Asset Recovery Solutions, LLC

Good afternoon, Thank you for the opportunity to respond to the consumer's complaintIn an effort to work with the consumer we have investigated her claim and at this time have determined to cease all collection activity on her accountWe have closed her account and have sent the account back to our clientIn addition, we have notified our client of the consumers concerns regarding this account.Thank you

Dear Mr [redacted] I am in receipt of your concern regarding the correspondence you received from Asset Recovery Solutions, LLC concerning your balance on the outstanding receivable from Bureaus Investment Group Portfolio NoLLC The account was recalled by our client after the letter was sentPlease accept our sincerest apologies for the inconvenience If you have any additional questions or concerns you can certainly reach out to us directly and we can assist youYou can reach me directly at [redacted] Thank you for the opportunity to respond

Initial Business Response / [redacted] (1000, 5, 2015/06/11) */ Good afternoon, At the request of the consumer, the account has been closed and we have submitted a request to delete our trade line information from her credit bureau Thank you Initial Consumer Rebuttal / [redacted] (2000, 7, 2015/06/14) */ (The consumer indicated he/she ACCEPTED the response from the business.) I appreciate the response and the timely action of the company to respond

The account for which is being referenced was disputed, settled and deleted with the original creditor, *** Motor CorpI request the same for the collections account for following reasons, as itemized below
Asset Recovery Solutions, LLC (The Bureaus Investment Group Portfolio No 15, LLC) is reporting and continuing to collect on a previous debt that has already been disputed, settled and deleted with the original creditor, *** Motor Corp ARS (Asset Recovery SolutionsLLC) additionally directly conflicts with all my supporting documentation, provided herein in their collection efforts, violating numerous codes of the FDCPA as well as the RFDCPA This account was originally disputed with the original creditor/lender; the credit application upon purchase at the dealer was falsely represented as a loan, not an adjustable high APR credit card! The “loan” application was filled out by the salesman and the maxed out credit card then arrived in the mail days later with an app

Company calls from my cell phone, and asks for me by name, I confirm I am that personThe caller states they need to verify my social and reads out a numbersI advise with the identity theft going on I am not verifying something like that not knowing who the company isWhen I ask which company they are with, they advise I will need to verify the social before they will tell meAgain I advise I will not be verifying that informationThey become rude and disconnect the callI have been contacted in this manner more than once

This company contacted my place of employment and were not given my employer number or extension, but found it and called and spoke with a colleague of mine leading her to believe that this matter needed immediate attention and they were in dire need of speaking with me, even though I was off from my job on sick leave for surgery and was not going to be there for anther 1-wkThey coerced the information about my health status from a coworker and also gave private information about myself or financial situation to her to obtain information they were seekingWhen I called them even though I was in no shape to speak with them but had been called by my employer with emergent need to contact *** at the number listed and did so*** became rude when I questioned the validity of this claim and their business, and that this Lending Club loan had been charged off, bought by *** investments etc and she could not give me detailsI asked for in writing mailed to me, which I final

When recieving calls from unfamiliar numbers, I do not answer in expectation of the caller leaving a messageMy husband, however, answers calls when he is half asleep as he is a third shift worker and tends to not look at numbers, assuming it to be an emergencyThis business has been calling me for a few days now and never leaves a message; today they called my husband instead of me while he was sleepingI do not know the full details of the call, but what I am put off by is the fact that I was informed the man my husband was speaking to was extremely agressive and rude when told that my husband could not resolve any problems u til first having spoken to me about itI am not sure what conspired first, but I do know my husband called the man a bad name and the man had threaten legal action against usAgain, I do not know what order those things happened inFrom what I was told, I do not know if this is a company that I want to do business with if the agressiveness is going to cont

