolescence for credit reporting is determined by the date of delinquency furnished to the credit reporting agencies.  When Afni furnished information on the accounts, it furnished the date of delinquency as August 29, 2016.  Therefore, Afni has not re-aged the account. As the consumer has requested, Afni will no longer contact the consumer about this account.  Afni trusts this response has addressed the consumer’s concerns, but if questions remain, or if she would like to discuss the account, she may contact a Regulatory Specialist at [redacted]

This is in response to your Revdex.com inquiry.  Afni appreciates the opportunity to respond to the consumer’s concerns. On July 13, 2013, AT&T forwarded the subject account, AT&T account #: [redacted], Afni Inc. account #: [redacted], with Afni for collections on the balance of $943.74.   The account is for services established on June 1, 2005, until AT&T considered the account delinquent on May 6, 2011.The phone number associated with the account is [redacted]. Afni mailed the initial notice of the account on July 18, 2013. On September 1, Afni furnished the credit reporting agencies with notice of the account.   On December 26, Afni received this complaint. This was Afni’s first contact with the consumer. In response, Afni ceased communication and initiated an investigation. On January 1, Afni furnished the credit reporting agencies with notice of the disputed status of the account. Afni has made the business decision to cease collection activities on the account and return the account to AT&T. Afni will also send a request to the credit reporting agencies to remove the account from the consumer’s credit report. Afni has attached a letter stating this request has been sent, for the consumer’s reference. The consumer should contact AT&T directly if he would like to discuss the account further.

This is in response to your Revdex.com inquiry.  Afni appreciates the opportunity to respond to the consumer’s concerns.  This response covers three accounts; they will be addressed individually On November 10, 2017, [redacted] forwarded the subject account, [redacted] account #: [redacted], Afni, Inc....

account #: [redacted], with Afni for collections on the balance of $416.90.  The account is for satellite services established on March 18, 2016, until [redacted] considered the account delinquent on October 15, 2016.  The billing address associated with the account is [redacted], Detroit, MI 48224.  Afni mailed the initial notice of the account on or about November 12, 2017.  On December 31, 2017, Afni furnished the credit reporting agencies with notice of the account. On December 8, 2015, [redacted] forwarded the account, [redacted] account #: [redacted], Afni, Inc. account #: [redacted], with Afni for collections on the balance of $222.70.  The account is for satellite services which [redacted] considered the account delinquent on December 20, 2013.  The billing address associated with the account is 1511 1st Street Apartment 1214, Detroit, MI 48226.  Afni mailed the initial notice of the account on or about January 2, 2016.  Afni has not, and will not furnish the subject account to the credit reporting agencies. On January 18, 2018, [redacted] forwarded the account, [redacted] account #: [redacted], Afni, Inc. account #: [redacted], with Afni for collections on the balance of $527.86.  The account is for satellite services which [redacted] considered the account delinquent on February 11, 2016.  The billing address associated with the account is [redacted], New Baltimore, MI 48047.  Afni attempted to mail the initial notice of the account to the consumer on or about January 21, 2018.  Afni received notice that the address was incorrect and did not receive an updated address until March 26, 2018. Afni mailed a new initial notice on the account on or about March 27, 2017.  On March 25, 2018, Afni furnished the credit reporting agencies with notice of the account. On March 26, 2018, Afni received this complaint.  In response, Afni ceased communication and initiated an investigation.  Afni has attached copies of the account billing statements to this response for all three accounts; these are provided as validation of the accounts.  To address the consumer’s concern, the accounts have not been purchased by Afni.  Afni received the accounts from [redacted] and [redacted], respectively, and acts as an agent on behalf of [redacted] and [redacted]; therefore, the consumer would not have a contract with Afni.  Afni will send a request to the credit reporting agencies to remove [redacted] account #: [redacted], Afni, Inc. account #: [redacted] and [redacted] account #: [redacted], Afni, Inc. account #: [redacted], from the consumer’s credit report.  Please be aware that it can take the credit reporting agencies up to 60 days to update consumer credit reports.  Afni has no control over how quickly the credit reporting agencies update consumer credit reports.  However, this does not mean that the accounts are not due and owing, simply that Afni will no longer furnish the accounts to the credit reporting agencies.  Afni trusts this response has addressed the consumer’s concerns, but if questions remain, or if she would like to discuss the account, she may contact a Consumer Relations Specialist at [redacted].

