Applied Bank

February 17, I am writing in regards to your February 13, inquiry concerning Mr [redacted] ***The inquiry was referred to me for review and responseThank you for bringing this matter to our attention We have addressed this matter directly with Mr [redacted] via written correspondence mailed on February 17, However, in order to protect our customer’s confidentiality, we are unable to provide you with the detailsFor further information, please contact Mr [redacted] directly Please contact the Executive Correspondence department Toll-free at [redacted] between the hours of 8:AM and 5:PM Eastern Time should you have any further questions regarding this matter Sincerely,

November 7, I am writing in regards to your November 1, follow up inquiry concerning Mr [redacted] The inquiry was referred to me for additional review and response We have addressed this matter directly with Mr [redacted] via written correspondence mailed on November 8, However, in order to protect our customer’s confidentiality, we are unable to provide you with the detailsFor further information, please contact Mr [redacted] directly Please contact the Executive Correspondence department Toll-free at ( [redacted] between the hours of 8:AM and 5:PM Eastern Time should you have any further questions regarding this matter Sincerely, [redacted]

Revdex.com: I have reviewed the response made by the business in reference to complaint ID [redacted] , and have determined that this does not resolve my complaint For your reference, details of the offer I reviewed appear below Problem:I have disputed the negative information and contacted the company to get the account records from opening of the account and they no longer have them.This account is over years old, and if the records can not be verified in full from opening of the account then NO negative can be listed on the account if the entire account is not proven by document it can not report ANYTHINGI have contacted the company and asked for verification in full NOT partial and have not received that therefor according to FCRA section 604, 605, and the account needs to be updated on the bureaus or removed completely.Translate Desired Resolution / OutcomeDesired Resolution:Correction to a credit reportselectDesired Outcome:Want my credit cleared of the negative report

There are charges on my account from an online, Asian company selling clothing They company uses at least names and have many complaints on Social media about them (Yaever & 2SBest) I have not received any merchandise from them After reading the many scam comments about other customers not receiving merchandise, I tried to cancel my orders I emailed, texted and posted to their Facebook comments section at least a dozen times NO RESPONSE! These charges are on my Applied Bank VISA card I have been trying to reverse these charges for almost a month I called but was told they could not reverse or review over the phone and I would have to complete their dispute I would take at least business days to receive the form I immediately did so and faxed the completed forms to Applied Bank On June 14, 2018, I called the dispute department to inquire about the status of my reversed charge request Left a VM for [redacted] , the employee handling my dispute

May 6, I am writing in regards to your April 28, inquiry concerning Mr [redacted] ***The inquiry was referred to me for review and responseThank you for bringing this matter to our attention We have addressed this matter directly with Mr [redacted] via written correspondence mailed on May 7, However, in order to protect our customer’s confidentiality, we are unable to provide you with the detailsFor further information, please contact Mr [redacted] directly Please contact the Executive Correspondence department Toll-free at [redacted] between the hours of 8:AM and 5:PM Eastern Time should you have any further questions regarding this matter Sincerely, [redacted]

April 1, I am writing in regards to your March 22, inquiry concerning Mr [redacted] ***The inquiry was referred to me for review and responseThank you for bringing this matter to our attention We have addressed this matter directly with Mr [redacted] via written correspondence mailed on April 1, However, in order to protect our customer’s confidentiality, we are unable to provide you with the detailsFor further information, please contact Mr [redacted] directly Please contact the Executive Correspondence department Toll-free at [redacted] ***, between the hours of 8:AM and 5:PM Eastern Time should you have any further questions regarding this matter Sincerely, [redacted]

August 11, I am writing in regards to your August 3, inquiry concerning Mr [redacted] The inquiry was referred to me for review and responseThank you for bringing this matter to our attention We have addressed this matter directly with Mr [redacted] via written correspondence mailed on August 11, However, in order to protect our customer’s confidentiality, we are unable to provide you with the detailsFor further information, please contact Mr [redacted] directly Please contact the Executive Correspondence department Toll-free at [redacted] ***, between the hours of 8:AM and 5:PM Eastern Time should you have any further questions regarding this matter Sincerely, [redacted] Executive Correspondence

