Transworld Systems, Inc

January 23, 2017Dear *** ***:Transworld Systems Inc(TSI) has received your January 17, letter relating to *** ***'s complaint filed with the Revdex.com serving Metro Washington DC and Eastern PennsylvaniaTSI has researched this matter and the findings are set forth below:The
above-referenced accounts are closed in TSI's systemIt is TSI's intent to have no further communication with the consumer regarding this matterIn addition, TSI has contacted the credit bureaus with which it does business with its request to delete TSI's listing of the above-referenced accounts from the consumer's credit profileSince the consumer's full social Security number was not provided to TSI and is not available to TSI to include with its deletion request, TSI will be uncertain as to whether its deletion request will be accurately processed by the agencies notifiedTS cannot affect a change to how the creditor or any other company may have listed the above accounts on the consumer's credit profilePlease advise the consumer to contact *** *** *** at P.OBox ***, Philadelphia, PA ***-*** for any further questions regarding the accounts.Should I not hear from you within days, I will assume you have all information necessary to complete your investigation and close this matter,Very truly yours,Cathy
BConsumer
Affairs Team Lead

September 16, 2016Dear *** ***Transworld Systems Inc(TSI) has received your September 12, complaint for *** *** on the above-referenced accountTSI has researched this matter and the findings are set forth below:TSI requested and has received validation information for the
above-referenced accountEnclosed is the validation information TSI received from the creditor that corresponds to the above account*** *** may contact Scott M*** at ###-###-#### for any further questions regarding the above account.In addition, please be advised that we have contacted the credit bureaus, with which we do business, with our request to place our listing of the above-referenced account on *** ***' credit profile in a disputed statusPlease be advised that we cannot affect a change to how any other company may have listed the above account on *** *** credit profile.On August 4, 2015, TSI sent an initial notice to the address provided by the client as a good address for the consumer.Please be advised that the account balance may be periodically increased due to the addition of accrued interest or other charges as provided in the agreement with the original creditor or as otherwise provided by state law.We appreciate the opportunity to respond to your inquiry and provide you with the enclosed documentation.Very truly yours,Cathy
BConsumer
Affairs Team Lead

September 13, 2017Dear *** ***:Transworld Systems Inc(TSI) has received your September 7, letter relating to *** ***’s complaint filed with the Revdex.com serving Metro Washington DC and Eastern PennsylvaniaTSI has researched this matter and the findings are set forth
below:The above-referenced account is closed in TSI’s systemIt is TSI’s intent to have no further communication with the consumer regarding this matterPlease advise the consumer to contact *** * *** MD at *** *** ***, Suite ***, Bridgeton, MO ***.Should I not hear from you within days, I will assume you have all information necessary to complete your investigation and close this matter.Very truly yours,TSI Consumer Affairs

February 5, Dear *** ***:
Transworld Systems Inc(TSI) has received your February 1, letter for the above consumerPlease be advised that the above-referenced account is closed in our officeIt is TSI's intent not to have any further communication with *** ** *** in reference to the above accountTSI has not reported the above referenced account on the consumer's credit reportTSI cannot affect a change to how the creditor or any other company may have listed the account on the consumer's credit profileShould I not hear from you within days, I will assume you have all information necessary to complete your investigation and close this matterVery truly yours,
Cathy BConsumer Affairs Team Lead

From: * *Date: Fri, Dec 2, at 12:PMSubject: Re: You have a new message from the Revdex.com of Metro Washington DC & Eastern Pennsylvania in regards to your complaint #***.To: Revdex.com There are so many statements presented in the reply by MsB***. I feel that the recording need to be reviewed. I NEVER said my income was $12,000, EVER. In the initial conversation TSI presented themselves as a government agency and told me I qualified for a $a month program. Because I am currently a contract employee when I sent in my initial form, I wrote varies. The company misled me into thinking I needed to submit paycheck stubs to them because they were a government agency. I was later informed that I had been lied to and no paystubs were needed. In addition it took calls and persistence to finally speak to Rick F*, and that was after I insisted on speaking to him.I want to settle this loan, but I need the credibility and consistency of TSI, the lies that have been told have made me wary of giving them anymore of my personal information since they lied initially about who they were and lied about the processI would like to reach an agreement so we can move forward, but this company is up to the same tricks that have given them an F rating with Revdex.com and also a million dollar settlementThey have learned nothing and continue their predatory practices and hidden fees that are not listed on the document they provided. Please review ALL my phone calls for the record.***

