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AccountNow

PO Box 1966, San Ramon, California, United States, 94583-6966

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AccountNow Reviews (%countItem)

My tax refund was loaded to their card, they restricted my card for 5 days trying to verify who I am. I didn't get any notice of this action nor did they explain what was going on, they ask me for three forms to identify who I am, when I informed them that I don't have a utility bill in my name they immediately deactivated my access to the card. I've never had any issues getting my refund on any debit card. when I asked to speck with a supervisor they then transferred me to escalation that didn't help. NO one took time explain what was going on. An government issued check from the IRS!!!!! I didn't have to identify myself when open this account. I doesn't take 5 day to verify who I am for a debit CARD

I spoke with a representative on 8/16 in regards to an unauthorized transaction on my account. I was told that I couldn't dispute it until a specific time frame. However to eliminate this from happening again, I would be sent out a new card and that I could still use my old card until the new one is received. On 8/17 I went to Walmart to process a refund on a purchase I had made with the old card. The refund was not able to go through. I called AccountNow back and was told that the card had been cancelled, that's the reason the refund couldn't go back and that I can no longer use that card because a new on had been sent to me. What?! Asked the representative to elaborate more because I was told differently. I went home and shredded the card.Long story short. I ran into money problems. I can go online with AccountNow and see that my wages had been deposited. So I called to see if there was a way for me to access funds and they said only if I still had the old card. Wait the last representative told me I could no longer use the card and had to wait until I received the new card. So Accountnow has ALL of my money sitting with no way to gain access. In the meantime, I've missed two days of work, so far, due to no gas or even a way to uber or Lyft. My children and I are eating at the local food pantry. The only thing AccountNow can say is, "without the old card there's nothing we could do." I've entrusted this company with over $100,000 of my money within the last 4 years and now I'm sitting here broke and out of luck. Needless to say, I'm discontinuing my business with them and going back to a more traditional method of banking. Getting paid two days in advance doesn't seem to be a benefit worth this types of neglect. Yes I feel neglected.

When I first signed up for the card around August 15 and activated it, they immediately stole $9.99 off my balance until I complained and they waived it. On August 16,2018, I signed up for A Checkings & Savings Account online with Wells Fargo and the deposit are showing on my transaction history. A week has gone by and the monies still haven't posted So wells Fargo closed both accounts. I called in several times and even spoke to managers and they don't give a *** I am still missing $50 and my money has not yet been returned to my card. Do Not Use these peoples service. I will call a *** to get my money back then I'm done with these nuts !

AccountNow Response • Aug 23, 2018

The card referenced in the cardholder’s complaint was loaded for the first time on August 8, 2018 with an initial load of $25.00. Note that a monthly amount is initially charged at the time of the first value load made to the Card and charged on the same day of each subsequent month. Please note, the Monthly Charge, as well as other fees, is clearly described in the Cardholder Agreement that is included on all Card packages and can be reviewed online at www.greendot.com prior to applying for the card. As a courtesy, *** was received a credit of the $9.95 monthly charge on August 8, 2018.

Regarding the Wells Fargo transactions referenced in this complaint, two $25.00 authorizations were made August 16, 2018 and both transactions were finalized August 17, 2018. Both transactions were then refunded by Wells Fargo and posted back to the account August 23, 2018. Mr. may contact the merchant with any questions he has pertaining to these transactions.

AccountNow apologizes for any inconvenience *** has experienced. Should *** have any additional questions or concerns in regard to his account, he may contact AccountNow directly at .

Customer Response • Aug 27, 2018

Complaint: ***I am rejecting this response because:Sincerely,***

my Visa Debit Card has been blocked for several days even though the money was put back on card. The balance of $83.20 is correct but I haven't been able to access / use it for several days. Also, they blocked my online access. I was told they needed a copy of my ss card, drivers license and utility bill because when I signed up, I used my EIN. I faxed in these documents days ago and I have made several complaints to The Attorney Genreal Of California and they are going to be sued. I want my $83.20 released to my card immediately

AccountNow Response • Aug 31, 2018

On August 22, 2018, *** spoke with AccountNow and verified that his social security number was not the one used to set up the account. For security purposes, Mr. was asked to provide to his photo identification, proof of address, and a photo copy of his signed social security card. Please note that the timeframe for review of verification documentation is 3 business days.