February 4, I am writing in regards to your January 28, up inquiry concerning Mr [redacted] The inquiry was referred to me for review and responseThank you for bringing this matter to our attention We have addressed this matter directly with Mr [redacted] via written correspondence mailed on February 5, However, in order to protect our customer’s confidentiality, we are unable to provide you with the detailsFor further information, please contact Mr [redacted] directly Please contact the Executive Correspondence department Toll-free at [redacted] between the hours of 8:AM and 5:PM Eastern Time should you have any further questions regarding this matter Sincerely, [redacted]

Revdex.com: I have reviewed the response made by the business in reference to complaint ID [redacted] and have determined that this does not resolve my complaint For your reference, details of the offer I reviewed appear below MY CONCERNS GO DEEPER THAN MYSELF, I have been working on recovering from bankruptcy from the housing market in 2008..The reason I went to this type of card is because it was prepaid and I could build my credit backSo I did $business and $200personal I recently was trying to get a business loan , it was denied because of my applied cardDefaming and preying on small business owners can't be toleratedInstead of having Better credit , I have worst credit and paid to have it wrecked again Plus I can't even use the cards I wanted to buy Christmas with these overall and am so upset over this..I do have these cards unused and I can mail them to youUnfortunately my personal and business life have suffered I am a reasonable person a..this is terrible I would like my credit report restored my credit cards and my money back

December 18, 2014I am writing in regards to the December 18, follinquiry regarding [redacted] On December 17, the Bank mailed a letter to [redacted] addressing his concernsHowever, on December 18, [redacted] indicated to the Revdex.com that the matter was not resolvedThe Bank did attempt to contact [redacted] via email and left several voicemail messagesNo response has been received as of yetIf [redacted] still has concerns after reviewing the Bank’s December response, we will address his concerns at that time Please contact me Toll-free at [redacted] ***, between the hours of 8:AM and 5:PM Eastern Time, should you have any further questions regarding this matter Sincerely,

March 5, I am writing in regards to your February 13, inquiry concerning [redacted] The inquiry was referred to me for review and responseThank you for bringing this matter to our attention We have addressed this matter directly with [redacted] on March 5, via written correspondenceHowever, in order to protect our customer’s confidentiality, we are unable to provide you with the detailsFor further information, please contact MsNeri directly Please contact the Executive Correspondence department Toll-free at [redacted] between the hours of 8:AM and 5:PM Eastern Time should you have any further questions regarding this matter

June 23, I am writing in regards to your June 8, inquiry concerning Ms [redacted] [redacted] The inquiry was referred to me for review and responseThank you for bringing this matter to our attention We have addressed this matter directly with Ms [redacted] via written correspondence mailed on June 23, However, in order to protect our customer’s confidentiality, we are unable to provide you with the detailsFor further information, please contact Ms [redacted] directly Please contact the Executive Correspondence department Toll-free at [redacted] ***, between the hours of 8:AM and 5:PM Eastern Time should you have any further questions regarding this matter Sincerely, [redacted] Executive Correspondence

September 8, [redacted] I am writing in regards to your August 28, inquiry concerning [redacted] *** The inquiry was referred to me for review and response Thank you for bringing this matter to our attention We have addressed this matter directly with [redacted] on September 8, via written correspondenceHowever, in order to protect our customer’s confidentiality, we are unable to provide you with the detailsFor further information, please contact [redacted] directly Please contact the Executive Correspondence department Toll-free at [redacted] ***, between the hours of 8:AM and 5:PM Eastern Time should you have any further questions regarding this matter Sincerely [redacted]

Revdex.com: I have reviewed the response made by the business in reference to complaint ID [redacted] , and find that this resolution is satisfactory to me Thank you for your assistanceRegards,

