Cashnetusa

I was contacted by this gentleman
David *** {Loan Officer }
david***[email protected]
*** W Jackson Blvd Suite
Chicago,IL-USA
Direct ###-###-#### (Ext***)
He was offering me a loan He said because of my bad credit I had to pay them $through a *** Play card so they could send me the money I did that and then he said now I need another $100, which I did, and then again another $which I did $total, then they said I needed to send another $and that I would get the whole $back with the loan, and I said, I can't give you anymore money I have obviously been scammed Yes it is embarassing to be out the $but whne I asked that that money be refunded they told me they could only refund $of the $ I was so frustrated, I said I'll take it, knowing that I would be filing this complaint either way So then the guy told me I was acting like a child for asking for my money back and said that they could cut me a check for

Thank you for forwarding this complaintWe take all complaints seriously and make every effort to implement a fair and satisfactory resolutionOn July 13, 2017, CashNetUSA arranged a $CAB (Brokered) loan for Mr*** with a final payment date of July 21, Before he entered into the
agreement, CashNetUSA provided the applicable disclosures and Mr*** signed his agreement acknowledging that he understood and accepted the terms and conditions associated with the CAB loanMr*** advised on his application that he is paid biweekly, therefore his repayment dates have been scheduled according to the pay frequency he listed on his applicationOur records reflect Mr*** chose to refinance this loan for an additional termWhere a customer’s request to refinance is approved, the principal disbursed to the CAB for the initial Credit Access fee and lender interest will be due on the original due date, and the remaining loan principal, plus any additional lender interest and an additional Credit Access fee, will be due on the following due dateCashNetUSA provided email notices to Mr*** - on July 13, and 20, - pertaining to his request to refinance including payment due dates and amounts dueWe can provide copies of these notices to Mr*** upon requestIn addition to our comments above, applicable disclosures and fees associated with refinancing were clearly disclosed to Mr*** prior to him entering into the agreement to refinance his loanCashNetUSA strives to provide ultimate customer experience, as such, we would be more than happy to an answer any additional questions or concerns Mr*** may haveWe ask Mr*** to please contact our customer service department at ###-###-#### for assistanceWe hope this resolves the complaint and answers any questions that your office may haveIf we can provide any additional information, please contact us

I borrowed money from CashnetUSA and tried to pay an additional amount to to quickly bring down my balance but got charged an additional $which no one over there is able to explain where it came fromI tried to call them to fix the situation but nobody seems to be able to help resolve

I was sent an email from CashNet USA advising I was approved for a loan When I called to obtain the loan I was told that I needed to purchase an Apple itunes card from Walmart for $when I called back and gave the number on the card as instructed, I was then informed that I needed to purchase three $itunes card to verify affordability When I called back to give the numbers on the cards as instructed I was then told I owed a balance of $and needed to pay with apple itunes cards yet again Once I called back with the itunes card #s for this, I was then told that they will release my loan as long as I pay the taxes first It was at that point I advised that I was not going to do this and I was going to report them I was also told that I would be refunded the $I spent in itunes cards but when I told them that I changed my mind and just wanted my refund, the representative then started to threaten me and said I would be arrested, etc I knew the whole time this was s

I have started receiving phone calls from Cashnet USA, about a loan that I have taken out I have only taken one loan that was paid off Last year my ex took a loan to move to Port Angeles, WA for $and I have found out she took it out in my name without consent I have since gotten a police report and sent it to cashnet USA Only payments have been made on this account , one was from a joint account that I was on and the 2nd payment was taken out of her *** account that is in her name only I didn't sign anything for this loan and I knew nothing of this loan until my ex went on their website and updated information to reflect my information I have spent countless hours on the phone with cashnet USA explaining this with no response other than I am responsible for this loan They have to show info where I signed for it only telling me that I did an E-signatureWhich I have not, when the E-signature was applied I was at work at Tyson in Carthage,Ms

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID ***, and find that this resolution is satisfactory to me
Sincerely,
*** ***

