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Experian Reviews (6917)

Experian strives to achieve a high level of customer service for all the consumers they assistLet me assure you that Experian takes its commitment to efficient, expeditious service seriouslyThank you for allowing me to assist youPlease contact directly if you have any questions.Sincerely,*** ***Senior Regulatory Affairs Associate Experian Consurner Affairs*** *** ***

Dear Revdex.com:Our office recently received your correspondence of July 24, regarding the above mentioned consumer's personal credit report.We are currently investigating the bankruptcy information with which the consumer disagreesUpon completion of the investigation process, we
will provide the results directly to the Consumer.Judgments, Tax Liens and Bankruptcies are a matter of public recordAlthough the Court where the disputed public records are filed may not report this type of data, a vendor may collect this data directly from the court's public records and supply that information to ExperianExperian's method of verification for public records complies with the requirements of the Fair Credit Reporting Act (FCRA)Experian does not divulge the names of our vendors as this is proprietary information and they are not the Source of this public record information.Each national consumer credit reporting agency may interpret the requirements of the Fair Credit Reporting Act differently and each company has their own policies and guidelines for disputing informationTherefore, we cannot update or delete information in our database based on the results of a dispute with another consumer credit reporting agency nor can we dispute information for a Consumer with another consumer Credit reporting agency.When a consumer disputes the accuracy or completeness of information on the personal Credit report and tells us specifically why they believe the information is inaccurate or incomplete, we process the dispute as required by lawWe contact the furnisher of the information or the vendor that collected the information from a public record source such as a court or other government officeWe ask the furnisher or the vendor to conduct a thorough and complete investigation to verify all of the information regarding the disputed item, and report back within the time frame required by lawWe review and consider the response to determine whether to accept it, reject it, or follow up for additional informationIf, after processing, we find that the disputed information is inaccurate, incomplete or cannot be verified, we then delete that information, or modify that information, as appropriate, based upon the dispute and the results of our processing if we do not receive a response from the furnisher or the vendor within the required period, we update the item as requested or delete the information, in some instances, upon reviewing the credit file and any relevant information submitted to us, we are able to determine whether the disputed information should be changed or deleted without having to contact the furnisher or the vendorAfter we complete our processing, we send the consumer the results. If the consumer questions the results of the dispute process, then they may want to contact the source of the information directly or review the original information in the public recordPlease refer to the original personal credit report for public records office name, address, and phone number (if available).Experian strives to achieve a high level of customer service for all the consumers they assistLet me assure you that Experian takes its commitment to efficient, expeditious service seriouslyThank you for allowing me to assist youPlease contact me directly if you have any questions.Sincerely,*** *** Senior Regulatory Affairs Associate Experian Consumer Affairs ***

REFi ***Dear Better BUSimeSS Bureau:Our office recently received your correspondence of February 16, regarding the above mentioned consumer's personal credit report.Our records indicate that the disputed information does not appear on the Consumer's current Experian credit reportWe have
mailed a current Experian credit report directly to the consumer for review.In order to remove a fraud alert from your Experian Credit report, we need the request in writing along with the information listed belowSend the requested information to Experian, P.OBox 9554, Allen, TX, One copy of a government issued identification Card, such as a driver's license, state ID Card, etcand one copy of a utility bill, bank or insurance statement, etcPlease also include the following identification information: Your full name including middle initial (and generation - JR, SR, II, III), social Security number, date of birth and Complete addresses for the past two yearsMake sure that each copy is legible and displays your name and current mailing address and the date of issueWe are unable to accept voided checks, lease agreements, magazine subscriptions or postal service forwarding orders as proof.Weapologize for the Consumer's difficulty in disputing information on-linePlease understand that not every consumer is guaranteed online access to their Credit report, that is why we also offer the option of writing in or calling inFor example, if a Consumer is unable to pass authentication online, we would require them to contact us either by telephone or by mail for security purposesYou would have to follow the directions provided, if you are denied online access while trying to dispute information or order your Credit report.Experian strives to achieve a high level of customer service for all the consumers they assistLet me assure you that Experian takes its commitment to efficient, expeditious service seriouslyThank you for allowing me to assist youPlease contact me directly at 214-726-if you have any questions.Sincerely,*** *** Senior Regulatory Affairs Associate Experian Consumer Affairs

