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Manriquez Alberto Guillen

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Reviews Manriquez Alberto Guillen

Manriquez Alberto Guillen Reviews (534)

I highly recommend thiscompany if you looking for a loan They are helpful, professional and the loan was approved very quickly and I had my funds in two business days

UPGRADE PERSONAL LOANS? WORSE COMPANY EVER DEALT WITH!!!!! STAY CLEAR!!!!
So do yourself a great favor, and do not even think about dealing with these antiquated, backwoods, indecisive amateurs that call themselves a businessI’m not normally so harsh, but these ***? DESERVE EVERY WORD I WRITE AMD MORE!!!!
Words cannot possibly express Upgrades lack of honor, lack of commitment and most importantly, lack of any sign of intelligent life1/weeks of asking for documentsplus documents sentCalled me TWICE and told me LOAN WAS APPROVED to “be on the lookout” for an emailNo email arrivedCan you imagine how horrible it would be, how it messes with ones psyche, to be called TWICE and told your loan was approved, just to find out it’s not????!!! How is that possible you may ask? Easily when you’re dealing with a company sooooooooo mismanaged and run by individuals so inept, they couldn’t handle running a hotdog stand at 2am on a deserted streetThese *** should not even be in business!
Went through multiple supervisors who all basically LIE TO YOUR FACE telling you things that never come to passFrom *** ** *** ** *** ** ***, all liars, all useless in accomplishing any action whateverTalk talk talk talk***, the supervisor was the worseType guy that acts like YOU are the it when he promises YOU something is going to take place and you don’t want to believe him because of the many liesThen when what he promised doesn’t take place, there’s silenceThey all had me running around to banks, getting statements and forms notarized (they weren’t notarized originally because they were never required to be notarized to begin with except evidently for Upgrade) because that’s “all they need” and once they get that form, the “loan was approved”That statement was made to me at LEAST a half dozen times over weeks as well as 1/dozen different formsAnd every time I did it, the loan that would be immediately approved once they got this form, was NOT approved, but two days later instead of the approval, they needed something else, and if I gave them that something else, the loan will be approved, but then two days later, there was no approval but there was another form and THIS one...on and on and on each with a promise this will be the last time they bother me and the loan will be approved!!
All told there were over documents sent to these *** and the only reason I was foolish enough to keep doing it is because I was so invested with my time that it would be a waste to turn around and walk away at that pointHowever after yet another “final form” got notarized and sent with the promise of the loan being approved immediately and once again they needed something else, I finally wrote them an email and told them to shove the $30,as far up their a** as they possibly could and to withdraw my application!
1/weeks in which you can close on a half million dollar mortgage quicker than that, and more forms then any underwriter company would or could ever requireHere is one of dozens of examples I can give you to their stupiditySupplied them with FULL months of bank statements showing regular deposits over the course of the entire year totaling well over 200k plus, tax returns backing up those deposits and still, they couldn’t proceed with final approval (the newest reason once again AFTER I was told the loan was approved with the last document sent) until they now received February‘s statementWhich I couldn’t provide them because the statement didn’t close until the end of February and this process started in the middle of Februaryfull months but yet somehow, this ONE month was going to be something sooooooo important that could not proceed with giving me the loan that they had just told me I was approved for times prior even though I HAD given them screenshots of ALL FEBRUARY transactions without the statement since it hasn’t closedNot to mention, if it hadn’t of taken them two and half WEEKS of dancing around in circles, there wouldn’t have been any need to send them the February statement to begin with, because the loan would’ve been closed well prior to the ending date of the statement and it was only because of their ridiculous delays that we were still even hanging around in the first week of March to give them a February statement to begin withSo don’t EVEN try to explain to me how the reason they couldn’t approve the loan when they had just PROMISED it was approved, was because they didn’t have that statement!!! BS
It was after I sent them that statement, which I was told when I did, the loan would be approved immediately, and THEN told later that day, that they needed another “to days” of review, that I withdrew my application and sent them a nasty emailFinal straw on the camels back so to sayEvery single person who told me the loan was approved and to be on the lookout for an email to accept the terms, when that email didn’t come? I called and heard that they no longer had the file and it was under review by somebody elseAnd then when I spoke with that somebody else, they had their own little circus of hoops they wanted me to jump throughAnd then when I finished they told me the loan was approved to be on the lookout for an emailBut when that didn’t happen and I called, it was yet on someone else’s desk and then that someone else’s desk each and every desk had their own little games they wanted to play with me all while ensuring me it will be the LAST game I would have to play in and the loan would be approvedAs I say, after hearing they needed another couple of days of review is when I told them I no longer was interested to stick it where the sun don’t shine!!!!
This is a long post and trust me I haven’t even come CLOSE to giving you the details about how absolutely screwed up this company is, or the level of frustration they have caused mePushing years old and I’ve been dealing with banks and business and loans my entire life being self-employed, never have I come across any business company or organization so absolutely screwed up!!!!
All told, here is the total count:
Was called twice and told the loan had been approved to look for an emailWas told four times that If I submit this very last document, the loan will be approved immediately and look for an emailWent through FIVE different levels and desks of FIVE different individuals!!! All of whom, supposedly, had the final authority to approve my loan!!!!
Trust me, don’t waste your time with this new *** companyBecause them being new and inexperienced shows in a major way200k in incomecredit scoreyears tax returns and months bank statements and 1/weeks later it was STILL under “review” after submitting over documents??? Why should you waste your time!

