Kauffman & Son

Deville asset management is reporting an alleged debt on my credit report I have sent them a letter by certified mail asking for an investigation and haven't received an answer back

I received a notice from this company that I owed them $14,and I have not knowledge or clue what this is for There is nothing noted on the statement of what this is for or the year? Reference # ***
This may had been a bill include in a Bankruptcy from years ago, I have no clue!!!

There is no collections on my transunion account but there is on the EquifaxI disputed this once because it was a closed account and it was removedNow it is back and when I try to dispute it again I can’t because I do not have any information on the account

*** *** *** has acquired a fraudulent debt.Account number ***XXX I have sent in several validation letters to this company as well as my police report stating that my identity was stolen and this account is not mineThey continue to report inaccurate information to my Transition and Experian report stating that I owe 9,from a car loan that isn't mineAccording to the ** sec of state they aren't even suppose to be collecting in the state of **I have no choice but to file this complain and next file a lawsuit against this company for their unethical practices

I do not have a signed contract nor any contract with *** *** ***I have never done business with this companyI am not liable for collection from this debt from *** ***I am not responsible for this debt with *** *** ***

Deville Asset Management has reported a collection on my credit report that is falseThey say it is related to an *** account, but when I called *** they have no record of me ever having had a card with themDeville Mgmtstates that this account was opened in and delinquent in yet I have heard nothing about it until (well beyond the statute of limitations)They also stated that it is tied to an address that I haven’t lived in since and a phone number with an area code for a state where I have not lived since I have never owned this card and I do not owe this money

I looked at my credit using credit karma when I seen that there was a collection of over $3,There shouldn’t be any collection in my account except for one and I’m well aware of itAll I want to do is get this off my credit for it could go back to

This debt is posted on my Transunion and Experian credit reports and is owned on by *** Credit CorpThey own the debt and have it reported itDeville does not own this debt and cannot report it as unpaid

This company fraudulently opened a collections account on mine and my husbands credit, stating we owe the company a debtI/we have never signed any contractual agreement with this companyThis a violation of FCRA and FDCPA Guidelines

This is in reference to a collection account that is being reported on all major credit reportsThe amount of the collection is $7,I have no knowledge of this account and have disputed this item at least times and requested validation of this debtI haven't received any requested documents including a copy of a contract bearing my signature as well as any detailed billingPlease provide me with the requested documents or please remove these items from all major credit reports

The problem is they are representing a school that is no longer open , the school has lost all of its accreditation , and my certification is no good , along with the Current investigation through the Department of Education My loan is about to be forgiven based on the certification and other Programs through ICDC providing students with hope of employment and nothing happens as far as employmentthey are constantly reporting it to my credit report and if they continue to do so I will start a civil case against them and sue them for damages it has done to my credit report and employment situation

This is an account that Deville asset management purchased from Skopos financial,another financial institution , that was deleted from my account as a fraudulent accountDeville asset management illegally reinserted this account onto my Credit fileUnder section of the Fair Credit Reporting Act , this is inaccurate and should be deleted from my credit fileThis account is not verifiable and has not been verified

I am requesting Deville mgmt to remove a settled account that was not mines from my credit report that continues to show as open, this dispute has been settled after investigation found it not to be mines, *** ***This is hurting my credit because it still on there as completed but still open for and it makes me look badI had no knowledge of who or what this was about, I only know this was not mines at allI just want them to remove it from Credit karma, Transunion and Equifax now pleaseIt was investigated and proven not to belong to me

Back in July of 2018, DeVille Asset Management called me and told me that I would need to pay them Dollars or they would sue me and take me to courtI paid the and they closed the account, and took it off my credit reportFast forward months and I receive a call from another collections saying that Deville sold them my account and that it was still openSo I got my money back from Deville and paid the other companyCome to find out Deville is under investigation by the SEC, and is frozen from collecting any form of paymentsThey put the amount back on my credit report and I am currently dealing with a lawyer and the Trans Union to get it off my credit report

This company, DEVILLE ASSET MANAGEMENT keeps reporting this to my credit reports, I had shown prove that this account is not mine's, on 10/28/it was deleted from my credit report than reported again on 11/10/causing damage to my credit report

*** *** *** *** is reporting a collection on my credit reports that has not been verified, they are in violation of the FCRA federal law, I sent a certified letter requesting validation of the debt, which I do not owe, they are stating that I owe $17086.22to their companyThey have failed to send me a signed contract baring my signature binding me to their company, I also requested information regarding how much they paid for the contract*** *** sold this fraudulent account to *** on 1/02/2017! *** *** repossessed the car OCT and sold the car for $14,the remaining amount that I owed *** *** was $6,000! *** is attempting to collect on a fraudulent amountI do not owe them $17,when the car was sold at the auction! Also *** stated in writing the date of the first delinquency was 11/30/2016, which is incorrect, the car was sold at the auction in OCT *** is in violation of the they have not validated t

I do not have a contract with this *** ***I have never signed a contract with them and I am not liable for any debt associated with this companyI have requested through all credit bureaus for validation of this account with a signed contract from me obligating myself to this company and have never received from this company I am not responsible for the alleged debtI have asked the credit bureaus all to obtain the following information• What the money you say I owe is for: • Explain and show me how you calculated what you say I owe: • Provide me with copies of any papers that show I agreed to pay what you say I owe: • Provide a verification or copy of any judgment if applicable: • Identify the original creditor: • Prove the Statute of Limitations has not expired on this account: • Show me the you are licensed to collect in my state: • Provide me with your license numbers and Registered AgentI am requesting all information associated with this alleged account

As with all companies in this loophole business, Im extremely irritatedStarting with a debt of less than dollars from the infamous Lincoln Tech schools in 2008/I get a call, once in from another one of these debt buying companies, to now in about owing over 6kAfter years in the military where any and all loans while deployed should be capped at percent (which it wasn't) having a family now and looking to purchase a home I get threatened with lawsuits and am unable to purchase a home because of this large debt that for the 2nd or 3rd time has magically appeared on my credit reportLaw states any non federal debt will no longer be a factor as far as credit reporting goes after a maximum of yearsNot only was I never contacted about the debt or known I had it until trying to purchase a home, I've had ridiculous payment options ranging from a month to over 2kAnother money hungry company sucking the pennies out of the pockets of citizens trying to make a decent livingI haven't been shown any physical proof of this almost yr old debt, interest rates and why or how after all these years and the debt repeatedly falling off of my credit report and popping back upAfter years of rebuilding my credit being raped in interest during my stent in Afghanistan I'm fed upTake 6k from your millions you make off of nickle and diming hardworking people trying to further education and make a living and shove itThe illegal actions that were taken previously and continue on by your company is cut and dry for even a rookie lawyerI hope to see this ridiculous telephoned debt off of my credit reportI'll be here and on LinkedIn to make sure there's a dent in your shady business until then

On November 22, *** *** *** received my certified letter requesting validation of accounts they are attempting to collect on account *** They never responded Under the Texas Finance Code the debt collection agency has thirty (30) calendar days to respond to a debt validation request All debt collectors operating in the State of Texas must be able to verify, or "validate," any debt on which they are attempting to collect paymentTexas Finance Code Section requires a debt collection agency or credit bureau to provide the alleged debtor with specific information concerning their debt including but not limited to: The name of the original creditor the original date of default or non-payment of the debt the date the debt was transferred from the original creditor to the third party debt collector The original balance The current balance Surety bond information respond or did not respond in timeIf a debt collector has failed to respond to your

I have disputed this account with the company and to also have them send verification of the accountCompany has sent me information but I don't feel as if this is adequate enough of information