platinum Roofing

Great interest rate, super easy to use and excellent customer service!!!
I've told friends and family and always recommend you guys!!

Got an offer in the mail saying pre approved. Applied and it was denied. That makes no sense. STUPID company and LIES!!!!!!!! [redacted] BEST EGG!!!!! WHAT A WAY TO GET SOMEONES HOPES UP WHO NEEDS HELP THEN BE A SCAM. [redacted]

Dear [redacted] Thank you for taking the time to speak to me and allowing me to respond to your concerns!  As discussed, you were added to our “do not solicit” file on 4/4/2016 per your request.  You may receive additional solicitations for up to 60 days following that...

date due to us initiating print at our mail vendor a month in advance.  I can assure you that you will be removed from any future campaigns that have not previously been initiated. The phone number to opt out of prescreen offers that you contacted ([redacted]) was the consumer reporting agencies opt out service that allows you to opt out of prescreen offers of credit from not only Best Egg but other companies as well.  I apologize for any inconvenience this may have caused.  Please feel free to contact me directly with any additional questions or concerns.  Thank you!

Easy and VERY competitive!

I love the Best Egg. It was convenient. The best part, the money was in my account so quickly!

Best Egg came thru at the right time when I need to payoff a few loans and narrow it down to one loan with Best Egg. I would recommend Best Egg to anyone that needs a loan right away in a short period of time. Once again thanks Best Egg.

This was so quick and easy. It was amazing!!!

The process appeared to be quick and easy. I was approved in less than 5 minutes with the terms as agreed. However, I have not yet received the funds or began the payment process. I was not very thrilled with the origination fee but it made a major difference in the interest I am currently paying. Time will tell!!

Dear [redacted],Thank you for taking my call today!  As discussed, your application was approved without requiring any documentation on your behalf.  We have initiated the loan rescission which will be completed within the timeline we discussed.  You are under no obligation to...

pay the origination fee or any accrued interest.  Please reach out if I can be of any further assistance!

Dear [redacted]
white;">Thank you for taking the time to speak to me and allowing me to respond to your concerns!  As discussed, we only made one contact attempt to reach you and then when you returned our call you were added to our do not call file per your request.  Please rest assured that we do not give or sell your phone numbers to other companies.  I apologize for any inconvenience that this has caused.  Please feel free to contact me directly with any additional questions or concerns.   Thank you!

Received a pre-screen offer that I was approved for $40,000..When I inquired the service rep was horrible and after I provided the necessary information I was told that I was not denied but that Best Egg did not have a program for me....very vague...when I called back and spoke with a supervisor, I got the same answer.in addition I was told that I would receive a follow up email..still waiting...very uncomfortable encounter with this company.

They tried contacting me a few times and because I have a few different cards I'd like to consolidate I thought it was worth checking out.
Lied when they emailed and sent me physical mail when it said "pre-approved" and check my APR "risk free".. In fact, they hit my credit, and then had the audacity to deny me the "pre-approved" loan they offered multiple times.
I have a credit score of more than 700 and enough credit history. DON'T waste my time sending me junk mail about being approved when I haven't been and you're just going to waste my time and hurt my credit score. A bunch of garbage.

Why can I not get a lower interest rate and why can I not split my payments in half over thw.month? I get paid.every 2 weeks and it would be easier to split the payment in half while you will still receive whole payment on agreed upon date

Dear [redacted],
Thank you for taking...

the time to share and allowing to respond to your concerns!  I can confirm we have researched this matter and would like to take this opportunity to respond accordingly.  According to our records we received a Best Egg loan application in your name on October 29, 2016.  On your application you listed your individual gross annual income as $2,000 resulting in your applicaton being pre bureau declined for the following reason: Your income is insufficient.  As disclosed in the solicitation offer you received; you must have a minimum annual income of $5,000 to be considered for a Best Egg loan.  I can assure you that your application information was requested solely for the purpose of rendering a credit decision and you are not being scammed.  Due to you not meeting the income qualification for being considered for a Best Egg loan we did not pull a credit bureau report on your application.  No soft inquiry will be visible on your credit report as a result of your application.  Per your request, you have been added to our “Do Not Solicit” file.  Due to us initiating print at our mail vendor a month in advance you may receive additional solicitations for up to 60 days following this request.  If the gross annual income that was listed in your application was a result of a typo and you wish to be considered for a Best Egg loan, please feel free to visit us and check your rate at www.mybestegg.com.  I apologize for any inconvenience this may have caused.  I have tried to contact you several times with no success.  Please feel free to contact me directly if you wish to discuss this matter further.  My personal contact information is located on your voicemail.  Thank you!

