Credit Control LLC

Re: [redacted] - Erroneous Account - APPLIED BANK # [redacted] - ($2257.57) To Whom It May Concern: This letter is being sent to you in response to a notice sent to me on January 08, Be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, USC 1692g Sec809b that your claim is disputed and validation is requested This is NOT a request for verification or proof of my mailing address, but a request for VALIDATION made pursuant to the above named Title and Section I respectfully request that your offices provide me with competent evidence that I have any legal obligation to pay you Please provide me with the following: - Agreement with your client that grants you the authority to collect on this alleged debt, or proof of acquisition by purchase or assignment - Agreement that bears the signature of the alleged debtor wherein [redacted] agreed to pay the creditor At this time I will

We are in receipt of Ms [redacted] 's follcorrespondence regarding her complaint As we indicated in our initial response, we ceased all attempts at telephone communication per Ms [redacted] 's request In addition we requested additional information to send to her to further validate this debt, and placed this account into a hold status in accordance with the Fair Debt Collection Practices Act, ceasing further collection activity until such time as we obtain the additional documentation and provide Ms [redacted] with copies thereof As we have not received any further documentation from our client, this account has remained on hold, and no collection activity has taken place Upon receipt of this latest correspondence, we have now closed our file regarding Ms [redacted] 's account and returned it to our client, The Bureaus, Inc With regard to Ms [redacted] 's concerns regarding the credit reporting of this account, please be advised that AT NO TIME has Credit Control, LLC ever reported this account to ANY credit reporting agencies Any credit reporting of this account would only be initiated and maintained by our client, The Bureaus, Inc Ms [redacted] would need to direct any questions or concerns regarding the credit reporting of this account directly to The Bureaus, Inc

Just received a notice for $ from Credit Control, LLC for [redacted] .  I have no idea who in the heck [redacted] nor do I owe them any money I also never heard of, or heard from Credit Controll in the past They did not provide any details ie date, what is is for, etc

-Credit Control LLC for [redacted] the agreement signed, the letter of assignment, all account info and proof of legal possession, collection and reporting to be provided or remove itCease and desist all collection, harassment phone calls, stop reporting as FCRA says that is continues attempt to collect

Revdex.com: I have reviewed the response made by the business in reference to complaint ID [redacted] , and find that this resolution is satisfactory to me Sincerely, [redacted]

Recently received a collection letter from this company on behalf of [redacted] Our business was sold over years ago, and we informed all our advertising agencies such as [redacted] (our former phone company) that are business would longer be paying for any advertisingThe company that purchased our business, [redacted] ***, would be taking over all advertising expenses after October We paid and finalized our all bills back in October We also informed our advertisers they were to contact [redacted] to any contractsI'm requesting validity of this bill and need prior invoices w/ dates & payment history since we do not believe this is our bill

THIS COMPANY WAS HIRED FOR SCAM.., THE FEDERAL TRADE COMMISSION SUED [redacted] IN NEW YORK IN 2015/THEY ARE KNOWN AS [redacted] LLC [redacted] WIRELESS.., THEY ARE SCAM DUE TO THE INVALID CELL PHONE NUMBER.., [redacted] - SCAM PHONE NUMBER ACCOUNT # [redacted] .., CLOSES IN [redacted] BALNCE SCAM DUE IS $DATE 08/22/CLASSIC SCAM BY ON THE LETTER SAVE BIG MONEY YOUR TAX RETURN TO WORK THE FEDERAL TRADE COMMISSION IS IN FULL CONTROL OF THE OFFICE IN NEW YORK.., I DO NOT OWE THE A PENNY

Initial Business Response / [redacted] (1000, 5, 2015/04/20) */ We conducted a thorough search of our collection management system and found numerous accounts for consumers with the same name; [redacted] ***We request additional information to help identify the complainant's account such as an account number or the phone number we have allegedly been calling, or any personal identifying information that will allow us to identify Ms***'s account, so that we can adequately respond to her complaint and honor her request to cease communications Initial Consumer Rebuttal / [redacted] (3000, 7, 2015/04/21) */ (The consumer indicated he/she DID NOT accept the response from the business.) I don't have any outstanding debt, my credit report is clean and I don't owe anyone money or have any creditors looking for meThe person you call my house for is [redacted] Final Business Response / [redacted] (1000, 13, 2015/07/07) */ 07/08/15: We were not able to locate her account because it was for a different consumerWe requested additional informationWe will strive to assure the correct client is being calledWe would like to offer our apology

