Master Tech Automotive

[To assist us in bringing this matter to a close, you must give us a reason why you are rejecting the responseIf no reason is received your complaint will be closed Administratively Resolved] Complaint: [redacted] I am rejecting this response because: I have had no collections or calls made for this account so putting them on hold does not help me at all, I ask that it be removed from my credit report while it's being investigated Regards, [redacted] ***

RE # [redacted] Dear [redacted] :Commonwealth Financial Systems will issue a refund to [redacted] in the amount of $and return the account to our client A deletion request will also be forwarded to the three major credit reporting agencies.Thank You.Stephanie D [redacted]

Re: 2957170, Dear [redacted] , We acknowledge receipt of a complaint received by your office on behalf of ** [redacted] In review of the above listed accounts, our agency was assigned the accounts for collection September 13, Please be advised we are sending [redacted] validation of debt to the address that is listed in this complaint This letter will provide the name of the consumer, name of our client, that of the original creditor, the amount of the debt, and all other disclosures as required by the FDCPA or applicable State lawIn addition, a deletion request is scheduled to be sent to the major credit bureaus to temporarily remove the item from credit reporting and allow time for [redacted] to research the debtWe encourage [redacted] to contact our Collections Manger, MrRobert H***, Collections Manager at ###-###-####, ext***, after investigating the information, as the debt will be assumed to be valid after days from the date of the validation letter unless disputed We hope this addresses all concerns Thank you, Michelle H [redacted] Legal/Compliance Admin

RE # [redacted] Dear [redacted] :This letter is acknowledgment that a complaint was received from your office on behalf of Ms [redacted] .Commonwealth Financial Systems was assigned the above referenced account from our client, [redacted] Partners, in June of Validation of debt was mailed to Ms [redacted] in September of The account isin a closed status as it was recalled by our client in January of A deletion update was sent to the threemajor credit reporting agencies If this account is still being reported on Ms [redacted] 's credit file I would suggestthat she file a dispute with the credit reporting agency.Please do not hesitate to contact my office should you need further assistance.Thank You.Sincerely,Stephanie D [redacted] Client RelationsThis is communication from a debt collector This is an attempt to collect a debt and any information obtained will be usedfor that purpose

Dear [redacted] :This letter is acknowledgment that a complaint was received from your office on behalf of Johnny [redacted] .This account was reassigned to our agency from our client, [redacted] , in May of this year.I have placed the account in a disputed status and requested an itemized statement Once received I willmail it to Mr [redacted] Please feel free to contact my office with any additional questions.Also if this response is forwarded to Mr [redacted] he should be made aware that this is communication from adebt collector This is an attempt to collect a debt and any information obtained will be used for that purpose.Thank You.Sincerely,Stephanie D [redacted] Client Relations

RE # [redacted] Dear [redacted] :A settlement arrangement was made in the amount of $with [redacted] in May of this year This account is now settled in full.Can you please provide documentation that will confirm that this account has been paid prior to being placed for collections so that I can forward to our client, [redacted] We will also accept documentation that will confirm that [redacted] is a veteran and not responsible for this debt.Please do not hesitate to contact my office should you need further assistance.Thank You.Sincerely,Stephanie D [redacted] Client Services

RE # [redacted] & # [redacted] To Whom It May Concern:This letter is acknowledgment that a complaint was received from your office on behalf of [redacted] Please be advised thatboth of the above referenced accounts have been closed and returned to our client, [redacted] [redacted] A deletion update was sent to the three major credit reporting agencies In addition Commonwealth will send a copy of this complaint along with my response to our clientPlease feel free to contact my office should you need further assistance.Thank You.Sincerely,Stephanie D [redacted] Client RelationsThis is communication from a debt collector This is an attempt to collect a debt and any information obtained will be used for that purpose

RE # [redacted] Dear [redacted] :This letter is acknowledgment that a complaint was received from your office on behalf of [redacted] ***The abovereferenced account was listed with our agency for collections on 5-8- We are collection on behalf of [redacted] ***for services provided to consumer on 6-27- On June 1, a validation of debt letter was mailed to [redacted] ***s and in additionan itemized billing statement was mailed to her on June 13, which provided additional information pertaining to the debt Per [redacted] ***srequest, collection activity will cease and a deletion request will be sent to the three major credit reporting agencies This account will beclosed and returned to our client [redacted] should no longer hear from Commonwealth Financial Systems pertaining to the above referencedaccount.Please feel free to contact my office should you need further assistance.Thank You.Sincerely,Stephanie D [redacted] Client ServicesThis is communication from a debt collector This is an attempt to collect a debt and any information obtained will be used for that purpose

[A default letter is provided here which indicates your acceptance of the business's response If you wish, you may update it before sending it.] Revdex.com: I have reviewed the response made by the business in reference to complaint ID [redacted] , and find that this resolution is satisfactory to meThis needs to be removed as soon as possible for it has hurt my credit rating due to the companies inaccurate information Regards, [redacted] ***

Dear [redacted] ***:A validation letter was sent to Mr [redacted] mid July of this year and I am mailing an itemized statement todaythat will provide original creditor information and further details of the account Commonwealth is not obligatedto inform consumer that the account is being placed on a credit history If Mr [redacted] can provide documentation that he is not liable for the debt I will forward it to our client.The account is in a disputed status at this time.Please feel free to contact my office with any additional concernsThis is communication from a debt collector This is an attempt to collect a debt and any information obtained willbe used for that purpose Thank You.Sincerely,Stephanie D [redacted] Client Relations