Per terms and conditions, AccountNow may refuse to issue a Card, refuse to activate a Card, refuse to allow you to open a Card account, revoke or suspend your Card privileges or cancel your Card with or without cause or notice, other than as required by applicable law. AccountNow may also refuse to process any transaction that we believe may violate the law or the terms of this Agreement. Accounts may also be subject to ID verification. For security reasons, AccountNow may limit the amount, number or type of transactions you can make on your Card and any funding or reload of your Card.

As of August 30, 2018, we have received the necessary documentation from Mr.. For security purposes, the account will be closed, and *** will receive a check for the balance of the account.

AccountNow apologizes for any inconvenience *** has experienced. Should *** have any additional questions or concerns, she may contact AccountNow directly at .

Customer Response • Sep 08, 2018

Complaint: ***I am rejecting this response because:Sincerely,***

These people are utterly disrespectful, despicable, fraudulent and disgusting and my attorney and the attorney general office is the process of forcing them to refund my money which I still haven't gotten as of 9/8/18.

If there was a check, why haven't I still received this. These people are blatantly and conveniently telling you what they want you to hear. There will be a Civil Law Suit and Small Claims Against Them !

AccountNow Response • Sep 11, 2018

As of August 30, 2018, we have received the necessary documentation from Mr.. For security purposes, the account will be closed, and *** will receive a check for the balance of the account. Please note, the timeframe to receive check is 3 - 5 weeks.

AccountNow apologizes for any inconvenience *** has experienced. Should *** have any additional questions or concerns, she may contact AccountNow directly at .

Customer Response • Sep 13, 2018

Complaint: ***I am rejecting this response because:Sincerely,***

These people are very pathetic and I did receive the check for $83.20 on 9/9/18 . My *** out of Illinois will be pressing suit. You don't treat people like crap and expect them not to seek legal action.

I warned them several times and my identity is at risk. I'm very afraid that these people are stealing or have stolen my identity by having me fax in my ss card, drivers license and utility bill several time pretending that they

didn't get it or it wasn't clear. If that were the case, why not someone call me and inform me ! I had to threaten legal action, call in several times and these people just sit in there office and laugh at customers like were fools.

When the Attorney General of California and The District Attorney of Contra Costa County Come After You, You Got Trouble On Your Hands !

A merchant charged me too much on accident and immediately refunded the 280.01. I was told the money would be in my account the next day. It is not. I have a grandmother who uses oxygen and needs electricity. My bill is due today and I can not get an extension. This is a matter of life and death. I need. My money to pay this bill. I do not have 3-5 buisness days to wait.

AccountNow Response • Aug 21, 2018

Please find this letter in response to your correspondence dated August 14, 2018 regarding the above-referenced matter. Please note that the timeframe for a merchant issued credit to post is 3 – 5 business. Cardholders are advised to contact the merchant directly regarding these credits.

On August 19, 2018, . *** received a refund in the amount referenced in her complaint.

AccountNow apologizes for the inconvenience that *** has experienced. *** may contact AccountNow with any remaining questions at (***.

This business is holding my funds for no reason. They say I need to verify my address the same address I have lived at the entire time so have banked with them and I have sent in every bit of information to verify this and they still won't send me a card to access my own funds. I am going to lose my car (currently sitting in an impound) my children that are with my ex in another state I cannot get to and everything I own because they will not send me a card to access my own money. Never use this company they are incompetent and have no local branches anywhere but California to go to should such ridiculous issues arise. So far they have 1900$ of my money they are withholding from me. I am seeking representation to resolve all my issues against them disgraceful company!!!

Yes I was led to believe that if I used accountnow for my taxes that I would have access to my money qwick and easy now after I just got my taxes in my card is locked up so I can't spend. Mislead me from the start

AccountNow Response • Aug 21, 2018

On August 15, 2018, *** received a federal tax deposit. The account was then blocked for further review of the deposit. We spoke with the her that day and explained that she needed to send her photo identification, proof of address, and a photo copy of her signed social security card. Please note that the timeframe for review of verification documentation is 3 business days.

Per terms and conditions, AccountNow may refuse to issue a Card, refuse to activate a Card, refuse to allow you to open a Card account, revoke or suspend your Card privileges or cancel your Card with or without cause or notice, other than as required by applicable law. AccountNow may also refuse to process any transaction that we believe may violate the law or the terms of this Agreement. Accounts may also be subject to ID verification. For security reasons, AccountNow may limit the amount, number or type of transactions you can make on your Card and any funding or reload of your Card.

