Afni, Inc.

This is in response to your Revdex.com rejection. Afni appreciates the opportunity to respond to the consumer’s concerns. On December 26, 2017, *** forwarded the subject account, *** account #: *** Afni, Incaccount #: *** with Afni for collections on the balance of $The account is for satellite services which *** considered the account delinquent on September 9, 2015. The billing and service address associated with the account is *** *** *** *** ***, Atlanta, GA 30331, which is the same address the consumer listed on the complaint. Afni attempted to mail the initial notice of the account to the consumer on or about December 30, 2017, to *** *** *** *** *** 1, Atlanta, GA 30331. Afni received notice that the address was incorrect and did not receive an updated address until January 20, That same day, an Afni representative called the consumer to discuss the accountThe Afni representative was able to confirm that he was speaking with the consumer; however, the call disconnected just after verifying the account. Afni mailed a statement letter on the account on or about January 21st, to the above address which was also returned. On February 25, 2018, Afni furnished the credit reporting agencies with notice of the account. Afni responded to the consumer’s duplicate complaint filed through the Revdex.com on March 6, On March 7, 2018, Afni received this rejection. In response, Afni ceased communication and initiated another investigationAfni has attached copies of the account billing statements previously sent to the consumer to this response; these are provided as validation of the account. To address the consumer’s concern again, Afni did mail the consumer an initial notice to the consumer and attempted to verify the consumer’s address during the phone call that took place on January 20thPer the consumer’s rejection response, he stated he requested information mailed to him and then terminated the call with the Afni representative before his address could be confirmed; however, Afni mailed all information to the correct address. Afni has no control over the mail but has sent all notices within the necessary time period and has followed all legal channels throughout our handling of this account. As clearly stated on the original response, Afni will send a request to the credit reporting agencies to remove the account from the consumer’s credit report. Please be aware that it can take the credit reporting agencies up to days to update consumer credit reports. Afni has no control over how quickly the credit reporting agencies update consumer credit reports. However, this does not mean that the account is not due and owing, simply that Afni will no longer furnish the account to the credit reporting agencies. Afni trusts this response has addressed the consumer’s concerns, and considers the matter closed

This is in response to your Revdex.com Rejection. Afni appreciates the opportunity to respond to the consumer’s concerns. On December 23, 2015, *** forwarded the subject account, *** account #: ***, Afni, Incaccount #: ***, with Afni for collections on the balance of $The account is for cellular services established on March 25, 2013, until *** considered the account delinquent on November 7, 2014. The billing address associated with the account is ** *** ***, Raleigh, NC 27624, and the phone numbers are *** and ***. Afni mailed the initial notice of the account on December 26, 2015. On February 7, 2016, Afni furnished the credit reporting agencies with notice of the account. On March 22nd, the consumer called an Afni representative to discuss the settlement offer she received and requested that Afni send her a letter stating the account had been settled in full prior to the consumer making a payment; however, the call became disconnected. Later that same day, the consumer called Afni back and made a credit card payment in the amount of $to settle the account in full at 50% of the balance placed with Afni. Additionally that same day, Afni mailed a verification letter of the account to the consumer. On March 27th, Afni updated the credit reporting agencies on the updated balance on the account. On March 29th and March 30th, Afni mailed the consumer a settled in full receipt. On March 29th, *** requested Afni to cease collections and return the account. On April 4th, the consumer called an Afni representative to inquire why her credit report was still showing a balance. The Afni representative explained that Afni has no control over how quickly the credit reporting agencies update consumer credit reports. On April 17th, Afni updated the credit reporting agencies on the settled in full status of the accountBetween April 18, 2016, and October 16, 2017, Afni received numerous disputes from the credit reporting agencies, reviewed all relevant information, and responded appropriately. On May 1, 2016, Afni updated the credit reporting agencies on the disputed status of the account. On September 26, 2017, Afni received a letter from the consumer disputing the account. In response, Afni ceased communication and initiated an investigationOn October 30, 2017, Afni received this complaint/rejection. In response, Afni ceased communication and initiated another investigation. To address the consumer’s concern, in the course of business, Afni reported that we have received settlement in full of the account, and have reported a $balance. This reflects the accurate status of this account at that timeAfni continued to update the credit reporting agencies as disputed, as the consumer continued to send in disputes via correspondence and the credit reporting agencies. On October 29, 2017, Afni sent a request to the credit reporting agencies to remove the account from the consumer’s credit report. Please be aware that it can take the credit reporting agencies up to days to update consumer credit reports. Afni has no control over how quickly the credit reporting agencies update consumer credit reports. Afni has attached a credit deletion letter confirming that Afni sent a request to the credit reporting agencies to remove the account from the consumer’s credit reportAfni is no longer the collection agency handling the subject account. Further questions regarding the account should be directed to ***. Afni trusts that this response has addressed all of the consumer’s concerns and considers the matter closed

