Transworld Systems, Inc

December 8, 2015Dear [redacted]I acknowledge receipt of the November 30, 2015 complaint for the above matter. TSI requested and has received validation information for the above referenced account. Enclosed is the validation information TSI received from the creditor that corresponds to the...

account. Please note that TSI has contacted the credit bureaus with which it does business with its request to delete TSI's listing of the above-referenced account from consumer's credit report for the social security number listed in TSI's records. TSI cannot affect a change to how the creditor or any other company may have listed the above account on the consumer's credit profile.On October 21, 2015, TSI sent an initial notice to the address supplied by the client as a good address for the consumer. [redacted] may contact Angelia C[redacted] at ###-###-#### for any further questions regarding the account.Please be advised that the account balance may be periodically increased due to the addition of accrued interest or other charges as provided in the agreement with the original creditor or as otherwise provided by state law.Should I not hear from you within 30 days, I will assume you have all information necessary to complete your investigation and close this matter.Very truly yours,Cathy
BConsumer
Affairs Team Lead

January 30, 2017Dear [redacted]:Transworld Systems Inc. (TSI) has received your January 26, 2017 letter relating to [redacted]’s complaint filed with the Revdex.com serving Metro Washington DC & Eastern Pennsylvania, TSI has researched this matter and the findings are set forth...

below:The above-referenced account is closed in TSI's system. It is TSI's intent to have no further communication with the consumer regarding this matter. In addition, TS has not reported the abovereferenced account on the consumer’s credit report. TSI cannot affect a change to how the creditor or any other company may have listed the account on the consumer's credit profile.For any further questions regarding the consumer's account, please contact [redacted] at [redacted] Orlando, FL [redacted].Should I not hear from you within 30 days, I will assume you have all information necessary to complete your investigation and close this matter.Very truly yours, Cathy
BConsumer
Affairs Team Lead

September 14, 2016Dear [redacted]:Transworld Systems Inc. (TSI) has received your August 25, 2016 complaint for [redacted] on the above-referenced accounts. TSI has researched this matter and the findings are set forth below:TSI has closed account [redacted]-TSI as paid in its system. It is...

TSI's intent to have no further communication with [redacted] relating to this matter.TSI requested and has received validation information for [redacted] for account [redacted]. TSI will not forward these documents to you, so that there is no potential violation of federal or state privacy laws. These materials have been forwarded to the consumer.[redacted] may contact Scott M[redacted] at ###-###-#### for any further questions regarding account [redacted]-TSI.Please be advised that the account balance for [redacted]-TSI may be periodically increased due to the addition of accrued interest or other charges as provided in the agreement with the original creditor or as otherwise provided by state law.Should I not hear from you within 30 days, I will assume you have all information necessary to complete your investigation and close this matter.Very truly yours,Cathy B.Consumer Affairs Team Lead

September 19, 2016Dear [redacted]:Transworld Systems Inc. (TSI) has received your September 12, 2016 letter relating to [redacted]'s complaint. Please advise [redacted]s he may contact Angelia C[redacted] at ###-###-#### for any further questions regarding his account.Please be advised that the...

account balance may be periodically increased due to the addition of accrued interest or other charges as provided in the agreement with the original creditor or as otherwise provided by applicable law.Thanking you for your cooperation, I remain,Very truly yours,Cathy B. Consumer Affairs-Team Lead

May 15, 2017Our Reference Nos. Creditors Balances Due [redacted] $ 1,015.78Account No.: [redacted] $ 177.94Account No.: [redacted] $ 53.00Account No.:...