I was recently contacted by this companyIt was regarding a loan that was taken out in my name by a school that is no longer accredited*** Schools of Beauty, I went to this beauty school thinking I would be able to get an educationAll I received were billsI was mislead about the school and its curriculumI actually found out that they were not teaching past the day mark that was allowed to get a full refund of your money, because they separated the new students and kept telling us we were going to learn things they knew we never wouldTwo different teachers were fired during my enrollment for stealing along with moving staff members around to different locationsThe school was so expensive and they informed me that it was due to all of the services that they would offerLike special hair cutting/coloring classes, submitting my papers early so I could take state board as soon as I left the school, helping me find a job in a salon, etcNone of which were ever actually doneI did not end up going to state board until a year after I "graduated" from the school because they sent the wrong social security numberThis school was just a massive money pitThe whole idea of graduation was a jokeI was told that in order to graduate we would have to complete and turn in two massive work books and due a certain amount of hoursHalf way through the semester they lost my hours and made me start over due to no fault of my own, and as for the workbooks I still have mine they never asked me to turn them in! The school also promised to help give students the upper hand by helping them find jobs once they left the schoolYou would pay all of this tuition money and then they would offer you jobs at retail stores like *** or ***This was a terrible schoolThey forced me to work extreme hours, hour days from opening to closingI was forced to stand all on my feet all day cutting hair on the salon floor making them more money in order to try to accelerate my "education" this was all based on what the teachers saw fit for meAfter doing this over a month, my body could no longer handle thisI had been using coffee to keep myself awake and my organs started shutting downI ended up in the hospital extremely sickI was told at the beginning of the school enrollment that I would be allowed to miss days as long as I had a legitimate doctors note, they then told me that since I was admitted into a hospital I would be missing to many hours on my record and I would have to pay moreThey forced me to take out yet another loan in order to "graduate" and told me I would not be able to proceed without taking out another loanI can not believe what this school has done to me and my lifeI went there expecting to get an education and to start a new careerI was left shocked at how an establishment with so many years of credentials could treat people like thisI honestly believe that the only reason I passed state board was because I took actionAfter finding out that they sent my information incorrectly I enrolled in a crash course that was privately owned a week before I knew I was scheduled to take my examI had to pay even more money but felt it was in my best interest because I knew that I had been gone from the school for so longNot only that but we were all taught things that were counter intuitive because the teacher could not agree on a set curriculum this was due to the constant staff changesI do not cut hair professional at a salon, because I feel underwhelmed in my skillsI know this because I was drastically let down by the school that I attendedMonths after this happened to me the school was shut downI do not understand why this company is reaching out to me and harassing me trying to get me to pay for having to go through such an awful schoolFor the sake of saving time I did not mention the countless other things that my fellow classmates and I had to endureI currently contacted the U.SDepartment of Education and I am now awaiting the status of my claimI honestly do not believe that it is fair how they operated such horrible school, they did it strictly to collectively take millions of dollars from unknowing AmericansI was recently contacted by the Representative from this company, Beverly from Asset Recovery Solutions, LLCIt was awful to get a call that pertained to my past experiences at ***s from this companyI felt this hostility and aggressiveness that was not necessary coming from BeverlyBeing a sensitive subject for me, I responded with and equally aggressive response only to have things escalateI do not believe that debt collectors should be so insensitive to what others have gone throughI informed her of what happened and she still persisted to harass meTrying to explain what happened to this representative took so long that it made me late for my classThis harassment was above and beyondIt was very unnecessary especially due to everything I had been through with the no longer accredited schoolI am waiting for the U.SDepartment of Education to review my claim about the bogus schoolUntil then please refrain from reaching out to me with your rude and disrespectful representativesI should not be harassed over a company that was fraudulent and is no longer accredited due to its own malicious actions

Dear Mr*** I am in receipt of your concern regarding the correspondence you received from Asset Recovery Solutions, LLC concerning your balance on the outstanding receivable from Bureaus Investment Group Portfolio NoLLC The account was recalled by our client after the letter
was sentPlease accept our sincerest apologies for the inconvenience If you have any additional questions or concerns you can certainly reach out to us directly and we can assist youYou can reach me directly at *** *** *** Thank you for the opportunity to respond

Asset Recovery Solutions, LLC has mailed me a collection claim for $78,and is threatening further actionI DISPUTE THE VALIDITY OF THIS CLAIM ABSOLUTELY AND IN ITS ENTIRETYI further suspect that this may be suspicious or fraudulent behavior

This company has relentlessly called my cell phone, my job, and now my very sick fatherToday alone, within minutes, I got a call from the same number on my cell, then my work phone, and then my father called meI have not received anything in writing via email or postal mail that this is a legitimate matter

I am *** wife, I have requested a detailed account history showing how it is that a beginning balance of minus payment of ballooned in years to It was our belief when the company stopped taking the automatic withdrawal March of this account was at a zero balance and we had met the settlement agreement at that timeWe have not received a letter or phone call regarding this account until last week February 10th stating the balance due is over thousand dollars We requested a detailed account history, what was sent were the dates and payment amounts, no balances, charges or fees When I called I was told this information is not available to send to me and I would not receive this information I am not denying a debt for this issue, I am denying the amount being owed, as with totals from above it is thousand dollars of interest in yearsI have the right to question the amounts and totals and to be able to receive a complete account h

Initial Business Response /* (1000, 8, 2015/05/11) */
Good morning,
At the request of the consumer, all calls to her place of employment have been discontinued and the account has been reassigned to a new representative
If there is anything further we can do to assist in resolving
this matter please feel free to contact our office
Thank you