December 9, I am writing in regards to your November 28, inquiry concerning Ms [redacted] The inquiry was referred to me for review and responseThank you for bringing this matter to our attention We have addressed this matter directly with Ms [redacted] via written correspondence mailed on December 12, However, in order to protect our customer’s confidentiality, we are unable to provide you with the detailsFor further information, please contact Ms [redacted] directly Please contact the Executive Correspondence department Toll-free at [redacted] ***, between the hours of 8:AM and 5:PM Eastern Time should you have any further questions regarding this matter Sincerely, [redacted] e

September 7, I am writing in regards to your September 1, inquiry concerning MsCrystal [redacted] The inquiry was referred to me for review and responseThank you for bringing this matter to our attention We have addressed this matter directly with Ms [redacted] via written correspondence mailed on September 8, However, in order to protect our customer’s confidentiality, we are unable to provide you with the detailsFor further information, please contact Ms [redacted] directly Please contact the Executive Correspondence department Toll-free at [redacted] between the hours of 8:AM and 5:PM Eastern Time should you have any further questions regarding this matter Sincerely, [redacted]

Revdex.com: I have reviewed the response made by the business in reference to complaint ID [redacted] , and have determined that this does not resolve my complaint For your reference, details of the offer I reviewed appear below Problem:Im contacting your in regards to account [redacted] ## that appears on my creditThe SOL has expired and these items should be removed from my creditPlease provide the follow : 1- Proof that I am the debtor in question 2- Verify amounts owed and the breakdown of the amount owed 3- Any transactions with the original creditor 4-Verify the original creditor 5-Proof that you are licensed and bonded to collect in the state of GA 6- Proof that the SOL has not expired on this alleged debt 7- Any Judgements (if applicable) 8-Proof that you own this debt and are entitled to collect on it Any other sufficient documents that will support your claim.Translate Desired Resolution / OutcomeDesired Resolution:Correction to a credit reportselectDesired Outcome:II'm contacting your in regards to account [redacted] ## that appears on my creditThe SOL has expired and these items should be removed from my creditPlease provide the follow : 1- Proof that I am the debtor in question 2- Verify amounts owed and the breakdown of the amount owed 3- Any transactions with the original creditor 4-Verify the original creditor 5-Proof that you are licensed and bonded to collect in the state of GA 6- Proof that the SOL has not expired on this alleged debt 7- Any Judgements (if applicable) 8-Proof that you own this debt and are entitled to collect on it Any other sufficient documents that will support your claim

April 4, I am writing in regards to your March 22, inquiry concerning Mr [redacted] ***The inquiry was referred to me for review and responseThank you for bringing this matter to our attention We have addressed this matter directly with Mr [redacted] via written correspondence mailed on April 4, However, in order to protect our customer’s confidentiality, we are unable to provide you with the detailsFor further information, please contact Mr [redacted] directly Please contact the Executive Correspondence department Toll-free at ( [redacted] between the hours of 8:AM and 5:PM Eastern Time should you have any further questions regarding this matter Sincerely, [redacted]

June 22, I am writing in regards to your June 21, inquiry concerning Mr [redacted] The inquiry was referred to me for review and responseThank you for bringing this matter to our attention We have addressed this matter directly with Mr [redacted] via written correspondence mailed on June 23, However, in order to protect our customer’s confidentiality, we are unable to provide you with the detailsFor further information, please contact Mr [redacted] directly Please contact the Executive Correspondence department Toll-free at [redacted] between the hours of 8:AM and 5:PM Eastern Time should you have any further questions regarding this matter Sincerely, [redacted]

March 11, I am writing in regards to your March 2, inquiry concerning Mr [redacted] ***The inquiry was referred to me for review and responseThank you for bringing this matter to our attention We have addressed this matter directly with Mr [redacted] via written correspondence mailed on March 12, However, in order to protect our customer’s confidentiality, we are unable to provide you with the detailsFor further information, please contact Mr [redacted] directly Please contact the Executive Correspondence department Toll-free at [redacted] between the hours of 8:AM and 5:PM Eastern Time should you have any further questions regarding this matter Sincerely, [redacted]