We first received documents on August 15, 2018 and the timeframe given for the review was by August 20, 2018. The documents were reviewed August 17, 2018 and it was determined *** provided ID, and address verification; however, a photo copy of her signed social security card was still required.

As of August 20, 2018, all documents have been received and deemed verifiable. The account has been reinstated.

AccountNow apologizes for any inconvenience *** has experienced. Should *** have any additional questions or concerns, she may contact AccountNow directly at ***.

I have a prepaid master card with this company. I have been receiving my SSI check for little over a year. A little over a week ago I received back-pay of $6256.46 and was deposited successfully. I have used some of the money. Apparently, Friday 10th, SSI sent a back-payment of approximately $30,100.00 to be deposited to my account. This check was sent back due to their policy of a cap of $10,000 to be deposit at one time. So the deposit was rejected and sent back to SSI. Unbeknownst to me, my account was restricted was restricted because of the rejected deposit. I cannot withdraw any money from my account (starting 8-10-18). When I called, I was told I had to send verification to prove that I was who I said I was. I had to wait until Monday, to know if they received the documents requested (Picture ID, SS Card, Verification of Address, Letter from SSI affirming my approval of the $6256.46 money and the $30,100.00 check. Okay, I did know I was to receive more back pay, I did not know how much or when. I sent all, but the SSI letter for the $30,100 approval because I did know the amount or when it would get sent. I reach out to SSI by phone. My problem is I have sent my documents through the upload portal they told me to use. Only one document went through, the other letters were rejected. So I sent them through the email address as instructed on the portal site. I called AccountNow, I was told; 1) Their site was fine and to send them again and I tried 6 more times with no success. 2) I was asked to send it through their fax number. I did. I was told they did receive documents on Monday. I asked if they had received all and said they did not know because it went to the officer who reviews my documents. As of today's date, I was told it could take up to 5 business days after they receive the documents to review my case. Okay, my account was restricted because TOO MUCH money was sent to my account. They still want a letter from SSI stating I was to get the $30,000 or my money will not be released. I live in the dessert in a RV. I am living in over 100 degree weather with know AC, water, or heat. I buy my propane, water, and gas everyday. I cannot get the postal office to check my mail; indeed I cannot do anything but sit hear getting sick. I have asked to speak to someone that help me and they tell me there is NO ONE that can help me. AccountNow has said to hold on and then transfer me back to the prompts. I am very worried that I will be in the hospital soon because of my interaction between my medication and the heat. IT IS IMPERATIVE I GET MY MONEY RELEASED! They are avoiding me. I went on their FB account and it says they are no longer taking messaging. I left one anyway and they answered me, stating they will review my account by tomorrow evening. Not that the money will be released, but that they will review my case.

AccountNow Response • Aug 21, 2018

The card referenced in . *** complaint was blocked on due to notice of an incoming deposit that exceeded the $10,000.00 threshold set for AccountNow cards. The was deposit was rejected on August 10, 2018. We spoke with the cardholder August 11, 2018 and explained that he needed to send his photo identification, proof of address and verification of the direct deposit for verification purposes. Note that the timeframe for review of verification documentation is 3 business days.

Per terms and conditions, AccountNow may refuse to issue a Card, refuse to activate a Card, refuse to allow you to open a Card account, revoke or suspend your Card privileges or cancel your Card with or without cause or notice, other than as required by applicable law. AccountNow may also refuse to process any transaction that we believe may violate the law or the terms of this Agreement. Accounts may also be subject to ID verification. For security reasons, AccountNow may limit the amount, number or type of transactions you can make on your Card and any funding or reload of your Card. The maximum card balance of the card should not exceed $10,000.00; however, AccountNow, in sole discretion, may allow balances larger than the $10,000.00 maximum.

The cardholder’s documents were first received on August 11, 2018. The documents were reviewed August 15, 2018 and it was determined that AccountNow deemed the documentation verifiable and the account was reinstated.

