Experian

Revdex.com Serving San Diego, Orange and Imperial Counties 4747 Viewridge Ave., ii.200San Diego, CA 92123[redacted]
[redacted]Our office recently received your correspondence of March 30, 2017, regarding the above...

mentioned consumer's personal Credit report.To assist you, we must verify the consumer's current delivery address. Please send us one copy of a government issued identification card, such as a driver's license, state ID card, military ID card, etc., and one copy of a utility bill, bank or insurance statement, etc. Make sure that each copy is legible (enlarge if necessary), displays the Consumer's name and current mailing address, and the date of issue (statement dates must be recent). We are unable to accept credit card statements, voided checks, lease agreements, magazine subscriptions or postal service forwarding orders as proof.Experian strives to achieve a high level of customer service for all the consumers they assist. Let me assure you that Experian takes its commitment to efficient, expeditious service seriously. Thank you for allowing me to assist you. Please contact our office if you have any questions.Sincerely, [redacted]
[redacted]

Revdex.com Serving San Diego, Orange and Imperial Counties 4747 Viewridge Ave., #200 San Diego, CA 92123   RE:      [redacted] REF#: [redacted]                     Complaint ID # [redacted]  ...

Dear Revdex.com:   Thank you for your recent correspondence regarding the above-mentioned consumer. Our records indicate that we have contacted the data furnisher to verify the accuracy of the information with which the consumer disagrees. The disputed information was verified as accurately reported and confirmation was mailed to the above-mentioned consumer for review.   When a consumer disputes the accuracy or completeness of information on their personal credit report and tell us specifically why they believe the information is inaccurate or incomplete, we process their dispute as required by law. We contact the furnisher of the data to verify the accuracy of the disputed information.   Judgments, Tax Liens and Bankruptcies are a matter of public record. Although the court where the disputed public records are filed may not report this type of data, a vendor may collect this data directly from the court's public records and supply that information to Experian. Experian does not divulge the names of our vendors as this is proprietary information and they are not the source of this public record information. Experian's method of verification for public records complies with the requirements of the Fair Credit Reporting Act (FCRA).   If the consumer disagrees with the results of the reinvestigation, it is the consumer's legal right, under the FCRA, to add a 100-word statement specifying the nature of their dispute. The statement will appear with the item as long as the item remains on the credit report. Any further concerns regarding the disputed information may need to be directed to the creditors reporting this information. Please refer to the original personal credit report for the furnisher or public records office name, address, and phone number (if available). If the consumer has any additional supporting documentation regarding the disputed information, they may forward that to us for review.   Experian strives to achieve a high level of customer service for all the consumers they assist. Let me assure you that Experian takes its commitment to efficient, expeditious service seriously. Thank you for allowing me to assist you. Please contact our office if you have any questions.   Sincerely,     [redacted] Senior Regulatory Affairs Associate Experian Consumer Affairs [redacted]

Dear Revdex.com:Our office recently received your correspondence of August 25, 2017, regarding the above mentioned Consumer's personal credit report.We are currently investigating the disputed bankruptcy information with which the consumer disagrees. Upon completion of this process, we...

will provide the results of our investigation directly to the Consumer.Judgments, Tax Liens and Bankruptcies are a matter of public record. Although the court where the disputed public records are filed may not report this type of data, a vendor may collect this data directly from the court's public records and supply that information to Experian. Experian does not divulge the names of our vendors as this is proprietary information and they are not the source of this public record information. Experian's method of verification for public records complies with the requirements of the Fair CreditReporting Act (FCRA).When a consumer disputes the accuracy or completeness of information on the personal Credit report and tells us specifically why they believe the information is inaccurate or incomplete, we process the dispute as required by law. We contact the furnisher of the information or the vendor that collected the information from a public record source such as a court or other government office either electronically or by US Mail. We ask the furnisher or the vendor to conduct a thorough and complete investigation to verify all of the information regarding the disputed item, and report back within the time frame required by law. We review and consider the response to determine whether to accept it, reject it, or follow up for additional information. If, after processing, we find that the disputed information is inaccurate, incomplete or cannot be verified, we then delete that information, or modify that information, as appropriate, based upon the dispute and the results of our processing. If we do not receive a response from the furnisher or the vendor within the required period, we update the item as requested or delete the information, in some instances, upon reviewing the credit file and any relevant information submitted to us, we are able to determine whether the disputed information should be changed or deleted without having to contact the furnisher or the vendor. Investigations can take as long as 30 days to reach a conclusion. After we complete our processing, we send the consumer the reSUltS.In addition to the consumer's right to dispute information in the credit file with the credit reporting agencies, the consumer also has the right to dispute information in the credit report directly with the furnisher of the information.If the consumer questions the results of the dispute process, then they may want to contact thefurnisher of the information directly or review the original information in the public record. Please referto the original personal credit report for the furnisher or public records office name, address, and phone number (if available).