Thank you for forwarding this complaintWe take all complaints seriously and make every effort to implement a fair and satisfactory resolutionIn review of the account, Ms*** filed a complaint with the Revdex.com in December in which she expressed financial hardship and asked for a payment arrangement on her balanceCashNetUSA responded to the Revdex.com complaint by explaining that CashNetUSA attempted to contact Ms*** for arrangements but we were unable to reach herCashNetUSA advised Ms*** to contact our compliance department directly for assistanceWhen Ms*** contacted our compliance department she was informed that CashNetUSA would stop the interest from accruing on the account and offer a payment arrangement on the outstanding balanceMs*** was advised that the outstanding balance at the time was $3,According to our records, both parties worked out a monthly payment arrangement on December 16, and Ms*** agreed to make her payments through ***. In February Ms*** contacted CashNetUSA explaining that she needed an alternative payment arrangementCashNetUSA agreed to cancel her previous arrangement and set up a new payment plan of ten equal payments of $to satisfy the outstanding balance of $3,CashNetUSA has received the following payments as of December 28, $January 31, $March 3, $April 30, 2014$May 21, 2015 CashNetUSA provided email confirmations after the payments were receivedAfter further review, the payment arrangement was not satisfied by Ms***, leaving an outstanding balance of $2,To investigate further, we would need clear evidence like receipts, bank statements, or other documents reflecting a payment in-full was madeCashNetUSA values Ms*** as a customer and strives to provide the ultimate customer experienceAs such, CashNetUSA would be happy to work out a new arrangement that would accommodate Ms*** financial circumstancesWe ask that she please contact *** *** directly at ***We hope that this response resolves this complaint and answers any questions that your office hasIf we can provide any additional information, please contact us

This business allowed someone who stole my personal information to obtain a loan in my name CashNet never even checked to see if the information was legit - the employer listed was not even contacted and wasn't even a place I've ever worked Now, CashNet will not give me any information as to where the money went or where the supposed payment came from Every time I have called them I get put on hold for long periods of time and then whomever I speak with refuses to help me in any way No one calls back like they say they will I have contacted them via phone, email and live chat and get the same response Very crooked business

I got a Payday loan when I was employed I am now retired and have called and emailed this company multiple times asking to work with them to lower my monthly payments Now that I am retired, my salary has been reduced by 50% I am willing to pay back this loan with its extremely high interest rate, but I am unable to pay the $490.41/mo they are requiring I would be able to pay them $250/mo, realizing that the term of the loan will be longer They continue to refuse to help me pay off this loan Can you contact them on my behalf?

Thank you for forwarding this complaintWe take all complaints seriously and make every effort to implement a fair and satisfactory resolutionOn December 6, 2017, Ms*** was funded a $1,Installment with CashNetUSABefore she entered into the agreement, CashNetUSA disclosed the Terms
and Conditions associated with the loan, including the Loan Duration, Annual Percentage Rate, Finance Charge, Amount Financed, Total of Payments and the Payment ScheduleMs*** then signed her loan agreement acknowledging that she understood and accepted the terms and conditions associated with the installment loanMs*** advised that her pay frequency was Biweekly; therefore, Ms***’s repayment dates have been scheduled according to her pay frequencyContrary to Ms***’s assertion, payments are applied to the principalMs***’s loan contract makes clear how payments are appliedPer Ms***’s Installment loan agreement, which states in relevant part that: “APPLICATION OF PAYMENTS All payments we receive will be applied to outstanding installments (and related insufficient funds charges, if any) in the order originally scheduled under the Payment ScheduleIf you are not past due, (that is, all payments are current), you may prepay your loan and any such prepayment will be applied to your loan as of the date received (first to finance charges owing and then to principal)Such prepayment, however, will not be applied to any future installment, and therefore, you must pay all future installments as originally scheduledA prepayment in full may reduce (i) total amount of Finance Charges you are scheduled to pay under this Agreement, (ii) the number of installments you will have to pay, and/or (iii) the final installment.” Based on our review, Ms***’s payments were applied correctly and in accordance with the terms laid out in the agreementIn addition, nothing has come to our attention that causes us to believe that we have breached applicable regulations or standardsWe urge Ms*** to review the loan agreement provided to her for information regarding the payment schedule and charging structure of her specific loanCashNetUSA values Ms*** as a customer and strives to provide the ultimate customer experienceAs such, we are always willing to address any outstanding questions she may have concerning this accountWe ask that she please contact our customer service department at ###-###-#### for assistanceWe hope that this response resolves this complaint and answers any questions that your office hasIf we can provide any additional information, please contact us