AccountNow apologizes for any inconvenience . *** has experienced. Should . *** have any additional questions or concerns, he may contact AccountNow directly at (

Customer Response • Aug 22, 2018

Revdex.com:I have reviewed the response made by the business in reference to complaint ID, and find that this resolution is satisfactory to me. Sincerely

June 29, 2018 I filed for a dispute on my account when I kept receiving transaction notices to my phone that my account hit $0 and zero cents. From transactions I've never made. I filed a report and did some investigating and asked the last place that I had went can they pull the cameras and they showed me someone watching me put in my information and picking up my ID and card making transactions 3 minutes after me leaving the store. AccountNow declined my dispute and sent me a letter saying that basically it wasn't any error and that they had did a full "investigation" . Well they couldn't have because if they did they would have picked up on someone using my card they're caught on camera. I asked the AccountNow representative where were all the transactions made place and I went out to those places of business and asked to review camera footage. I called AccountNow to ask them what are the steps do I need to take to reopen this dispute because I have evidence and proof that it was not I who made those transactions. They advised me to write a letter to their PO box and that they would get back with me but that was a month and some days ago since I had wrote and sent the letter and every time I called they keep giving me the runaround and saying there is no update yet. This has caused me to fall behind on my bills and I need a FULL refund of 815.00 that was taken out of my account so I can finally just close it out. I have stopped my checks from the prison that I work at from going to this card I'm just waiting on my refund so I can be done with this company. I've been with them for 2years too long.

AccountNow Response • Aug 17, 2018

Please find this letter in response to your correspondence dated August 14, 2018 regarding the above-referenced matter.

On July 10, 2018, it was determined by AccountNow that *** would not be granted a credit for the dispute filed on June 29, 2018. Per the investigator, the transactions were within the cardholder’s usual location of usage. The transactions were done after two cash loads were made to card and there were no declined transactions. Based on the information provided by the cardholder and information obtained within our internal records, the claim was denied.

At this time the claim will remain denied.

AccountNow apologizes for any inconvenience *** has experienced. Should *** have any additional questions or concerns, she may contact AccountNow directly at ***.

Unprofessional csr’s completely closed out my account with my entire pay check for personal reasons. Then refused to let me get my money.

This refund issue has been going on since March 2018. They willnt refund my money $5346.17. I’ve been given the run around and was told to fax all info to receive refund. I did. I was told to wait an addl 5 weeks and it would be mailed out I did. No refund no one to talk to. Customer service filed paperwork to back office no response and I can’t get my refund . This was my direct deposit from disability and I need my money ASAP.

AccountNow Response • Aug 10, 2018

The card referenced in Mr. complaint was closed in December of 2017, due to unauthorized activity. For security reasons, Mr. was asked to send ID verification before requesting a new card. Per terms and conditions, AccountNow may refuse to issue a Card, refuse to activate a Card, refuse to allow you to open a Card account, revoke or suspend your Card privileges or cancel your Card with or without cause or notice, other than as required by applicable law. Accounts may also be subject to ID verification.

The cardholder’s documents were first received on February 23, 2018 and the timeframe given for the review was February 28, 2018. The documents were reviewed February 27, 2018 and it was determined that the cardholder provided photo identification and a photocopy of his card; however, AccountNow determined that valid proof of address would still be required.

We next spoke with the cardholder March 30, 2018 and explained that he would need to send an additional document verifying his address. On April 6, 2018, we received additional documentation from the cardholder which included address verification and a letter requesting account closure. Based on this request, he was instructed to send a photocopy of his social security card. On June 29, 2018, AccountNow received a photocopy of Mr. social security card. It was determined that he would receive a check for the balance of the account.

Following receipt of this complaint, a supervisor from AccountNow’s corporate office reviewed Mr. concern. At that time, it was determined that a check for the balance would be expedited to Mr. for 3 – day delivery.

AccountNow apologizes for any inconvenience Mr. has experienced. Should Mr. have any additional questions or concerns, he may contact AccountNow directly at ***.

I rented a moving truck from Uhaul and $90 was held for incidentals. I returned the truck the next day and was charged $129. At this time my $90 should have been returned. I called the trucking company a week later and asked why was I charged extra. They told me that my $90 should have been released to me once they received the $129 payment and that I should follow up with the bank. The bank informed me that they were holding my funds for 6 weeks, I feel that this is ludicrous. When I voiced my concerns I was laughed at, not only by the rep but by the Manager as well. I was told that I would have to wait until the merchant informs them that there were not incidentals. Seriously, it’s been a month.