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and have determined that this proposed action would not resolve my complaint.  For your reference, details of the offer I reviewed appear below.
I didn't request a reinvestigation by Experian through the Revdex.com, but a deletion of the erroneous items. Experian has been investigating and reinvestigating for almost 3 months now - I requested the method of verification many times - no details were provided! I suspect that a "reasonable investigation" according to the FCRA actually never took place! I suspect that Experian used an automatic response system like e-oscar to communicate with the creditor, this method is not sufficient under FCRA Section 609. I request that Experian follows Federal Law and deletes the items I disputed, please be advised that I did not dispute the accounts itself but only  the erroneous items I pointed out.
Regards,
[redacted]

RE: [redacted] Complaint ID # [redacted] REF: [redacted]Dear Revdex.com:Our office recently received your correspondence of May 15, 2017, regarding the above mentioned consumer's personal credit report.We have mailed a current credit report directly to the consumer for review. If there...

is additional information appearing on a credit report that is believed to be inaccurate or incomplete, we must have a specific dispute. Examples of specific disputes are as follows: "not mine, paid in full, never delinquent or included in bankruptcy" or for public record disputes: "not mine, paid/satisfied, vacated or filed in error". If the status dates, amounts, balances or other specific data is incorrect, the consumer should also indicate what the correct information should be. Please specify the item or aCCount name and number.Please provide the consumer's specific disputes along with their complete identification information (Social Security number, full name, current address, previous addresses in the last two years and date of birth). Also, please include one copy of a government issued identification card, such as a driver's license, state ID card, military ID card, etc., and one copy of a utility bill, bank or insurance Statement, etC.By federal law, your personal credit report must list all organizations that have requested your Credit history. In accordance with the Fair CreditReporting Act, entities who have certified to Experian that they have a permissible purpose may inquire about Credit information. For example, organizations that have granted you creditor with whom you have applied for Credit, or entities collecting on transactions that you initiated or on judgments rendered against you, are permitted to make inquiries on your credit report. Requests for your credit history remain on the personal credit report for at least two years.Inquiries from credit grantors who request your Credit information as part of your application for Credit will display under the heading "Inquiries shared with others" on your personal Credit report. These inquiries display on your Credit report when it is accessed by others with a permissible purpose. These inquiries may affect your Credit score.Other inquiries for your credit information are considered "soft" inquiries and do not affect your Credit score. Some examples are: your current creditors to monitor your accounts, other Creditors who want to offer you preapproved Credit; an employer who wishes to extend an offer of employment, a potential investor assessing the risk of a current credit obligation, an end user to complete your mortgage loan application; and insurance underwriting (auto or home). These inquiries appear under the heading "Inquiries shared only with you" on your personal Credit report and are not seen by anyone but you (except insurance companies may be able to see other insurance Company inquiries). contact the furnisher or the vendor. After we complete our processing, we send the Consumer the resultS.Experian strives to achieve a high level of Customer service for all the consumers they assist. Let me assure you that Experian takes its commitment to efficient, expeditious service seriously. Thank you for allowing me to assist you. Please contact me directly if you have any questions.Sincerely, [redacted]Senior Regulatory Affairs Associate Experian Consumer Affairs 214726[redacted]CC [redacted]