Dear [redacted] Thank you for taking the time to speak to me and allowing me to respond to your concerns!  I apologize that we were unable to present you with an offer at this time.  The concept of pre-approval for a Best Egg loan is predicated on information we obtain...

from the credit bureaus and our credit criteria. Once you apply, we make credit decisions based on your credit history and the information provided in the loan application such as income, employment and other key financial ratios.   Please rest assured that your credit rating has not been impacted as a result of your application as we only facilitated a “soft pull”.  Based on our research, your application was declined due to the following reason:  The income is insufficient to manage the current non-mortgage debts.  As discussed, we do not have a minimum FICO requirement of 800+ to obtain a personal loan with Best Egg.  I apologize for any inconvenience this has caused.  Please free to reach out to us with any additional questions or concerns.  Thank you!

I was first contacted by Best Egg through their unsolicited offers. Until then, I hadn't really put a lot of thought into how I would get out from under >$30k in credit card debt. I enjoyed a reasonable credit score, good salary, and certainly was not bankrupt. But these 5 credit cards ranged from a 9% interest rate to 25%. It felt overwhelming. I do have a bank and a mortgage, etc, but I was not "excited" about approaching them for a solution, and the painstakingly invasive experience this can sometimes be. So I began to research Best Egg based on their mailings, which described online ease. Overall, I liked what I read about them, their careful history and their backers, so I engaged in the process. They offered a $33,000 loan (my requested amount) over 5 years (you also have a 3 year option) at 14.99% with a $0 origination fee in my case. I accepted this offer, as this debt disappears in 5 years versus 29 years of minimum payments on each credit card individually, PLUS, the Best Egg payment was measurably less than the individual credit cards combined. I started the process online, and Best Egg requested three easy pieces of extra documentation: 2 paystubs, last year's W-2, and verification from my employer that I was a full-time employee. After attaching those documents to an email, the loan was approved -- 3 HOURS after I started the process. The loan was funded, and $33,000 deposited into my checking account, 28 hours after the approval. Their loan agreement stated I could change the account from pulling automatic payments to getting a statement and mailing it myself (which I like to do in case I wish to pay extra), so after its funding, I called customer service to do so. Their agent was knowledgeable, careful to verify my identity, and processed my request without issue. The change was made to the account overnight. From start-to-finish, Best Egg did everything they advertised they could do for qualified borrowers, and they did it in the time-span they tout. Writing those checks to pay off those credit cards was a great feeling, and knowing the debt is gone in five years is SUCH a relief. Reviewing the statements that come and seeing the "Current Balance" go down in a significant way each month is a nice experience, too, as opposed to minimum payments to credit cards whose balances never seem to noticeably decrease. Not only WILL I recommend Best Egg to others, I already have. This is a "stand-up" company and I hope they are proud of the product and service they provide to consumers.

Shady , I think they are trying to get your info. I have been getting offers in the mail for six months or more. Finally I decided to apply and the answer is nothing is available now. what a joke. MY credit score has not changed in the last 6 months and total debt is decreasing.

The online application was quite easy to use and the approval was fast.

Mr. [redacted]- Thank you for taking the time to speak with me.  As discussed, we received your application through Lending Tree on 5/30/15.  We were unable to approve the application due to a SSN mismatch and subsequent lack of credit bureau.  Please visit us at...

www.mybestegg.com if you are interested in reapplying or learning more about our company. Thanks!

Best Egg has followed through with everything they promised from the beginning. They even lowered my interest rate after we started the loan process.