National Small Loan

Yes I got a loan for $200.00 Dollars on September 27,2019 and paid it back on January 1,2020 and they are still taking money out of my account for a total of $800.00 Dollars as of today.

Took out a $500 loan with this company and have already paid over $500 in interest. They will not give me a pay off amount today, telling me I got to wait. Skipped a payment due to the coronavirus,bc work is slow right now and charged me a late fee of which I already discussed with them. I can’t access my account online now they locked me out of i.

The Company Loaned me $500 for 30 Days , I started getting billed $279.00 a month for 2 months I called the Company they said I owe them $279.00 a month for 8 Months to pay back the $500 dollar loan, This has to be a loan shark I payed them back $558 to date I asked for payoff they tried to jump me through hoops telling me they will call back never received a phone call they said to email support to answer any questions I had about the Amount of interest and payoff balance never received a reply, I called 3rd time the operator tried to tell me they would call me back I said just give me a Payoff balance she left me on hold for 15 minuets returned to say I would have to pay them $555.80 for this 2.5 month loan to be settled up with them this is Robbery at its best. BEWARE THIS IS A SCAM TO ANYONE IN NEED.

I have had nothing but a problem with Small National Loan. They will not take the monies out and when they try to do so, they are reversing it back. How dam stupid can they be. My bank is ready to indict this National Small loan company, being they are playing around with our account and not taking their monies. This has been going on for 3 weeks already, and I am at my wits end with this corrupted scam company that is taking way over the 30 percent allowed by NJ law. They are taking 140 percent, and I have also contacted our NJ Attorney General on this matter. National Small Loan should be shut down and prosecuted to the fullest extend of the law. A 500.00 loan would of been over 1,000 but they want $523.87 which they are playing games and not taking it on a timely manner. They are blaming our bank. and the bank is blaming them for constantly reversing it back to us instead of to them.

Someone took a loan out n my name.spoke to representatives every other day for two weeks now.still not resolved they deposit $600dollars n my account told them I didn't apply they wouldn't reverse money back. I told them it wasn't me had to put a block on my account for that reason.now I can't reach anyone by phone it's like their holding my accountable for this.

Took out a small loan for $500 the end of February have so far have paid $773 they cannot give me a payoff quote and cannot provide the loan documents that I signed that supposedly said 32 payments of $73 that’s eight months to repay a $500 loan I would’ve never signed those I asked them to stop taking ACH payments out of my bank account Louis the fact they cannot provide me with the details in the signed documents nor can they provide me with a payoff quote. I feel as though I have been deceived and under the current working conditions due to COVID-19 I cannot repay this loan until October. Desperate or not I would never take out a loan for such a small amount with these terms. The following excerpt is from the email I received from *** after my loan was approved, it is very misleading.
“ To make it a little easier to understand, our APR translates roughly to 30% per $100 borrowed every two weeks. That ends up being 60% per month.
So, if you borrow $500, for example, and pay off on your first installment date (usually within two weeks), you would be paying somewhere in the ballpark of $650 total. That total includes your principal (the $500 you borrowed and $150 in interest). This amount could be slightly higher or lower depending on the length of your loan. If you are a monthly paid customer, your total payoff would be in the area of $800.
The example above is specific to paying off the loan on the first installment. This is certainly the least expensive option.

Please help me settle this. Thank you in advance for your assistance.

I submitted for an application and went to sleep. This company blew up my phone all day while I was sleeping (i work third shift). They called me every hour and sent me around 15 emails. I woke up to another phone call, and 6 messages on my voicemail. When I finally talked to someone to tell them I was not interested in a loan, only information on a loan, the lady on the phone was extremely rude with me. After I got off the phone, I received an email stating that I had been denied approval for a loan. This company is extremely rude and unprofessional. Don't get involved! I can only imagine how awful they are to people that actually have loans with them already.