::::: ExperianNovember 25, 2015Revdex.com Serving San Diego, Orange and Imperial Counties 4747 Viewridge Ave., #200San Diego, CA 92123RE: [redacted] Complaint ID # [redacted]REF# [redacted]Dear Revdex.com.Our office recently received your correspondence of November 17, 2015...

regarding the above mentioned consumer's personal credit report.We are currently investigating the information with which the consumer disagrees. Upon completion of this process, we will provide the results of our investigation directly to the consumer.When a consumer disputes the accuracy or completeness of information on the personal credit report and tells us specifically why they believe the information is inaccurate or incomplete, we process the dispute as required by law. We contact the furnisher of the information or the vendor that collected the information from a public record source such as a court or other government office either electronically or by US Mail. We ask the furnisher or the vendor to conduct a thorough and complete investigation to verify all of the information regarding the disputed item, and report back within the time frame required by law. We review and consider the response to determine whether to accept it, reject it, or follow up for additional information. If, after processing, we find that the disputed information is inaccurate, incomplete or cannot be verified, we then delete that information, or modify that information, as appropriate, based upon the dispute and the results of our processing. If we do not receive a response from the furnisher or the vendor within the required period, we update the item as requested or delete the information. In some instances, upon reviewing the credit file and any relevant information submitted to us, we are able to determine whether the disputed information should be changed or deleted without having to contact the furnisher of the vendor. Investigations can take as long as 30 days to reach a conclusion. After we complete our processing, we send the consumer the results.In addition to the consumer's right to dispute information in the credit file with the credit reporting agencies, the consumer also has the right to dispute information in the credit report directly with the furnishes of the information.If the consumer questions the results of the dispute process, then they may want to contact the furnisher of the information directly or review the original information in the public record. Please refer to the original personal credit report for the furnisher or public records office name, address, and phone number (if available).Experian strives to achieve a high level of customer service for all the consumers they assist. Let me assure you that Experian takes its commitment to efficient, expeditious service seriously. Thank you for allowing me to assist you. Please contact our office if you have any questions.Sincerely,[redacted] Senior Regulatory Affairs Associate Consumer Affairs Special Services [redacted]

May 26, 2016Revdex.com Serving San Diego, Orange and Imperial Counties 4747 Viewridge Ave., #200San Diego, CA 92123RE [redacted] Complaint ID #[redacted]Ref # [redacted]Dear Revdex.com.Our office recently received your correspondence of May 18, 2016 regarding the above...

mentioned consumer's personal credit report.An Initial Security Alert has been added to the consumer's credit report. This message, which will expire after 90 days, alerts credit grantors to verify the consumer's identification in case someone is using their information without their consent.We store address information as it is sent to us by the consumers credit grantors or from information contained in public records. One or more sources of information reported the address the consumer is disputing and it is a part of their credit history.If the consumer believes an address in the credit report is inaccurate, they may want to contact the source of the information directly. Please contact us by phone at [redacted] if the consumer needs additional assistance to determine the specific sources of particular address information on their credit report.The disputed name variations and [redacted] account has been previously deletedExperian strives to achieve a high level of customer service for all the consumers they assist. Let me assure you that Experian takes its commitment to efficient, expeditious service seriously. Thank you for allowing me to assist you. Please contact me directly if you have any questions.Sincerely,[redacted] on Behalf of [redacted] Senior Regulatory Affairs Associate Consumer Affairs Special Services [redacted]