Thank you for forwarding this complaintWe take all complaints seriously and make every effort to implement a fair and satisfactory resolutionAfter a careful review of this complaint, we have determined that this is fraud and CashNetUSA is not responsible for or participating in the complained
about conductCashNetUSA is not associated in any way with the persons referenced in this complaintWe are not attempting to contact Ms*** and have no knowledge of the situation that Ms*** mentions in her complaintCashNetUSA does not require upfront payment on any of its loansMs*** has applied for financial services; however, we were unable to approve her applicationBased on the details of the complaint, it is clear that Ms*** has been contacted by fraudsters falsely posing as consumer lenders. While we sympathize with Ms*** situation, we cannot take action because the complaint is not related to CashNetUSAIf Ms*** suspects that she is being contacted by a fraudulent entity we recommend that she follow the link below to the Federal Trade Commission’s web site for information on how she can protect herself against this type of activityhttp://www.consumer.ftc.gov/articles/0078-advance-fee-loans We hope that this response resolves this complaint and answers any questions that your office hasIf we can provide any additional information, please contact us

They claim to be a legitimate loan company, I have scepticisms about them

Over a week ago, I let this company know that my pay dates were changingThey asked me to send a copy of my last two paychecks which I did after I got paid for a week on the 14th of JulyI let the company know that I only was paid for a week on the 14th and that my full two week paycheck would be on the 28th of JulyI received an automated response stating that someone would get back to meI waited and then tried to get onto their website to double-check the dateI couldn't get on on Sunday (I don't know what's with their site, it only seems to work on certain computers but that is another issue) and checked the site on my way to work the following Monday
It still had the old due date on the siteI sent a comment to the company stating my displeasure with the changeI have used this company for awhile now and have never had an issue with them until nowLater that day I received an e-mail that stated:
"Thank you for choosing CashNetUSA, America's trusted online lenderWe

I requested a installment loan of $during 08/I have made payment arrangements with cashnet on 02/23/in the amount of $because I was expecting some refund money from my collegeCashnet only said they could go as far to 03/11/2016, but I told them it could take 30-days for my refund to get to me well cashnet refused to go beyond that dateI asked me school if they're was anyway for me to get my refund any faster they said noI tried to get the money before 03/for me to settle my account

I received a advertising from CashNetUSA It said I was APPROVED for a loan of $ They asked for my ss#, driver's license # and other personal information As soon as I put everything in, I, suddenly, was not approved Now they have all my personal information and I am afraid they will use it NEVER believe these loan scammers That is all they are If I see anything suspicious with my bank account of ss# being used, they WILL see me in court

I had a payment due todayI sent them an email on Monday to ask to cancel it since I did not have the money to cover itThey said they couldn’t do that because the money had already hit my bank accountI meant it to be the other wayI got another message today telling me that I didn’t give them days notice, but I didPayment was due on 8/10/I sent the message requesting the cancellation on 8/6/My bank account is now drastically in the holeThey won’t cancel the payment and put the money back in thereI want the money put right back where it came from

Is this place a ligit loan company?

On February 1, 2017, I contacted CashnetUSA in an effort to have my online account deactivated as my personal information is readily available and due to the nature of the business I no longer wish to have associationThe company is refusing to deactivate the accountFurthermore, on September 10, 2016, I received an email from CashnetUsa stating that my request for a loan had been denied, however, I had not applied for a loan

On 10/11/16, applied for and was approved for a payday loan At that time, the loan amount was for $ The agreement was to repay payments of $ The very first payment was for this amount, however, every other payment was for a lesser amount I provided them with my ACH information to take the payments, and did not agree to any other amounts in payments or duration
Due to them requesting different amounts, this is causing for my payback to take longer, and accrue more interests than what I agreed upon To date, they have extracted over from my back account I did understand their would be interest on my loan, which I understood to be $on top of the $ This payback amount has been surpassed, however, this company is stating I still owe them ~

I got a loan from themI normally get my pay deposited on Wednesday but I informed them several days before to see if they could do it in a FridayI sent them emails waiting for a response and didn't get oneSo they tried to get the money out on 6/7/and overdrew my accountThen later that day they sent an email saying I would have to call that I was able to get it extended for daysI replied back no just until FridaySo when I called these *** people they said no because they had already tried to take the money out when I notified them days before and never got a responseThis is not fare because now not only do I have to pay to my bank because of them my account is overdrawn when I sent it way ahead of time