Kauffman & Son

I would like to file a complaint based on several reasons: First being, I last attended *** *** ** *** in January This Debt Collection Agency was filed on my report on April I am certain that trying to collect on the debt now in is far past its statute of limitationsAlso, I was told that this was a private lender, I am not sure who the private lender is, *** had NO money to be giving out private loans, when they relied solely on Federal Funds to hold up their schoolThe minute the Federal Funds were pulled they shut their door and they went as far as creating fraudulent documents to keep their Federal "income." Often, most times, private loans are between lender and borrower, so someone were to sign for a private loan at any time for any reason, once they (lender) close are no longer exist as a company, or stop pursuing collection they forfeit that debtMost Students loans are through Federal Funded/ Subsidized programsI do Dispute the validity

I recently found out I was being sued by a Maryland lawyer for a debt that is alleged owed to this company for $10, I then reasearch this company to find many complaints The Phone numbers on their website are not valid and The Numbers the attorney gave me for them are not valid I have never been able to reach this company in any way to validate or negotiate this alleged debt with them while reasearching this Debt I found that they where shut down by the Securities exchange commission for fraud and the president among others are being investigated and charged with all this I do not believe that I owe anything to this company and that the attorney they hired should not be able to sue me and ask for a judgement on me at this time I believe that I have been victimized by this company I have a court date coming up in Baltimore MD November 1st and I am hoping for some assistance in resolving this Thank you note The Lawyer in question that this company hired is
***

This company placed $on my credit report in July for a *** *** car loan that closed out in I have never received any letters, phone calls or anything about this I also have not changed my address or phone number in years I had to call them to find out what it was so that I could take care of it I have had multiple conversations where they tell me they will mail and email the details so that I can pay it I still have not received anything
Now I get calls asking about payment and then I tell them I still have no documentation of this, to which they say they have to file a report to get it to me via email, which takes days What? And then I never receive it!
I still have NO letter, email or any documentation WHATSOEVER
This has made a huge impact on my credit report and *** *** has no proof of this being outstanding so that I can take care of paying it and getting it off of my report
I want the documentation for what this charge is and wher

*** *** *** sold a contract to *** *** **, *** consumer is in breach of their own contract by violating the arbitration clause In the US law encyclopedia, American Jurisprudence, am Jur 2dSections 90-93; it says that one cannot subrogate onto a contract that they were not original on, did not have any interest to protect, and then claim successor in rights and interestsThus, when an original credit sells the debt, they give up their rights to collect on the debt, but they not give these rights to the collection agencyThe collection agency cannot act as a substitute for the original creditor

This is in regards to an error on my credit reportMy credit score, which was once at has had a significant dropI had a private student loan with a collections company by the name of *** * *** Incbeginning in In March of this year, this company stopped taking payments, which were set up for automatic withdrawAfter speaking with a *** * *** representative, I was informed the payment would be taken the following week, which it was not In April of this year, I received an alert from Experian about a credit changeThe alert included the name of Deville Asset Management who, before that time, I had not heard of or received any correspondence fromAfter being unable to contact Deville Asset Management, I performed an online dispute with Experian, which was deniedI have spoken with an attorney who found several lawsuits pending against Deville Asset ManagementThe lawyer representing me has researched this company and is also unable to contact anyone

This company created a debt against my creditAfter pursing more information, they did not have the required documents to pursue a the fundsThey sent a letter of deletion and implied that they would not be able to talk to me after collecting $

*** *** *** sold a contract to *** *** **, *** consumer is in breach of their own contract by violating the arbitration clause In the US law encyclopedia, American Jurisprudence, am Jur 2dSections 90-93; it says that one cannot subrogate onto a contract that they were not original on, did not have any interest to protect, and then claim successor in rights and interestsThus, when an original credit sells the debt, they give up their rights to collect on the debt, but they not give these rights to the collection agencyThe collection agency cannot act as a substitute for the original creditor

In March of 2017, I received an alert from TransUnion that a new collections account had surfaced involving an auto loan I had with a creditor under a different name who closed the account in September of I have requested a debt validation letter from DeVille Asset Management to which I had received a number of documents related to the original creditorI then requested a debt verification document(s) i.eA bill of sale from the original creditor to DeVille Asset Management , documentation showing how, when and where I owe this debt to DeVille Asset ManagementI have not received sufficient documentation in accordance with and in compliance with US Code>Title 15>Chapter 41>Subchapter V

Deville Asset Management has reported a collection on my credit report that is falseI have proven to them that I do not owe the money and they still will not correct itThey are rude and just laugh at me when I call themThis was a *** Account that was turned over to themI paid *** the full balanceI have sent proof of payment to Deville and I have the emails to prove it*** said I have to resolve it with DevilleDeville said I have to resolve it with ***I filed a Revdex.com complain against *** and they responded that the account is paid in full and that they sent the money to DevilleDeville says *** did not pay themI am caught in the middle