June 28, 2017Revdex.com Serving San Diego, Orange and Imperial Counties 4747 Viewridge Ave., #200San Diego, CA 92123RE: [redacted] Complaint ID#: [redacted] REF: [redacted]Dear Revdex.com:Our office recently received your correspondence of June 19, 2017 regarding the above mentioned consumer's rebuttal of our response to his complaint.Our records show conflict between the identification information being reported on the credit profile and the identification information provided in your correspondence.In order to research this matter fully, we will need the consumer to provide our office with proof of their Social security number, such as a copy of the consumer's social security card or a document from the Social Security Administration that displays the consumer's name along with the social security number.In addition, we will need all of the following identification information: the full name including middle initial (and generation such as JR, SR, II, III), current mailing address, social security number (required due to the nature of the consumer's disputes), date of birth and previous address for the past 2 years. Please include all the consumer's specific disputes.Without the information requested above we will not be able to assist the consumer. They may submit their request or documents supporting their claim to Experian, P.O. Box 1240, Allen, TX 75013. The Consumer may also fax their request or documents to 855829.9953 or submit them electronically at experian.com/upload.Thank you for allowing me to assist you. Please contact me directly at [redacted] if you have any questions.[redacted] 
[redacted]Senior Regulatory Affairs Associate Experian Consumer Affairs [redacted]

December 27, 2016Revdex.com Serving San Diego, Orange and Imperial Counties 4747 Viewridge Ave., #200San Diego, CA 92123[redacted]
[redacted]Dear Revdex.com:Our office recently received your correspondence of December 16, 2016...

regarding the above mentioned consumer's complaint.Our records indicate that the disputed [redacted] account does not appear on the consumer's current Experian credit report. We have mailed a current Experian credit report directly to the Consumer for review.According to the Fair Credit Reporting Act (FCRA), a national Consumer Credit reporting agency's role in the dispute process is to review the accuracy and Completeness of any disputed item which may include contacting the furnisher of the information or the vendor that Collected the information from a public record source, such as a Court or other government office, notifying them of the disputed information and disclosing all relevant information regarding the Consumer's dispute. In order to help resolve the Consumer's dispute, Experian will review all relevant documents submitted by the Consumer with the dispute and will forward such documents to the furnisher if Experian is unable to resolve the issue based on those documents. Consumers may also contact Creditors directly to dispute items reported by the Creditor. If the issue is not resolved, then the Consumer Credit reporting agency must offer to include a consumer statement on the personal Credit report.Experian strives to achieve a high level of Customer service for all the Consumers they assist. Let me assure you that Experian takes its Commitment to efficient, expeditious service seriously. Thank you for allowing me to assist you. Please Contact me directly if you have any questions.[redacted]
[redacted]
[redacted]

November 29, 2016Revdex.com Serving San Diego, Orange and Imperial Counties 4747 Viewridge Ave., #200San Diego, CA 92123RE: [redacted] Complaint ID #[redacted]Dear Revdex.com.Our office recently received your correspondence of November 17, 2016...

regarding the above mentioned Consumer's personal Credit report.We are currently investigating the information with which the consumer disagrees. Upon completion of this process, we will provide the results of our investigation directly to the consumer.When a Consumer disputes the accuracy or Completeness of information on the personal Credit report and tells us specifically why they believe the information is inaccurate or incomplete, we process the dispute as required by law. We contact the furnisher of the information or the vendor that Collected the information from a public record source such as a court or other government office either electronically or by US Mail. We ask the furnisher or the vendor to conduct a thorough and complete investigation to verify all of the information regarding the disputed item, and report back within the time frame required by law. We review and Consider the response to determine whether to accept it, reject it, or follow up for additional information. If, after processing, we find that the disputed information is inaccurate, incomplete or Cannot be verified, we then delete that information, or modify that information, as appropriate, based upon the dispute and the results of our processing. If we do not receive a response from the furnisher or the vendor within the required period, we update the item as requested or delete the information, in some instances, upon reviewing the credit file and any relevant information submitted to us, we are able to determine whether the disputed information should be changed or deleted without having to contact the furnisher or the vendor. Investigations can take as long as 30 days to reach a conclusion. After we complete our processing, we send the consumer the results.In addition to the consumer's right to dispute information in the credit file with the credit reporting agencies, the Consumer also has the right to dispute information in the Credit report directly with the furnisher of the information.If the consumer questions the results of the dispute process, then they may want to contact the furnisher of the information directly or review the original information in the public record. Please refer to the original personal credit report for the furnisher or public records office name, address, and phone number (if available).Experian strives to achieve a high level of Customer service for all the Consumers they assist. Let me assure you that Experian takes its Commitment to efficient, expeditious service seriously. Thank you for allowing me to assist you. Please Contact our office if you have any questions.Sincerely,[redacted]