AccountNow Response • Aug 08, 2018

On July 13,2018, *** contacted AccountNow regarding a pending transaction on her card from Uhaul. She requested to have the funds credited back to her account, as she had returned the vehicle. She was given the time frame for the hold to fall off and given the option to have the merchant fax over confirmation that they were not going to collect the pending amount.

Per the Cardholder Agreement, when you use your Card to pay for goods or services, certain merchants may ask us to pre-authorize the transaction in advance and may estimate the final purchase amount. Transactions at certain merchants that pre-authorize high dollar amounts, especially rental car companies and hotels, may cause a “hold” on your available balance for up to 90 days. You will not be able to use the money on your Card that is “on hold.” We will release any remaining amount when the transaction finally settles.

Please note, AccountNow routinely receives, and processes faxed requests from Uhaul to have pending holds released prior to the expiration date of the hold. Once the request is received, *** the hold will be released to ***’ account for usage.

AccountNow apologizes for any inconvenience *** has experienced. Should *** have any additional questions or concerns, she may contact AccountNow directly at ***.

Customer Response • Aug 13, 2018

Complaint: ***I am rejecting this response because: There is no contact information for Uhaul to contact them. I was on the phone with a Uhaul rep who along with me searched via the internet for fax information. We found a number for the corporate location and Uhaul forwarded there. If Uhaul contacts them routinely they would have no problem finding their information. These are lies. Furthermore Accountnow assured me that my funds would be returned today, August 13, 2018 and the funds are not there. They have never told me 90 days they’ve only told me 6 weeks.Sincerely

AccountNow Response • Aug 20, 2018

Please note, AccountNow routinely receives, and processes faxed requests from Uhaul to have pending holds released prior to the expiration date of the hold. On August 14, 2018, the pending authorization hold expired and was applied back to the balance of the account.

AccountNow apologizes for any inconvenience *** has experienced. Should *** have any additional questions or concerns, she may contact AccountNow directly at ***.

I will never or tell anyone to use account now they cancelled my card without my freaking permission never warned me about nothing customer service is so rude and hard to talk with and understand I'm working on getting a lawyer for this sad *** account now service I have money just sitting that can't be touch I'm tired of them apologizing stop saying you sorry and release my *** funds Im getting ready to flip out I just can't keep my cool NOMORE got bills and kids to take care of and they don't understand but come Monday morning they will hear my mouth once again tired of them not understanding English you should know how to understand and speak *** English if your working for this company I'm so *** TIRED AND FED UP WITH ACCOUNT NOW AND THEY NON SPOKEN *** CUSTOMER SERVICE REPRESENTATIVE y'all gets a 1 star from me if it was possible I will give you MFS a no start y'all that sad

I received an email from account now asking me to rate a employee that handled my account on 7/27/18. Upon receiving the email, I phoned account now and informed them that I did not conversate with them. At that they told me that someone called pretending to be me and reported my card was damaged. I informed them that I had not spoken with anyone from their company. Account Now had already cancelled my card and in the process of mailing another one. I informed them that I had my card and there was no problem with my card and that I had not called them to make a request to send another one. They then told me that the card was already cancelled and I would not be able to use it. I told them that my direct deposit from my employment was on my card and I needed to pay My bills. They told me that since I'm not the one that called to request another card,they had to close my account. They then requested documents from me which I faxed the same day. They told me that it would take 5 days for review. I called the next day to check on receipt of documents and they then informed me of a card to card transaction that removed all of my money from my card. I again informed them that I had not made that transaction. They told me to submit a dispute form. I submitted the dispute form and that will take another 5 days. I called to get a status and they asked me to submit another document. They closed my account and is giving me the run around about my money. They refuse to reactivate my account and want to send me a check that they say will take 15 days. This all portray a sign of deception with this company. I have never had problems like this with any bank. How ironic is it that most of their customers experience the same problems unless Account Now is the perpetrators.

AccountNow Response • Aug 07, 2018

On July 27, 2018, we received a call from an individual who AccountNow believed to be the cardholder. This person identified themselves as *** and requested assistance with ordering a replacement card. *** contacted AccountNow later that day and stated that she received a survey from AccountNow regarding a call she made that day, but she stated that had not called. As such, the account was blocked to secure her funds and the agent requested *** send ID verification documentation for security purposes.