Our office recently received your correspondence of July 22, regarding the above mentionedconsumer's rebuttal of our response to her complaint.In the rebuttal, the consumer did not provide details of their dissatisfaction or additional informationregarding the disputed information.We have mailed a current credit report directly to the consumer for reviewIf the consumer hasadditional information regarding disputed information, please provide itPlease specify the item oraccount name and number along with the consumer's specific disputes and the additional information.Please provide their complete identification information (Social Security number, full name, currentaddress, previous addresses in the last two years and date of birth)Also, please include one copy ofa government issued identification card, such as a driver's license, state ID card, etc., and one copy ofa utility bill, bank or insurance statement, etc.Thank you for allowing me to assist youPlease contact me directly if you have any questions.Sincerely,*** ***Senior Regulatory Affairs AssociateConsumer Affairs Special Services

July 15, 2015Revdex.comServing San Diego, Orange and Imperial CountiesViewridge Ave., #200San Diego, CA 92123RE *** ***REF# ***Complaint ID # ***Dear Revdex.com:Our office recently received your correspondence of July 6, regarding the above
mentionedconsumer's personal credit report.An Extended Security Alert has been added to the consumer's credit reportThis message, which willexpire after years, alerts credit grantors to verify the consumer's identification in case someone isusing their information without their consent.Research indicates that on June 4, we received a complaint from the consumer that may nothave been sent by himWe responded to him on June 9, by mail requesting that he contact usby telephone so that we could assist himWe have no record of the consumer contacting us bytelephone as we requested in that letter.We are currently investigating the information with which the consumer disagreesUpon completionof this process, we will provide the results of our investigation directly to the consumer.If the consumer has additional information regarding the disputed information, please forward itdirectly to me.Experian strives to achieve a high level of customer service for all the consumers they assistLet meassure you that Experian takes its commitment to efficient, expeditious service seriouslyThank youfor allowing me to assist youPlease contact me directly at *** if you have additionalquestions or concerns questions.Sincerely,*** ***Senior Regulatory Affairs Associate

:::::: ExperianFebruary 10, 2016Revdex.com Serving San Diego, Orange and Imperial Counties Viewridge Ave., #200San Diego, CA 92123RE: *** *** Complaint ID # ***REF# ***Dear Eetter Business Eureau.Our office recently received your correspondence of February 2,
regarding the above mentioned consumer's personal credit report.We are currently investigating the information with which the consumer disagreesUpon completion of this process, we will provide the results of our investigation directly to the consumer.When a consumer disputes the accuracy or completeness of information on the personal credit report and tells us specifically why they believe the information is inaccurate or incomplete, we process the dispute as required by lawWe contact the furnisher of the information or the vendor that collected the information from a public record source such as a court or other government office either electronically or by US MailWe ask the furnisher or the vendor to conduct a thorough and complete investigation to verify all of the information regarding the disputed item, and report back within the time frame required by lawWe review and consider the response to determine whether to accept it, reject it, or follow up for additional informationIf, after processing, we find that the disputed information is inaccurate, incomplete or cannot be verified, we then delete that information, or modify that information, as appropriate, based upon the dispute and the results of our processingIf we do not receive a response from the furnisher or the vendor within the required period, we update the item as requested or delete the information, In some instances, upon reviewing the credit file and any relevant information submitted to us, we are able to determine whether the disputed information should be changed or deleted without having to contact the furnisher or the vendorInvestigations can take as long as days to reach a conclusionAfter we complete our processing, we send the consumer the results.In addition to the consumer's right to dispute information in the credit file with the credit reporting agencies, the consumer also has the right to dispute information in the credit report directly with the furnisher of the information.If the consumer questions the results of the dispute process, then they may want to contact the furnisher of the information directly or review the original information in the public recordPlease refer to the original personal credit report for the furnisher or public records office name, address, and phone number (if available). Experian strives to achieve a high level of customer service for all the consumers they assistLet me assure you that Experian takes its commitment to efficient, expeditious service seriouslyThank you for allowing me to assist youPlease contact our office if you have any questions.Sincerely,*** *** Senior Regulatory Affairs Associate Consumer Affairs Special Services ***