This is in response to your Revdex.com inquiry. Afni appreciates the opportunity to respond to the consumer’s concerns. On July 3, 2017, *** forwarded the subject account, *** account #: ***, Afni, Incaccount #: ***1, with Afni for collections on the balance of $1,
The account is for cellular services established on December 31, 2014, until *** considered the account delinquent on September 8, 2016. The service was active and the bills were paid for almost two years before the service was disconnected. The billing address associated with the account is Guam Way, San Diego, CA 92110, and the phone numbers are 619-665-and 808-339-6987. Afni attempted to mail the initial notice of the account to the consumer on or about July 6th. Afni received notice that the address was incorrect and did not receive an updated address until November 10thAfni mailed a new initial notice on the account on or about November 14th. On August 20, 2017, Afni furnished the credit reporting agencies with notice of the accountOn December 20, 2017, Afni received this complaint. In response, Afni ceased communication and initiated an investigation. Afni has provided bill copies for the consumer's reference. To address the consumer’s concern, the subject account has not been purchased by Afni. Afni received the account from *** and acts as an agent on behalf of ***; therefore, the consumer would not have a contract with Afni. Afni has complied with all state and federal regulations throughout Afni’s handling of this account. Afni will send a request to the credit reporting agencies to remove the account from the consumer’s credit report. Please be aware that it can take the credit reporting agencies up to days to update consumer credit reports. Afni has no control over how quickly the credit reporting agencies update consumer credit reports. The account was updated as identity theft as Mr***n denied knowledge of any service with ***. A *** Fraud Affidavit previously sent to the consumer is attached for completion by Mr***n. Afni encourages Mr***n to complete and return the Fraud Affidavit to: *** Fraud Management, OCA Dispute, KSOPHE0202-2C516, *** Parkway, Overland Park, KS for investigation. Placing a fraud alert with the credit reporting agencies is a suggestion and not required to investigate a fraud claim. Mr***n may also contact ***'s Fraud Department directly if she has any questions regarding the fraud process at (888) 788-0788. Afni trusts this response has addressed Mr***n’s concerns

I am rejecting this response because:This is not proof of validation please provide a copy of a signed contract as validation of this debt, if you are unable to do so I demand you remove this debt from all credit bureau reporting agencies

This is in response to your Revdex.com inquiry. Afni appreciates the opportunity to respond to the consumer’s concerns. On December 1, 2014, *** Mobility forwarded the subject account, *** Mobility account #: ***, Afni, Incaccount #: ***, with Afni for collections on the
balance of $The account is for cellular services established on July 22, 2010, until *** Mobility considered the account delinquent on April 14, 2012. The billing address associated with the account is *** *** *** Lynnwood, WA 98087, and the phone numbers are ***, *** ***, *** and ***. Afni mailed the initial notice of the account on or about January 16, 2015. On March 22, 2015, Afni furnished the credit reporting agencies with notice of the account. Between May 15, and September 7, 2017, Afni received multiple disputes from the credit reporting agencies, reviewed all relevant information, and responded appropriately. On November 21st, Afni received another dispute from the credit reporting agencies; while Afni has not responded yet, Afni will respond appropriatelyOn November 20, 2017, Afni received this complaint. This was Afni’s first contact with the consumer. In response, Afni ceased communication and initiated an investigation. Afni has attached copies of the account billing statements to this response; these are provided as validation of the account. To address the consumer’s concern, Afni mailed the initial notice of the account on or about January 16, 2015, and did not receive notification of any returned mail. On November 26, 2017, Afni sent a request to the credit reporting agencies to remove the account from the consumer’s credit report and attached a letter confirming said action took action to assist the consumer with any financing he may be pursuing. Please be aware that it can take the credit reporting agencies up to days to update consumer credit reports. Afni has no control over how quickly the credit reporting agencies update consumer credit reports. However, this does not mean that the account is not due and owing, simply that Afni will no longer furnish the account to the credit reporting agencies. Afni trusts this response has addressed the consumer’s concerns, but if questions remain, or if he would like to discuss the account, he may contact a Regulatory Specialist at *** ***