Per terms and conditions, AccountNow may refuse to issue a Card, refuse to activate a Card, refuse to allow you to open a Card account, revoke or suspend your Card privileges or cancel your Card with or without cause or notice, other than as required by applicable law. All accounts maybe subject to ID verification. Note that the timeframe for review of verification documentation is 3 business days.

***’s documents were first received on July 27, 2018 and the timeframe given for the review was August 1, 2018. The documents were reviewed July 31, 2018 and it was determined that the cardholder provided photo identification and social security card, but proof of address was still required.

We received additional documents on July 28, 2018. It was determined that *** provided the necessary proof of address. For security reasons, the account would remain closed and she would receive a check for the balance of the account. Please note that the timeframe to receive a check is 3 – 5 weeks.

*** filed a claim for unauthorized transfer made from her account. We completed our investigation and we found that an error occurred. She received full credit for the amount of the claim. A letter was sent to *** regarding the outcome.

AccountNow apologizes for any inconvenience *** has experienced. Should *** have any additional questions or concerns, she may contact AccountNow directly at ***.

Customer Response • Aug 10, 2018

Complaint: ***I am rejecting this response because: AccountNow failed to properly identify the person committing the identity theft, allowing them access to my account. I also feel that me as the account holder had to properly identify myself so they should have had the same procedure before Account Now allowed them access to my account. Now I have to suffer because of Account Now negligence. Once the error was discovered, Account Now should have expedited my funds rather than make me wait any longer. 3 to 5 weeks is unacceptable to me.Sincerely

AccountNow Response • Aug 15, 2018

Please find this letter in response to your correspondence dated August 2, 2018 regarding the above-referenced matter. Thank you for bringing this concern to our attention.

Please note that the timeframe to receive a check is 3 – 5 weeks.

AccountNow apologizes for any inconvenience *** has experienced. Should *** have any additional questions or concerns, she may contact AccountNow directly at ***.

Customer Response • Aug 17, 2018

Revdex.com:I have reviewed the response made by the business in reference to complaint ID, and find that this resolution is satisfactory to me. Sincerely

Back in March 2018 someone made fraudulant charges on my AccountNow Debit Mastercard, all charges where made over a two day period, around March-8th-2018. The charges are all from/refrerenced to Dubai (North Africa). I live in Long Island NY and have never been in Dubai nor did I deal with Dubai. I am out just a little under $500.00 dollars. I filed a Police Report on 03/14/2018 at 11:29am with the Nassau County Police Departmen and had contacted AccountNow at once, AccountNow send me a new Mastercard Debit Card with a new number and temporily returned the the fraudulent missing funds to my accout. So far all was well. Then in June I received a letter from AccountNow that they had finished their investigation and found the charges to be correct and not fraudulet, and within a couple of days removed the funds from my account that they had replaced back in March. Now I am out just about $500.00 dollars and getting the run-around from AccountNow. My Debit Card never left my walled, whenever I call AccountNow I am speaking to someone in India, who repeats the ame phrase over and over again, that the complaint has been closed. Again about 10 days ago, I officially (2nd time now) filed electronically my despute to have my case reopened and researched, becaus I definitely did not make these charges nor did I signed for anything on line or any other way. AccountNow is now totally ignoring my request (my demand) to have my fraudulant funds returned to me. This is total Identity Theft "Identity Theft 3rd / optain goods, cause financial loss" as stated in the Police Report. This AccountNow MasterCard Debit Card is issued by MetaBank. Everytime I call, I can't reach the Dispute Department at AccountNow, they have no phone number for me to call. I left many messages with the regular customer service and being tola that someone will get back to me, but nobody ever does. Their must be some record of who and where these charges were made either in Dubay or here in NY. I need help to get this matter resolved. What is so frustrating, is the fact that I bank with AccountNow for many years, my paycheck and SS is directly deposited in this account. I never had any issues with them until now.

AccountNow Response • Aug 13, 2018

On March 13, 2018, Mr. contacted AccountNow to report unauthorized activity on his card. The transactions in question were made out of the country. Mr. stated that the card was in his possession at the time the transactions were made. The card was cancelled and reissued to protect any remaining balance on the card.

On March 19, 2018, Mr. was given a provisional credit for the claim during the investigation. The investigation was complete by June, but AccountNow did not find that an error occurred. The credit that had been received in March was removed from the account.

On August 8, 2018, the decision to deny the claim was reversed. It was determined that Mr. would receive the full credit for his claim.