Dear Revdex.com:Our office recently received your correspondence of August 30, 2017, regarding the above mentioned consumer's personal credit report.We are currently investigating the disputed bankruptcy information with which the consumer disagrees. Upon completion of this process, we...

will provide the results of our investigation directly to the Consumer.Judgments, Tax Liens and Bankruptcies are a matter of public record. Although the court where the disputed public records are filed may not report this type of data, a vendor may collect this data directly from the court's public records and supply that information to Experian. Experian does not divulge the names of our vendors as this is proprietary information and they are not the source of this public record information. Experian's method of verification for public records complies with the requirements of the Fair CreditReporting Act (FCRA).When a consumer disputes the accuracy or completeness of information on the personal credit report and tells us specifically why they believe the information is inaccurate or incomplete, we process the dispute as required by law. We contact the furnisher of the information or the vendor that collected the information from a public record source such as a court or other government office either electronically or by US Mail. We ask the furnisher or the vendor to conduct a thorough and complete investigation to verify all of the information regarding the disputed item, and report back within the time frame required by law. We review and consider the response to determine whether to accept it, reject it, or follow up for additional information. If, after processing, we find that the disputed information is inaccurate, incomplete or cannot be verified, we then delete that information, or modify that information, as appropriate, based upon the dispute and the results of our processing. If we do not receive a response from the furnisher or the vendor within the required period, we update the item as requested or delete the information, in some instances, upon reviewing the credit file and any relevant information submitted to us, we are able to determine whether the disputed information should be changed or deleted without having to contact the furnisher or the vendor. Investigations can take as long as 30 days to reach a conclusion. After we complete our processing, we send the consumer the results.In addition to the consumer's right to dispute information in the credit file with the credit reporting agencies, the consumer also has the right to dispute information in the credit report directly with the furnisher of the information.If the consumer questions the results of the dispute process, then they may want to contact thefurnisher of the information directly or review the original information in the public record. Please referto the original personal credit report for the furnisher or public records office name, address, and är phone number (if available).  Experian strives to achieve a high level of customer service for all the consumers they assist. Let me assure you that Experian takes its commitment to efficient, expeditious service seriously. Thank you for allowing me to assist you. Please contact our office if you have any questions.[redacted]Senior Regulatory Affairs Associate Experian Consumer Affairs [redacted]