April 4, 2016Bettes Business Bureau Serving San Diego, Orange and Imperial Counties Viewridge Ave., #200San Diego, CA 92123RE: *** *** Complaint ID # ***REF# ***Dear Revdex.com.Our office recently received your correspondence of March 28, regarding the above
mentioned consumer's complaint.The credit score is a mathematical summary of the credit history using sophisticated statistics and mathematical equations to calculate the summaryNumerical values are assigned to various pieces of information in a credit report, resulting in the risk scoreThe credit score changes over time as a consumer continues to develop their credit history, and may change from day to day as credit history is updated.The interpretations of risk scores differ according to the need and requirements set by the various credit grantors, and may indeed vary on a daily basisSimilarly, different credit grantors can view the same risk score differently, depending on their experiences with other consumers scoring in the same range, their marketing plans, their business niche and many other factorsExperian is not privy to the values assigned to the information appearing on a consumer's credit reportThat information would be considered proprietary to the credit grantorAdditionally, not all creditors report credit information to all three of the credit bureausFor this reason, each bureau's credit report can have different information causing credit scores from bureau to bureau to vary, at times by a substantial amount.Credit scores are generated based solely upon the credit guidelines determined by a potential credit grantorA credit score may be different from lender to lender depending on the type of credit scoring model usedThe interpretations of credit scores differ according to the need and requirements set by the various credit grantors, and may also vary on a daily basis.For these reasons, the score cannot be "disputed"However, if there is information appearing on a credit report that is believed to be inaccurate or incomplete, we are able to investigate that specific informationInaccurate information on the credit report could possibly be the cause of an inaccurate scoreWe have mailed a current credit report directly to the consumer for reviewIf the consumer believes there are inaccuracies on their credit report, we must have a specific disputePlease specify the item or account name and number.Please provide the consumer's specific disputes along with their complete identification information (Social Security number, full name, current address, previous addresses in the last two years and date of birth)Also, please include one copy of a government issued identification card, such as a driver's license, state ID card, etc., and one copy of a utility bill, bank or insurance statement, etc.Experian strives to achieve a high level of customer service for all the consumers they assistLet me assure you that Experian takes its commitment to efficient, expeditious service seriouslyThank you for allowing me to assist youPlease contact me directly if you have any questions.Sincerely,*** *** Senior Regulatory Affairs Associate Consumer Affairs Special Services *** *** ***CC*** ***

December 2, 2016Revdex.com Serving San Diego, Orange and Imperial Counties Viewridge Ave., #200San Diego, CA 92123*** *** ** *** *** ** ***
*** *** ***Dear Revdex.com.Our office recently received your Correspondence of November 23,
regarding the above mentioned Consumer's complaint.We have mailed a current credit report directly to the consumer for reviewIf there is information appearing on a credit report that is believed to be inaccurate or incomplete, we must have a specific disputeExamples of specific disputes are as follows: "not mine, paid in full, never delinquent or included in bankruptcy" or for public record disputes: "not mine, paid/satisfied, vacated or filed in error"If the status dates, amounts, balances or other specific data is incorrect, the Consumer should also indicate what the Correct information should bePlease specify the item or account name andUmber.Please provide the consumer's specific disputes along with their complete identification information (Social Security number, full name, Current address, previous addresses in the last two years and date of birth)Also, please include one copy of a government issued identification card, such as a driver's license, state ID card, etc., and one Copy of a utility bill, bank or insurance statement, etc.Experian strives to achieve a high level of customer service for all the consumers they assistLet meassure you that Experian takes its commitment to efficient, expeditious service seriouslyThank you for allowing me to assist youPlease Contact me directly if you have any questions.Sincerely,*** *** *** *** *** ***
*** *** *** *** ***
** *** ** ***

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and have determined that this proposed action would not resolve my complaint. For your reference, details of the offer I reviewed appear below
[thank you for getting back to meThe specific information that is incorrect and appearing on my Experian credit file are below:Under the public records information section:Van its court is appearing and this should have been removed and deleted, the dismissal papers have been sent in numerous timesThis item does not belong to me and needs to be removed from my credit file.Under the negative accounts section, the account of Sears/Citibank credit card are appearing and this account and balance do not belong to meThis needs to be removed from my credit fileI have reached out to the comaony many times and they refuse to correct this issueThank you forypurhelpdetails of why you are not satisfied with this resolution
Regards,
*** ***