December 22, 2016Dear *** ***:Transworld Systems Inc(TSI) has received your December 19, letter relating to *** *** complaintTSI has researched this matter and the findings are set forth below:TSI has closed the referenced account in its systemIt is TSI's intent to have no
further communication with *** *** relating to this matter.Please advise *** *** to contact *** *** ** at *** *** ***Metairie, LA *** for any further questions regarding the above-referenced account.TSI has not reported the above account on *** ***’ credit report, TSI cannot affect a change to how the creditor or any other company may have listed the account on *** ***’ credit profile,Should I not hear from you within days, I will assume you have all information necessary to complete your investigation and close this matter,Very Truly
Yours,Cathy
BConsumer
Affairs Team Lead

June 28, 2016Dear *** ***:Transworld Systems Inc(TSI) has received your June 21, letter relating to *** ***' complaint.On 7/9/15, TSI received *** ***' cashier's check for $At that time TSI applied the check to account ***-***With receipt of this complaint, TSI
realized that the payment was applied to the wrong accountTSI removed the payment from account ***-*** and applied it to ***-*** accountDue to the removal of payment on account ***, the account was moved back to collectionsTSI requested and has received validation information for account ***-***Since this relates to a medical account, TSI will forward the validation information to *** *** via mail under separate cover*** *** maycontact Gretchen S*** at ###-###-#### for any further questions regarding account ***.Please be advised that account ***-*** is closed in TSI’s system as paidIt is TSI's intent to have no further communication with *** *** relating to account ***-***.Should I not hear from you within days, I will assume you have all information necessary to complete your investigation and close this matter.Thanking you for your cooperation, I remain,Very truly yours,Cathy
BConsumer
Affairs Team Lead

TSI has researched this matter and the findings are set forth below:TSI has closed the above-referenced accounts in its systemIt is TSI's intent to have no furthercommunication with *** *** relating to this matter.Regarding accounts *** *** *** ***, please be advised that the borrowerdid not complete the rehabilitation agreement due to an NSF received regarding their June 3, 2016payment

February 25, 2016Dear *** ***:Transworld Systems Inc(TSI) has received your February 12, letter for the above consumerPlease be advised that the above referenced account is closed in TSI's systemIt is TSI's intent not to have any further communication with *** ** *** in
reference to the above account*** *** should contact the creditor directly with any further questions regarding this matter.In addition, TSI has not reported this matter on *** ** ***'s credit profileTSI cannot affect a change to how the creditor or any other company may have listed the account on *** ** ***'s credit profile.With receipt of this complaint, TSI identified a system error with regard to the aforementioned websiteTSI has since fixed the error and appreciates you bringing this to our attention.Very Truly Yours,Cathy
BConsumer
Affairs Team Lead

Dear *** ***:Transworld Systems Inc(TSI) has received your May 17, follletter relating to *** ***’s complaint filed with the Revdex.com serving Metro Washington DC & Eastern PennsylvaniaTSI has researched this matter and the findings are set forth below:Please be advised that the above-referenced account is closed in TSI’s systemIt is TSI’s intent to have no further communication with the consumer regarding this matterTSI has contacted the credit bureaus with which it does business with its request to delete TSI’s listing of the above-referenced account from the consumer’s credit report for the social security number listed in TSI’s recordsTSI cannot affect a change to how the creditor or any other company may have listed the above account on the consumer’s credit profileFor any further questions regarding the consumer’s account, please contact *** *** *** ** *** *** *** *** *** ** ***Should I not hear from you within days, I will assume you have all information necessary to complete your investigation and close this matter.Very truly yours,TSI Consumer Affairs,

March 15, 2017Dear *** ***:Transworld Systems Inc(TSI) has received your March 9, letter relating to *** ***s complaint filed with the Revdex.com serving Metro Washington DC & Eastern PennsylvaniaTSI has researched this matter and the findings are set forth
below:Please be advised that the above-referenced accounts are closed in TSI's systemIt is TSI's intent to have no further communication with *** *** regarding this matter*** *** may contact payment Incat *** *** *** *** *** ***, Westlake Village, CA *** any further questions regarding the referenced accounts.Should I not hear from you within days, I will assume you have all information necessary to complete your investigation and close this matter.Very truly yours,Cathy
B.Consumer Affairs Team Lead

