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Educational Credit Management Corporation

111 Washington Ave S Ste 1400, Minneapolis, Minnesota, United States, 55401-2108

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I keep receiving letters, unwanted phone calls for an *** about a student loan. I am not ***, I have never been *** or have I ever married a ***, nor have I ever been known by anybody with that name. I do not owe a student loan. I am 66 years old and this is a harassment from this company. I live from social security and a few hours a week job in a retail store. I do not own any property nor do I have savings or any assets. I want them to leave me alone. Although I have told them many times they keep calling me and now I received a wage garnish notification in the name of ***. I AM NOT ***. I do not have any money to hire a lawyer to defend me. I want them to stop the harassment. If they have any proof that I am *** have them show them to you.

Educational Credit Management Corporation Response

Please See Attached.

Customer Response

I am rejecting this response because: ECMC has not yet provided signed documents and a written contract to prove the supposed debt that will tell me that I have been subject to identity theft. All I have ever gotten are letters with this name claiming that I owe a student loan. If they say that *** has signed a loan with my social security I want to see evidence of this before I proceed with an identlty theft complaint and costly procedure when I don't even have evidence of it.

I want to see a written contract where the supposed *** signed a student loan with my social security so that I can proceed accordingly.

Thank you so much for your valuable assistance.

Educational Credit Management Corporation Response

On May 23, 2017, Educational Credit Management Corporation (ECMC) received your Revdex.com (Revdex.com) complaint and responded timely on June 1, 2017. You indicated you did not accept the response and your new inquiry was forwarded to ECMC June 2, 2017.

You are requesting documents signed by *** to prove you owe the “supposed debt”. It is your claim these student loans do not belong to you therefore ECMC is unable to provide any signed documentation to someone who is not the account holder. Please note, after a review of the documents associated with the account in question, ECMC has changed the last name on the account from *** to ***.
As stated in the first response, after reviewing this information, should you still believe these loans do not belong to you, please complete the Certification/Agreement of Cooperation of Identity Theft Claims (ID Theft) affidavit provided and contact Laurie ***, ECMC Research Resolution Specialist, at . Ms. will be able to further assist you with this matter.

Should you determine the loans do belong to you, there are several options available for defaulted borrowers such as Pay in Full, Settle in Full, Rehabilitation and Consolidation. To learn more about these options, you can view www.ecmc.org under the Resolving Default tab or visit www.studentaid.ed.gov under Repay your Loan - getting out of default. To enter into one of these arrangements or to receive further information specifically regarding this account, please contact ECMC at .

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Address: 111 Washington Ave S Ste 1400, Minneapolis, Minnesota, United States, 55401-2108

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