Herrero Brothers Inc

After conducting an investigation on your account we did find that the paperwork received from Merchant Services was processed incorrectly. A credit has been processed today in the amount of $This amount will be credited back to your credit card

Complaint: ***
I am rejecting
this response because:In accordance with my rights under the Fair Debt Collection Practices Act, I am hereby requesting formal validation of the alleged debt you are reporting to the major credit reporting agencies on my behalfThe documentation you have claim to be forwarding to me, is still not proof that I owe FCS anythingPlease note that I am not requesting a simple account summary but instead you should forward the following information in a timely manner:Validation that the alleged debt was established, including a signed application for credit from Financial Control Services. Formal certification that the alleged debt was transferred to a third party if applicableNotarization regarding the alleged debt’s P&L application to federal or state tax write offA complete monthly accounting history from the alleged debt’s inception through the present date, including any alleged charges, penalties, service charges, and payments, as well as a certified attestation regarding current statusDocumentation regarding your company’s compliance, including applicable bond, regarding debt collection laws in my state.Financial Control Services haven't proved to have any right to be on my credit report because I know for a fact I've never contracted with you nor consented to you being able to make any communication on my credit reports You're violating the FDCPA by continuing collection activity and you're violating the FCRA by furnishing information and verifying unvalidated information, disputed information, erroneous information, when no access to my credit reports has ever been granted to Financial Control Services.I will look forward to receiving the requested documentation so that this matter will not escalate furtherOtherwise, you are prevented from reporting this account to the consumer reporting agenciesAny further reporting is in violation of the Fair Debt Collection Practices Act (FDCPA) section (b) USC 1692g

We responded to consumers dispute on April 1, 2016, we provided her an itemize statement. Informed her that "there is no basis in law to substantiate right to such information. I fact, court cased and Federal Trade Commission have found there is no duty to comply with such excessive
verification demands." The debts will not be deleted. Consumer was informed of the debts being in collections when we received them and sent her a letter. We have on file same address as she has provided in the letter received

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and find that this resolution is satisfactory to me
Regards,
*** ***

Complaint: ***
I am rejecting this response because: Simple information I requested, Has not been provided.I am respecfully asking for your records that show:A contract between myself and the others involved, that has my siginture for the dates in questionA copy the original Insurance payment document that shows payment, contract writeoffs and remainder. These are medical records and have a retention time. Please provide these last few items to assist in the validation
Regards,
*** ***

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and find that this resolution is satisfactory to meIf it doesn't delete in weeks I will go ahead and make another complaintI'm
Regards,
*** ***

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and find that this resolution is satisfactory to me
Acct 1: $Created 12/2/2010Acct 2: $Created 12/2/2010Acct 3: $Created 12/2/2010Acct 4: $Created 12/2/2010Acct 5: $Created 12/2/2010Acct 6: $Created 12/2/2010Acct 7: $Created 8/10/2010
Regards,
*** ***

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and find that this resolution is satisfactory to me
FYI- The patient in question is not my sonMy current employer of yrs provides health care insurance and would be utilized in any eventAlso the incorrect address listed is not associated with me in any form.
Regards,
*** ***

I have verified April with Equifax per *** was deleted, Experian per *** was deleted, I called Transunion per *** for some reason was not updated as deleted. I did another deletion on *** for Transunion. I have verified now as of today per *** has been deleted

Complaint: ***
I am rejecting this complaint until alleged debt has been validated, and response has been sent to me via
USPS certified mail.Formal debt validation was sent via USPS certified mail, and was received by the RMP on August 21, USPS Tracking number available upon request
Regards,
*** ***

Ms***, our office requested your accounts be updated with a dispute status on May 23, with the credit bureaus we report to. The address our dispute response was mailed matches the address on your original dispute. As a courtesy our office will resend our response to you. If the information provides you with additional information as to what your are disputing about the service or balance our office will re-investigate the matter

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and find that this resolution is satisfactory to meThank youI will send a letter as soon as possibleAlso, I still have not received the itemized bill that I requested while on a conference call with my bank rep and your representativeIt has been almost two weeks.
Regards,
*** ***

Complaint: ***
I am rejecting this response because:You have failed to provide me with something as simple as a Billing statement with the date that alleged services were providedTo mail me these documemts with the date of services is fraudYou are providing information to me and the credit bureaus as wellAlso the Billing Statements you provided have my current phone number listed as 979-248-Ive only had this number since August of when I changed phone companies and I have a statement showing the day my contract started with this companyThat would mean your company recently obtain this copy of this alleged debtYou have been reporting this alleged debt to Credit Bureaus since May if You did not send me what your company has been using to verify or validate this debtI will be filing a complaint with the CFPB and the Attorney General’s 0ffice as well
Regards,
*** ***

I will send consumer our copies of my response to 1st and 2nd dispute. All the information provided to us by consumer through E-Oscar matched all of our information including address. The consumer was provided an itemize statement from our client with her 1st dispute

Complaint: ***
I am rejecting this response because: this is not trueThe company sent a letterhead and no additional documentation to show that this is my account. I have requested that all documents that this company has for the referenced account be sent to me so I may validate the account and this has not been doneI can upload all documents that have been sent to me and it will show that this company has not honored my legal right to have a copy of all the documents that they allege to have to validate this account.
Regards,
*** ***

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and find that this resolution is satisfactory to me
Regards,
*** ***

The account was not received in our office for collections until June 10, 2014, and on June 12, 2014, a letter was sent to consumer informing her account is in collections. We received no return mail. Also there were numerous calls made to the same # that is provide
on this complaint and we received no return callsWe have no record of consumer ever speaking to anyone in our office in June, September or today December

Consumer was provided a letter from our office the day the account was turned over for collections on 3/09/to same address as provided in this disputeNumerous calls were made in attempt to reach consumer to resolve this before it went on CBR with no contactConsumer then
disputed this balance on March 14, 2018, we did respond to her dispute, an itemize statement was attached that provided all her information including SSN and same address with the services that were provided to her on that DOS. Regarding demands for verification including signed contracts, our agreement with the original credit listed on this account, etc. there is no basis in law to substantiate your right to such information. In fact, court cases and the Federal Trade Commission have found there is no duty to comply with such excessive verification demands

The above account consumer is referencing is not one account but a total of accountsConsumer disputed only one account in the amount of with the Revdex.com on June 11, 2017. Consumer was sent letter on 6/19/that that account was deleted for that amountI will forward copy of that
letter to consumer

CONSUMER CALLED IN AND WOULD NOT IDENTIFY HIMSELF SO NOTHING REGARDING THE ACCOUNT. WE COULD NOT DISCUSS THE ACCOUNT WITH HIM UNTIL HE DID IDENTIFIY HIMSELF AND HE WOULD NOT AND HUNG UP