This is in response to your Revdex.com inquiry.  Afni appreciates the opportunity to respond to the consumer’s concerns.  On June 21, 2017, [redacted] forwarded the subject account, [redacted] account #: [redacted], Afni, Inc. account #: [redacted], with Afni for collections on the balance of...

$164.48.  Please note that this is for bundled services and all equipment charges are not included in the balance Afni is collecting upon.             The account is for satellite services which [redacted] considered the account delinquent on April 6, 2015.  The billing address associated with the account is [redacted] Statham, GA 30666.  Afni mailed the initial notice of the account on or about June 23, 2017.  On August 28, 2017, Afni furnished the credit reporting agencies with notice of the account.  On March 6, 2018, the consumer paid $164.48 via Afni’s website to close the account as paid in full.  On March 11th, Afni updated the credit reporting agencies on the paid in full status of the account. On April 3, 2018, Afni received this complaint.  This was Afni’s first contact with the consumer.  In response, Afni ceased communication and initiated an investigation.  Afni has provided bill copies for the consumer's reference.  To address the consumer’s concern, Afni’s standard operating procedure is to request removal of this account from the credit reporting agencies 365 days after the account is closed by Afni as paid or settled in full unless other deletion criteria, such as the 7 year age of obsolescence, occurs first.  However, in an effort to assist the consumer, Afni has sent a request to the credit reporting agencies to remove the account from the consumer’s credit report and has also attached a letter confirming said action took place.  The attached credit deletion letter should suffice to assist the consumer with any financing he may be pursuing until the credit reporting agencies update his credit report.  Please be aware that it can take the credit reporting agencies up to 60 days to update consumer credit reports.  Afni has no control over how quickly the credit reporting agencies update consumer credit reports.  As the account has been closed as paid in full, further inquiries should be directed to [redacted]

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me.For the "Record", please note that the origination date of the [redacted] U-Verse account was from 2009.  It also DID NOT list my name on the account - just stating the account was from this address.Also equally important... AFNI stated that they has requested that all (3) credit agencies remove this from my credit reports long ago however, even stating that an account from 2009, with no name (just an address), was admittedly removed from the credit reporting agencies long ago - they still tried to get me to pay a bill I have never owed.  I have lived in my home for (14) years and havealways had [redacted].  AFNI are liars!!!  Yes, I accept AFNI response to never contact me again and that they will never use this bogus [redacted] account issue to try and bribe me again...

I am rejecting this response because: it does not belong to me.

This is in response to your Revdex.com inquiry.  Afni appreciates the opportunity to respond to the consumer’s concerns.  On July 5, 2017, [redacted] forwarded the subject account, [redacted] account #: [redacted], Afni, Inc. account #:* [redacted], with Afni for...

collections on the balance of $383.89. The account is for cellular services established on January 1, 2015, until [redacted] considered the account delinquent on November 25, 2015.  The billing address associated with the account is [redacted], and the phone number is [redacted]. Afni attempted to mail the initial notice of the account to the consumer on July 10, 2017.  Afni received notice that the address was incorrect and did not receive an updated address. On August 28, 2017, Afni furnished the credit reporting agencies with notice of the account. On October 23, 2017, Afni received this complaint.  This was Afni’s first contact with the consumer.  In response, Afni ceased communication and initiated an investigation.  Afni has attached copies of the account billing statements to this response; these are provided as validation of the account.  To address the consumer’s concern, the subject account has not been purchased by Afni.  Afni received the account from [redacted] and acts as an agent on behalf of [redacted]; therefore, the consumer would not have a contract with Afni.  Afni will send a request to the credit reporting agencies to remove the account from the consumer’s credit report.  Please be aware that it can take the credit reporting agencies up to 60 days to update consumer credit reports.  Afni has no control over how quickly the credit reporting agencies update consumer credit reports.  However, this does not mean that the account is not due and owing, simply that Afni will no longer furnish the account to the credit reporting agencies.  Afni trusts this response has addressed the consumer’s concerns, but if questions remain, or if she would like to discuss the account, she may contact a Regulatory Specialist at [redacted].