Dear Revdex.com:Thank you for your recent correspondence dated August 14, 2017, regarding the above mentioned consumerOur records indicate that we previously conducted an investigation regarding the disputed information and have provided the results of our investigation directly to the
Consumer on May 22, 2017.Each national consumer credit reporting agency may interpret the requirements of the Fair Credit Reporting Act differently and each company has their own policies and guidelines for disputing informationTherefore, we cannot update or delete information in our database based on the results of a dispute with another consumer Credit reporting agency nor can we dispute information for a consumer with another consumer Credit reporting agency.If the consumer disagrees with the results of the reinvestigation, it is the consumer's legal right, under the FCRA, to add a 100-word statement specifying the nature of their disputeThe statement will appear with the item as long as the item remains on the credit reportAny further concerns regarding the disputed information may need to be directed to the data furnisher reporting this informationIf you have any additional supporting documentation regarding the disputed information, please forward that to my attention for review.According to the Fair CreditReporting Act (FCRA), a national consumer credit reporting agency's role in the dispute process is to review the accuracy and completeness of any disputed item which may include contacting the furnisher of the information or the vendor that collected the information from a public record source, such as a court or other government office, notifying them of the disputed information and disclosing all relevant information regarding the consumer's disputeIn order to help resolve the consumer's dispute, Experian will review all relevant documents submitted by the consumer with the dispute and will forward such documents to the furnisher if Experian is unable to resolve the issue based on those documentsConsumers may also contact creditors directly to dispute items reported by the data furnisherIf the issue is not resolved, then the consumer credit reporting agency must offer to include a consumer statement on the personal Credit report.Thank you for allowing me to assist youPlease contact our office if you have any questions.Sincerely,*** ***Senior Regulatory Affairs Associate Experian Consumer Affairs

March 11, 2015Revdex.comServing San Diego and Imperial CountiesViewridge Ave., #200San Diego, CA 92123RE *** ***REF# ***ID # ***Dear Revdex.com:Our office recently received your correspondence of March 2, regarding the above mentionedconsumer's
personal credit reportWe are currently investigating the *** *** *** account and the *** ***account with which the consumer disagreesUpon completion of this process, we will provide theresults of our investigation directly to the consumer.Our records indicate that the disputed ** *** *** account does not appear on the consumer'scurrent Experian credit reportExperian strives to achieve a high level of customer service for all the consumers they assist Let meassure you that Experian takes its commitment to efficient, expeditious service seriouslyThank youfor allowing me to assist youPlease contact me directly if you have any questions.Sincerely,*** ***

Yes, I have autherized this third party *** *** *** to act in my behalf, *** ***

have requested for months for Experian to provide me the "ORIGINAL" documents for the only negative account on my credit report to verify the identity of this account, after months I have yet to receive any of the requested documents yet the negative account still remainsThe account is: Central Financial Control Douglass Rd Anaheim, CA 1-800-345-ACC# *** $I am simply asking asking for documents that the Federal Credit Reporting Act (FCRA) requires the credit reporting agencies and the original creditors to keep have on file to be able to report negative accounts on a credit reportIf the credit company cannot provide me with the requested documents within days I want this removed from my credit report once and for allIt has been months and either they have the documents or they don't and if they do why haven't they already sent them to me? If they don't, which is obvious, then they need to stop reporting it on my credit report.I am simply asking asking for documents that the Federal Credit Reporting Act (FCRA) requires the credit reporting agencies and the original creditors to keep have on file to be able to report negative accounts on a credit reportIf the credit company cannot provide me with the requested documents within days I want this removed from my credit report once and for allIt has been months and either they have the documents or they don't and if they do why haven't they already sent them to me? If they don't, which is obvious, then they need to stop reporting it on my credit report

November 7,
Revdex.com
Serving San Diego and Imperial Counties
Viewridge Ave., #
San Diego, CA
RE *** ***
REF# ***
ID# ***
Dear Revdex.com:
Our office recently received your correspondence of October 30, regarding the above mentioned
consumer's personal credit report
Our records indicate that the disputed information does not appear on the consumer's current
Experian credit report We have mailed a current Experian credit report directly to the consumer for
review
Experian strives achieve a high level of customer service for all the consumers they assist Let me
assure you that Experian fakes its commitment to efficient, expeditious service seriouslyThank you
for allowing me 1o assist youPlease contact me directly if you have any questions
Sincerely,
*** ***
Senior Regulatory Affairs Associate

