OneMain Financial Reviews (1411)
OneMain Financial Rating
Description: Consumer Finance Loan Companies
Address: 108 N Woodland Dr STE A-B, Lancaster, South Carolina, United States, 29720-4733
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www.springleaffinancial.com
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The company seems good and everyone is nice, only thing is the one main app never ever worksI've reset my phone and restarted it as I've realized it's not my phoneThe app plain won't workBut otherwise it's great
Very happy I choose one mainthey helped me tremendously n I would come to them againCourteous efficient and nice people
Loved working with the ladies in SeviervilleI purchased the auto club benefits and have yet to be able to sign onI realize I am outside of my days, but am unhappy with that purchaseThe only thing I would change would be the purchase of the Auto Club Package
Very accommodating and quick to act/get back to you
Excellent services from the staff at OneMain!
I am very pleased with the way my loan application process was handled Everyone at the office made me feel like family
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John F
Very nice, very fast and convenient
I was pre-approved for a $5,loanI added income from a 2nd job as well and easily met the requirements for the loanI got approved for more than I neededI was instantly contacted and the guy "Bryant" said everything looked good and questioned a couple of things on my report that I am sure jumped outNothing that SHOULD stop me from getting the amount espwith collateralHe said he would call back at 1pm (this was 8:30am)I had to call THEM at 3pm because I heard nothingHe then asked me if I had proof of income for my 2nd contracting job, I had said just stubs from paypal where I receive income, but he said that wouldnt be enough....to me, I think its more than enough if its seen monthly on statements coming to me from the company I stated it was fromAfter an entire day of their underwriters verifying my income looking at DTI and other items he said he could not approve me at this timeWhat was the point of you approving me to begin with then? Pulling my credit report for no reason....I heard good things about this companyThe loan I INITIALLY qualified for I could pay off easily in 2-months but instead ill take my business elsewhereStep your game up OneMainThis was my first experience with you and may as well be the lastSuch a waste of my timeThis was the ***, NC branch
Helped me out when needed, office staff was friendly and knowledgeableDidn't like the fact that docs were sent in a zip file and not avalible at signingOnly been a customer a few months so we'll see how it goes
VERY PROFESSIONAL workers
I have always worked with Barb and have always had a excellent visit each time
The staff at One Main have always been a pleasure to work with
Got me the money I needed when I needed it Rates are really high though Was not a quick process , took about two hours to get approved
Since,I have gotting Approved for my loan One main has helped out a lot with my finances and other personal things ,Thanks One Main
This was one of the easiest loan process we have ever hadThe people were friendly and efficient at their jobSo if you are in need of a small loan or even a larger one check them out it was well worth our time hopefully it will also be worth yours
I had no problems when applying for a small personal loan from One Main Financial in Colorado Springs, COThe application was easy to understand, afterpre-approval I was able to get an appointment to finish loan paperwork, was as well easy to doThen I recieved my cash in my bank the very next day! Was so relieved!!!
They were very helpful and friendly, explained everything in detail
Deceitful and Fraudulent Business Practices
I came across an add for One Main on CK and decided to give it a tryI received a phone call literally in minutes and was approved for a loan in a few minutesI know the 35% APR in and of itself is ridiculous but I decided I had no better alternativesWhen I went to the branch to discuss I SPECIFICALLY asked how the interest was calculated on the loan and was told it was simple daily interestNo problem, I thought, I'll pay more each month and have it paid off in a few months and it won't cost me too much in finance chargesWhen I agreed to the deal and was going through the contract documents I was unable to thoroughly read the fine print as one of the employees was standing very ominously over me and giving me the "gist" of what each page meant and basically pressuring me to hurry up and sign and get outAgain I thought I would just read through the entire contract when I left to make sure I knew what was going on, but of course you can only access the signed documents for days after you sign, which they don't tell you unless you immediately read the email that is sent outNaturally I missed the day cutoff and good luck to anyone trying to get a copy of those after the factAfter I received my first statement I read very clearly that it loan is a precomputed interest loan which means it will ultimately cost more than what I expected sure the company misleading meUpon researching on the One Main website I find out that I may be entitled to a finance rebate depending on which method they use to calculate it (obviously going for whichever one works in their favor at the time) and that I had to locate my signed contract to determine what method would be used to calculate a potential unearned interest rebateSo now I am such with no contract, a crappy loan, and about $500-more in interest charges than what I was expecting! Thanks, One Main! I will make sure to tell everyone I know about the "quality" of service you provide and the great "customer support"I guess I should have known better
Excellent service Easily accessed a loan
I like OneMain Financial, Whenever I go by to pay on my loan, they all greet me as I enter the doorI will suggest them to anybody I hear talk about getting a loanThey are very friendly and courteous