This is in response to your Revdex.com inquiry.  Afni appreciates the opportunity to respond to the consumer’s concerns.  On May 30, 2017, [redacted] Communications forwarded the subject account, [redacted] Communications account #: [redacted], Afni, Inc. account #: [redacted], with Afni for collections...

on the balance of $216.97. The account is for services established on October 30, 2009, until [redacted] Communications considered the account delinquent on June 10, 2013.  The billing and service address associated with the account is [redacted], Fairfax, VA 22031.  Afni mailed the initial notice of the account on or about January 4, 2018.  On February 18, 2018, Afni furnished the credit reporting agencies with notice of the account. On February 26, 2018, Afni received this complaint.  This was Afni’s first contact with the consumer.  In response, Afni ceased communication and initiated an investigation. Afni has validated the subject account with [redacted] Communications.  Per [redacted] Communications, the final bill dated June 12, 2013, was in the amount of $342.50.  However, [redacted] Communications made a credit adjustment on the account in the amount of $125.53, making the new balance owed $216.97.  [redacted] Communications address is [redacted] Road, Atlanta, GA 30328.  To address the consumer’s concern, the subject account has not been purchased by Afni.  Afni received the account from [redacted] Communications and acts as an agent on behalf of [redacted] Communications.  With regard to the consumer’s statement that Afni has re-aged the account.  Afni has furnished accurate information to the credit reporting agencies at all times.  The credit reporting agencies require Afni to furnish the date Afni received the account as the open date.  However, the age of obsolescence for credit reporting is determined by the date of delinquency furnished to the credit reporting agencies.  When Afni furnished information on the account, it furnished the open date as May 30, 2017.  As previously stated, the date of delinquency on the account is June 10, 2013.  Therefore, Afni has not re-aged the account.  In regard to the consumer's concerns about the age of the account, the statute of limitations applies to the legal remedy taken in a court of law.  Afni does not file suit on collection accounts.  On March 4, 2018, Afni sent a request to the credit reporting agencies to remove the account from the consumer’s credit report.  Please be aware that it can take the credit reporting agencies up to 60 days to update consumer credit reports.  Afni has no control over how quickly the credit reporting agencies update consumer credit reports.  However, this does not mean that the account is not due and owing, simply that Afni will no longer furnish the account to the credit reporting agencies.  Afni trusts this response has addressed the consumer’s concerns, but if questions remain, or if she would like to discuss the account, she may contact a Consumer Relations Specialist at [redacted].

This is in response to your Revdex.com inquiry. Afni appreciates the opportunity to respond to the consumer’s concerns. This complaint covers four accounts; I will explain each account below. On November 12, 2012, [redacted] forwarded the subject account, Advanced...

