Kauffman & Son

- Deville Asset Management agreed to do a credit deletion to remove the derogatory info that they submitted to all credit bureaus on June 15, A letter from Deville Asset Management confirming that this would be done was sent to me as well
- Credit deletion was done for Experian and TransUnionNone was done for Equifax
- I've tried reaching out to Deville Asset Management on multiple occasions but have been unsuccessful in doing soI've filed a dispute with Equifax but that did not help

This company, which I hold no contract with nor have received services from, reported a collection account against my SSN in the amount of $with *** credit reporting agencyI requested verification of the debt and account however the business failed to provide adequate proofConsidering this business does not have a contract with me for goods or services they have provided nor have they provided adequate proof I am not obligated to pay for the alleged debt I have placed a complaint with the *** *** *** *** on 8/21/have not yet received a response back

this school is closed downI never had a balance on this accountI am not responsible for this balance

*** *** ***, *** *** * ***, ***,*** *** *** *** ** ***” *** The basis for my dispute was required to notify me prior to 3/29/2017, or no later than days after
Section of the Texas Finance Code prohibits a third-party debt collector or credit bureau from engaging in debt collection in Texas unless the third-party debt collector or credit bureau has obtained a surety bond and filed a copy of the bond with the Office of the Secretary of State
*** *** ***, *** *** * ***, ***,*** *** *** *** ** ***failed to notify me about reporting derogatory infoto Equifax, Experian, and Transunion In section 603(p) U.S.Css 168s-2(a)(7)(A)(I); “The notice required under subparagraph (A) shall be provided to the customer prior to, or no later than days after , furnishing the negative derogatory information to a consumer reporting agency described in section (p),’ U.S.Css 1681s-2(a)(7)(B)

I checked my credit report and saw that my credit score has taken a huge hitWhen I looked into it, I saw:
*** *** *** #***
*** *** *** ***, ** ***
*** ***
Placed for
collection:
03/31/
Responsibility: Individual Account
Account Type: Open Account
Loan Type: COLLECTION
AGENCY/ATTORNEY
Balance: $4,
Date Updated: 01/10/
Original Amount: $4,
Original Creditor: PROSPECT EDU
LOT
(Educational)
Past Due: >$4,948<
Pay Status: >In Collections
I have never had a debt/loan through PROSPECT EDU and never received any communication from *** *** *** in regards to a debt going into collectionsI just barely found out about this debt and this creditor when I checked my credit report and it was already reported and had majorly affected my credit scoreThey reported this without contacting me in the first place about the debt/loan

correspondence has been sent by Certified Mail, Registered Mail and Regular mail to deville asset management regarding an account that is being reported against me on all three major credit bureausI am not familiar with their business nor have any contractual agreements with themI requested in writing at least four (4) times that deville asset management provide me with clear original information so that I can confirm and veriry what they are reporting againstme in the amount of $8, This amount was placed on my credit report by deville asset mangement with no prior contact or communication with meI have been trying to resolve this issue with them since June
I would a like a detailed explanation on all of the alleged charges, confirmed by and through the original creditor holding an original contractual agreement

I rec'd a letter from DeVille Asset Management dated February 27, In return I submitted a letter via fax on March 19, and March 20, 2018(attached is my confirmation) the letter was also sent via snail mail on March 19, The letter stated that I needed validation that they were authorized to collect such debt and the name of the company claiming I owe this debtThere was never a response to this letterThe letter also states that if the office report invalidated information to any of the major credit bureaus that this action will constitute fraud under both Federal and State Laws and if any negative mark is found on any of my credit reports by their company that I won't hesitate to bring in legal actionThey had days to respond and here it is almost days later, I am notified of a credit alert on my credit report with Experian that DeVille Asset Management added a collection to my reportThis is FRAUDThis alleged collection needs to be REMOVED immediately fr