AccountNow apologizes for any inconvenience Mr. has experienced. Should Mr. have any additional questions or concerns, he may contact AccountNow directly at (***.

Customer Response • Aug 18, 2018

Revdex.com:I have reviewed the response made by the business in reference to complaint ID, and find that this resolution is satisfactory to me.

I do appreciate the assistance of Revdex.com and the quick response from AccountNow, I will remain a customer of AccountNow! Thank you so very much Revdex.com and AccountNow. Sincerely

This company employs call center representative s from the Phillipines who are not only incompetent but scripted replies and have gone so far as to tell me my card had been sent expedited however when asked for a tracking number couldn't provide one. I sent copies of my driver's license,social security card as well as a W-2 form and was told three days later those documents weren't enough to issue a card since they needed a bill with my address on it from the last 60 days as the other items weren't enough to verify my address or identity. I called back the next day after uploading a health insurance bill and requested to know when my are would be sent out via expedited delivery and was told it could take five business days to verify my last upload I sent and my money is in the account from the direct deposit however I can't access it and since I rent month to month I have had to vacate my residence and am on the street courtesy of another job lost to out sourcing and simple incompetent employees that had they done their job right the first time I would have been able to pay my rent it's been two weeks two days and still no card.

They closed my credit card account May 31 2018. And I had 485 dollars in the account still they never sent me a check for that amount.

AccountNow Response • Aug 07, 2018

The card referenced in ***’ complaint was overdrawn on May 2, 2018. AccountNow does not offer overdraft protection. Given the negative balance, the account was closed. A deposit posted to the account and as such, he was told that he would receive a check for the balance. Please note, it may take up to 5 – weeks to receive a check.

Following receipt of this complaint, a supervisor from AccountNow’s corporate office reviewed Mr. Crawford’s concern. It was determined that the check issued to *** on June 14, 2018 had not been received. A new check was expedited to *** for 3 – day delivery.

AccountNow apologizes for any inconvenience *** has experienced. Should *** have any additional questions or concerns, he may contact AccountNow directly at ***.

I open a account with account now some time ago I want to close my account I ask for them to send me a check they said it will take up to 4 to 5 weeks for the check to come in the mail

AccountNow Response • Aug 03, 2018

On May 1, 2018, *** contacted AccountNow and requested to close his account. He requested a check for the balance of his account. He was given the timeframe of 5- weeks; however, there is currently a delay in processing refund checks.

Following receipt of this complaint, a supervisor from AccountNow’s corporate office reviewed ***’s concern. At that time, it was determined that a check for the balance would be expedited to *** for 3 – day delivery.

AccountNow apologizes for any inconvenience *** has experienced. Should *** have any additional questions or concerns, he may contact AccountNow directly at ***.

My account had been tampering with and they told me to close it and get a new account. I had closed my account the same day. I went to my employer to tell them I close my account and give them the new one because I get my check deposit. However my check was sent to my old account because it was already mail off to them. My check should have been sent back due to my account closed which was not the case. Accountnow deposit into my old account that I have no exists to get my money out. They gave me the running around about my employer needs to send a recall letter which my employer did and fax the letter to them. I waited 5 business day to see if they review the paper work. They claim they never receive it and this being going on since July 10, 2018. I evening upload my documents they needed so they can send me a check. Right now have bills I have to pay on the 1st. I am very worry I need my money. My employer will not cut me a check untill they send it back to my employer.

AccountNow Response • Aug 03, 2018

The card referenced in ***’ complaint was closed on July 9, 2018, because the account had been compromised. She was originally instructed to send ID verification to establish a new account.

*** sent documents on July 27, 2018. The documents were reviewed July 27, 2018 and it was determined that she provided an envelope listing a new address and his photo identification; however, AccountNow determined that valid proof of address would still be required to establish a new account.

Following receipt of this complaint, a supervisor from AccountNow’s corporate office reviewed ***’ concern. At that time, it was determined that a check for the balance of the closed account would be expedited to ***’ for 3 – day delivery.

AccountNow apologizes for any inconvenience *** has experienced. Should *** have any additional questions or concerns, she may contact AccountNow directly at ***.