This is in response to your Revdex.com inquiry. Afni appreciates the opportunity to respond to the consumer’s concerns. On October 6, 2016, *** forwarded the subject account, *** account #: ***, Afni, Incaccount #: ***, with Afni for collections on the balance
of $293.60. Please note that this is for bundled services and all equipment charges are not included in the balance Afni is collecting uponThe account is for satellite services which *** considered the account delinquent on June 20, 2014. The billing and service address associated with the account is ** *** *** ***, Park Forest, IL 60466. Afni mailed the initial notice of the account on or about October 10, 2016. On December 11, 2016, Afni furnished the credit reporting agencies with notice of the account. On May 5, 2017, Afni received a letter from the consumer disputing the account. In response, Afni ceased communication and initiated an investigationAs a result of the investigation, Afni mailed a validation letter to the consumer on May 19thAdditionally, that same day, Afni mailed the account billing statements to the consumer as validation on the accountOn October 4th, Afni received a letter from the consumer disputing the account. In response, Afni ceased communication and initiated another investigationOn November 6th, Afni received a dispute from the credit reporting agencies; while Afni has not responded yet, Afni will respond appropriately. On November 20, 2017, Afni received this complaint. In response, Afni ceased communication and initiated an investigation. Afni has attached copies of the account billing statements to this response; these are provided as validation of the account. To address the consumer’s concern, Afni mailed the consumer validation of the account on May 19th, and did not receive any notice of returned mail. The subject account has not been purchased by Afni. Afni received the account from *** and acts as an agent on behalf of ***; therefore, the consumer would not have a contract with Afni. As the consumer has requested, Afni will no longer contact the consumer about this account. On November 26, 2017, Afni sent a request to the credit reporting agencies to remove the account from the consumer’s credit report. Please be aware that it can take the credit reporting agencies up to days to update consumer credit reports. Afni has no control over how quickly the credit reporting agencies update consumer credit reports. However, this does not mean that the account is not due and owing, simply that Afni will no longer furnish the account to the credit reporting agencies. Afni trusts this response has addressed the consumer’s concerns, but if questions remain, or if she would like to discuss the account, she may contact a Regulatory Specialist at (*** ***

This is in response to your Revdex.com inquiry. Afni appreciates the opportunity to respond to the consumer’s concerns. On December 23, 2015, *** forwarded the subject account, *** account #: ***, Afni, Incaccount #: ***, with Afni for collections on the balance of
$The account is for cellular services established on March 25, 2013, until *** considered the account delinquent on November 7, 2014. The billing address associated with the account is ** *** ***, Raleigh, NC 27624, and the phone numbers are *** and ***. Afni mailed the initial notice of the account on December 26, 2015. On February 7, 2016, Afni furnished the credit reporting agencies with notice of the account. On March 22nd, the consumer called an Afni representative to discuss the settlement offer she received and requested that Afni send her a letter stating the account had been settled in full prior to the consumer making a payment; however, the call became disconnected. Later that same day, the consumer called Afni back and made a credit card payment in the amount of $to settle the account in full at 50% of the balance placed with Afni. Additionally that same day, Afni mailed a verification letter of the account to the consumerOn March 27th, Afni updated the credit reporting agencies on the updated balance on the account. On March 29th and March 30th, Afni mailed the consumer a settled in full receipt. On March 29th, *** requested Afni to cease collections and return the account. On April 4th, the consumer called an Afni representative to inquire why her credit report was still showing a balance. The Afni representative explained that Afni has no control over how quickly the credit reporting agencies update consumer credit reports. On April 17th, Afni updated the credit reporting agencies on the settled in full status of the accountBetween April 18, 2016, and October 16, 2017, Afni received multiple disputes from the credit reporting agencies, reviewed all relevant information, and responded appropriately. On May 1, 2016, Afni updated the credit reporting agencies on the disputed status of the account. On September 26, 2017, Afni received a letter from the consumer disputing the account. In response, Afni ceased communication and initiated an investigationOn October 27, 2017, Afni received this complaint. In response, Afni ceased communication and initiated an investigation. Afni has provided bill copies for the consumer's reference. To address the consumer’s concern, Afni verified the account with *** and mailed the consumer a letter on March 22, 2016. When a consumer submits a dispute through the credit reporting agencies, Afni responds directly to the credit reporting agencies. Additionally, on October 29, 2017, Afni sent a request to the credit reporting agencies to remove the account from the consumer’s credit report. Please be aware that it can take the credit reporting agencies up to days to update consumer credit reports. Afni has no control over how quickly the credit reporting agencies update consumer credit reports. Afni is no longer the collection agency handling the subject account. Further questions regarding the account should be directed to ***