April 24 2020 I applied on line from a advertisement mailer I recieved , with all going on I was seeking financial help, I filled out the form with the pre approved code *** I filled out all of my personal information driver license, social security, banking info
recieved a error on the website so I called spoke to a representative who alleged the company was ok and my information was safe well after explaing the reason for my call I again had to repeat my personal information , was told my application was put in the system , and I would be given a call in an hour , well hours pasted I called and spoke to someone else who assured me my info was safe well I am writing to you because after calling again , I was handed off to your best bet is to send a email to customer support

I have been trying to pay off my loan for over three weeks now. Their website is completely non functioning. I have had over 14 telephone calls with someone stating they would have someone call me back and this never happens. I was told on April 20th 2020 by *** that they would process the payment and this still hasn’t happened. This loan is supposed to be automatically withdrawn from my account and they have failed to do that as well. I have received ZERO assistance and my loan is now getting late fees and interest is racking up at a very alarming rate. I find it funny that since I have been trying to pay the loan off nothing seems to allow me to do that. They are trying to rack up interest and keep me from paying my loan off. I need this to be taken care of. I

NATIONAL SMALL LOANS INITIATED small loan on my account on 4/16/2020 without my approval, signature or confirmation.The amount of 500 hundred dollars was entered in my account without my authorization and when I called the company told me they were going to take up to 150 dollars payment in weekly or biweekly installments which I also did not give permission. I call and spoke with a representative on 04/16/20 the day the loan was put in my account and they told me that the loan will be remove and they will take the $500 dollar back, On 4/22/20 I made an attempt to contact National small loan and left message for someone to contact me regarding the matter, told them that I was reporting them to the Revdex.com and the Fraud department. This business need to be reported to authority and government agency for their bad business practice.

I Called and texted but could not get a live person to call me back about paying off my loan. Very disappointed.

I took out a small loan with this company for $600 I was aware of the high interest. 4 payments of $175 and today another payment of $175 has been taken out of my account by them. After noticing this I wanted to go back and reread the agreement. I am not able to log in to my account online. When I enter my email it says no account found. So responded to a email they sent and I let them know I could not log in

I get a reply stating someone would reach out to me. I needed answers so I call. Once im connected to a agent I’m told they can not provide any info about my account and management will contact me...like really?? So I missed a called and had a voice mail asking me to call back so I call back and the agent tells me again they can not give me any info on my account. This company is a scam and they will continue to collect payment without giving you any information. I will have to close my bank account to stop
Them. By the way I never heard from management. Do not apply with this fraud business!!!!!!!!!

I am unable to get a pay-off amount for the loan. I wanted a payoff date as of April 1, and cannot get one. This is a against the truth in lending law. I was put off on several occasions. I was told that the loan department would get in touch with me and have not as of yet. I am unaware of the balance of the loan and what the payoff price. They are neglecting me because the interest rate keeps piling up at an exorbitant amount. I cannot speak to anyone who can tell me this or get into my account. I always get rejected out of it. You can not speak directly to anyone. They always have to call you back on a private number. I have attempted to reach by email to no avail.

This business is scamming people out of money! I can’t access an account through them to handle what they are doing with my money! And then took twice as much money from me to “pay off” what they gave me!!

I have been trying to contact this company for over a week requesting a payoff. Each time, they either hang up or say they'll call back or send me an email with a payoff for a future date of the loan. The interest very high. Therefore, I wanted to pay the loan off in full prior to the first due date. I am still waiting on a payoff. I have been requesting it for over a week. The agents aren't very helpful either.

