FBCS, Incorporated

June 2, 2015Dear [redacted]:We are in receipt of your
E-mail dated May 19, 2015.FBCS, Inc. has sent a request
for documentation to our client to be sent to [redacted].  We have stopped all contact with [redacted].We are sorry for any
inconvenience this may have caused.  If I
can be of...

any further assistance, please do not hesitate to contact me directly
at the number below.Sincerely,Kelli Z

Please see attached.
Thank you,
Kelli Z[redacted]
[redacted] 
[redacted]We are in receipt of your E-mail dated April 22, 2015.FBCS, Inc. has searched our files we have found a...

file for [redacted] from 2013. The file was closed on February 14, 2014 and no contact was ever made with [redacted]. We believe the compliant is for her husband, we would need more information on him to be able to locate him in our system. We have searched through their address and phone number the only file that came up was the one for [redacted].  We are sorry for any inconvenience this may have caused.  If I can be of any further assistance, please do not hesitate to contact me directly at the number below.Sincerely,Kelli Z[redacted] ###-###-#### ext-[redacted]This is an attempt to collect a debt.  Any and all information will be used for that purpose

[To assist us in bringing this matter to a close, you must give us a reason why you are rejecting the response. If no reason is received your complaint will be closed Administratively Resolved]
 Complaint: [redacted]
I am rejecting this response because: this debt claim is invalid and unsupported, this matter should be dropped at this point in time. 
Regards,
[redacted]

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me. 
Regards,
[redacted]

March 17, 2016Dear [redacted]:We are in receipt of your
E-mail dated March 16, 2016.FBCS, Inc. has ceased all
communication with [redacted].  Our policy
at FBCS, Inc. is 24 hours to handle a cease and desist and have all phone
numbers removed. We have completed this request. [redacted] will...

have no further
communication with FBCS, Inc.We are sorry for any
inconvenience this may have caused.  If I
can be of any further assistance, please do not hesitate to contact me directly
at the number below.Sincerely,Kelli Z[redacted]

December 21, 2015Dear [redacted]:We are in receipt of your
E-mail dated December 4, 2015.FBCS, Inc. has contacted our
client and the client is sending out the validation documentation on this
account.We are sorry for any
inconvenience this may have caused.  If I
can be of any further...

assistance, please do not hesitate to contact me directly
at the number below.Sincerely,Kelli Z

March 17, 2016Dear [redacted]:We are in receipt of your
E-mail dated March 16, 2016.FBCS, Inc. has ceased all
communication with [redacted].  Our
policy at FBCS, Inc. is 24 hours to handle a cease and desist and have all
phone numbers removed. We have completed this request. [redacted]...

will have no
further communication with FBCS, Inc.We are sorry for any
inconvenience this may have caused.  If I
can be of any further assistance, please do not hesitate to contact me directly
at the number below.Sincerely,Kelli Z[redacted]

May 19, 2014
Dear [redacted]:We are in receipt of your fax dated May 13th.FBCS has ceased all collection calls and activity on this account and we have also refunded the consumers last payment as requested.We are sorry for any inconvenience this may have caused. If I...

can be of any further assistance, please do not hesitate to contact me directly at the number below.Sincerely,

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me.  I have received the response regarding my FBCS account under the name [redacted] (aka [redacted]) re: File #[redacted] for an auto loan with [redacted] in the amount of $33,806.74 as of March 2016 (or current amount).I hereby accept the recall of the account and the cancellation of the debt. I agree to owe FBCS, [redacted] and [redacted] the amount of $0.00. I consider the account closed and I owe nothing. I also revoke the monthly ACH debit withdrawal from my checking account with [redacted] account ending in [redacted] in the amount of $115 + $5 fee for a total of $120 effective 30 March 2016.Please convey this acceptance letter to FBCS, Ms. Kelli Z[redacted] (or other employee) to confirm that this debt is settled. Thank you/SIGNED/[redacted]
Regards,
[redacted]
aka [redacted]