Dear Revdex.com:
I will not accept this reply until I receive my updated credit report proving that my fraud alert telephone numbers have been updated accordingly and Experian contacts their subscriber who reported the wrong address and Experian making their subscriber prove that my name, address, date of birth, social security number matches their records for this wrong address.  I cannot contact whomever reported it because it is part of the fraud and I have no idea who did it and I am not going to keep going back and forth with Experian to rectify this matter. I want the address that does not belong to me of [redacted] removed from my credit report as I requested it several months ago. I have never lived there, I do not know anyone that lives there and it is the responsibility of the credit reporting agency to remove any information that is fraudulent and I do not appreciate the reply from Experian considering they are ignoring that this was a fraudulent address used with my name by someone and I do not know who the creditor is nor do I know who the fraudulent person is to pinpoint this and get it removed. Therefore, my contacting the credit bureau requires that they remove any wrong and fraudulent information and I have never used my credit in the last 15 years so how is this address part of my credit history when I never used it nor does any of my creditors have proof that I used it??? I want it removed because it is not part of my credit history and it is Experian's job to verify my name, address, social security number, date of birth and that their subscriber has data that proves that I used this address; which I know they will not have because I have never lived at the address I am disputing and I want it removed period!!!!!!!!!!!!!!!!!!!!!! It is not part of my credit history and Experian is not doing their job here in removing it when I am clearly challenging them to make their subscriber show proof that the address was used by me!!!!I want Experian to contact the creditor who provided this information and verify my name and social security number with this creditor so the creditor can see that they have the wrong person and that this is not my address. Maybe then Experian will do their jobs.  What is the point of credit reporting agencies being regulated by the Fair Credit Act and the FTC when in actuality they do not even adhere to the terms and guidelines outlined by the FTC nor do their acknowledge the Fair Credit Act which protects consumers from this type of miscommunicated and inaccurate information??? I do not appreciate Experian not doing their job. Experian is the one that should contact their subscriber and make that subscriber show proof of my name, social security number, date of birth, address and prove that I used this address because I never used it, nor have I ever lived there, and the worst part of it is I have not even used my credit in the last 15 years so how can Experian say it's part of my credit history when I never used it??? Again, I will not accept the reply from Experian until Experian removes and deletes this fraudulent address from my credit records.  My previous address is: [redacted] in which I own the home at this address and own my condo in [redacted] and these are the only addresses I have ever had and I want the wrong and incorrect information validated by the subscriber by Experian. I cannot contact someone that I do not know, nor whomever applied using this address or the creditor or subscriber who reported it because I never applied for anything with this address and I want it removed.  I would have never went to all this trouble to report Experian if they would have removed the wrong address months ago when I first contacted them. Something of this nature should not be difficult to delete when a consumer is telling you clearly that it does not belong to them. This is one of the reasons why fraud begins because it is the credit reporting agencies that allows wrongful and fraudulent information to remain on your credit reports and they do not hold their subscribers accountable for reporting on the wrong person.  Experian, I know you are reading this --- contact your subscriber and make them verify my name, address, social security number and date of birth and then you will see that you never validated this information, and it should not be reporting! I want it removed.  Please do your job and stop expecting me, the consumer to do it when I never initiated this address or used it, nor do I know the creditor or the subscriber who reported it, so how can you expect me to contact them when I do not know who the heck they are?? Now please, do your job and contact your subscriber and make them show you proof that I used this address or delete it as I requested you to do because it does not belong to me and I should not have to go through all this grief for something that does not belong to me and should have been removed months ago!!!
[redacted]

April 29, 2016Bettes Business Bureau Serving San Diego, Orange and Imperial Counties 4747 Viewridge Ave., #200San Diego, CA 92123RE: [redacted] Complaint ID #[redacted]REF# [redacted]Our office recently received your correspondence of April 21, 2016 regarding the above mentioned consumer's...

complaint.Our records indicate that we have not previously received this complaint from the Revdex.com.Using the identification information you provided, we are unable to locate a credit record for the abovementioned consumer. The consumer either has no credit history or additional identification information is needed in Order to access the Credit information. Please forward the ConSUmer's specific disputes along with the consumer's complete identification information (Social Security number, full name, current address, previous addresses in the last two years and date of birth).Please include one copy of a government issued identification card, such as a driver's license, state |D card, etc., and one copy of a utility bill, bank or insurance statement, etc.Experian strives to achieve a high level of customer service for all the consumers they assist. Let me assure you that Experian takes its commitment to efficient, expeditious service seriously. Thank you for allowing me to assist you. Please contact me directly if you have any questions.Sincerely,[redacted] Senior Regulatory Affairs Associate Consumer Affairs Special Services [redacted]

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution would be satisfactory to me.  I will wait for the business to perform this action and, if it does, will consider this complaint resolved.
Regards,
[redacted]

January 18, 2017Revdex.com Serving San Diego, Orange and Imperial Counties 4747 Viewridge Ave., #200San Diego, CA 92123[redacted]Dear Revdex.com.Our office recently received your correspondence of January 9, 2017,...

regarding the above mentioned Consumer's personal Credit report.We are currently investigating the information with which the consumer disagrees. Upon completion of this process, we will provide the results of our investigation directly to the consumer for review.Please feel free to contact our office directly if you need further assistance.Sincerely,[redacted]

Dear Revdex.com:Our office recently received your correspondence dateC Algisi 14 2017, regarding the above mentioned consumer's personal credit report.A personal Credit report, by law, must list all parties that nave requested a consumer's credit history. According to the Fair...