This is in response to your Revdex.com inquiry. Afni appreciates the opportunity to respond to the consumer’s concernsAfni has determined that while attempting to locate another individual, Afni was provided information in errorAlthough Afni and the credit reporting agencies have procedures in
place to avoid such errors, sometimes mistakes do occurAfni has sent a request to the credit reporting agencies to remove the account from the consumer’s credit reportAfni apologizes for any inconvenience this has caused the consumerThe consumer may contact a Compliance Specialist at ***, if she has any questions or concerns

This is in response to your Revdex.com inquiry. Afni appreciates the opportunity to respond to the consumer’s concerns. On September 9, 2013, *** forwarded the subject account, *** account #: ***, Afni, Incaccount #: ***, with Afni for collections on the balance of
$The account is for services established on September 1, 2010, until *** considered the account delinquent on July 19, 2011. The billing and service address associated with the account is *** *** ***, Hurst, TX 76053. Afni mailed the initial notice of the account on September 11, 2013. On October 27, 2013, Afni furnished the credit reporting agencies with notice of the account. Between March 21, 2014, and August 23, 2017, Afni received multiple disputes from the credit reporting agencies, reviewed all relevant information, and responded appropriately. On March 23, 2014, Afni updated the credit reporting agencies on the disputed status of the account. On May 19, 2017, Afni received a letter form the consumer disputing the account. In response, Afni ceased communication and initiated an investigation. As a result of the investigation, on June 2nd, Afni mailed a validation letter to the consumerAdditionally, that same day, Afni mailed the account billing statements to the consumer as validation on the account. On August 29th, Afni received a letter from the consumer requesting that Afni accept $to close the account and remove the account from the consumer’s credit report. Afni does not accept payment for deletion. On September 12, 2017, Afni received this complaint. In response, Afni ceased communication and initiated another investigation. Afni has attached copies of the account billing statements to this response; these are provided as validation of the account. To address the consumer’s concern, the subject account has not been purchased by Afni. Afni received the account from *** and acts as an agent on behalf of ***; therefore, the consumer would not have a contract with Afni. On September 14, 2017, Afni sent a request to the credit reporting agencies to remove the account from the consumer’s credit report. Please be aware that it can take the credit reporting agencies anywhere from to days to update consumer credit reports. Afni has no control over how quickly the credit reporting agencies update consumer credit reports. However, this does not mean that the account is not due and owing, simply that Afni will no longer furnish the account to the credit reporting agencies. Afni trusts this response has addressed the consumer’s concerns, but if questions remain, or if she would like to discuss the account, she may contact a Regulatory Specialist at *** ***

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID 12193703, and find that this resolution is satisfactory to me

This is in response to your Revdex.com inquiry. Afni appreciates the opportunity to respond to the consumer’s concernsOn July 13, 2013, AT&T forwarded the subject account, AT&T account #: ***, Afni Incaccount #: ***, with Afni for collections on the balance of $
The account is for services established on June 1, 2005, until AT&T considered the account delinquent on May 6, 2011.The phone number associated with the account is ***Afni mailed the initial notice of the account on July 18, On September 1, Afni furnished the credit reporting agencies with notice of the account On December 26, Afni received this complaintThis was Afni’s first contact with the consumerIn response, Afni ceased communication and initiated an investigationOn January 1, Afni furnished the credit reporting agencies with notice of the disputed status of the accountAfni has made the business decision to cease collection activities on the account and return the account to AT&TAfni will also send a request to the credit reporting agencies to remove the account from the consumer’s credit reportAfni has attached a letter stating this request has been sent, for the consumer’s referenceThe consumer should contact AT&T directly if he would like to discuss the account further