December 1, 2016Dear *** ***:Transworld Systems Inc(TSI) has received your November 22, complaint for *** ** ***'s complaint on the above-referenced accountsTSI has researched this matter and the findings are set forth below:I understand that *** ** *** has requested that
TSI cease calling him regarding the above-referenced accounts that have been placed with TSI for collectionPlease be advised that TSI has removed *** ** ***'s telephone number ###-###-#### from its systemTSI will place no further calls to *** ** *** relating to the above-referenced accounts.On September 20, 2016, *** *** called in from *** *** and verbally provided his financial information*** *** confirmed his yearly income as $12,TSI based their $per month quote on the information confirmed by *** *** at that timeTo enroll in the rehabilitation program, TSI requires borrowers to complete the Alternative Documentation of Income StatementsTSI emailed *** *** the Alternative Documentation of Income Statements which requires two most recent paystubs*** ***'s most recent paystubs showed *** *** making more than what was verbally disclosed and confirmed, Based upon the new information, TSI quoted *** *** Rehabilitation Agreement at $per monthOn October 4, 2016, TSI advised *** *** of the $quote, which *** *** deniedTSI advised *** *** that in order to lower his monthly payment quote, *** *** would need to declare any further monthly expenditures that might adjust his monthly incomeTSI has received no further information from *** ***, Should the consumer have any further questions relating to repayment options please contact Rick F* at ###-###-####.On September 20, 2016, TSI confirmed with *** *** that ###-###-#### was a good number for himAfter notice of this, TSI did not place calls to any other phone numbers, regarding this account, According to TSI records, TSI did not misrepresent themselves as a government agency.Please be advised that the account balances may be periodically increased due to the addition of accrued interest or other charges as provided in the agreement with the original creditor or as otherwise provided by state law.Should I not hear from you within days, I will assume you have all information necessary to complete your investigation and close this matter.Very truly yours, Cathy
BConsumer
Affairs Team Lead

Dear *** ***Transworld Systems Inc(TSI) has received your June 6, letter relating to *** ***s complaint filed with the Revdex.com serving Metro Washington DC and Eastern PennsylvaniaTSI has researched this matter and the findings are set forth below:Since the account
validation materials relate to medical issues, TSI will not forward these documents to you, so that there is no potential violation of federal or state privacy lawsThese materials have been forwarded to the consumerThe consumer may contact Lita H*** at *** *** *** *** for further questions regarding the above accounts.TSI has not reported the above-referenced accounts on the consumer’s credit reportTSI cannot affect a change to how the creditor or any other company may have listed these accounts on the consumer’s credit profile.Should I not hear from you within days, I will assume you have all information necessary to complete your investigation and close this matter.Very truly yours,TSI Consumer Affairs

Dear *** ***:Transworld Systems Inc(TSI) has received your May 22, letter relating to *** *** **’s complaint filed with the Revdex.com serving Metro Washington DC and Eastern PennsylvaniaTSI has researched this matter and the findings are set forth below:The
above-referenced accounts are closed in TSI’s system as paidIt is TSI’s intent to have no further communication with the consumer regarding this matter.TSI has not reported account *** on the consumer’s credit reportIn addition, TSI has contacted the credit bureaus, with which it does business, with its request to delete TSI’s listings of accounts *** *** and *** from the consumer’s credit report for the social security number listed in TSI’s recordsTSI cannot affect a change to how the creditors or any other company may have listed the above accounts on the consumer’s credit profile.We have taken the information the consumer has provided to us very seriously and appreciate your efforts in bringing her concerns to our attentionLet us state at the outset that it is not the policy or the practice of this company to engage in unfair, deceptive or misleading practicesNor are such occurrences toleratedOur employees are trained and are also regularly monitored for compliance purposesPlease assure the consumer that her comments have been thoroughly reviewed and have not been taken lightlyShould it be found that a collector violated TSI’s policies and procedures relating to the handling of this account, the collector will be disciplined and retrained regarding TSI’s policies and procedures.Should I not hear from you within days, I will assume you have all information necessary to complete your investigation and close this matter.Very truly yours,TSI Consumer Affairs

