Kauffman & Son

this company is reporting a fraudulent debt on my credit report that I owe them $3, I have never heard of this company and never had a contract with this company theu have the debate listed as October which makes no sense this is a fraudulent debt I do not owe rhem or the company they claim to be collection on behalf of in addition, I never received any nptofovston or dociemntstion of this debt prior to the debt appearing on my credit report which is a clear violation of the *** as I was not given the opportunity yo dispute the validity of this debt

So I called them to ask the original date of default of my loan which they purchased for collections from *** *** and they refused to give me the initial date which is required by FCRA They continually take the account off my credit score for a month then report it again they have done this for the past year

This company just incorrectly reported a "charge-off" on my credit report for an account going into collections on January, The problem with this is the debt was also "paid off" and closed in per a discharged Bankruptcy So they fraudulently reported a paid off debt years after my bankruptcy was discharged They must have just acquired the debt, although it was paid and discharged in They reported it as discharged in 2012, but also as a fresh new charge-off How can they report it as both? They just plummeted my credit report and need to correct it

They are claming I need to pay them dollars for a school debt that was never paid
I paid the debt when the IRS took money out of my tax return for the loans
There should be no outstanding debt and this company is a scam!

HorribleMaking multiple Revdex.com profiles won't help-I'll just ensure that I post this on any new one you createI was charged for something that was specifically covered by my health insurance years agoI received approval and paperwork weeks in advance of my procedureI got this fraudulent charge that pops up on my credit report a year and a half laterI'm fighting this-there no way that I'm paying both the insurance company and then this sg outfit for services I have confirmed that were covered by my health planThese bottom feeders should be be put under the jail to rot

This is a harassing debt buying company that has been reporting a debt in my name to ALL credit bureausThey bought this debt from an old school named *** *** *** in *** *** **, that was closed down for uncertified teachers and consumer complaintsWhen I left this "school" before they closed down I had a ZERO balance and NEVER took out ANY student loansIn fact, they only had approval to access my federal pell grantNEVER a private loan! I am not the only person this is happening toAll credit bureaus deleted the debt from Lincoln Technical and then they desperately sold it to DEVILLE ASSEST MANAGEMENT, who is now harassing me for this "student loan" with NO CONTRACT from me ever to produce! This debt is affecting my life because now my credit score is so low I cannot even get a credit card, car loan or homeI want this investigated to the fullest and OFF all credit trade lines!

On July 5, Deville Asset Management received my certified letter requesting validation of accounts they are attempting to collect on accounts D40921*** They never responded Under the Texas Finance Code the debt collection agency has thirty (30) calendar days to respond to a debt validation request All debt collectors operating in the State of Texas must be able to verify, or "validate," any debt on which they are attempting to collect paymentTexas Finance Code Section requires a debt collection agency or credit bureau to provide the alleged debtor with specific information concerning their debt including but not limited to: The name of the original creditor the original date of default or non-payment of the debt the date the debt was transferred from the original creditor to the third party debt collector The original balance The current balance Surety bond information respond or did not respond in timeIf a debt collector has failed to respond to your debt vali

The basis for my dispute is “ *** *** ***, *** *** * ***,
President, ” ***was required to notify me prior to 5/31/2016, or no later than days after furnishing the negative
information to credit bureau reports, in writing...under such section 623, subsection (7)(A)
However, in my records I am unable to locate documentation you complied with this requirement,
which is a violation of the *** & FDCPA
Also, *** *** ***, *** *** * ***, President,*** *** *** *** ** *** failed to give me my "Mini-Miranda" five days prior to placing this
derogatory item on all of my credit reports, per Section *** * *** ***, which is $per
violation and the state of TX allows treble damages
Under ***Validations of date and Mini-Mirandi under Section *** *** *** ***, *** *** * ***, President,*** *** *** *** ** ***
failed to send me my initial communication before placing this alleged item on

The loan is currently being paid, however I have been notified by DeVille Asset Management LTDon 1/23/that I owe $from an unpaid balance from *** *** *** ***I left this school about years ago and advised the school I was dropping outThey never said anything about an unpaid amountThey never once tried to contact me about any debt I owed in all of these yearsThe school closed a couple of years agoThen I received a letter claiming I owe this random company money from ***I called them on 1/24/and was rudely given a number for *** which is their sister companyI wanted to dispute this claim and both workers from DeVille were very rudeThey told me to call *** which I did and I spoke to *** who was a little confused about the situation and stated DeVille bought old debts from different colleges and was forcing everyone to call ***I informed him of the situation and he told me to continue to dispute them on it he also deferred the amou