I have sent letters to Deville Asset Management repeatedly to send me proof and Validation of a debt they are claiming I oweDeville Asset Management send me a bill that does not prove that the debt belongs to meDeville can not supply me with valid credentials given to them to validate the account was opened by myself, such as ID or Social Security Card nor can they supply a signature that belongs to me on a valid contractDeville continues to report negatively on my credit report making it hard for me to acquire credit even though i've contacted them and repeatedly requested proper documentation showing the account is mineThey can not prove the account belongs to me but they still insist on violating the Fair Debt Collection Practices Act and Defamation of Character

This company put a debt on my credit report as collections this account was sold to them march 29,as listed on my credit report this company violated the law they did not submit me any thing in writing that they were pursuing this debt they never told me what I owe never gave me a right to dispute or inform me of who my original debtor was the law states they have days to submit this to the consumer my credit decreased points by this unlawful action

*** *** *** has a ch**ge on my credit report for $I called them reg**ding this ch**ge and the young man was rude and disrespectful*** *** *** claims this account was sent to them in and I live in ***, ** when it was openedI explained to the guy that I was no living in the state of **kansas during this time and I had no idea what *** wasHe went on to tell me how payments were made for so many ye**s and this obviously was my accountAgain, I tried explaining this was not me and I lived in an entirely different state during this timeAt this point, he says get a police report for identity theftI contacted the local police dep**tment to file a report and was told there wasn't much they could doI didn't have any documentation showing these ch**ges had been made and I do not have any account informationI filed a dispute with all three (3) credit bureaus but would like for this to be removed from all three (3) reportsI even asked for t

this company is reporting a fraudulent debt on my credit report that I owe them $3, I have never heard of this company and never had a contract with this company theu have the debate listed as October which makes no sense this is a fraudulent debt I do not owe rhem or the company they claim to be collection on behalf of in addition, I never received any nptofovston or dociemntstion of this debt prior to the debt appearing on my credit report which is a clear violation of the *** as I was not given the opportunity yo dispute the validity of this debt

This company, which I hold no contract with nor have received services from, reported a collection account against my SSN in the amount of $with *** credit reporting agencyI requested verification of the debt and account however the business failed to provide adequate proofConsidering this business does not have a contract with me for goods or services they have provided nor have they provided adequate proof I am not obligated to pay for the alleged debt I have placed a complaint with the *** *** *** *** on 8/21/have not yet received a response back

DeVille Asset Management has taken over "debt" (in which they do have have the license to do) and persist on telling me that I have to make payments of $a month and this was my ex fiances car that got repossessedI'm trying to join the United States Air Force and this is the only thing holding me back
I was making dollar payments a month because my recruiter told me as long as I'm making consecutive payments a month I will still qualifyI talked to a lady at DeVille Asset management and she said she can only take payments to a p.o box and I don't receive a receipt
I did a little research on my own because I feel that was a bit suspicious., so I found out they are under investigation by the FBI, and you guys (Revdex.com) have a article on how they do not have a license to receive payments from debt because they are not a debt collecting agencyAll I need is a letter from Revdex.com to show my recruiter that they are under investigation

This company popped up on my credit reportsI don't know who this is or the ** *** that they representThis is fraudThey say I owe some money that I don't owe them

I have never heard of this company until they filed a debt on my credit report This company has listed a ** *** *** a the original creditor Again a company I have never heard of or had any contract or business withI requested validation of debt via credit bureau dispute on May 23, when I first learned of this account reporting on my credit report This company returned the results on June 14, as "accurate" still with no verification I do not have or never had any debt with this company or a ** *** *** I have never received a phone call or any written correspondence from either company I am requesting validation of alleged debts including amounts and for what product or removal from my credit report

This company is trying to collect money from a debt that was discharged by the bankruptsy court in Indiana They claim that this debt was not listed on my Chaper filingThis debt orginated from a credit card issued by *** StoresThis company has called me several times, mind you years after the discharge which occured in February I have not received any kind of paper document to support their claimAccording to my research even if a creditor is not listed on the bankruptsy it is still is valid to include all debts at the time of filingThis company has gone to the extreme as to report me to the credit bureau causing my credit to look badI have re-established new credit since bankrupty and have kept my payments up to dateI want them to remove this from my credit report, leave me alone or I will take even further action if necessaryThank you for your co-operation in this matter as I know the Revdex.com will take action

*** *** *** has acquired a fraudulent debt.Account number ***XXX I have sent in several validation letters to this company as well as my police report stating that my identity was stolen and this account is not mineThey continue to report inaccurate information to my Transition and Experian report stating that I owe 9,from a car loan that isn't mineAccording to the ** sec of state they aren't even suppose to be collecting in the state of **I have no choice but to file this complain and next file a lawsuit against this company for their unethical practices

This is in reference to a collection account that is being reported on all major credit reportsThe amount of the collection is $7,I have no knowledge of this account and have disputed this item at least times and requested validation of this debtI haven't received any requested documents including a copy of a contract bearing my signature as well as any detailed billingPlease provide me with the requested documents or please remove these items from all major credit reports