I spoke with this company starting on SEPT/19/they sent three accounts to my Transunion,Equifax,Experian without billing my health insurance or reaching out to mei called them spoke to about different peoplethey will place you on hold and transfer you without you knowingfinally got to speak with a person who help metook all information down and stated she will take care of thisthey will have these accounts removed from each one of the creditorsyes! this did happen they were removed ....just to be put back in two weeks ! which dropped my score points each time they are placed oncalled back to speak with
ERIK P*** who sent me a letter stating these accounts wont be sent to TransUnion,Experian,Equifax until response from health insuranceI WAS TOLD HE DOESN'T TAKE PHONE CALLS!!!

I cannot deal with this business anymore and I do not know how to get away from them! I have gone through all the steps to set up the payments they have asked me forTurns out they have an error on their end and someone made a mistake and has been not charging me properlyThey then start their harassing calls to my family and myself againI answered yesterday and after they tell me they are trying to collect a debt I told the rep that I already set up my payments and are in a program with themhours later of being put on hold and transferred and even setting it all up again and going to validation and they have all the information wrong still!
Then I finally get the email they are asking if I got around the clock this afternoon and click on the link and wouldn't you know- it says unavailable and does not work!
While I was typing this review the rep called me! I told him about the link not working and he wants to put me on hold again to speak to his supervisor to see if they can fix itI cannot take this another minuteI told him I cannot sit on hold while you try to fix your system and things on your endI would do anything to get away from this company and having to deal with themThey would probably be a lot more effective at their main goal if their systems actually worked

July 6, 2016Dear *** ***:Transworld Systems Inc(TSI) has received your June 30, letter relating to *** ** ***'s complaintTSI has researched this matter and the findings are set forth below:TSI has notified *** of *** ** ***'s position on the above-referenced accountIn
addition, TSI has requested and has received the validation information for the consumer's accountEnclosed is the validation information TSI received from the creditor that corresponds to the abovereferenced accountThe consumer may contact *** at *** *** ***, Philadelphia, PA *** for any further questions regarding the account.In addition, TSI has not reported the above-referenced account on *** ***'s credit reportTSI cannot affect a change to how the creditor or any other company may have listed the account on *** ***'s credit profile.Thanking you for your cooperation, I remain,Very truly yours,Cathy
BConsumer
Affairs Team Lead

November 9, 2015Dear *** ***:
Transworld Systems Inc(TSI) has received your October 17, letter relating to or *** ***'s complaintTSI understands that *** *** has complained that she disputes the debtTSI has researched this matter and the findings are set forth
below.TSI has closed the referenced account in its systemIt is TSI's intent to have no further communication with *** *** relating to this matterFor further inquiry relating to the above account, please advise *** *** to contact *** *** *** *** at *** *** *** ** ***, Walnut Creek, CA ***.Should I not hear from you within days, I will assume you have all information necessary to complete your investigation and close this matterVery truly yours,Cathy B
Consumer Affairs Team Lead

[To assist us in bringing this matter to a close, you must give us a reason why you are rejecting the responseIf no reason is received your complaint will be closed as Answered]
Complaint: ***
I am rejecting this response because:
Regards,
*** ***
TSI is requesting that *** *** produce a Money order or cashiers check to cover a previously paid debt that is almost four years old. This is in addition to the Cashiers check *** *** has already produced to debunk your first phony bill.*** *** wonders how much extra revenue a corporation could perhaps generate if even one in ten of the potentially hundreds of thousands of individuals intimidated by TSI, simply sent them extra money to get rid of them.*** *** was fraudulently billed twice by TSI for the seat belt ticket and now requests four hundred dollars from TSI as a settlement.TSI has days to respond to *** ***'s request for a settlement or *** *** will take an AD out in the *** *** *** and the *** *** to see if anyone else is being double billed by TSI. Have a nice day :)

[A default letter is provided here which indicates your acceptance of the business's response. If you wish, you may update it before sending it.]
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and find that this resolution is satisfactory to me
Regards,
*** ***