I was informed of two derogatory issues on my credit score through *** *** alert systemUpon investigation, I was informed Deville Asset Management has placed my two student loans in collection status I have bank statements, phone conversation records, and a dispute filed with Transunion as proof of this agencies wrongful actionsI have recently found I am not the only person affected by their wrongful collection processI have also, researched this company finding many complaints against them for similar situations as mine

Fraudulent attempt to collect an inappropriate amount of money I do not have any contract with *** *** *** , I am not liable for collection of this debt
*** *** *** has not provided any document showing I had signed a contract with them
*** *** *** has failed to show proof that I owe them

My credit report says I owe this company $as of October 31, I do not have any debuts from this company and definetly haven't owed anyone a amount of $No one answers when I call to see who, What it why I am owing this amount or why it is on my credit scoreIt goes straight to playing music when I callI would like to take legal action as well as report this to the Revdex.comAfter checking into this company online I have read several statements that this has happend to several other people as wellStating high amounts on their credit reports and it not being true and dropped after dispute.sounds like a scammer to me and I would really like this to be known

This charge is being shown on my credit because of a school I went to for one classI used the GI Bill and was told I wouldn't have to pay out of pocket for anythingI leave after I finish my one class because I was given a grade I felt was not correctNobody told me that when I left after that class that I would have to pay anything and now I'm constantly getting calls for collections when I only took one class and had it paid through the military

They have been taking money out my account for two years now and the balance is incorrect, I should not owe them anything elseThey took money out agon today I have read they are closed down as you can not reach anyone at the companyThat FBi closed them for frauds

Was reported to credit bureau as outstanding debt from I have receved no notice or have been contacted from either DeVill Asset or ** *** I see that they have a history of this, so I need to make sure that this has not already been paid off

As with all companies in this loophole business, Im extremely irritatedStarting with a debt of less than dollars from the infamous Lincoln Tech schools in 2008/I get a call, once in from another one of these debt buying companies, to now in about owing over 6kAfter years in the military where any and all loans while deployed should be capped at percent (which it wasn't) having a family now and looking to purchase a home I get threatened with lawsuits and am unable to purchase a home because of this large debt that for the 2nd or 3rd time has magically appeared on my credit reportLaw states any non federal debt will no longer be a factor as far as credit reporting goes after a maximum of yearsNot only was I never contacted about the debt or known I had it until trying to purchase a home, I've had ridiculous payment options ranging from a month to over 2kAnother money hungry company sucking the pennies out of the pockets of citizens trying to make a decent livingI haven't been shown any physical proof of this almost yr old debt, interest rates and why or how after all these years and the debt repeatedly falling off of my credit report and popping back upAfter years of rebuilding my credit being raped in interest during my stent in Afghanistan I'm fed upTake 6k from your millions you make off of nickle and diming hardworking people trying to further education and make a living and shove itThe illegal actions that were taken previously and continue on by your company is cut and dry for even a rookie lawyerI hope to see this ridiculous telephoned debt off of my credit reportI'll be here and on LinkedIn to make sure there's a dent in your shady business until then

I am filing a complaint on this company because they have no legal right to collect on this debtThey are not even registered to do business in LouisianaI requested validity of this account, but I never received anything from this company in returnThis company is illegally reporting derogatory information on my credit reportI want this company to Validate this debt and until then remove it from my crdit report

Was reported to credit bureau as outstanding debt from I have receved no notice or have been contacted from either DeVill Asset or ** *** I see that they have a history of this, so I need to make sure that this has not already been paid off

This charge off appeared on my credit report and I have never had an account with themIn January my employer sent all employees W-to a counterfeit site and exposed our personal informationThis account I believe is from that breach of securityI contacted *** to make them aware of this accountI have no recolition of this account and want it removed from my credit report
Here is what appears on my credit report, notice how it was opened in January and closed in February this year but claims to be a segment of a bankruptcy in
*** ***
COLLECTION/CHARGEOFFOther$
Status
Date Reported Feb 08,
Payment StatusCollection/Chargeoff
Account Status Paid
Amount Past Due Not Reported
Bureau Name *** ***
Original Lender ** *** *** CC
Account Number ***
Account Type Not Reported
Responsibility Individual
Credit Limit Not Reported
Highest Balance $2,
Date Account Opened Jan 10,
Payment Details
Amount Past Due Not Repo

Deville Asset Management first sent a debt collection notice last yearI disputed the debt in writing and never heard anythingFast forward several months and they have popped up on all three of my credit reports and are making frequent phone calls to work and my personal cellThe debt is not valid, they have provided no documentation to support that the debt is validThey have my address yet never mailed anything to me to support the validity of a debtThey just go away for a few months and then come back thinking I have forgotten about themLeave me alone