Kauffman & Son

This is a harassing debt buying company that has been reporting a debt in my name to ALL credit bureausThey bought this debt from an old school named *** *** *** in *** *** **, that was closed down for uncertified teachers and consumer complaintsWhen I left this "school" before they closed down I had a ZERO balance and NEVER took out ANY student loansIn fact, they only had approval to access my federal pell grantNEVER a private loan! I am not the only person this is happening toAll credit bureaus deleted the debt from Lincoln Technical and then they desperately sold it to DEVILLE ASSEST MANAGEMENT, who is now harassing me for this "student loan" with NO CONTRACT from me ever to produce! This debt is affecting my life because now my credit score is so low I cannot even get a credit card, car loan or homeI want this investigated to the fullest and OFF all credit trade lines!

I completely fixed my credit and credit report.Im on a complete clean slateI check my report every so often and seen that this company put a collection on creditI dont know who they are, never heard or have any written information with this companyThey claim I opened an account on February ,Put a negative collection debt showing I owe $Once again I dont know who they are,what they are representing , No documents, no contactIve already filed a dispute with the credit agency for this company for wrongfully falsified negative derogatory remarks on my credit reportThis company is scamming peoples information and destroying their nature of beingCredit card scam and identity theft

*** *** *** is attempting to collect a debt from me which is not mineI have no contract with *** *** ***

This company has been calling and harassing me for over two years now for a debt I do not oweI attended *** *** for a couple years beginning in Suddenly we got word that the school was shutting down so I did not get to finish my degreeThe school shut down in January of and in February of this company appeared on my credit report and starting calling me stating that I owe themWhen I explain this to them they say that they will look into it and they never do

I do not have a signed contract nor any contract with *** *** ***I have never done business with this companyI am not liable for collection from this debt from *** ***I am not responsible for this debt with *** *** ***

*** *** *** placed a collection account on my Transunion credit file on 12/20/I have no contract with this company nor have I ever done business with this companyThis account was sold, The original creditor was *** *** college who is also listed on my Transunion credit file
This account was removed in 11/and reinserted 12/without the proper day notice required by law

I am filing a complaint on this company because they have no legal right to collect on this debtThey are not even registered to do business in LouisianaI requested validity of this account, but I never received anything from this company in returnThis company is illegally reporting derogatory information on my credit reportI want this company to Validate this debt and until then remove it from my crdit report

In April I received an alert from Transunion that a new collections account had surfaced involving an auto loan I had with a creditor under a different name who had closed the account in Jan
I requested a debt validation letter from DeVille Asset Management to which I received a number of documents related to the original creditorI then requested a debt verification document(s)IE: A bill of sale from tbe original creditor to DeVille Asset ManagementDocumentation showing how, when and where I owe this debt to DeVille Asset ManagementI have not yet received sufficient documentation in accordance with and in compliance with US Code>Title 15> Chapter 41> Subchapter V

Deville is reporting incorrect information to the credit companiesDeville asset management states that I open account with then October I nakema never signed any documents nor open account with themI need them to remove the collection from my credit reports

THIS COMPANY HAS FILED A FRAUDULENT NOTICE ON MY CREDIT REPORTI HAVE NEVER HEARD OF THIS COMPANY, I HAVE NO NOTICES OR BILLS FROM THIS COMPANY, I DO NOT OWE THIS COMPANY A PENNYTHEY ARE CLAIMING I OWE THEM $500, WHICH IS A LIEI WILL BE FILING A COMPLAINT FOR FRAUD AGAINST THIS COMPANY WITH THE CONSUMER PROTECTION AGENCYI WILL ALSO BE FILING A COMPLAINT FOR PAYMENT TO ME OF $FOR THEM TRYING TO COLLECT THIS FRAUDULENT DEBT, AND WILL BE EXPECTING PAYMENT FROM THEM IN ACCORDANCE WITH THE LAW IN THIS MATTERI WANT THE FILING REMOVED FROM MY CREDIT REPORT IMMEDIATELYMY ATTORNEY WILL BE CONTACTING THEM FOR THEIR ILLEGAL AND FRAUDULENT ACTIVITY ON MY ACCOUNT

I just recieved a new account inquiring this business on December 14, trying to say that I owe on a loan for *** *** *** ** *** that has been paid off in full back in

This collection has popped up on my credit report stating they are collecting for *** *** ***I have never owned anything gmI had TransUnion dispute the claim but said it was accurateI tried to call their office and it tells me to leave a message promptly

This debt pop on my credit report, also broke few laws in the process
They didnt notify who they was or what the debt forThe debt was took care of years ago ( nc year law on debt)
On the debt it was for co signed but try to charge me and my girlfriend as individual for 11,(total)

This company fraudulently opened a collections account on mine and my husbands credit, stating we owe the company a debtI/we have never signed any contractual agreement with this companyThis a violation of FCRA and FDCPA Guidelines

This company claims that I owe them$The original creditor was ***This account was obtained under fraudulent activityI am not responsible for this accountI have sent certified mail a fraud affidavit on occasionsAlso certified mail the affidavit directly to ***However, the account remains on all credit reporting agenciesI am a victim of Identity theft and Deville is victimizing me all over againI have completed all required steps including submitting the original Police report to this companyNot only have they not removed the negative collection account, but THEY JUST DONT ANSWER MEDeville is violating so many FCRA that they should be held liableI was denied a student loan which is keeping me from finishing my schooling as a direct result of this accountThe negative collection account appears twice on each of the agencies reportsOne is from *** and the second is the same account now owned by DevilleThey lie about the dates making

I sent a letter of Validation on Jan31, I have not received any response from this companyI have attached the certified letter that they received on Feb5, I also fax and e-mailed this company the same letter that is attached with still no responseThis company should not be allowed to report information on my husband and my credit that has not been validated
*** *** ***
*** *** *** ***
***, ** ***
*** *** ***
PO Box
Colleyville, TX 76034-
Re: Acct # ***
To Whom It May Co**ern:
This letter is regarding account #***, which you claim I owe $This is a formal notice that your claim is disputed, si**e you HAVE NOT responded to my certified letter (attached)I will be reporting you to the Consumer Fina**ial Protection Bureau, the ** Attorney General’s Office, and Revdex.com
Again, I am requesting validation, made pursuant to the Fair Debt Collection Practices Act and

I was shopping for a vehicle at an automotive dealer and upon running my credit we discovered that there is a collection on my file for $ I have never been notified or called or received a notice about any collections and I am current on all my accounts This is hurting my credit score

I have Deville Asset Management on my credit report as a collectionI have never had a contract or agreement with this companyThey have once removed the collection but put it back on my reportI have also filed a dispute with the credit bureau because Deville Asset Management also has illegally Reaged the debt to keep it on my report longerI don’t believe they are even lisenced to collect a debt in New York State

I do not have a contract with *** *** *** I am not liable for collection for this debt from *** ***, I am responsible for this debt

I filed for a Chapter Bankruptcy 3/27/and was granted a discharge 6/26/During the entire Bankruptcy process I continued to make payments on a student loan account that I had with DevilleI recently pulled my credit report (Experian) and it indicated that my account with Deville had been discharged in my Chapter Deville supplied me with a letter indicating that I have no further obligation regarding their accountI then contacted them regarding the payments that I had been making and requested a refund of all payments made between my Bankruptcy filing date and my Discharge dateI was told by a manager there who said his name was *** that someone would get in touch with meThat was 7/13/I have not heard from anyone from Deville regarding the refund of the payments they collected in violation of the FDCPA and US Bankruptcy Laws and when I call the number I was given by a representative by the name of *** at Deville my calls have gone straight to voicemail for th