Unfortunately, my complaint mirrors the one received by the Revdex.com on 3/16/2020. I applied for a loan on 3/24/2020. Within 20 mins to a half an hour, received four emails. The first email was confirming receipt of the application. The second email was from *** B explaining the fees. The third email was from *** B clearly titled "National Small Loans-Please sign loan agreement for loan finalization." That email included a link to review the documents and provide an e-signature. The link didn't work. So, I copied it into my browser. There was nothing listed at the link. No loan info, no docs, etc. I called NSL and spoke with *** B. I was telling her about the missing info at the link provided. She proceeded to tell me the loan was approved for $500 and within a few seconds I received the fourth email confirming the loan approval. I told her that could not be since I never provided an e-signature nor the amount was nowhere near the amount range I requested. *** B explained that when I hit the two approval boxes when completing the form, that was when I provided my e-signature. Those boxes were to review and accept the privacy notice, policy regarding e-signatures, policy regarding text messages, contact, etc. AT NO POINT DID I AGREE TO THIS LOAN PRIOR TO REVIEWING THE DOCUMENTS.*** I told *** B to cancel the application/approval. She stated she did and said I would receive an email confirming the cancellation. I clearly said, this needed to be taken care of immediately. The call ended. Shortly after the call, I saw in one of the emails the following-
"Should you no longer wish to receive these funds, you must let us know in writing within 24 business hours of approval (1 business day), otherwise you will be financially responsible for the balance." I emailed a request to cancel the approval as a response to the approval email initially received. This was sent within the hour after speaking with *** B. I did receive the email confirmation regarding the cancellation the next morning. However, I also saw the deposit into my bank account. I immediately called requesting a supervisor. I received a return call from ***. I told her the situation and she said the cancellation was requested but due to the loan already being approved, it was too late to catch it. I reminded her that I never e-signed the loan, therefore never provided approval for the loan. I told her I did not have the loan number, nor reviewed any document, etc. She provided the loan number and stated the amount $500 would be reversed with no extra fees within 3 days. If the amount was not there, I would be fully responsible for the loan. I asked again for the funds to be reversed immediately, as it didn't take 3 days for them to credit the funds into my account. She said she would reach out to a manager and have them address the issue quickly. Needless to say, I am still waiting for this amount to be reversed from my bank account. I called again on 3/26/2020 and left a message with a rep. Who stated she would forward the request to a manager. I'm still wait ing to hear from them. Due to the fact there are 92 complaints on this website, something really needs to happen to this business. Am I supposed to sit around waiting for this company to over charge me like they did the gentleman from the 3/16/2020 complaint? Evidently, this is how their place of business operates. PLEASE HELP!!

this number 1-877-807-4827 keep calling me it states from national and check your email. Somehow they even called my work. When I did call them they ask for my ss# and email address. I asked who is this and they kept asking for my email and ss# I said was not giving them this information , that I never applied for a loan and need to quit calling me. THey said need email and ss# to take off list I said My lawyer will contact you if you proceed to call me again and they immediately hung up

I borrowed 600 dollars from National Small Loan. As of today, I have paid $879.55. I can not make any more payments on this loan, especially during this stressful financial time of COVID-19. I have paid back what I owed and an and extra $279.55. I need this amount of $879.55 to be considered as paid in full on my account and settle my account.

In January around the 20th I applied for a loa For 600$.I understood the high interest rate or so I thought.Feb.24th was my first payment of 277$.I spoke to someone on March 19 regarding my account.I was under the impression that if I paid the amount of 600 within a month or two that in total I would pay about 800$ back.Yestrday I was told it will be almost 2500$.Im having a hardship due to the cocrna virus.Last Friday I was told the school board would be closed until after the spring vacation.I uncertain if I will continue to get paid.Im a special education assistant not a certified teach just an aide.This is a complete hardship to have to payback over 2000$ plus for borrowing 600$.Im unemployed as a result of national wide crisis and amm facing being homeless and not being able to maintain stability.three years ago I filed chapter 7 bankruptcy.Please help.I feel preyed upon.I am poor already.

I applied for a loan with this company, but never signed an agreement. I went with a different company instead. They sent an email saying they needed my signature. I did not even open that email as it went to my spam folder. Then I received an email that my loan was approved. This also went to my spam folder so I did not see the email. Then I received a $600 deposit in my bank account. I have been trying to contact them to return the money, but they will not close the account without collecting 841% interest! I refuse to pay for something I did not agree to. I finally got them to send me a copy of the contract. It has my name typed on it and an IP address that is from another state. They will not call me back despite several calls and emails to them. They have already deducted $175.91 from my account and now say I owe them over $700 dollars on a $600 loan! It has only been 18 days and they say I owe over $275 interest on a $600 loan that I never agreed to in the first place!!