November 24, 2015Dear [redacted]:We are in receipt of your
E-mail dated November 19, 2015.FBCS, Inc. has ceased all
communication with [redacted]. We have removed [redacted]’s phone number from
our records.We are sorry for any
inconvenience this may have caused.  If I
can be of any...

further assistance, please do not hesitate to contact me directly
at the number below.Sincerely,Kelli Z[redacted]

December 7, 2015
Dear [redacted]:We are in receipt of your
E-mail dated November 25, 2015.FBCS, Inc. has closed the
account and returned to our client. We cannot remove this account from the CBR
we are not the reporting agency. We are sorry for any
inconvenience...

this may have caused.  If I
can be of any further assistance, please do not hesitate to contact me directly
at the number below.Sincerely,Kelli Z[redacted]

We are in receipt of your E-mail dated April 25, 2016. FBCS, Inc. has received the fraud packet from Mr. [redacted]; we have sent that...

packet to our client for them to review. FBCS, Inc. we have sent for the deletion from the CBR. We are sorry for any inconvenience this may have caused. If I can be of any further assistance, please do not hesitate to contact me directly at the number below. Sincerely, Kelli Z[redacted] ###-###-#### ext-3242

[A default letter is provided here which indicates your acceptance of the business's response.  If you wish, you may update it before sending it.]
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me. 
Regards,
[redacted]

February 22, 2016Dear [redacted]:We are in receipt of your E-mail dated February 22, 2016.FBCS, Inc. has been in contact with [redacted], we are not the reporting agency for this account our client is, so we cannot remove it from the CBR.We are sorry for any inconvenience this may have caused. If...

I can be of any further assistance, please do not hesitate to contact me directly at the number below. Sincerely,Kelli Z

We are in receipt of your E-mail dated May 5, 2016.FBCS, Inc. has ceased all communication with Ms.[redacted] Our policy at FBCS, Inc. is 24 hours to handle a cease and desist and have all phone numbersremoved. We have completed this request. Ms. [redacted] will have no further...

communication with FBCS, Inc. We are sorry for any inconvenience this may have caused. If I can be of any further assistance, please do not hesitate to contact me directly at the number below.Sincerely,Kelli Z[redacted] ###-###-#### ext-3242

[To assist us in bringing this matter to a close, you must give us a reason why you are rejecting the response. If no reason is received your complaint will be closed Administratively Resolved]
 Complaint: [redacted]
I am rejecting this response because: This is not my account, it does not belong to me and there has never been an account with the amount or details listed by FBCS. I have retained attorney [redacted] of Philadelphia to file legal action under the guidelines of the Fair Credit Reporting Act and will seek damages if this is not removed from all credit reporting agencies reports immediately 
Regards,
[redacted]

August 17, 2016Dear [redacted]:We are in receipt of your letter
dated August 17, 2016.FBCS, Inc. has ordered
documentation from our client, as soon as we receive this information from our
client, we will send it to [redacted]. We are not the reporting agency for
this account. We are sorry for...

any
inconvenience this may have caused.  If I
can be of any further assistance, please do not hesitate to contact me directly
at the number below.Sincerely,Kelli Z[redacted]

[A default letter is provided here...

which indicates your acceptance of the business's response.  If you wish, you may update it before sending it.]
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me. 
Regards,
[redacted]

June 2, 2015
Dear [redacted]:We are in receipt of your
E-mail dated May 19, 2015.FBCS, Inc. has sent a request
for documentation to our client to be sent to [redacted].  We have stopped all contact with [redacted].We are sorry for any
inconvenience this may...

have caused.  If I
can be of any further assistance, please do not hesitate to contact me directly
at the number below.Sincerely,Kelli Z

This person calls me every time asking why I didn't pay my bill and I said when you send the bill I will pay for it but meaning that I'm tribal they will pay for it.