[redacted] $6,702.00Account No.: [redacted] Account closedAccount No.: [redacted] Dear [redacted]:Transworld Systems Inc. (TSI) has received your April 25, 2017 letter relating to [redacted]’s complaint filed with the Revdex.com serving Metro Washington DC & Eastern Pennsylvania. TSI has researched this matter and the findings are set forth below:TSI has closed account [redacted] in its system. It is TSI's intent to have no further communication the consumer relating to this matter. The consumer may contact [redacted] at [redacted]., Rancho Cordova, CA [redacted] for further inquiries regarding this account.In addition, TSI has placed accounts [redacted] and [redacted] in a restrictive status to prevent further collection activity in our office. It is TSI's intent not to have any further communication with the consumer in reference to these accounts.The consumer may contact Gretchen S[redacted] at ###-###-#### for any further questions regarding these accounts.Since the account validations relate to medical issues, TSI will not forward these documents to you, so that there is no potential violation of federal or state privacy laws. These materials have been forwarded to the consumer.Please be advised that we have contacted the credit bureaus, with which we do business, with our request to place our listing of accounts [redacted] and [redacted] on the consumer’s credit profile in a disputed status. In addition, TSI has contacted the credit bureaus with which it does business with its request to delete TSI’s listing of account [redacted] from the consumer’s credit profile. Since the full social security number was not provided to TSI and is not available to TSI to include with its deletion request, TSI will be uncertain as to whether its deletion request will be accurately processed by the agencies notified. TSI cannot affect a change to how the creditor or any other company may have listed the above accounts on the consumer’s credit profile.Please be advised that the balances for accounts [redacted] and [redacted] may be periodically increased due to the addition of accrued interest or other charges as provided in the agreement with the original creditor or as otherwise provided by state law.Should I not hear from you within 30 days, I will assume you have all information necessary to complete your investigation and close this matter.Very truly yours,TSI Consumer Affairs

November 16, 2017Dear [redacted]:Transworld Systems Inc. (TSI) has received your November 14, 2017 letter relating to [redacted]’s complaint filed with the Revdex.com serving Metro Washington DC and Eastern Pennsylvania. TSI has researched this matter and the findings are set forth...

below:TSI has closed the referenced account in its system. It is TSI's intent to have no further communication with [redacted] relating to this matter. The consumer may contact [redacted] at [redacted] Syracuse, NY [redacted] for any further questions regarding this account.TSI has contacted the credit bureaus with which it does business, with its request to delete TSI’s listing of the above account from the consumer’s credit report for the social security number listed in TSI’s records. TSI cannot affect a change to how the creditor or any other company may have listed the above account on the consumer’s credit profile.Should I not hear from you within 30 days, I will assume you have all information necessary to complete your investigation and close this matter.Very truly yours,TSI Consumer Affairs

--------- Forwarded message ----------
sans-serif;">From: Revdex.com of Metro Washington DC<[email protected]>Date: Mon, Feb 1, 2016 at 9:16 AMSubject: Fwd: #[redacted] Complaint Transworld SystemsTo: [redacted]@myRevdex.com.org
---------- Forwarded message ----------From: [redacted] <[redacted].net>Date: Sun, Jan 31, 2016 at 11:34 AMSubject: #[redacted] Complaint Transworld SystemsTo: [email protected] entered a complaint  and typed in the purchase price as $561.32. I must have done something wrong - it shows $56,132.00. Can you correct that or do I need to go back in to correct it!  Thank you!  [redacted]

Transworld Systems Inc. (TSI) has received your August 28, 2017 letter relating to [redacted]’s complaint filed with the Revdex.com serving Metro Washington DC andEastern Pennsylvania. TSI has researched this matter and the findings are set forth below:TSI requested and has...