CreditReporting Act, Credit grantors witi, a permissible purpose may inquire about Credit information. Requests for your client's Credit hist:fy remain on the personal Credit report for 2 years. The federal Fair CreditReporting Act (the FCRA) section 604 outlines permissible purposes of consumer reports. -The inquiries shown on a Credit report are a factual record of the Companies who have accessed and reviewed a Consumer's profile. They are only logged on theireport, when in fact, an inquiry was made. A record of this activity, pursuant to federal law, must remain a part of record. Please note that Experian does not receive a copy of any applications made to Credit grantors. The consumer may wish to contact the Creditor directly for that informationTherefore, we must respectfully deny the consumer's request to remove the inquiries. If I may be of further assistance you, please feel free to contact me directlySincerely,[redacted]n Senior Regulatory Affairs Associate Experian Colsufle Affairs 214726 4O45

It would appear that this [redacted] is notorious for giving people the runaround.I however am not [redacted] to settle for an answer that is not acceptable.[redacted] is not mine. I have current and active accounts with[redacted], 2 of them to be exacy and this is not one  of themThis belongs to my husbands ex wife whom we have both told you falsely obtainedcreditseveral times in our names. They did not even use my correct information.Why would [redacted] have 2 accounts open in my name if I had bad debt with them?THIS IS NOT MINE[redacted] PAID THIS AND SENT THEM A LETTER STATING SO. THEY SHOW MY COPAYANDDEDUCTIBLE AS BEING MET AND THAT THIS WAS PAID TO THE ORIGINAL CREDITOR.THIS SHOULD BE DELETED

Yes, I do have a third party working on my credit. It is [redacted] and it'd regarding Experian.

Revdex.com:
I have reviewed the response made by the business in reference to complaint ID [redacted], and find that this resolution would be satisfactory to me.  I will wait for the business to perform this action and, if it does, will consider this complaint resolved.
Regards,
[redacted]

May 4, 2017Revdex.com Serving San Diego, Orange and imperial Counties 4747 Viewridge Ave., #200San Diego, CA 92123RE: [redacted] Complaint ID # [redacted] REF: [redacted]Dear Revdex.com:Our office recently received your correspondence of April 25, 2017, regarding the above...

mentioned consumer's personal credit report.We are currently investigating the information with which the consumer disagrees. Upon completion of this process, we will provide the results of our investigation directly to the consumer.When a consumer disputes the accuracy or completeness of information on the personal credit report and tells us specifically why they believe the information is inaccurate or incomplete, we process the dispute as required by law. We contact the furnisher of the information or the vendor that collected the information from a public record source such as a court or other government office either electronically or by US Mail. We ask the furnisher or the vendor to conduct a thorough and complete investigation to verify all of the information regarding the disputed item, and report back within the time frame required by law. We review and consider the response to determine whether to accept it, reject it, or follow up for additional information. If, after processing, we find that the disputed information is inaccurate, incomplete or cannot be verified, we then delete that information, or modify that information, as appropriate, based upon the dispute and the results of our processing. If we do not receive a response from the furnisher or the vendor within the required period, we update the item as requested or delete the information, in some instances, upon reviewing the credit file and any relevant information submitted to us, we are able to determine whether the disputed information should be changed or deleted without having to contact the furnisher or the vendor. Investigations can take as long as 30 days to reach a conclusion. After we complete our processing, we send the Consumer the results.In addition to the consumer's right to dispute information in the credit file with the credit reporting agencies, the consumer also has the right to dispute information in the credit report directly with the furnisher of the information.If the consumer questions the results of the dispute process, then they may want to contact the furnisher of the information directly or review the original information in the public record. Please refer to the original personal Credit report for the furnisher or public records office name, address, and phone number (if available)Experian strives to achieve a high level of Customer service for all the consumers they assist. Let me assure you that Experian takes its commitment to efficient, expeditious service seriously. Thank you for allowing me to assist you. Please contact our office if you have any questions.[redacted] 
[redacted]Senior Regulatory Affairs Associate Experian Consumer Affairs 214726[redacted]