Our office recently received your correspondence regarding the above-mentioned consumer's personal credit report.Upon further research, our record indicates that the consumer does have a personal credit report with ExperianWe are in the process of providing the consumer with their current personal
credit report for review.Experian strives to achieve a high level of customer service for all the consumers they assistLet me assure you that Experian takes its commitment to efficient, expeditious service seriouslyThank you for allowing me to assist youPlease contact our office if you have any questions

ExperianMay 26, 2016Bettes Business Bureau Serving San Diego, Orange and Imperial Counties Viewridge Ave., #200San Diego, CA 92123RE: *** *** Complaint ID # ***REF# ***Dear Revdex.com.Our office recently received your correspondence dated May 18, 2016, regarding the above
mentioned consumer's personal credit report.Please accept this letter as confirmation that we are in the process of updating the disputed *** *** Servicing accounts as current/defermentUpon completion, an updated copy of the personal credit report will be provided to the consumer for review.Experian strives to achieve a high level of customer service for all the consumers they assistLet me assure you that Experian takes its commitment to efficient, expeditious service seriouslyThank you for allowing me to assist youPlease contact our office if you have any questions.Sincerely,*** *** Senior Regulatory Affairs Associate Consumer Affairs Special Services *** *** ***

Dear Revdex.com:Our office recently received your correspondence of July 31, 2017, regarding the above mentioned consumer's complaint.We have mailed a current credit report directly to the consumer for reviewIf there is information appearing on a credit report that is believed to be
inaccurate or incomplete, we must have a specific disputeExamples of specific disputes are as follows: "not mine, paid in full, never delinquent or included in bankruptcy" or for public record disputes: "not mine, paid/satisfied, vacated or filed in error"If the status dates, amounts, balances or other specific data is incorrect, the consumer should also indicate what the correct information should bePlease specify the item or account name and number.Please provide the consumer's specific disputes along with their complete identification information (Social Security number, full name, current address, previous addresses in the last two years and date of birth)Also, please include one copy of a government issued identification card, such as a driver's license, state ID card, etc., and one copy of a utility bill, bank or insurance statement, etc.According to the Fair CreditReporting Act (FCRA), a national consumer credit reporting agency's role in the dispute process is to review the accuracy and Completeness of any disputed item which may include contacting the source of the disputed information and informing them of all relevant information regarding the consumer's disputeIn order to help resolve the Consumer's dispute, Experian will review all relevant documents submitted by the consumer with the dispute and will forward such documents to the furnisher if Experian is unable to resolve the issue based on those documentsConsumers may also contact Creditors directly to dispute items reported by the CreditorIf the issue is not resolved, then the consumer Credit reporting agency must offer to include a consumer statement on the personal credit report.The Consumer Financial Protection Bureau (the government agency charged with enforcement of the FCRA) does not require that the consumer Credit reporting company obtain documentation such as the actual signed sales slips, signature cards, contracts, etc., nor does it require that consumer Credit reporting agencies act as mediators or negotiators in account disputes Experian strives to achieve a high level of Customer service for all the consumers they assistLet me assure you that Experian takes its commitment to efficient, expeditious service seriouslyThank youfor allowing me to assist youPlease contact me directly if you have any questions.Sincerely, KLM*** ***Senior Regulatory Affairs Associate Experian Consumer Affairs ***