Medical Transport account #: [redacted], Afni Inc. account #: [redacted], with Afni for collections on the balance of $200.00. The account is for services, which [redacted] considered delinquent on July 18, 2012.The billing address associated with the account is [redacted]. Afni mailed the initial notice of the account on November 14, 2012. On November 15, the consumer spoke to an Afni representative, but the call was disconnected. On November 5, and November 6, 2014, Afni received disputes from the credit reporting agencies, reviewed all relevant information, and responded appropriately. On June 20, 2016, Afni received a letter from the consumer disputing the account. In response, Afni ceased communication and initiated an investigation. On June 27, Afni received a dispute from the credit reporting agencies, reviewed all relevant information, and responded appropriately. On July 11, Afni sent the consumer bill copies as validation of the account. On August 30, Afni received another letter from the consumer disputing the account. On September 6, Afni received a dispute from the credit reporting agencies, reviewed all relevant information, and responded appropriately. On September 25, Afni received a letter from the consumer disputing the account. On October 4, Afni received a dispute from the credit reporting agencies, reviewed all relevant information, and responded appropriately. On December 6, Afni received this complaint. Afni has made the business decision to cease collection activities on the account and return the account to [redacted]. At one point in time Afni furnished the account to the credit reporting agencies, however Afni will send a request to the credit reporting agencies to remove the account from the consumer’s credit report. On August 12, 2013, [redacted] forwarded the subject account, [redacted] 
[redacted] account #: [redacted], Afni Inc. account #: [redacted], with Afni for collections on the balance of $50.00. The account is for services, which [redacted] considered delinquent on April 11, 2013.The billing address associated with the account is [redacted] 61604. Afni mailed the initial notice of the account on August 14, 2013. On October 27, 2014, Afni received a letter from the consumer disputing the account. In response, Afni ceased communication and initiated an investigation. On November 6, Afni received a dispute from the credit reporting agencies reviewed all relevant information, and responded appropriately. On November 24, Afni sent the consumer bill copies as validation of the account. On August 30, 2016, Afni received another letter from the consumer disputing the account. In response, Afni ceased communication and initiated another investigation. On September 6, Afni received a dispute from the credit reporting agencies, reviewed all relevant information, and responded appropriately. On September 14, Afni sent the consumer bill copies as validation of the account. On September 19, and September 28, Afni received letter from the consumer disputing the account. On September 26, Afni received a dispute from the credit reporting agencies, reviewed all relevant information, and responded appropriately. On December 6, Afni received this complaint. Afni has made the business decision to cease collection activities on the account and return the account to [redacted]. At one point in time Afni furnished the account to the credit reporting agencies, however Afni will send a request to the credit reporting agencies to remove the account from the consumer’s credit report. On May 26, 2014, [redacted] forwarded the subject account, [redacted] account #: [redacted], Afni Inc. account #: [redacted], with Afni for collections on the balance of $65.00. The account is for services, which [redacted] considered delinquent on December 27, 2013. The billing address associated with the account is [redacted] 
[redacted]. Afni mailed the initial notice of the account on May 27, 2014. On October 28, Afni received a letter from the consumer disputing the account. In response, Afni ceased communication and initiated an investigation. On November 6, Afni received two disputes from the credit reporting agencies, reviewed all relevant information, and responded appropriately. On November 7, Afni sent the consumer bill copies as validation of the account. On December 19, [redacted] informed Afni of a payment on the account in the amount of $65.00, which closed the account as paid in full. On December 6, 2016, Afni received this complaint. At one point in time Afni furnished the account to the credit reporting agencies, however Afni will send a request to the credit reporting agencies to remove the account from the consumer’s credit report. On May 19, 2014, [redacted] forwarded the subject account, [redacted] account #: [redacted], Afni Inc. account #: [redacted], with Afni for collections on the balance of $65.00. The account is for services, which [redacted] considered delinquent on December 21, 2013. The billing address associated with the account is [redacted]. Afni mailed the initial notice of the account on May 20, 2014. On October 28, Afni received a letter from the consumer disputing the account. In response, Afni ceased communication and initiated an investigation. On November 6, Afni received two disputes from the credit reporting agencies, reviewed all relevant information, and responded appropriately. On November 7, Afni sent the consumer bill copies as validation of the account. On December 19, [redacted] notified Afni of payment on the account in the amount of $65.00, which closed the account as paid in full. On December 6, 2016, Afni received this complaint. At one point in time Afni furnished the account to the credit reporting agencies, however Afni will send a request to the credit reporting agencies to remove the account from the consumer’s credit report. On December 6, 2016, Afni received this complaint. In response, Afni ceased communication and initiated an investigation of the accounts. Afni has made the business decision to cease collection activities on Afni Inc. accounts [redacted] and [redacted], and return the accounts to [redacted] 
[redacted] and [redacted] respectively. Afni will send requests to the credit reporting agencies to remove all of the accounts from the consumer’s credit report. The consumer should contact [redacted] or [redacted] respectively if she would like to discuss the accounts further.

I am rejecting this response because: It is clear that this is a case of fraud but it is not incumbent upon me to prove this is fraud. I would argue that it is  your business and the burden of proof is upon Sprint to deal with the fact that this is not my signature. I will not sign your fraud document as it not appropriate for this situation. Please contact me if you have found any new information on this subject otherwise I will consider this matter closed.