Home Satellite

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and have determined that this does not resolve my complaint. For your reference, details of the offer I reviewed appear below
Regards,
*** ***

PNC Bank, N.Aresponded to *** *** on 11/20/2017, and considers this matter to be addressed

PNC Bank, N.Aresponded to *** *** on November 1, 2016, and considers this matter addressed

To Whom It May Concern:All I wish to accomplish is for PNC Mortgage to internally use my escrow account surplus to pay my mortgage that in arrears March/April or April/May depending on time-line resolution has been reached by Revdex.com My next Social Security check is April 27th I use my
Social Security check to make my mortgage payment Again, Social Security is my only source of income I am and do not have a job or any disposable income.Thank you for your attention.*** * ***

PNC Bank, N.Aresponded to *** *** on May 24, 2017, and considers this matter addressed- JDTThank you

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and have determined that this does not resolve my complaint. For your reference, details of the offer I reviewed appear below
Regards,
*** ***

PNC Bank, N.Aresponded to *** *** on December 23, and considers this matter addressed

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and find that this resolution is satisfactory to me.
Regards,
*** ***

Revdex.com:My employer has received the check on July 10th and we consider the matter addressed
.
Regards,
*** ***

I have reviewed the response made by the business in reference to complaint ID *** and have determined that this does not resolve my complaint. For your reference, details of the offer I reviewed appear below.April 12, 2016We absolutely reject and dispute PNCs response.They continue to tell us that our appraisal is not satisfactory to PNC.As we have stated and included documentation to prove, our appraisal was conducted by a *** State licensed appraiser and in addition our appraisal was an FHA appraisal which as everyone knows, including PNC, is a much more detailed and thorough appraisal processFurthermore, we have NEVER signed ANY contract with PNC mortgageOur original mortgage was with *** mortgagePNC bought our mortgage from ***I have included (page attachment) our original signed contract with *** mortgage.We were told that as soon as the value of our property reached the required amount our PMI would be automatically terminatedThis is exactly how we understood the contract.Since we never signed anything with PNC, how can they now say we don’t meet “their” requirements? If that was the case they could say any absurd thing they want to about any part of our mortgage.In addition I have included (page one attachment) a letter from PNC with states “we may request an appraisal through PNC mortgage”It does not say we are “required to” it says “may”.PNC can and should accept our appraisalPNC has the ability to simply include our appraiser in their so called “approved appraisers” listWhy can’t they do that? Why won’t they do that?This is absolutely ridiculous…anybody…any realtor, any assessor, any banker… anybody with a computer can confirm that our property’s value has reached the required 80% home to loan-to-value ratio.This is not the intent of the The Homeowners Protection ActI am prepared to take legal action against PNCI will let the court decide whether or not the intent of the The Homeowners Protection Act is to make the homeowner jump through hoops of fire and spend thousands of dollars in order to stop being overcharged for useless and illegal PMI.Below is an excerpt from the Board of Governors of the Federal Reserve:The Homeowners Protection Act of (the Act) was signed into law on July 29, 1998, and became effective on July 29, The Act, also known as the “PMI Cancellation Act,” addresses homeowners’ difficulties in canceling private mortgage insurance (PMI) coverageIt establishes provisions for canceling and terminating PMI, establishes disclosure and notification requirements, and requires the return of unearned premiumsExcessive PMI coverage provides little extra protection for a lender and does not benefit the borrowerIn some instances, homeowners have experienced problems in canceling PMIAt other times, lenders may have agreed to terminate coverage when the borrower’s equity reached percent, but the policies and procedures used for canceling or terminating PMI coverage varied widely among lenders.I believe PNC is in violation of The Homeowners Protection Act of I believe they are required to, and in fact a long time ago they were required to automatically terminate our PMII believe they can, but refuse to accept our appraisal.Regards,*** ***

March 9, 2017PNC Bank, N.Aresponded to *** *** on March 9, 2017 and considers this matter addressed.Thank you,ACB

PNC Bank, N.Aresponded to *** *** on February 1, 2018, and considers this matter addressed

PNC Bank, N.Aresponded to *** *** on July 19, 2017, and considers this matter addressed

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and have determined
that this does not resolve my complaint. For your reference, details of the offer I reviewed appear below
Regards,
*** *** Yes, PNC contacted me, but I never gave any indication the matter was resolved.A spokeswoman did call apologizing for their mistake,but wouldnot refund the closing feesThis matter in our eyes is not resolved!!

PNC Bank, N.Aresponded to Mr *** on 9-14-2016, and considers this matter addressed

Good Afternoon,PNC Bank, N.Aresponded to *** *** on April 6, and considers this matter addressed Lauren R***Executive Client Relations

PNC Bank, N.Aresponded to *** *** on 5-23-via phone and considers this matter addressed

PNC Bank, N.Aresponded to *** *** on May 5, and considers this matter addressed

PNC Bank, N.Aresponded to *** *** on April 8, 2016, and considers this matter addressed

PNC Bank, N.Aresponded to *** ** *** on January 5, and considers this matter addressed