Initial Business Response / [redacted] (1000, 7, 2015/12/31) */ December 31, Revdex.com Eastern Missouri & Southern Illinois RE: [redacted] Complaint Number: XXXXXXX To Whom It May Concern, Your complaint dated December 14, regarding the above referenced matter, has been referred to me for review and response Upon my investigation of the account in question, the advertisement for Yellow Pages was completed over the phone via ***'s voice authentication systemDue to privacy reasons, a copy of the recording is not able to be submitted in the responseHowever, the consumer may contact us via email at [redacted] @credit-control.com in order to request to hear the recording Mr [redacted] took out his ad in and it auto-renewed in There is no record of a cancellation request from Mr [redacted] prior to the publication year If you need any further information you may contact us at (XXX) XXX-XXXX [redacted] Compliance Coordinator Credit Control, LLC Federal law requires that we disclose that Credit Control, LLC is a debt collectorHowever, this communication is not an attempt to collect a debt; this communication is made for the limited purpose of responding to the above-referenced complaint

I am constantly being harassed by Credit Control LLC in regards to an account I know nothing aboutI have not had an account with [redacted] ***I have sent them a police report to prove it, however, they continue to call me and send me collection notices

According to the letter from Credit Control we are supposed to wait for them to contact [redacted] for invoices and bill pay history in order to verify if information received is [redacted] or [redacted] ***'s debtOnce I receive the information from Credit Control, then we will discuss the validity of the billingThere is nothing for us to do at this point, but wait for the documentationIf Jesse Meade from Credit Control would like to contact me in the meantime, [redacted] , I would be happy to discuss any further action on our partRespectfully, ***

July 15, Revdex.com Serving Eastern Missouri & Southern Illinois StLouis, MO Complaint ID #: [redacted] – [redacted] J [redacted] Dear Complaint Resolution Department: We are in receipt of your letter of July 12, 2016, forwarding us a copy of the complaint filed with your office by Ms [redacted] J***Upon receipt of your correspondence we conducted our internal investigation into the concerns set forth by Ms [redacted] in her complaint, and would like to address those concernsFirst and foremost, I want to address any confusion on Ms***’s behalf that we have purchased her accountPlease be advised that Credit Control, LLC has not purchased this accountAs stated in our letter to Ms [redacted] this account is owned by her current creditor [redacted] ***, who placed this account with our office for collectionNext, Ms [redacted] states that due to the age of the account, she is no longer responsible for the balance, making our collection efforts illegalWhile there is in fact a statute of limitations which dictates that after a given length of time no lawsuit can be filed, that does not in any way limit or inhibit the right of a creditor or a debt collector to attempt to collect the debtThis also applies to Ms***’s statement that this is no longer on her credit reportThe Fair Credit Reporting Act provides that an account must be removed from a credit report once the statute of limitations for credit reporting has passed, but that has no impact on a creditor or debt collector’s right to attempt to collect the debtIn fact, this was explained to Ms [redacted] in the letter we sent to her as follows - "The law limits how long you can be sued on a debtBecause of the age of your debt, [redacted] will not sue you for it, and [redacted] will not report it to any credit reporting agency"As Ms***’s complaint stated that she wishes no further contact from Credit Control, LLC, we have ceased communication on this account and are in process of returning it to our clientMs [redacted] will receive no further communication from Credit Control, LLCSincerely, [redacted] Director of Compliance [redacted]

Initial Business Response / [redacted] (1000, 5, 2016/02/10) */ February 10, Revdex.com Eastern Missouri & Southern Illinois RE: [redacted] Complaint Number: XXXXXXX To Whom It May Concern, Your correspondence dated February 8, regarding the above referenced matter has been referred to me for review and response After reviewing Ms [redacted] 's account, it appears that this complaint is the result of a misunderstanding as it relates to our letterThe portion of our letter which Ms [redacted] was referring to was intended as a generic disclosure and is in no way a statement of any intention on behalf of Credit Control to report this account We apologize for any misunderstanding which may have resulted from our letterIn addition we have in good faith closed our files on Ms [redacted] 's account and will perform no further collection activity with regard to this account If you need any further information you may contact me at (XXX) XXX-XXXX [redacted] Compliance Coordinator Credit Control, LLC Federal law requires that we disclose that Credit Control, LLC is a debt collectorHowever, this communication is not an attempt to collect a debt; this communication is made for the limited purpose of responding to the above-referenced complaint

This company is harassing me and threatening my credit over a debt that does not exist