This is in response to your Revdex.com Rejection. Afni appreciates the opportunity to respond to the consumer’s concerns. On June 12, 2017, *** forwarded the subject account, *** account #: ***, Afni, Incaccount #: ***, with Afni for collections on the balance of $The account is for satellite services which *** considered the account delinquent on March 30, 2015. The billing and service address associated with the account is *** *** *** ***, Kennesaw, GA 30152, which is the same address the consumer listed on the complaint. Afni mailed the initial notice of the account on June 14, 2017. On August 13, 2017, Afni furnished the credit reporting agencies with notice of the account. Afni responded to the consumer’s duplicate complaint filed through the Revdex.com portal on October 23rdOn October 30, 2017, Afni received this rejection/complaint. In response, Afni ceased communication and initiated another investigation. To address the consumer’s concern, Afni has had no communication with the consumer, be it verbal, written or otherwise, until receiving this complaint. Ergo, no Afni representative made any statements to the consumer in regard to garnishing the consumer’s wages or referencing the consumer’s children. The consumer may have Afni confused with a different debt collection agency. Afni has not violated the consumer’s FDCPA rights in any way. The consumer never received a response to his request for validation as Afni never received any correspondence from Mr*** Afni investigates and validates, if applicable, every dispute received by consumers. The subject account has not been purchased by Afni. As originally stated in the previous response, Afni received the account from *** and acts as an agent on behalf of ***. Afni does not have the authority to sell or transfer the debt. The consumer is correct; Afni IS a debt collector for ***, NOT a debt purchaser. As the consumer has requested, Afni will no longer contact the consumer about this account. On October 22, 2017, Afni sent a request to the credit reporting agencies to remove the account from the consumer’s credit report and attached a copy of a letter to the consumer confirming said action took place on Afni’s previous response. Please be aware that it can take the credit reporting agencies up to days to update consumer credit reports. Afni has no control over how quickly the credit reporting agencies update consumer credit reports. Afni made a business decision to cease collections and return the subject account to ***. Further questions regarding the account should be directed to ***. As Afni is no longer the collection agency handling the subject account, Afni considers the matter closed

This is in response to your Revdex.com inquiry. Afni appreciates the opportunity to respond to the consumer’s concerns. On February 13, 2017, *** forwarded the subject account, *** account #: *** Afni, Incaccount #: ***, with Afni for collections on the balance of $590.09. The account is for satellite services which *** considered the account delinquent on August 21, 2014. The billing and service address associated with the account is *** *** *** ***, Tecumseh, MI 49286, which is the same address the consumer listed on the complaint. Afni mailed the initial notice of the account on or about February 15, 2017. On April 16, 2017, Afni furnished the credit reporting agencies with notice of the account. On March 30, 2018, *** notified Afni that a payment on the account in the amount of $was received; making the new balance owed $On April 12, 2018, Afni received a complaint from the Revdex.com, and in response to this complaint, Afni marked the account as disputed, ceased collections and initiated an investigation of the accountLater that same day, Afni responded to the consumer’s complaint through the Revdex.comThe response stated that no information had been submitted showing *** considered this account closed with a $and that Afni would send a request to the credit reporting agencies to remove the account from the consumer’s credit report. On April 16, 2018, Afni received this complaint. In response, Afni ceased communication and initiated another investigation. Afni has attached copies of the account billing statements to this response for the consumer’s reference. To address the consumer’s concern, the attached payment information Afni received on April 4, from the consumer’s credit reporting agency dispute only shows a one-time payment in the amount of $on March 20, 2018. This payment left a remaining unpaid balance of $400.00. There were no documents submitted by the consumer that indicate that *** considered the account closed with a $balance until this rejection complaint was received. On April 15, 2018, Afni sent a request to the credit reporting agencies to remove the account from the consumer’s credit report. Please be aware that it can take the credit reporting agencies up to days to update consumer credit reports. Afni has no control over how quickly the credit reporting agencies update consumer credit reports. Afni made a business decision to cease collections and return the subject account to ***. Further questions regarding the account should be directed to ***