Dear MsBuchelly:
text-align: justify;">I am in receipt of your recent correspondence to the Revdex.com of Chicago & Northern Illinois. In September of you sent us correspondence indicating that in March of you received approval for disability student loan forgiveness, related to federal student loans that had been established under
your name. We have no connection to those loans, which are separate from the private student loan that was placed with us by our client Jefferson Capital Systems, LLCfor collection efforts. However, based on your correspondence, we discontinued collection efforts on the account that was placed with us and it was returned to our client on October 7, 2016. Although the disability loan forgiveness
you sited does not cover the private loan Jefferson Capital Systems, LLC placed with us, as a goodwill gesture, they have agree to terminate collection efforts on the remaining balance due on that loan.
They have also authorized us to refund the $in payments you forwarded to us on that account after February of 2016, and we have processed a refund in that amount. If you have any additional questions or concerns you can certainly reach out to us directly and we can assist youYou can reach me directly at 1-888-678-EXT Thank you for the opportunity to respond

I was checking my credit report with *** and saw that ARS LLC reported an open collection for me from Penn *** for the amount of $on February 8th, This debit was resolved on February 21, with *** *** *** *** for Penn *** in the amount of $I have a confirmation letter from *** *** *** *** dated February 21st, for my payment of $on February 20th,
Thank you,
Holly ***

These people are rude and have no customer service skills when calling youI had received a phone call from a lady reporting to be from this companyThe Lady mentioned my name and did not even say who or what company was calling, immediately asked for my and would stop at nothing for me to “answer if the last four of my social were the numbers she was telling me and if the date of birth she was telling me was my date of birthI refused to give that information, being that I had no clue who or what company was calling me, I explained to her that I would not disclose or “verify” that the information she was asking was private and I would not disclose it if she didn’t not let me know what this was in reference to, I also told her I have not received anything in writing from this companyThe lady was rude and would not explain to me anythingI was not about to give/verify my personal information, being that I had no clue what the call was in reference to.I'm willing to address it but

The company has called me at my place of employmentI am not allowed to receive personal calls while at workIf they ever call my cell phone, they never leave a messageI cannot afford to lose my job over them callingI have been sending them via bank transfer, $every four weeksIf I could afford to send more every month, I would do so

Dear Miss*** I am in receipt of your correspondence to Asset Recovery Solutions, LLC concerning the ** *** *** account that was placed with us for collection I have reviewed the account and it appears that we were able to provide you the letter and the payment
history that you requested on March 01, If there is anything else that we can assist you with please do not hesitate to reach out to us You can reach me directly at *** *** *** Thank you for the opportunity to respond

Good morning, Thank you for providing an opportunity to respond to the consumers complaintAt the request of the consumer,
we
have discontinued all collection efforts on this matter pending resolutionWe have notified our client of the concerns raised by the consumerAt our
clients request, we have suspended all collection activity on this account

ASSET RECOVERY SOLUTIONS HAD TAKEN OVER AND ACCOUNT THEY SAID FOR LENDING CORPORATION THEY CLAIMED THAT THEY BOUGHT THIS ACCOUNT FROM *** *** BUT LENDING IS STILL REPORTING ON MY CREDIT REPORT AS PAST DUE SO I SENT ASSET SOLUTIONS AN EMAIL THAT I WANTED TO VERIFY WHAT'S UP WITH THIS ACCOUNT WHEN I AM PAYING THEM BUT LENDING CORP IS STILL REPORTING THAT NO PAYMENTS HAVE BEEN MADE AND UNTIL THEY CAN SEND ME DOCUMENTATION THAT THEY HAVE BOUGHT THIS ACCOUNT FROM *** *** AND WHATEVER PAPERWORK PROVING THAT THEY ARE COLLECT FOR *** ***ALSO I NEVER GAVE THEM MY HOME PHONE NUMBER AND THE NUMBER *** CALLED MY HOME TODAY AND THEY HAVE NO BUSINESS CALLING MY HOME BECAUSE THAT NUMBER IS NOT ON MY LOAN DOCUMENTS AND I STRONGLY URGE THEM TO REMOVE MY HOME NUMBER WHEN THEY SEND ME THE INFO I HAVE REQUESTED BY MAIL I WILL NOT BE CORRESPONDING BECAUSE I WILL NOT BE TAKEN ADVANTAGE OFI HAVE BEEN FAITHFULLY PAYING ON THIS ACCOUNT UNTIL I GOT MY CREDIT REPORT AND SHOWING WHAT'S