Dear [redacted] :This letter is acknowledgment that a complaint was received from your office on behalf of [redacted] ***.# [redacted] in the amount of $was closed and returned to our client, Cascade Capital LLC A deletionupdate was sent to the credit reporting agencies in October of If the account is still being reported on [redacted] ***'s credit history he should file a dispute with the CRA's as this is the most efficient way to remove thetrade line With regards to # [redacted] $773.00, a validation letter and an itemized statement was mailed to [redacted] in October of Also our surety bond number for the state of Texas is # [redacted] .Please do not hesitate to contact my office with additional questions.Thank You.This is communication from a debt collector This is an attempt to collect a debt and any information obtained will beused for that purpose.Thank YouSincerely,Stephanie D [redacted] Client RelationsSincerel

Re # [redacted] , # [redacted] , # [redacted] , # [redacted] , and # [redacted] Dear [redacted] :This letter is acknowledgment that a complaint was received from your agency on behalf of [redacted] *** Please be advised Commonwealth FinancialSystems has closed and returned the above referenced accounts to our client A deletion update will be sent to the three major credit reporting agencies.Please do not hesitate to contact my office should you need further assistance.Thank You.Sincerely,Stephanie D [redacted] Client Services

Dear [redacted] :This letter is acknowledgment that a complaint was received from your office from [redacted] .The call placed to the phone number provided in this complaint is not a telemarketing call, and is it for the protection of the consumer that Commonwealth Financial Systems confirms ID It verifies that we are contacting the correct party *** [redacted] can reach our office at ###-###-#### Please feel free to contact my office with additional questions or concerns.Thank You.Sincerely,Stephanie D [redacted] Client Relations

[To assist us in bringing this matter to a close, you must give us a reason why you are rejecting the responseIf no reason is received your complaint will be closed as Answered] Complaint: [redacted] I am rejecting this response because: AgainI have proven to the past debt collectors that this debt has been rectifiedI have proof from of the on [redacted] .com, and one through [redacted] If they refuse to remove it just because they were stupid enough to purchase an erroneous collection, then it is incumbent upon me to seek defamation, slander, and liable compensation for the vilification , and money in increased loan rates, and fees they may cause me, and my spouse Regards, [redacted]

As for being sent validation, which was never received, on 1/they did not receive my validation letter until 2/so they were still required to send validation by 3/which they did not doAnd as for being sent an itemized bill on 3/28, that was after 3/and it wasn't for this accountThis account still has not been deleted Complaint: [redacted] I am rejecting this response because: Regards, [redacted] ***

Dear [redacted] ***:We received notification that [redacted] is being represented by an attorney Communicaton will cease with [redacted] ***.Thank YouStephanie D [redacted] Client Relations

Dear [redacted] :This letter is acknowledgment that a complaint was received from your office on behalf of [redacted] *** Please be advised that the accounts [redacted] is referring to was placed with our agency by our client [redacted] ***, in September of The dates of service are 7-3- Validation letters have beenmailed to [redacted] *** I will also send a copy of this complaint to our client and request additional validationIn the meantime the accounts will be placed on hold and collection activity will cease during the investigationperiod.Also if this response is forwarded to the consumer she should be aware that this is communication from a debt collector.This is an attempt to collect a debt and any information obtained will be used for that purpose.Thank you.Sincerely,Stephanie D [redacted] Client Relations

RE # [redacted] Dear [redacted] :This letter is acknowledgment that a complaint was received from your agency on behalf of [redacted] This account was listed with our office on 11-29-2016, and we are collecting on behalf of [redacted] *** Validation of debt letter was mailed to [redacted] on 12-7- On 1-13- [redacted] 's wife contacted our office and stated she would be looking into this matter, however, refused to provide us with a new address An itemized billing statement will be placed in the mail today to [redacted] to the address listed in this complaint At this time the account has been noted as being disputed [redacted] can reach our office by calling our toll free number [redacted] should he have any questions He can send correspondence to our mailing address Commonwealth Financial Systems [redacted] Dickson City, PA ***,fax [redacted] , or email [email protected] Please do not hesitate to contact my office should you need further assistance.Thank You.Sincerely,Stephanie D [redacted] Client RelationsThis is communication from a debt collector This is an attempt to collect a debt and any information obtained will be used for that purpose

RE # [redacted] Dear [redacted] :This letter is acknowledgment that a complaint was received from your office on behalf of [redacted] .Please be advised Commonwealth Financial Systems mailed [redacted] both validation of debt on 6-16-16and an itemized billing statement on 8-6- The account is currently in a disputed status Please ask [redacted] to provide a copy of a police report to validate her claim of ID theft At that time we will forward the information to ourclient, [redacted] [redacted] can contact our agency at ###-###-#### Correspondence can be mailed to [redacted] Dickson City, PA [redacted] or faxed to ###-###-####.Please do not hesitate to contact my office should you need further assistance.Thank You.Sincerely,Stephanie D [redacted] Client RelationsThis is communication from a debt collector This is an attempt to collect a debt and any information obtained will be used for that purpose

[redacted] I am not able to properly identify an account using the information that was provided in this complaint Can you please providean account number and amount of debt Date of birth would also be helpful.Thank you kindly.Stephanie D [redacted] [redacted]