received validation information for the above account. Enclosed is thevalidation information TSI received from the creditor that corresponds to the above-referencedaccount. Validation will also be mailed to the consumer via US Mail. The consumer may contactThomas Travelino at ###-###-#### for further questions regarding the above account.We understand that [redacted] has requested that TSI cease calling her regarding theabove account that has been placed with TSI for collection. Please be advised that TSI has removed[redacted]'s telephone number ###-###-#### from its system. TSI will place nofurther calls to [redacted] relating to the above account.Please be advised that the account balance may be periodically increased due to the addition ofcrued interest or other charges as provided in the agreement with the original creditor or asotherwise provided by state law.IN THE EVENT THAT YOUR OFFICE SHOULD FORWARD THIS TO THE CONSUMER: THIS IS A COMMUNICATION FROM ADEBT COLLECTOR.CALLS TO OR FROM TRANSWORLD SYSTEMS INC. MAY BE MONITORED OR RECORDED FOR QUALITY ASSURANCE.STRICTLY CONFIDENTIAL- PROPRIETARY COMPANY INFORMATION - NOT SUBJECT TO DISCLOSURE.PAGE 1 OF 2Transworld Systems Inc.[redacted] Drive | Suite [redacted] | Ft. Washington, PA 19034Phone: ###-###-#### | ###-###-####Hours of Operation: M-F 8:00am-5:00pm ETWe appreciate the opportunity to respond to your inquiry and provide you with the encloseddocumentations.Very truly yours,TSI Consumer Affairs

September 15, 2016Dear [redacted]:Transworld Systems Inc. (TSI) has received your September 9, 2016 follow-up complaint for [redacted] on the above-referenced account. TSI has researched this matter and the findings are set forth below:TSI does not list [redacted] as the responsible consumer regarding the above account. We have taken the information you have provided us very seriously and appreciate you efforts in bringing [redacted]'s concerns to our attention.Please be advised that we are in the process of contacting the credit bureaus, with which we do business, with our request to delete the listing of the above account that is reflected as being reported by TSI from [redacted]'s credit profile for the social security number provided to us. TSI cannot affect a change to how the creditor or any other company may have listed the above account on [redacted]'s credit profile.Should I not hear from you within 30 days, I will assume you have all information necessary to complete your investigation and close this matter.Very truly yours,Cathy B.Consumer Affairs Team Lead

[A default letter is provided here which indicates your acceptance of the business's response.  If you wish, you may update it before sending it.]
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution...

is satisfactory to me. 
Regards,
[redacted]

November 14, 2017Dear [redacted]:Transworld Systems Inc. (TSI) has received your letter...

relating to [redacted]’s complaint filed with the Revdex.com serving Metro Washington DC and Eastern Pennsylvania. TSI has researched this matter and the findings are set forth below:In order for TSI to further investigate this matter, please advise the consumer to provide a copy of the cancelled check used to pay this account.TSI requested and has received validation information for the consumer’s account. Since the account validation materials relate to medical issues, TSI will not forward these documents to you, so that there is no potential violation of federal or state privacy laws. These materials have been forwarded to the consumer. Please advise the consumer to contact Donna M[redacted] at ###-###-#### for any further questions regarding her account.Enclosed, please find a copy of an account payment history with our office for the above-referenced account. The payment history has also been forwarded to the consumer for review and consideration.TSI has not reported the above-referenced account on the consumer’s credit report. TSI cannot affect a change to how the creditor or any other company may have listed the account on the consumer’s credit profile.Please advise the consumer to forward the requested information to Transworld Systems Inc., at P.O. Box [redacted], Wilmington, DE [redacted] or via fax at ###-###-####.Should I not hear from you within 30 days, I will assume you have all information necessary to complete your investigation and close this matter.Very truly yours,TSI Consumer Affairs

February 28, 2017Dear [redacted]:Transworld Systems Inc. (TSI) has received your February 21, 2017 letter relating to [redacted]'s complaint. TSI has researched this matter and the findings are set forth below:TSI has closed the referenced account as paid in its system pending the clearance...

of funds. It is TSI's intent to have no further communication with [redacted] relating to this matter. [redacted] may contact [redacted] at [redacted]., Baltimore, MD [redacted] for any further questions regarding the above account.TSI has contacted the credit bureaus with which it does business with its request to delete TSI's listing of the above-referenced account from [redacted]'s credit profile. Since [redacted]'s full social security number was not provided to TSI and is not available to TSI to include with its deletion request, TSI will be uncertain as to whether its deletion request will be accurately processed by the agencies notified. TSI cannot affect a change to how the creditor or any other company may have listed the above account on [redacted]'s credit profile.Should I not hear from you within 30 days, I will assume you have all information necessary to complete your investigation and close this matter. Thanking you for your cooperation, I remain,Very truly yours,Cathy B.Consumer Affairs-Team Lead