This is in response to your Revdex.com inquiry. Afni appreciates the opportunity to respond to the consumer’s concerns. On January 24, 2017, *** U-Verse forwarded the subject account, *** U-Verse account #: ***, Afni, Incaccount #: ***, with Afni for collections on the
balance of $The account is for phone service established on May 5, 2015, until *** U-Verse considered the account delinquent on July 15, 2015. The billing address associated with the account is *** *** *** ***, Summerville, SC 29485. Afni mailed the initial notice of the account to the consumer on January 27, 2017. On March 12th, Afni furnished the credit reporting agencies with notice of the account. On March 15, 2017, Afni received this complaint. This was Afni’s first contact with the consumer. In response, Afni ceased communication and initiated an investigation. Afni has attached copies of the account billing statements to this response for the consumer’s reference. To address the consumer’s concerns, Afni mailed notice on January 27th to the consumer stating his right to dispute the debt at *** *** ***, Summerville, SC 29485, which is the same address the consumer listed in his complaintAs a courtesy to the consumer, Afni has requested all credit reporting information to be removed. Afni made a business decision to cease collections and return the subject account to *** U-Verse. Further questions regarding the account should be directed to *** U-Verse

This is in response to your Revdex.com inquiry. Afni appreciates the opportunity to respond to the consumer’s concerns. On June 7, 2017, *** forwarded the subject account, *** account #: ***, Afni, Incaccount #: 065840800-01, with Afni for collections on the balance of
$The account is for satellite services established on December 11, 2014, until *** considered the account delinquent on March 15, 2016. The billing address associated with the account is *** *** *** *** *** ***, Phoenix, AZ 85042. Afni attempted to mail the initial notice of the account to the consumer on June 9, 2017, to *** *** *** *** *** ***-***, Phoenix, AZ 85042, which is the same address the consumer listed on the complaint. Afni received notice that the address was incorrect and did not receive an updated address. On July 9, 2017, Afni furnished the credit reporting agencies with notice of the accountOn November 28, 2017, Afni received this complaint. This was Afni’s first contact with the consumer. In response, Afni ceased communication and initiated an investigationAfni has attached copies of the account billing statements to this response; these are provided as validation of the account. To address the consumer’s concern, the subject account has not been purchased by Afni. Afni received the account from *** and acts as an agent on behalf of ***; therefore, the consumer would not have a contract with Afni. As the consumer has requested, Afni will no longer contact the consumer about this account. Afni will send a request to the credit reporting agencies to remove the account from the consumer’s credit report. Please be aware that it can take the credit reporting agencies up to days to update consumer credit reportsAfni has no control over how quickly the credit reporting agencies update consumer credit reports. However, this does not mean that the account is not due and owing, simply that Afni will no longer furnish the account to the credit reporting agencies. Afni trusts this response has addressed the consumer’s concerns, but if questions remain, or if she would like to discuss the account, she may contact a Regulatory Specialist at *** ***

This is in response to your Revdex.com inquiry. Afni appreciates the opportunity to respond to the consumer’s concerns. On December 28, 2016, *** forwarded the subject account, *** account #: ***, Afni, Incaccount #: ***, with Afni for collections on the balance of
$The account is for satellite services which *** considered the account delinquent on April 26, 2016. The billing address associated with the account is *** *** *** ***, SC 29483, which is the same address the consumer listed on the complaint. Afni attempted to mail the initial notice of the account to the consumer on December 30, 2016, to *** *** *** *** B, Summerville, SC 29485. Afni received notice that the address was incorrect and did not receive an updated address. On January 29, 2017, Afni furnished the credit reporting agencies with notice of the accountOn October 30, 2017, Afni received this complaint. This was Afni’s first contact with the consumerIn response, Afni ceased communication and initiated an investigationAfni has attached copies of the account billing statements to this response; these are provided as validation of the account. To address the consumer’s concern, the subject account has not been purchased by Afni. Afni received the account from *** and acts as an agent on behalf of ***; therefore, the consumer would not have a contract with Afni. As stated, Afni mailed the consumer the initial notice detailing her right to dispute the debt; however, Afni did not have the most recent address for the consumer. Afni will send a request to the credit reporting agencies to remove the account from the consumer’s credit report. Please be aware that it can take the credit reporting agencies up to days to update consumer credit reports. Afni has no control over how quickly the credit reporting agencies update consumer credit reports. However, this does not mean that the account is not due and owing, simply that Afni will no longer furnish the account to the credit reporting agencies. Afni trusts this response has addressed the consumer’s concerns, but if questions remain, or if she would like to discuss the account, she may contact a Regulatory Specialist at *** ***