Customer Response • Aug 07, 2018

Revdex.com:Thank you for your apologyI have reviewed the response made by the business in reference to complaint ID, and find that this resolution is satisfactory to me. Sincerely

Accountnow has suspended my account for 1 year and 3 months now. They told me to upload documents to them. this was done in 5/2017. I uploaded documents to them 3 times and never got a response from them. For a year now I try calling them and every time I get a recording saying to upload documents and then it hangs up. It never transfer me to an agent. So I have mailed them 3 different times with the documents and still never get a response from them. My account has a balance of $968.60 which I want them to send me a check for. They ignore me, I never hear from them. Since then I have moved with a new phone number and never received a letter or phone call. So I am including my address which I want my balance in my account sent too-- *** I no longer live at *** which I have told them in all the letters I sent them in the past. This is my money and belongs to me, not them.

AccountNow Response • Aug 02, 2018

On May 8, 2017, the card referenced in ***’ complaint was blocked for a full review of the account. We spoke with the cardholder that day and explained that she needed to send her photo identification, proof of address, and photo copy of her signed social security card for verification purposes.

Per terms and conditions, AccountNow may refuse to issue a Card, refuse to activate a Card, refuse to allow you to open a Card account, revoke or suspend your Card privileges or cancel your Card with or without cause or notice, other than as required by applicable law. AccountNow may also refuse to process any transaction that we believe may violate the law or the terms of this Agreement. Accounts may also be subject to ID verification. For security reasons, AccountNow may limit the amount, number or type of transactions you can make on your Card and any funding or reload of your Card.

The cardholder’s documents were first received on May 8, 2017. We received additional documents May 17, 2018. It was determined that the documents provided ID, signed social security card, a D – 400 form, and address verification.

Following receipt of this complaint, a supervisor from AccountNow’s corporate office reviewed ***’ concern. At that time, it was determined that a check for the balance would be expedited to ***’ for 3 – day delivery.

AccountNow apologizes for any inconvenience Ms.Cruz has experienced. Should *** have any additional questions or concerns, she may contact AccountNow directly at ***.

Customer Response • Aug 07, 2018

Revdex.com:I have reviewed the response made by the business in reference to complaint ID, and find that this resolution is satisfactory to me only if they send me my check in 3 days that states in their response on 8/2/2018 to the address I have provided, which is*** Sincerely

I used AccountNow for a couple years, no issues and even got paid 2 days prior to my pay date via direct deposit. Customer service sucks, however I never had to call them much until Expedia.com messed up my flight and over charged me for a flight. Since it’s a prepaid card the card should not have even been over drafted but they let me account get -$600 plus. Expedia & American Airlines refunded my account now within 24hrs due to computer issues on their end, however accountnow just let me account remain in the negative closed my card that I’ve had for about 3yrs and has yet to refund my $285+ money. They keep telling me a request has been put in but it’s been over a month and each customer service rep hangs up in my face and when I ask to speak with a supervisor they leave me on hold for 45mins so that I tire out. All I want is my money I will never use their services again it’s ridiculous and the money is owed to me charges should have never occurred to begin with

AccountNow Response • Jul 31, 2018

The card referenced in Ms. complaint was overdrawn on June 22, 2018. This happens when a cardholder authorizes a purchase, but the merchant delays collecting the funds. The delay causes the authorization hold to expire and the funds are returned to the cardholder. The cardholder may unknowingly spend the funds and by the time the merchant attempts to collect, the funds are no longer available. The merchant will use the authorization from the original transaction to collect the funds, leaving a negative balance. AccountNow does not offer overdraft protection. Given the negative balance, the account was closed.

On June 23, 2018, Ms. filed a claim for the transaction that caused the account to go negative. On June 28, 2018, she received a refund from the merchant and the claim was closed.

Following receipt of this complaint, a supervisor from AccountNow’s corporate office reviewed Ms. concern. On July 27, 2018, a check was expedited to Ms. for 3 – day delivery.

AccountNow apologizes for any inconvenience Ms. has experienced. Ms. have any additional questions or concerns, she may contact AccountNow directly at ***.

Customer Response • Aug 05, 2018

Complaint: ***I am rejecting this response because:

No prepaid card should go “in the negative” if the funds aren’t available. The merchant issued the funds back same day and account now closed my account, held my funds and gave me my money a month later because I complained to Revdex.com. Customer Service was completely rude and unacceptable, especially being hung up on in my face. They have taken no responsibility and I will NEVER use their services again!Sincerely

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