June 27, 2017Dear [redacted]:Transworld Systems Inc. (TSI) has received your June 23, 2017 letter relating to [redacted]’s complaint filed with the Revdex.com serving Metro Washington DC and Eastern Pennsylvania. TSI has researched this matter and the findings are set forth...

below:The above-referenced account is closed in TSI’s system. It is TSI’s intent to have no further communication with the consumer regarding this matter. TSI has not reported the above-referenced account on the consumer’s credit report. TSI cannot affect a change to how the creditor or any other company may have listed the account on the consumer’s credit profile. Please advise the consumer to contact [redacted] at P.O. Box [redacted], Dallas, TX [redacted] for any further questions regarding the account.Should I not hear from you within 30 days, I will assume you have all information necessary to complete your investigation and close this matter.Very truly yours,TSI Consumer Affairs

August 21, 2015Dear [redacted]:I acknowledge receipt of the August 17, 2015 complaint for the referenced consumer. Please be advised that the telephone number ###-###-#### has been removed from the above-referenced account. It is TSI’s intent not to have any further communication with [redacted] in reference to the above account, since [redacted] is not the responsible consumer.Federal and state law prohibit certain methods of debt collection, and require that we treat you fairly. If you have a complaint about the way we are collecting your debt, please visit our website at www.transworldpayments.com or contact the FTC online at https://www.ftc.gov; by phone at 1-877FTC-HELP; or by mail at 600 Pennsylvania Ave., NW, Washington, DC 20580. If you want information about your rights when you are contacted by a debt collector, please contact the FTC online at www.ftc.gov.Should I not hear from you within 30 days, I will assume you have all information necessary to complete your investigation and close this matter. Thanking you for your cooperation, I remain,Very truly yoursCathy BConsumer Affairs Team Lead

October 23, 2017Dear [redacted]:Transworld Systems Inc. (TSI) has received your October 19, 2017 letter relating to [redacted]’ complaint filed with the Revdex.com serving Metro Washington DC and Eastern Pennsylvania. TSI has researched this matter and the findings are set forth below:TSI...

requested and has received validation information for the above-referenced account. Enclosed is the validation information TSI received from the creditor that corresponds to the above account. The validation will also be sent to the consumer via US Mail. [redacted] may contact [redacted] at ###-###-#### for further inquiries regarding the above account.We have contacted the credit bureaus, with which we do business, with our request to place our listing of the above account on the consumer’s credit profile in a disputed status. Please be advised that we cannot effect a change to how any other company may have listed the above account on the consumer’s credit profile.Please be advised that the account balance may be periodically increased due to the addition of accrued interest or other charges as provided in the agreement with the original creditor or as otherwise provided by state law.We appreciate the opportunity to respond to your inquiry and provide you the enclosed documentations.Very truly yours,TSI Consumer Affairs

September 28, 2015 Dear [redacted]:I acknowledge receipt of the September 2, 2015 complaint for the above referenced account. Please be advised that TSI has closed the referenced account in our office. Please note that we have contacted the credit bureaus that we do business with, with our...