Initial Business Response /* (1000, 5, 2015/09/02) */
This is in response to your Revdex.com inquiryAfni appreciates the opportunity to respond to the consumer's concernsOn July 7, 2015, Dish Network forwarded the subject account, Dish Network account #: XXXXXXXXXXXXXXXX, Afni Incaccount #:
XXXXXXXXX-XX, with Afni for collections on the balance of $
The account is for satellite services established on December 10, 2012, until Dish Network considered the account delinquent on December 21, 2013.The billing address associated with the account is *** *** *** Hanahan, South CarolinaAfni mailed the initial notice of the account on July 9, On August 9, Afni furnished the credit reporting agencies with notice of the accountOn August 18, Afni received a dispute from the credit reporting agencies, reviewed all relevant information and responded appropriately
On August 19, Afni received this complaintThis was Afni's first contact with the consumerIn response, Afni ceased communication and initiated an investigationOn August 23, Afni sent a request to the credit reporting agencies to remove the account from the consumer's credit reportAfni has made the business decision to cease collection activities on the account and return the account to Dish NetworkAfni has attached an I.Dtheft affidavit to aid the consumer in filing identity theft on the account, if she chooses to do soThe consumer should contact Dish Network directly if she would like to discuss the account furtherIf the consumer wishes to file identity theft on the account, the consumer should contact Dish Network's fraud prevention team

This is in response to your Revdex.com inquiry. Afni appreciates the opportunity to respond to the consumer’s concerns. On December 26, 2017, *** forwarded the subject account, *** account #: *** Afni, Incaccount #: *** with Afni for collections on the balance
of $The account is for satellite services which *** considered the account delinquent on September 9, 2015. The billing and service address associated with the account is *** *** *** *** ***, Atlanta, GA 30331, which is the same address the consumer listed on the complaint. Afni attempted to mail the initial notice of the account to the consumer on or about December 30, 2017, to *** *** *** *** *** 1, Atlanta, GA 30331. Afni received notice that the address was incorrect and did not receive an updated address until January 20, That same day, an Afni representative called the consumer to discuss the accountThe Afni representative was able to confirm that he was speaking with the consumer; however, the call disconnected just after verifying the accountAfni mailed a statement letter on the account on or about January 21st, to the above address which was also returned. On February 25, 2018, Afni furnished the credit reporting agencies with notice of the accountOn March 6, 2018, Afni received this complaint. In response, Afni ceased communication and initiated an investigationAfni has attached copies of the account billing statements to this response; these are provided as validation of the account. To address the consumer’s concern, Afni did mail the consumer an initial notice to the consumer and attempted to verify the consumer’s address during the phone call that took place on January 20th; however, the call became disconnected. Afni will send a request to the credit reporting agencies to remove the account from the consumer’s credit report. Please be aware that it can take the credit reporting agencies up to days to update consumer credit reports. Afni has no control over how quickly the credit reporting agencies update consumer credit reports. However, this does not mean that the account is not due and owing, simply that Afni will no longer furnish the account to the credit reporting agencies. Afni trusts this response has addressed the consumer’s concerns, but if questions remain, or if he would like to discuss the account, he may contact a Consumer Relations Specialist at (866) 716-

This is in response to your Revdex.com inquiry. Afni appreciates the opportunity to respond to the consumer’s concerns. On May 11, 2017, *** forwarded the subject account, *** account #: ***, Afni, Incaccount #: *** with Afni for collections on the balance of
$The account is for satellite services which *** considered the account delinquent on September 2, 2016. The billing address associated with the account is *** *** *** *** ***, Ada, OK 74820. Afni mailed the initial notice of the account on May 13, 2017. On June 11, 2017, Afni furnished the credit reporting agencies with notice of the account. On October 23, 2017, Afni received this complaint. This was Afni’s first contact with the consumer. In response, Afni ceased communication and initiated an investigation. Afni has attached copies of the account billing statements to this response; these are provided as validation of the account. To address the consumer’s concern, the subject account has not been purchased by Afni. Afni received the account from *** and acts as an agent on behalf of ***; therefore, the consumer would not have a contract with Afni. Afni will send a request to the credit reporting agencies to remove the account from the consumer’s credit report. Please be aware that it can take the credit reporting agencies up to days to update consumer credit reports. Afni has no control over how quickly the credit reporting agencies update consumer credit reports. However, this does not mean that the account is not due and owing, simply that Afni will no longer furnish the account to the credit reporting agencies. Afni trusts this response has addressed the consumer’s concerns, but if questions remain, or if she would like to discuss the account, she may contact a Regulatory Specialist at (877) ***

After review of the dispute it was determined that the accounts will be removed from the credit bureau