I have been making payments to DeVille Asset Management Ltd for a little over a yearMy initial encounter with this company was not pleasantI have been trying to better my credit score I went on *** *** and noticed this company on my reportI looked up the company as I was not contacted or received any information over this debt I contacted them to try and set a reasonable payment plan as I was straight forward with themThe gentlemen I had spoke to was rude and did not care for whatever I said unless it was me paying my full debtAgain, I was straight forward and didn't care for his attitude but my main goal was to eventually get this paid offA few months ago, I noticed one of my split payments had not gone through as it's an automatic paymentI called them and spoke to a lady, who was actually nice and tried to help, after a few exchanges as to my card information it was corrected and the payment went throughI had asked her to send me statements of my payments, I ha

I look on my credit report and it say I owe 1,744that not true I don't even know what this is

This organization has listed me as in "Collections" through one of the credit reporting companiesI have filed a dispute with the credit reporting company as I have zero knowledge of this collection companyI have never received any communication from them in the pastI have sent two requests to them for information about who this alleged debt was originally for They have not responded
I am not sure why they won't take five minutes and communicate with me as to the nature of this

This is my second complaint to Revdex.com regarding this companyThe first complaint resulted in the company stop reporting the delinquent account (***) to my Transunion credit bureau, which lasted only a couple of months after my first Revdex.com complaint was closed due to no response from the companyAs of November 2018, the company started back reporting the account on my credit reportAs I stated before, in my recent complaint, this is a fraudulent attempt to collect a debt that is no longer owedI will take the next steps to include a lawsuit for harassment if this issue is not permanently resolved within the next month

Very professionalI called about something on my credit that Deville placed on thereIt was a loan that I new I had on a repo vehicle and they gave me a great settlement and offered a deletion that would help my creditProbably the best experience I could have had dealing with a collection agency and i've dealt with a lotThey took the time to explain to me some options and I was able to pick the best route financially for myselfthey even gave me time to speak with my spouse on the matter instead of demanding payment right then and thereI wouldn't recommend anyone let their accounts go into collection but at least there are some good collection agencies out there like this one which makes it a lot less painful to deal with

The buisness say that I owe them almost $I dont even know what that buisness is or had any buisness with themI found out that they charged me while I was checking my credit scoreThis is an error and I would like for them to clear it because I didnt have any kind of buisness with then

I received a call that I have a balance of $6,from this companyReading all the report for this company it sound like this company ID fraudIf anyone call disputed this change

This agency is listed on my credit reports for july of They are on my *** only Not sure whyI have tried to contact them via phone, email, website, etcto no response I have never got mail from them or a phone callUnsure why they are on my credit report at all!

I received a letter from this company stating that I owed 7,This account was never mineI believe this to be a scam and I would like to get this handled ASAPPlease have them remove this from my credit scores as wellThank You

I contacted to go back and made as a repo remainder amount from West lake out of California had been sold to them for collections the repo was done in and I called them originally to set up a payment plan then I contacted them back about a month later advising them to cancel my payment plan because I was filing bankruptcy they said OK my lawyer contacted them twice and another third-party company that they attempted to sell my debt to and until two months ago Everything was fine on my credit report but values and *** *** to monitor my credit they already opened it with a zero balance stating that we had filed federal bankruptcy on my Equifax credit report it states that it was opened at 10:however I had contacted them and giving them my bankruptcy discharge information including my case number so I was advised by my attorney that they were supposed to show that as a closed zero balance account and in the notes put federal bankruptcy like I said everything was fine

They just showed up on my credit report with a bogus collections accountIt stated the original creditor was ** *** ***I have never even heard of them, let alone had an account with themI have had no phone calls, mail or emails in Regard to thisThis is a scam

- Deville Asset Management agreed to do a credit deletion to remove the derogatory info that they submitted to all credit bureaus on June 15, A letter from Deville Asset Management confirming that this would be done was sent to me as well
- Credit deletion was done for Experian and TransUnionNone was done for Equifax
- I've tried reaching out to Deville Asset Management on multiple occasions but have been unsuccessful in doing soI've filed a dispute with Equifax but that did not help

Received a judgement against me for $10,on a $payday loan