request to delete our listing of the above-referenced account from [redacted]'s credit profile for the social security number we have listed in our records. TSI cannot affect a change to how any other company may have listed the above account on [redacted]'s credit profile. It is TSI's intent not to have any further communication with [redacted] in reference to the above account.For further inquiry please contact Education Finance Partners at P.O. Box 90659, Los Angeles, CA 90009 relating to the above account. Federal and state law prohibit certain methods of debt collection, and require that we treat you fairly. If you have a complaint about the way we are collecting your debt, please visit our website at www.transworldpayments.com or contact the FTC online at https://www.fic.gov; by phone at 1-877FTC-HELP; or by mail at 600 Pennsylvania Ave., NW, Washington, DC 20580. If you want information about your rights when you are contacted by a debt collector, please contact the FTC online at www.ftc.gov. Should I not hear from you within 30 days, I will assume you have all information necessary to complete your investigation and close this matter. Very truly yours, Cathy B[redacted]Team Lead | Consumer Affairs507 Prudential Rd, Horsham PA 19044Office:###-###-####|Fax:###-###-####|www.tsico.com

January 27, 2016Dear [redacted]:Transworld Systems Inc. (TSI) has received your December 29, 2016 letter relating to [redacted]'s complaint filed with the Revdex.com serving Metro Washington DC and Eastern Pennsylvania, TSI has researched this matter and the findings are set forth below:According...

to TSI’s client, these accounts were never handled by [redacted]. The accounts may have the same service date, but are not the accounts handled by [redacted]. According to TSI’s client, the above referenced accounts were billed to [redacted], and [redacted] applied the balances to the consumer's deductible.Since the account validation materials relate to medical issues, TSI will not forward these documents to you, so that there is no potential violation of federal or state privacy laws. These materials have been forwarded to the consumer.Please advise the consumer that [redacted] may contact Lita H[redacted] at ###-###-#### for any further questions regarding the above accounts.TSI has contacted the credit bureaus with which it does business with its request to delete TSI's listing of the above-referenced accounts from [redacted]'s credit report for the social security number listed in TSI's records. TSI cannot affect a change to how the creditor or any other company may have listed the above account on [redacted]'s credit profile.Should I not hear from you within 30 days, I will assume you have all information necessary to complete your investigation and close this matter.Very Truly
Yours,Cathy
BConsumer
Affairs Team Lead

September 7, 2017Dear [redacted]:Transworld Systems Inc. (TSI) has received your follow-up letter relating to [redacted]’ complaint filed with the Revdex.com serving Metro Washington DC and Eastern Pennsylvania. TSI has researched this matter and the findings are set forth below:TSI has requested validation information for the above accounts, since the accounts’ validation materials relate to medical issues, TSI will not forward these documents to you, so that there is no potential violation of federal or state privacy laws. We will forward any materials we receive as a result of our request directly to [redacted] for her review and consideration. Please advise the consumer to contact Gina B[redacted] at ###-###-#### or ###-###-#### for any further questions regarding her accounts.Please be advised that TSI has contacted the credit bureaus, with which we do business, with its request to place our listing of the above accounts on the consumer’s credit profile in a disputed status. TSI cannot affect a change to how the creditor or any other company may have listed the above accounts on the consumer’s credit profile.Should I not hear from you within 30 days, I will assume you have all information necessary to complete your investigation and close this matter. Very truly yours,TSI Consumer Affairs

[A default letter is provided here which indicates your acceptance of the business's response.  If you wish, you may update it before sending it.]
Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution is satisfactory to me. 
Regards,
[redacted]

February 2, 2016Dear [redacted]:I acknowledge receipt of the January 8, 2016 complaint regarding the above referenced accounts. Since the account validation materials relate to medical issues, Transworld will not forward these documents to you, so that there is no potential violation of federal or...

state privacy laws. These materials have been forwarded to the consumer.By way of background, your account was initially placed for collection with [redacted]). Effective October 31, 2014, your account was transferred to TSI. As such, TSI is responding to this complaint.If [redacted] has paperwork showing that any of the above accounts has been paid in full, please send that information to Transworld Systems Inc at P. O. Box [redacted], Wilmington, DE [redacted].Please be advised that the account balance may be periodically increased due to the addition of accrued interest or other charges as provided in the agreement with the original creditor or as otherwise provided by state law.With the supplied information being forwarded to the consumer, I consider this matter concluded.Very truly yours,Cathy BConsumer Affairs Team Lead