IT WAS QUICK, EASY AND A GREAT RATE!

Amazing!! It was the easiest way to get a personal loanWill use again in the future if needed and recommend to family and friends

Fast and easy approvalEverything submitted smoothly onlineOne phone call, approved within the same day (all documents they asked for were provided within the same day as well)Money in my bank less than hours after being approvedLady I spoke with was nice, sincere and knowledgeableHighly recommend and if ever I need another loan in the future I will returnThank you Upgrade

Very professionalI was pre-selected for a consolidation loanWia day I recieved an approval and the next day the money was in my accountSpoke with a customer service representative and they were extremely polite and knowledgeable

The loan process was quick and easy as 2!

At first I thought this couldn't be true! An offer saying I was pre-qualified for a loan and how quick it could happenThey weren't lying! ! am a Disabled Veteran and just uploaded my information for incomeI was notified the next day that I was approved, and when the money would be in my accountThe money was there two days earlier than I expectedI just had to wait one day for the Bank to clear itI've never seen anything easier! ! would definitely recommend " Upgrade inc" to anyone wanting a no hassle loan to do with what you want without questions!

The filing process was quick

Quick and easy application processThe funds were received very quickly after approval

received an offer for pre-approved loan amountwent on upgrade.com website put in my info and within seconds was denied the loan with no reason why I had only asked for loan consolation and half the amount of money they pre-approved me for
not happy with this type of business action

They did a great job, only hold ups were on my partFunds were IMy account two days after I was approvedI would use them again if you can't get a lower interest rateGreat way to start building your credit

Excellent service and company to work with!

Quick approval and quick deposit of funds :)

Upgrade really helped me outI got the pre-approval offer in the mail, and like so many others, I thought it would be a dudSurprisingly, I had a loan in minutes that was enough to pay off my Lending Club loan plus my auto loan, with a payment that is less than both combinedI am stoked

I was very happy with the service

I receive an offer by mail - very easy process to followYou can check your rate without hurting your credit score (soft pull) and I was pre-approve with a low apr!! I was approve the next day and funds were direct deposit within business days!! No documents or No contact over the phone - everything was done onlineIt was a super easy process! I will definitely recommend this company to family and friends

My experience with Upgrade was professional and seamless I was given choices of loans I qualified for with repayment options Once I made a selection, they communicated with me quickly to obtain any needed documents They even called me to clarify information within hours of receiving it Funds were in my account hours after approval

The phone staff was well educated about their products and guiding you through their processThe process via their web site is could be a little more user friendly, offering you some kind of assurance about when you're actually submitting your final loan request

Simple easy processLooking forward to working with Upgrade again soon

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