I have received several letters to resolve an account with [redacted] The number on the letter is incorrect I cannot get in touch with anyone from your company I have been trying to resolve an account in collection for about monthsThe number you guys provide is incorrect with several attemptsI have been unable to resolve the matterIt is completely unfair for you to have this account held against me on my credit report when you all are not providing proper information in your letters to contact you and resolve the matterThe company is [redacted]

We are in receipt of this complaint, forwarded to us via the Revdex.com portal on May 4, Upon receipt of this complaint we initiated our investigation into the concerns raised by the consumer.In reviewing the file, we find that we did indeed enter into an agreement to settle the account with the consumer in payments, as the consumer outlined The first payment was processed and applied towards the agreed settlement, as stated by the consumer When it was time to process the 2nd payment however, that payment was declined When our representative contacted the consumer to advise that the payment was declined, the consumer advised our representative that he decided that he will not pay this account, as he found out that settling the account would not completely remove it from his credit report In addition the consumer requested a refund of the processed paymentIn an effort to show good faith, we will refund the consumer's payment of $ The paperwork to refund the consumer's payment has been submitted and is being processed

Initial Business Response / [redacted] (1000, 5, 2016/03/01) */ March 1, Revdex.com Eastern Missouri & Southern Illinois RE: [redacted] Complaint Number: XXXXXXX To Whom It May Concern, Your correspondence dated February 16, regarding the above referenced matter has been referred to me for review and response After reviewing Mr [redacted] 's account, it would appear that neither our company nor our client has reported this to the credit bureausAny credit reporting taking place would be coming from the original creditor of the accountIf this is the case, the best solution would be to contact the credit bureaus directly It was also found that our client has requested fraud documents in the past to help clear the matter up, but has yet to receive anythingI would be happy to have a fraud packet sent out at your requestIn the meantime, debt validation has been requested If you need any further information you may contact me at (XXX) XXX-XXXX [redacted] Compliance Coordinator Credit Control, LLC Federal law requires that we disclose that Credit Control, LLC is a debt collectorHowever, this communication is not an attempt to collect a debt; this communication is made for the limited purpose of responding to the above-referenced complaint

Initial Business Response / [redacted] (1000, 5, 2015/04/22) */ In the state of California, Credit Control, LLC does not need to be authorized to call Ms [redacted] at her place of employmentHowever, once we were informed by Ms [redacted] not to call her at work, Credit Control, LLC immediately flagged her place of employment number to never be called again and placed Ms***'s account in a do not call status, ceasing communication

Initial Business Response / [redacted] (1000, 5, 2015/07/31) */ July 31, Revdex.com Eastern Missouri & Southern Illinois RE: [redacted] Complaint Number: XXXXXXX To Whom It May Concern, Your complaint dated July 29, regarding the above referenced matter, has been referred to me for review and response Credit Control, LLC conducted a thorough investigation into [redacted] ***'s complaint regarding Credit Control LLC's handling of [redacted] ***'s account Regarding Mr***'s claim of alleged violations of ceasing calls to their places of employmentAll call recordings were reviewed and none were found to contain any such demands or request to stop calling their work numberHowever, Credit Control, LLC only called [redacted] at her place of employment phone number two times in a four month time frameIf Mror Mrs [redacted] have any documentation to support this allegation Credit Control, LLC requests a copy or copies so that it may further the investigation into this alleged violation Regarding Mr***'s claim that [redacted] account is beyond the statute of limitations, please be advised that the debt in question charged off on February 5, With a four year statute of limitations in Pennsylvania, this debt would not have exceeded the statute period until February 6, Again, if Mrand Mrs [redacted] have any documentation to the contrary and provide a copy or copies to Credit Control, LLC we shall use such documentation to further its investigation into this alleged violation As a result of Mrand Mrs***'s complaint, Credit Control, LLC has suspended collection attempts and ceased communications with the consumerBecause Credit Control, LLC's investigation into Mr***'s allegations did not reveal the violation of [redacted] ***'s rights, Credit Control, LLC is not considering any monetary or non-monetary compensation If you need any further information you may contact us at (XXX) XXX-XXXX [redacted] Compliance Coordinator Credit Control, LLC Federal law requires that we disclose that Credit Control, LLC is a debt collectorHowever, this communication is not an attempt to collect a debt; this communication is made for the limited purpose of responding to the above-referenced complaint

I received a letter for a debt I do not owe. I have already spoken with [redacted] ***, and they confirmed I owe no outstanding debt, and even tried to find one based on my SSN. There was another company who also tried to run this scam. I am up to date with payments on my card. I told this company to not send me any more fraudulent letters trying to collect money for a debt that isn't owed. To try and collect money that isn't owed is outrageous.