Choice Recovery, Inc.

The number that I called was [redacted].  I am unsure of the name of the person I spoke to, I only know that she identified herself as a supervisor.

We are trying to reach the consumer to obtain more information on this matter.  If the consumer is willing to provide a copy of her credit report (with the reporting agency showing ie - Transunion, Equifax, and/or Experian) we will be happy to research it further.  She is welcome to call...

our office to discuss this as well.

Thank you so much for providing this additional information to us.  We have spoken with Ms. [redacted] and have come to a resolution on this matter.  All notices to the agreement we sent to Ms. [redacted] via US Mail.Should the Revdex.com have further questions, please contact us.

Thanks very much for your kindly works on my complaint! I would like to contact with the collection agent directly. But I prefer such a way that all the communication details can be recorded. So I prefer email than a phone call. But I cannot find the related email from its official website. So if possible, please ask the business to provide a effective email address for contact. Thanks very much!

I have proof of payment.
Regards, [redacted]

We will be happy to investigate your dispute but at this time we have no matching information for this consumer.  Did you possibly go by a different last name?  Would you please provide the original credit bureau account number?

I have not received a letter confirming the removal from credit report from Choice Recovery as of today nor received any follow up call from them on apologize.  It will be still unresolved until I receive letter from them.
Regards,
[redacted]

[A default letter is provided here which indicates your acceptance of the business's response.  If you wish, you may update it before sending it.]
Revdex.com:
I reviewed the response made by the business in reference to complaint ID 12195503, and find the resolution is satisfactory to me. The collection officer and I spoke, and its figured out. Thank You! 
Regards,
Alexis Furguson

1. My most recent credit report shows that the unreasonable collection is still on my account which influenced my score seriously (see attachment); First of all, I request Choice Recovery Inc remove the unreasonable collection from my account before next step of negotiation. 2. I sent an email to Choice Recovery Inc in April and May respectively (see attachment) for the collection rationality. Moreover, they are informed in those letters that I will not responsible to this bill if they cannot provide the requested information in a month. But I did not receive their response.3. As mentioned in the last text, my insurance have paid the most part of balance to the provider: [redacted] Emergency Special. And I was informed by the provider that this claim has been cleared. So I reserve the right to know the legality of the remaining balance owe to the collection agency.I appreciate for your kindly works and evaluations for my case!

I reviewed the response made by the business in reference to complaint ID [redacted], and find the resolution is satisfactory to me. I guess I did not read the document I signed. I'll send the payment to CHoice Recovery.
Regards,
[redacted]

Choice Recovery Inc updates all paid accounts with the credit bureaus.  We notified the credit bureaus of the paid account on March 31, 2014.  All accounts are updated accurately.  We do not request deletions of collection accounts that are paid late.

We apologize the consumer seems to be confused over this matter.  Choice Recovery has validated this account with [redacted] and sent notice to the consumer of the validation (11/29/16).  Choice has also sent a copy of this complaint to [redacted]' office to make sure the client is...

aware of the consumer's concerns.We are unable to collect funds from our client but have made the office aware of the consumer's concerns.  Choice Recovery will not comment further on this part of the complaint as it directed to [redacted] and the insurance company of the consumer.We will attempt to validate the service performed was completed and the balance is due again.

Notices were sent to the consumer by Choice Recovery (formerly known as FFCC-Columbus) on 11/5/12 and 12/3/12 with no response.  We spoke to a man who verified he was the consumer on 12/17/12. The original creditor sent statements to the consumer at the address he provided at his time of...

service.  We have verified all information on the account as accurate and valid.  We have sent notification of the verification to the consumer's home address.  This includes a medical release which the consumer can return to us for an itemized statement of charges.

I wish to have the company remove any references to their company from my credit bureau profiles immediately. This is causing unjustified harm to my credit and waiting an additional 30 days to post the removal is unacceptable. All three credit bureaus will update immediately upon receiving the information to remove any reference to this account from my profile. The erroneous actions of this company have resulted my receiving a higher interest rate on a loan and therefore I'd like to try to prevent this company from doing this type of harm to other consumers.  As in my original resolution action request, I'd like to see an investigation into this company due to the volume of complaints received at the Consumer Financial Protection Burea that are of the same nature.

I explained to Choice Recovery that I wanted a copy of the billing from [redacted] because they never sent me a bill for the amount due. They asked me to...

sign a form stating they will get me copies of all payments made to [redacted], which I did as they requested and they have never gotten the paid statements for me. The [redacted] has a horrible billing system and I don't trust them. I never did receive a bill for the amount they are asking for. Why didn't they send me a bill before turning it into collections? I do pay my bills and this is totally unfair to me!!!
Regards,
[redacted]

We would be happy to get a copy of the itemization of charges for the consumer.  Please sign the medical release portion of the validation notice sent on 01/08/16.  Once we receive this, we will be able to obtain more details for you.

I do not agree with Ms. [redacted]'s statement and am unclear what she would like the outcome to be.  How would Ms. [redacted] like to resolve this complaint?

The original creditors are The [redacted] for the amount of $154 and [redacted] for the amount of $139.
Regards,
[redacted]

they said they are still rsearching the amount that is due. They can correspond with me through this Revdex.com complaint instead of reaching me through attorney [redacted]
Regards,[redacted]

__XX__ the last four of your social security number __XX__ your date of birth __XX__...

the name of the original creditor and/or  __XX__ previous addressesHi,last four [redacted]dob [redacted]original creditor [redacted]previous address [redacted] [redacted]