March 30, 2017Revdex.com Serving San Diego, Orange and Imperial Counties Viewridge Ave., #200San Diego, CA 92123RE: Leila Reis Complaint ID # *** REF#: ***Dear Revdex.com:Our office recently received your correspondence of March 22, regarding the above mentioned consumer's rebuttal of our response to their complaint.We are currently investigating the information with which the Consumer disagreesUpon completion of this process, we will provide the results of our investigation directly to the consumer.When a consumer disputes the accuracy or completeness of information on the personal Credit report and tells us specifically why they believe the information is inaccurate or incomplete, we process the dispute as required by lawWe contact the furnisher of the information or the vendor that collected the information from a public record source such as a court or other government officeWe ask the furnisher or the vendor to conduct a thorough and complete investigation to verify all of the information regarding the disputed item, and report back within the time frame required by lawWe review and consider the response to determine whether to accept it, reject it, or follow up for additional informationIf, after processing, we find that the disputed information is inaccurate, incomplete or cannot be verified, we then delete that information, or modify that information, as appropriate, based upon the dispute and the results of our processingIf we do not receive a response from the furnisher or the vendor within the required period, we update the item as requested or delete the information, in some instances, upon reviewing the Credit file and any relevant information submitted to us, we are able to determine whether the disputed information should be changed or deleted without having to contact the furnisher or the vendorAfter we complete our processing, we send the consumer the reSults.According to the Fair Credit Reporting Act (FCRA), a national consumer credit reporting agency's role in the dispute process is to review the accuracy and completeness of any disputed item which may include contacting the furnisher of the information or the vendor that collected the information from a public record source, such as a Court or other government office, notifying them of the disputed information and disclosing all relevant information regarding the consumer's disputeIn order to help resolve the consumer's dispute, Experian will review all relevant documents submitted by the consumer with the dispute and will forward such documents to the furnisher if Experian is unable to resolve the issue based on those documentsConsumers may also contact creditors directly to dispute items reported by the CreditorIf the issue is not resolved, then the consumer Credit reporting agency must offer to include a consumer statement on the personal Credit report.In addition to the consumer's right to dispute information in the credit file with the credit reporting agencies, the consumer also has the right to dispute information in the credit report directly with the furnisher of the information.If the consumer questions the results of the dispute process, then they may want to contact the furnisher of the information directly or review the original information in the public recordPlease refer to the original personal Credit report for the furnisher or public records office name, address, and phone number (if available).Experian strives to achieve a high level of Customer Service for all the Consumers they assistLet me assure you that Experian takes its Commitment to efficient, expeditious service seriouslyThank you for allowing me to assist youPlease Contact me directly if you have any questions.Sincerely,*** *** on behalf of *** *** Senior Regulatory Affairs Associate Experian Consumer Affairs ***CC *** ***

Dear Revdex.com:Our office recently received your correspondence of August 28, 2017, regarding the above mentioned consumer's complaint.According to our records, we added an initial Security Alert to the consumer's Credit report as requested on their behalf by one or more of the
nationwide consumer credit reporting companies on January 6, This message expired after days.Our records indicate that the fraud alert does not appear on the consumer's current Experian credit reportWe have mailed a current Experian Credit report directly to the consumer for review.Experian strives to achieve a high level of Customer service for all the Consumers they assistLet me assure you that Experian takes its Commitment to efficient, expeditious service seriouslyThank you for allowing me to assist youPlease contact me directly if you have any questions.*** ***Senior Regulatory Affairs Associate Experian Consumer Affairs 4068CC *** ** ***

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and have determined that this proposed action would not resolve my complaint. For your reference, details of the offer I reviewed appear below
Disputing items below: *** *** *** *** *** *** *** ** *** *** *** *** *** *** *** *** *** *** *** ** * *** *** ** *** *** *** *** *** *** *** *** *** *** ** *** *o Whom it May Concern, I am writing to dispute the account referenced above with *** *** *** *** *** *** I have disputed this account information as inaccurate with you, and you have come back to me and stated you were able to verify this debtHow is this possible? Under the laws of the FDCPA, I have contacted the collection agency myself and have been unable to get them to verify that this is indeed my debtI enclose copies of my requests to the collection agency, asking them to validate my debts, and the receipts showing that I sent these letter certified signature requestThis debt is not mine and I was given no evidence of my obligation to pay this debt to this collection agencyThe FCRA requires you to verify the validity of the item within 3* daysIf the validity cannot be verified, you are obligated by law to remove the itemThere is a clear case of unverified debt here, and I urge you to remove this item before I am forced to take legal actionAn Invalid debit is on my credit report that needs to be removed for the amount of *** *** *** *** *** *** *** *** *** UTILITIESThis debit does not belong to me and needs to be removed, I am writing to dispute a fraudulent debt on my creditI do not recall this debtI am requesting that the debt is removed off my credit reportI have previously sent you a request to validate our debt under Texas Finance Code and all I received was an itemized list of the alleged charges you claim I owe you, which I do notI did not receive a lease agreement showing my signature nor the required information by Texas financial codeThis does not meet the Texas Financial CodeFix my credit score dropping due to fraud on my credit reportRemove these inquires off my credit
Regards,
*** ***

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